# Compare Venmo vs Wise 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Venmo and Wise based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/222572-234269/Venmo--vs-Wise --- # Venmo vs Wise Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: VenmoWise2/4 selected [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) [Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/) [## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting Price Contact vendor Value-for-Money 4.8 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [9,281 reviews](#user-reviews) Positive 8,835 Neutral 299 Negative 147 [## Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/) Starting Price Contact vendor Value-for-Money 3.8 Functionality 3.9 Ease of Use 4 Customer Service 3.5 Reviews Sentiment Based on [85 reviews](#user-reviews) Positive 60 Neutral 4 Negative 21 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention NA Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 3.8 Online Payments 3.7 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.7 User reviews[9,281](https://www.capterra.com/p/222572/Venmo-/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.8 Customer support 4.4 User satisfaction 3.8 User reviews[85](https://www.capterra.com/p/234269/Wise/reviews/) Ease of use 4.0 Functionality 3.9 Value for money 3.8 Customer support 3.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions. Best for Not provided by vendor ## User reviews Pros & cons AS Amber S. Business Administrator > "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) VW Victoria W. Creator > "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) DH Denise H. paralegal > "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track of..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997) BY Brian Y. Visa Consulting Specialist > "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018) RR Rebecca R. Production manager > "The app makes splitting bills, paying friends, or handling small transactions very convenient, and transfers usually happen within seconds." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) MW Melissa W. Hospital administrator > "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619) DR David R. Dive Operation Manager > "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505) Trinidad F. Autonomous Remote Assistant > "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524) Desiree G. peer support > "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) JG Jennifer G. Librarian > "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) Nava B. Owner > "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073) AP Alissa P. agent > "Customer support can be slow, and there are occasional bugs or issues with transactions or account access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) GA George A. Owner > "Searching users is quick and the process of making payments as well as receiving payments is quick." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405) HC Hilary C. Owner > "Privacy settings can be confusing, and instant transfer fees may add up with frequent use over time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7127843) KC Kimberlee C. Supervisor > "I enjoy using it to send my son money when he needs it. And it is immediately available to him." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167) RW Renee W. Direct support professional > "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467) AS Amber S. Business Administrator > "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may have..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) AM Annie M. Physician Assistant > "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541) VR Verified Reviewer Dental Hygienist > "The addition of the ability to buy crypto is a nice touch as well." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560) VR Verified Reviewer Regulatory Engineer > "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) KW Kate W. Office Manager > "It's super easy to take payments whereever you are, online, in person, and have others in the business take payments on your behalf." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7138104) Saemi P. artist > "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process payments..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) Ashley B. Owner > "I like that Venmo separates my personal profile from my small business profile." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483) KG Krista G. VP > "Venmo's dispute process is often glitchy and hard to find a resolution." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7145769) AP Alissa P. agent > "It’s easy to use, fast, and reliable for sending and receiving money. While it’s great for convenience, it has some limitations when it comes to..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) RW Robin W. President > "Both outdated support options on the App and the website and then horrific support through their customer support phone line. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) RR Rebecca R. Production manager > "The interface is simple and user-friendly, and linking a bank account or card is straightforward." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) VR Verified Reviewer Administrative Assistant > "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926) CB Crysta B. Sales > "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272) VB Violet B. Artist Representative > "I dislike having to turn off public view for my personal and/or business transactions. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7140777) VR Verified Reviewer Regulatory Engineer > "Great way to pay others back quickly and track small expenses." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) BL Blake L. graphic designer > "However it has some drawbacks including security risks, potential privacy issues and fee structures." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276) WD Will D. Project Accountant > "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756) LG Lisa G. Coach and Consultant > "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723) PK Paul K. President > "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) Saemi P. artist > "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked to..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) CTB Connor T. B. Financial Operations Manager > "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809) RW Robin W. President > "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) PK Paul K. President > "With low fees and top notch customer support, it is an excellent choice for your business and personal needs." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) AS Alexis S. Owner > "It is a bit confusing and something that you will have to get used to before actually sending an receiving money." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966) AB Amanda B. assistant manager > "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301) AF Alicia F. Owner > "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985) DP Dana P. Admin > "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) MM Madison M. Speech Language Pathology Assistant > "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796) AP Alissa P. agent > "Payment processing is fast, and it’s convenient for everyday transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) KK Kennedy K. Four Oaks Farm Staff Assistant > "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209) MT Michael T. Tutor > "The social media element is odd and unnecessary. If you’re a very small business with minimal bookkeeping and data needs, Venmo works perfectly..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6330746) VR Verified Reviewer sole proprieter > "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined." [See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499) DG Debra G. Sales manager > "Good for collecting payments and customer service is good experience" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895) KM Kristen M. Owner > "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701) VW Victoria W. Creator > "I have many small businesses and side hustles and Venmo is very easy to use with minimal to no set up or commitment required." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) SN Susan N. Owner > "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card,..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) HG Helder G. Owner > "I can send and receive money to my friends easily and also collect payments in my small business" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251) JS Julissa S. Administration > "I don’t like being charged for express transfers." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461) VR Verified Reviewer Notary public and controller > "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655) SG Sausha G. Barista > "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187) JC Jesse C. Massage Therapist > "I like that you can easily provide your personal QR code for customers to link to and pay you." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228) KJ Krysta J. Teacher > "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021) BH Brianna H. Front Office > "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446) ND Nathaniel D. Speech pathologist > "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958) Nathaniel H. Process Engineer > "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812) BP Brittany P. Owner > "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759) SC Sebastian C. Information Technology Intern > "Functionality is good and fleshed out, having all features I need." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) BL Brandon L. Head > "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258) SC Sebastian C. Information Technology Intern > "Customer support was great when bugs and issues arose." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) SN Susan N. Owner > "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go by..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) JG Jennifer G. Librarian > "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) LH Larry H. Owner > "First I liked using them, but then they paused my account with no good reason and with no recourse other than “ we suggest finding another payment..." [See full review](https://www.capterra.com/p/222572/Venmo-/#SoftwareAdvice___6692045) AS Arpan S. Email Marketing Expert > "Guests who arrived at our events were able to make payments via their phones or tablets; this convenience allowed us to move through the line..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4799301) BB Bronwyn B. Seller > "It makes it difficult to go through my payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) Karin R. Executive Director > "We host dozens of events every year and Venmo allows us the flexibility to accept payment on the fly and to pay gratuity to our performers by..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6152324) CD Caitlin D. Founder > "As far as I know, it's not available outside the US, which limits international transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6660846) Desiree G. peer support > "I connected my bank account with no issue." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) RN Rachael N. Student > "It can be frustrating when it makes you pay more (fees?) for random payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775774) BB Bronwyn B. Seller > "I love being able ti leave notes on the transactions" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) BB Braydon B. Small business owner. > "The updates about who is paying who that you know are kind of weird. But don’t make the program any less useful" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6769084) BB Bronwyn B. Seller > "I love being able ti leave notes on the transactions" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) SH Shannel H. Dispatcher > "The fees can be a little high." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) SH Shannel H. Dispatcher > "Venmo is an easy way to get paid right away if you want to have a fee, or you can wait for a few days and get your money faster" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) DP Dana P. Admin > "It won’t let you send without having that tilled out." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) [View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/) Armando R. Translator > "How easy their credit card payments were to adapt in comparison to Revolut and its payment processing that was easier to do as a..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165) GC Gary C. NA > "A simple cash transfer request turned into 34 swapped emails all of which are clear evidence as to Wise being inept, unprofessional and..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212) FS Flavia S. Senior > "It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) GC Gary C. NA > "Promises of rectifying THEIR mistakes we brushed away by just unilaterally cancelling my Transfer without any notice (to cover their..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212) MAU Marcos Alberto U. Manager > "I think it is a good option to transfer money internationally, it works with a wide variety of currencies and handles very low..