--- title: "Compare Venmo vs Zil Money 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Venmo and Zil Money based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/222572-10014229/Venmo--vs-Zil-Money" page_type: "comparison" language: "en" --- # Venmo vs Zil Money Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: VenmoZil Money2/4 selected [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) [## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting Price Contact vendor Value-for-Money 4.8 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [9,306 reviews](#user-reviews) Positive 8,859 Neutral 299 Negative 148 [## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Starting Price $30.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment JL AH Based on [103 reviews](#user-reviews) Positive 95 Neutral 6 Negative 2 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. ### Melio 4.2 (405) * * * Starting Price $25.00 Per User,Per Month Free Trial Free Version * * * User rating 83% of reviewers rated it above 4 stars * * * ### Helcim 3.7 (35) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 66% of reviewers rated it above 4 stars * * * ### Revolut Business 4.0 (82) * * * Starting Price £10.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 76% of reviewers rated it above 4 stars * * * Highest Rated ### Payplug 4.4 (8) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 88% of reviewers rated it above 4 stars * * * ## Summary * * * Key features rated by users Features selected based on 24,065 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention NA Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.7 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing 4.5 Expense Tracking NA User satisfaction User satisfaction 4.7 User reviews[9,306](https://www.capterra.com/p/222572/Venmo-/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.8 Customer support 4.4 User satisfaction 4.7 User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from $30Usage Based, Per Month - Free version - Free trial Best for Best for Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions. Best for United States Businesses Small and medium businesses Entrepreneurs Freelancers ## User reviews Pros & cons SW Sarah W. Owner > "My favorite thing about Venmo is being able to lock my card that way if I lose it, nobody can access my funds, Plus I love the..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577) CH Colleen H. OWNER > "The verification process was not easy and I had several issues with adding the business bank account for sending and receiving..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909) RR Rebecca R. Production manager > "The app makes splitting bills, paying friends, or handling small transactions very convenient, and transfers usually happen within..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) VW Victoria W. Creator > "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) NHH Nguyen H. H. Deputy Service Manager > "Venmo does a decent job with what we need for our smaller business, particularly if we are on the move or need to reimburse quickly." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459) RI Ricardo I. Self Employed > "What I least like about Venmo is the not so wide network of banks it has, you usually run into issues if you use a local bank." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7159432) AS Amber S. Business Administrator > "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) NHH Nguyen H. H. Deputy Service Manager > "The charges and sometimes tech glitches, though, make it not the best option for more complicated financial transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459) DH Denise H. paralegal > "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997) KATRINA B. Cashier > "I did not like that I could not transfer money from my PayPal to my venmo but I think they fixed that so you can now" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7185155) PC Patrick C. Administrator > "The way it opens up the ability to make transactions happen in a wide variety of places with an easy to use interface." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7156100) BY Brian Y. Visa Consulting Specialist > "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018) DR David R. Dive Operation Manager > "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505) AP Alissa P. agent > "Customer support can be slow, and there are occasional bugs or issues with transactions or account access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) Desiree G. peer support > "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) HC Hilary C. Owner > "Privacy settings can be confusing, and instant transfer fees may add up with frequent use over time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7127843) HH Heather H. Marketing and Communications Executive > "The execution speed is flawless, and the social aspect of the app makes transactions very user-friendly." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7180655) JB Julianne B. office > "Fees tied to venmo can be a little intimidating for some businesses and not for profits forcing you use a different method" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762) KW Kate W. Office Manager > "It's super easy to take payments whereever you are, online, in person, and have others in the business take payments on your behalf." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7138104) RW Renee W. Direct support professional > "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467) AP Alissa P. agent > "It’s easy to use, fast, and reliable for sending and receiving money. While it’s great for convenience, it has some limitations..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) CH Colleen H. OWNER > "I asked pointed questions to try and understand why the payment wasn't processing, but they couldn't explain to me why it wasn't..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909) RR Rebecca R. Production manager > "The interface is simple and user-friendly, and linking a bank account or card is straightforward." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) VR Verified Reviewer Regulatory Engineer > "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) CB Crysta B. Sales > "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272) KG Krista G. VP > "Venmo's dispute process is often glitchy and hard to find a resolution." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7145769) VR Verified Reviewer Regulatory Engineer > "Great way to pay others back quickly and track small expenses." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) Lexus K. Cleaner > "I also don’t really care for the social feed aspect because I don’t think other people need to see who I’m sending money to." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7197727) BL Brooke L. Customer Service Worker > "Credit card payments are so easy to submit and the fees are minimal therefore it is excellent for small business use." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7172107) VB Violet B. Artist Representative > "I dislike having to turn off public view for my personal and/or business transactions. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7140777) PK Paul K. President > "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) MW Melissa W. Hospital administrator > "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619) Nava B. Owner > "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073) Trinidad F. Autonomous Remote Assistant > "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524) CTB Connor T. B. Financial Operations Manager > "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809) JG Jennifer G. Librarian > "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) PK Paul K. President > "With low fees and top notch customer support, it is an excellent choice for your business and personal needs." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) CH Colleen H. OWNER > "I was not given a timeframe for resolution or any possible solutions to the issue..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909) DP Dana P. Admin > "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) HH Heather H. Marketing and Communications Executive > "the default public newsfeed poses serious privacy concerns" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7180655) MW Melissa W. Hospital administrator > "Venmo offers secure, money, transferring and a really easy way to pay." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7171509) Mallory T. Executive chef > "They also charged me for a business transaction when it was not one" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7158079) KATRINA B. Cashier > "I like that venmo is easy to use and that I can have a business account and my regular account and I have not had any issues so far." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7185155) AM Annie M. Physician Assistant > "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541) AP Alissa P. agent > "Payment processing is fast, and it’s convenient for everyday transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) AF Alicia F. Owner > "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985) GA George A. Owner > "Searching users is quick and the process of making payments as well as receiving payments is quick." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405) MM Madison M. Speech Language Pathology Assistant > "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796) JP Jabbara P. Owner > "It's a great alternative when my customers and clients don't use paypal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164124) KK Kennedy K. Four Oaks Farm Staff Assistant > "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209) JB Julianne B. office > "Venmo is an easy way to pay and receive payments with family and friends and small business! " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762) RW Robin W. President > "Both outdated support options on the App and the website and then horrific support through their customer support phone line. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) KC Kimberlee C. Supervisor > "I enjoy using it to send my son money when he needs it. And it is immediately available to him." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167) VR Verified Reviewer Administrative Assistant > "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926) AS Amber S. Business Administrator > "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) KM Kristen M. Owner > "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701) VR Verified Reviewer Dental Hygienist > "The addition of the ability to buy crypto is a nice touch as well." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560) SG Sausha G. Barista > "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187) KL Kate L. Sales > "The app is simple, reliable, and makes sending and receiving money quick and convenient." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7196252) BL Blake L. graphic designer > "However it has some drawbacks including security risks, potential privacy issues and fee structures." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276) SW Sarah W. Owner > "I don't ever have any bugs or issues with my card/the website." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577) KJ Krysta J. Teacher > "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021) HG Helder G. Owner > "I can send and receive money to my friends easily and also collect payments in my small business" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251) LG Lisa G. Coach and Consultant > "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723) JC Jesse C. Massage Therapist > "I like that you can easily provide your personal QR code for customers to link to and pay you." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228) ND Nathaniel D. Speech pathologist > "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958) Ashley B. Owner > "I like that Venmo separates my personal profile from my small business profile." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483) RW Robin W. President > "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) Nathaniel H. Process Engineer > "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812) AS Alexis S. Owner > "It is a bit confusing and something that you will have to get used to before actually sending an receiving money." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966) SC Sebastian C. Information Technology Intern > "Functionality is good and fleshed out, having all features I need." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) BL Brandon L. Head > "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258) SC Sebastian C. Information Technology Intern > "Customer support was great when bugs and issues arose." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) LH Larry H. Owner > "First I liked using them, but then they paused my account with no good reason and with no recourse other than “ we suggest finding..." [See full review](https://www.capterra.com/p/222572/Venmo-/#SoftwareAdvice___6692045) WD Will D. Project Accountant > "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756) Saemi P. artist > "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) Karin R. Executive Director > "We host dozens of events every year and Venmo allows us the flexibility to accept payment on the fly and to pay gratuity to our..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6152324) CD Caitlin D. Founder > "As far as I know, it's not available outside the US, which limits international transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6660846) SH Shannel H. Dispatcher > "Venmo is an easy way to get paid right away if you want to have a fee, or you can wait for a few days and get your money faster" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) RN Rachael N. Student > "It can be frustrating when it makes you pay more (fees?) for random payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775774) SR Savannah R. Owner, D.C. > "So user friendly and lots of options available on the app." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7114211) VR Verified Reviewer Product Manager > "Recent changes to some of the interfaces have made certain heavily used features a bit more difficult to access, but that is mainly..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3317253) SH Shannel H. Dispatcher > "Easy to use, Self explanatory, navigation though out the whole system is simple and easy." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) AA Ariane A. Marketing Manager > "It is sometimes difficult to navigate Contacts and to find users you've interacted with in the past, if you forgot to add the..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3210950) Felipe V. gerente > "I like the interface and the dynamics of the application." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680101) SW Sophie W. Student > "Venmo seems to be in between two interfaces which can make navigating the app difficult." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3205338) KG Kylee G. Director of youth and intern ministries > "It’s convenient for business and personal use." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6886514) KD Kelsie D. Training and Communications Coordinator > "The functions and navigation felt more intuitive before, and now things are more confusing." [See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___3301101) FZ Farooq Z. Consultant > "Peer to peer payments are the heart of the app, with integrated transaction history and account management." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4459108) BL Brandon L. Head > "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258) AM Angie M. Pet Groomer > "Also like that it can be integrated into Amazon" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6012826) DD Donald D. Co owner > "I have a small amount of capital stuck in venmo that I have no idea how to get out and I can't get an answer from anyone in..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3251362) AC Abby C. Digital Marketing Manager > "I typically use it to pay my friends or family for different things and have recently been using the integration with SplitWise..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3731394) VR Verified Reviewer sales > "Unable to integrate with my paypal account even though they are owned by Paypal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___2777983) VR Verified Reviewer Sr. Product Marketing Manager > "Even as a vendor payment processor, it's fantastic to integrate and plug into the ecosystem with many valuable tools available for..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3595705) DM Dillon M. Firefighter > "Currently my bank woodforest isn't available for rapid transfer either." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___2541592) SR Savannah R. Owner, D.C. > "So easy to use!" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7114211) Kaitlin C. director > "Sometimes things are delayed and take forever to reciev when other times it's quick" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6039926) PM Paulo M. CEO > "this a really great and fast app to make business with people and right on time get results" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6798684) VR Verified Reviewer Head > "Even though venmo has so many benefits, it comes with it's own disadvantages." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6154643) VR Verified Reviewer Owner > "Easy to use." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7008272) AS Adam S. Attorney > "it is slower to process deposits without using the instant feature." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3245598) LJ Lauren J. Director > "very positive, easy to use and use often" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6659411) TC Tiffany C. Acct Assoc > "Th new design makes it more difficult to use" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___3217195) JP Jabbara P. Owner > "It's a great alternative when my customers and clients don't use paypal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164124) MW Melissa W. Hospital administrator > "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619) SC Sebastian C. Information Technology Intern > "Customer support was great when bugs and issues arose." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) RW Robin W. President > "Both outdated support options on the App and the website and then horrific support through their customer support phone line. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) BL Brooke L. Customer Service Worker > "The ease of use and customer support makes Venmo value for money by itself." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7172107) ZD Zach D. Director > "The refunding service is a little confusing." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775226) VH Vickie H. Office Manager > "Oomee day service is always a plus" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6815425) SA Sheryl A. Consult > "You cannot depend on Venmo and customer can never help or just won’t." [See full review](https://www.capterra.com/p/222572/Venmo-/#SoftwareAdvice___6703602) [View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/) JL Justin L. Owner > "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578) DW Davon W. CEO > "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) AH Ahmad H. Engineer > "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036) DW Davon W. CEO > "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) JAP Jonica Ariel P. CEO > "The ease of creating your own secure way of making payments for small business owners who have to make every penny count." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227) MO Michael O. Owner > "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333) JL Justin L. Owner > "It helped me keep my money secure and help me do quick money transfers when I needed it." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578) AM Annie M. Strategy and Operations Manager > "The customer support can take a while to get help when something goes wrong." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035) DS Dmitriy S. Add Marketing > "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863) FF Fernando F. CEO - IT Consultant > "I did not like that some funding sources where not available for all methods of payments, particularly eChecks" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395) SA Shadma A. CEO > "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983) CM Charles M. Owner > "The app is a bit hard to see all the buttons and I'm not about to access the features." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400) PC Pulkeet C. Founder > "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) BB Beau B. Owner > "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998) FF Fernando F. CEO - IT Consultant > "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395) AF Anthony F. Owner > "Nothing that I can think of off the top of my head" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744) PC Pulkeet C. Founder > "I liked the user-friendly interface and the ability to create and send checks instantly." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) AH Ahmad H. Engineer > "I really still testing it till now, and I still did not find anything that I do not like." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036) ZAHWAAN A. Manager > "It's relaible for daily use and I appreciate the range of payment options it offers" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121) PD Presley D. Owner > "I can’t think of much that I don’t like about zil money only could be faster processing." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141) AG Abderahmane G. Agriculture > "Overall, Zil Money has helped streamline my payment and accounting processes." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154) AS Adam S. Directer > "I never got any free money and the signing of the check never happened" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152) PC Pulkeet C. Founder > "It saves a lot of time for small businesses and freelancers like me." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) FP Frances P. Administration > "Only thing is that customer service so somewhat difficult to get in touch with." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) JAP Jonica Ariel P. CEO > "It was a no hassle quick process that left me stress free!" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227) AR Ardinay R. Owner > "There isn't anything that really bother me about the app, maybe add on some features?" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567) BL Bonita L. Work from home mom > "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571) AF Amber F. Co owner > "Don’t like using online services for anything." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507) BK Bridgette K. Owner > "I like being able to offer my customers different payment options including ACH, debit, and credit card." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281) BS Bridillia S. Admin > "The setup is confusing and hard to deal with" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100) AS Ashley S. Owner > "This company is a great opportunity to take Adamvantage of using." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7029093) CS Cayden S. CEO > "I really don't have an compliants about zil money." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284) AG Abderahmane G. Agriculture > "I liked the flexibility and variety of features Zil Money offers." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154) CM Cheyenne M. None > "I havent found anything yet that i can i say i dislike about zil" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307) AS Adam S. owner > "Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6336411) CM Charles M. Owner > "The app is a bit hard to see all the buttons and I'm not about to access the features." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400) AF Ana F. Program Assistant > "User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6344643) BS Bridillia S. Admin > "The setup is confusing and hard to deal with" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100) FP Frances P. Administration > "I like the no minimum requirements and zero fees, making it an attractive option for businesses of all sizes." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) DW Davon W. CEO > "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) CW Craig W. Ceo > "I like that i can use multiple payment methods and that my data is always secure." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6343073) DW Davon W. CEO > "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) JB Justin B. Owner > "Zil Money has been an absolute game-changer for my business!" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6495816) AM Annie M. Strategy and Operations Manager > "The customer support can take a while to get help when something goes wrong." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035) YM Yvonne M. Real estate agent > "The process is very easy." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836107) FP Frances P. Administration > "Only thing is that customer service so somewhat difficult to get in touch with." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) [View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/) ## User interface [Venmo](https://www.capterra.com/p/222572/Venmo-/) 4.73 (9,306) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/) 4.69 (103) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important ACH Payment Processing 150 Important Activity Dashboard 120 Important Venmo 9/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/222572/Venmo-/#features) Zil Money Top features 10/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/10014229/Zil-Money/#features) ### Recognition Venmo is recognized as a top-rated tool in 4 Capterra Shortlist reports Best Value Payment Processing Software (2022)  No recognitions have been awarded to Zil Money ### Deployment & support Venmo Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Zil Money Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Venmo - By PayPal - Located in United States - Founded in 1998 Zil Money - By Zil.US - Located in United States - Founded in 2008 ## Popular Comparisons [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-222572/PayPal-vs-Venmo-) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $30/month Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-10014229/PayPal-vs-Zil-Money) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-10014229/Stripe-vs-Zil-Money) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-10014229/Square-Payments-Processing-vs-Zil-Money) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $30/month Price $38/month 4.5 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-10014229/QuickBooks-Online-vs-Zil-Money) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-275802/Venmo--vs-Square-Point-of-Sale) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (405)](https://www.capterra.com/p/184673/Melio/reviews/) $30/month Price $25/month 4.5 Features 4.1 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/184673-10014229/Melio-vs-Zil-Money) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,718)](https://www.capterra.com/p/83891/Shopify/reviews/) Contact vendor for pricing Price $29/month 4.6 Features 4.4 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/83891-222572/Shopify-vs-Venmo-) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Paystand](https://www.capterra.com/p/131733/PayStand/)[4.52 (337)](https://www.capterra.com/p/131733/PayStand/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/131733-10014229/PayStand-vs-Zil-Money)