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6561368) Armando R. Translator > "I wanted to use Revolut in Spain but the registration process was super clunky and I really needed to pay a friend some money." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165) JB Juan B. Writer > "Its interfase is definitely 2025 material. Plus, it has many integrations with other financial platforms, which makes it more accessible..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6834982) Gabriel I. Founder > "I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) VR Verified Reviewer Data Engineer > "It is connected to my own expenses management platform, which makes it really easy to track expenses." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7098230) WH Warren H. Pres > "There is no question they are using falsehoods and simple innuendo, which they are passing to financial institutions here and abroad..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) SA Suhail A. Broker > "I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7056052) LT Lorena T. Individual Transactions > "I updated the app and re-entered my information multiple times until I could finally initiate a transfer. But when I tried to send the..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) FS Flavia S. Senior > "It's easy to understand fees upfront, and the real exchange rate shown is a huge plus." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) TQ Tristan Q. Director > "Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) TP Tracy P. Education > "Extremely user friendly, great interest rates, low forex rates, low transfer fees... referral rewards too." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987) FS Flavia S. Senior > "Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) TP Tracy P. Education > "Good rates, fast service, debit card to use when overseas." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987) WH Warren H. Pres > "Their refusal to communicate what their actual issue is, or be willing to resolve and acknowledge their mistakes takes away any..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) MB Michael B. Self Employed > "The service has always been quick, safe, I always seem to get the best exchange rates at the time too." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6751329) TQ Tristan Q. Director > "Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) YD Youcef D. Marketer > "it is a safe app with a real bank and accepts virtual cards so if you prefere it it's the best one " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___5087589) KK Kara K. Senior Associate > "Although Wise has its fair share of issues, we haven't found a better tool to send regular international payments." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6846068) PW Peiji W. owner > "In general, it is very easy to use and exchange currency remotely." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6756175) TQ Tristan Q. Director > "Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) ZKM Zuen Kay M. HR > "its very user friendly and fast to send and higher exchange rate" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6708937) LT Lorena T. Individual Transactions > "I tried two more times and encountered the same error. When I logged out and back in, I saw that Wise had debited my bank account three..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Michelle H. Writer, Editor and Proofreader > "I particularly like being able to invoice in my own currency (UK sterling)." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6292297) RP Reid P. Director Owner > "This has been an excruciating process that I still don't have a resolution to after 6 days and over 20 emails back and forth with their..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759) RM Rosalina M. Executive Assistant/ Freelancer > "Overall, Wise is a reliable and cost-effective way to transfer money internationally, with a user-friendly platform and fast transfer..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) WH Warren H. Pres > "i was sending money to family in another country for costly medical expenses, over a period of 7 months." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) Gabriel I. Founder > "I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) LT Lorena T. Individual Transactions > "Once more, the money was transferred to my Wise account, and I got the same "payment unsuccessful" message." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Altaf N. Owner > "I like the ACH payment option of Wise which Paypal does not offer." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) TQ Tristan Q. Director > "After days of chasing them and providing thorough documentation, they chose to close my account without justification." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) Gabriel I. Founder > "I love how simple and transparent everything is." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) LT Lorena T. Individual Transactions > "I planned to request a refund for the fee, as this whole situation was due to their glitch." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Gabriel I. Founder > "I am happy, loyal client." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) Navan M. Director > "I paid thousands more than a normal transfer for verification and transfer fees plus a fees to return my money back into my account." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) SL Stefano L. Owner > "Easy setup." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6754011) RL Ron L. IT > "Got charged almost 20% in fees just to open an account." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6683899) RM Rosalina M. Executive Assistant/ Freelancer > "Low expenses: Insightful charges a lot of lower charges than conventional banks or other cash move administrations, which can get a good..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) WH Warren H. Pres > "they froze my account and the recipient's. " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) Altaf N. Owner > "Hence, Wise is now my favorite payment processing platform." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) LW Lamia W. Director > "Hard to say because the irritating thing is when a transaction doesn't go through because the Payee's details don't match exactly - as..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6091952) Altaf N. Owner > "I really love it because with ACH, there is very minimal to no fees at all." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) TP Tim P. Film Director > "Their rationale was that, in their opinion, Zaporizhzhia is under sanctions." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6421542) DY Dellal Y. Marketing traîner > "Speed of transactions and also you can exachange with the most important devise " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3615424) LT Laura T. None > "Lost $25k and have been trying to get it resolved for the last 6 weeks." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6705908) CS Carole S. antiques trader > "It is incredibly fast and I can transfer money to my French bank account instantly." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3851901) LT Lorena T. Individual Transactions > "The customer support is not helpful." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) KM Karel M. Freelancer > "I love how you can set up multiple accounts in different countries" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3603399) AP Abby P. COO > "I have been begging for over a week and support just sends generic template responses and doesn't seem to realize not accessing my..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) AP Abby P. COO > "It was easy to setup" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) WH Warren H. Pres > "after that they would not take phone calls." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) MI Muhammad I. YouTuber, Freelancer > "I have installed the wise application on my android. And I am glad to share that the application of wise is Fingerprint supported, Mean..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) RP Reid P. Director Owner > "It's an absolute drain of my time and energy." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759) Zahra H. Head of Business operations > "The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature!" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094) LT Lorena T. Individual Transactions > "I’ve opened a dispute with my bank." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Myriam C. Translator > "It's user friendly and if I have any problems I can count on an excellent customer service" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3684794) LT Lorena T. Individual Transactions > "Will freeze hot money for no reason." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Bruno C. IT Service Engineer > "Very cheap way to remit amounts abroad and undoubtedly the best alternative to pay for expenses while traveling abroad." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3149725) Navan M. Director > "I hate that after my money was taken out of my account, I had to make accountant appointments costing me more money." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Mubaraq I. Content writer > "Very good, I don't plan on looking for an alternative any time soon." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3708231) SK Sonita K. President > "It was the most difficult platform to work with. " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459) Sam A. Consultant > "This made receiving payments very quick and easy for me to receive and for the customer to pay me." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3197054) LT Lorena T. Individual Transactions > "I hung up and called again." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Danish M. Software Engineer > "Registration process is simple and account gets verified fairly quickly." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3410875) LT Lorena T. Individual Transactions > "This entire situation is incredibly frustrating." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) PW Peter W. Retired > "The easyness to send money fast and with not too much costs from one corner of the world to another corner of the world." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3314029) SK Sonita K. President > "Extremely difficult platform, would not recommend." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459) MI Muhammad I. YouTuber, Freelancer > "No, if we talk about my overall experience with the wise bank account is, then it was appreciable. And I'm fully satisfied with the..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) FD Franck D. CEO > "It s a very bad service and company." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6687754) Johanna N. Customer Success Executive > "Great App for any type of transfer." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3395804) RM Rosalina M. Executive Assistant/ Freelancer > "Check process: to utilize Shrewd, you really want to go through a confirmation interaction that can be tedious and may require extra..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) Zahra H. Head of Business operations > "Its a fluid and well integrated system." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094) AP Abby P. COO > "Access is an issue" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) Ani P. Owner > "After many back and forth with my contractor we finally were able to set it up, once done it's great and I love it." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3302046) Navan M. Director > "Support team is lying 🤥 to me." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Valor L. Digital Strategist > "What I really like though is it has the best rate." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3158929) MI Muhammad I. YouTuber, Freelancer > "I have a lot of friends that are unable t use wisely just because they are not having a visa or MasterCard for making a transaction too..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) [View Reviews](https://www.capterra.com/p/234269/Wise/reviews/) ## User interface [Venmo](https://www.capterra.com/p/222572/Venmo-/) 4.73 (9,281) [Wise](https://www.capterra.com/p/234269/Wise/) 3.79 (85) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Venmo 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/222572/Venmo-/#features) Wise Top features 10/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/234269/Wise/#features) ### Recognition Venmo is recognized as a top-rated tool in 4 Capterra Shortlist reports Best Value Payment ProcessingSoftware (2022)  No recognitions have been awarded to Wise ### Deployment & support Venmo Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wise Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Venmo - By PayPal - Located in United States - Founded in 1998 Wise - By Wise - Located in United Kingdom - Founded in ## Popular Comparisons [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-222572/PayPal-vs-Venmo-) [Wise](https://www.capterra.com/p/234269/Wise/)[3.79 (85)](https://www.capterra.com/p/234269/Wise/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 3.9 Features 4.6 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-234269/PayPal-vs-Wise) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 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