# Compare Venmo vs Cash App 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Venmo and Cash App based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/222572-246167/Venmo--vs-Cash-App --- # Venmo vs Cash App Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: VenmoCash App2/4 selected [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) [## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting Price Contact vendor Value-for-Money 4.8 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [9,281 reviews](#user-reviews) Positive 8,835 Neutral 299 Negative 147 [## Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.3 Ease of Use 4.5 Customer Service 3.5 Reviews Sentiment Based on [688 reviews](#user-reviews) Positive 563 Neutral 52 Negative 73 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention NA Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.0 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.7 User reviews[9,281](https://www.capterra.com/p/222572/Venmo-/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.8 Customer support 4.4 User satisfaction 4.2 User reviews[688](https://www.capterra.com/p/246167/Cash-App/reviews/) Ease of use 4.5 Functionality 4.3 Value for money 4.3 Customer support 3.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions. Best for Not provided by vendor ## User reviews Pros & cons AS Amber S. Business Administrator > "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) VW Victoria W. Creator > "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) DH Denise H. paralegal > "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track of..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997) BY Brian Y. Visa Consulting Specialist > "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018) RR Rebecca R. Production manager > "The app makes splitting bills, paying friends, or handling small transactions very convenient, and transfers usually happen within seconds." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) MW Melissa W. Hospital administrator > "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619) DR David R. Dive Operation Manager > "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505) Trinidad F. Autonomous Remote Assistant > "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524) Desiree G. peer support > "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) JG Jennifer G. Librarian > "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) Nava B. Owner > "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073) AP Alissa P. agent > "Customer support can be slow, and there are occasional bugs or issues with transactions or account access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) GA George A. Owner > "Searching users is quick and the process of making payments as well as receiving payments is quick." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405) HC Hilary C. Owner > "Privacy settings can be confusing, and instant transfer fees may add up with frequent use over time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7127843) KC Kimberlee C. Supervisor > "I enjoy using it to send my son money when he needs it. And it is immediately available to him." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167) RW Renee W. Direct support professional > "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467) AS Amber S. Business Administrator > "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may have..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) AM Annie M. Physician Assistant > "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541) VR Verified Reviewer Dental Hygienist > "The addition of the ability to buy crypto is a nice touch as well." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560) VR Verified Reviewer Regulatory Engineer > "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) KW Kate W. Office Manager > "It's super easy to take payments whereever you are, online, in person, and have others in the business take payments on your behalf." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7138104) Saemi P. artist > "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process payments..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) Ashley B. Owner > "I like that Venmo separates my personal profile from my small business profile." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483) KG Krista G. VP > "Venmo's dispute process is often glitchy and hard to find a resolution." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7145769) AP Alissa P. agent > "It’s easy to use, fast, and reliable for sending and receiving money. While it’s great for convenience, it has some limitations when it comes to..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) RW Robin W. President > "Both outdated support options on the App and the website and then horrific support through their customer support phone line. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) RR Rebecca R. Production manager > "The interface is simple and user-friendly, and linking a bank account or card is straightforward." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) VR Verified Reviewer Administrative Assistant > "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926) CB Crysta B. Sales > "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272) VB Violet B. Artist Representative > "I dislike having to turn off public view for my personal and/or business transactions. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7140777) VR Verified Reviewer Regulatory Engineer > "Great way to pay others back quickly and track small expenses." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) BL Blake L. graphic designer > "However it has some drawbacks including security risks, potential privacy issues and fee structures." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276) WD Will D. Project Accountant > "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756) LG Lisa G. Coach and Consultant > "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723) PK Paul K. President > "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) Saemi P. artist > "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked to..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) CTB Connor T. B. Financial Operations Manager > "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809) RW Robin W. President > "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) PK Paul K. President > "With low fees and top notch customer support, it is an excellent choice for your business and personal needs." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) AS Alexis S. Owner > "It is a bit confusing and something that you will have to get used to before actually sending an receiving money." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966) AB Amanda B. assistant manager > "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301) AF Alicia F. Owner > "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985) DP Dana P. Admin > "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) MM Madison M. Speech Language Pathology Assistant > "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796) AP Alissa P. agent > "Payment processing is fast, and it’s convenient for everyday transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) KK Kennedy K. Four Oaks Farm Staff Assistant > "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209) MT Michael T. Tutor > "The social media element is odd and unnecessary. If you’re a very small business with minimal bookkeeping and data needs, Venmo works perfectly..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6330746) VR Verified Reviewer sole proprieter > "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined." [See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499) DG Debra G. Sales manager > "Good for collecting payments and customer service is good experience" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895) KM Kristen M. Owner > "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701) VW Victoria W. Creator > "I have many small businesses and side hustles and Venmo is very easy to use with minimal to no set up or commitment required." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) SN Susan N. Owner > "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card,..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) HG Helder G. Owner > "I can send and receive money to my friends easily and also collect payments in my small business" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251) JS Julissa S. Administration > "I don’t like being charged for express transfers." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461) VR Verified Reviewer Notary public and controller > "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655) SG Sausha G. Barista > "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187) JC Jesse C. Massage Therapist > "I like that you can easily provide your personal QR code for customers to link to and pay you." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228) KJ Krysta J. Teacher > "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021) BH Brianna H. Front Office > "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446) ND Nathaniel D. Speech pathologist > "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958) Nathaniel H. Process Engineer > "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812) BP Brittany P. Owner > "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759) SC Sebastian C. Information Technology Intern > "Functionality is good and fleshed out, having all features I need." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) BL Brandon L. Head > "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258) SC Sebastian C. Information Technology Intern > "Customer support was great when bugs and issues arose." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) SN Susan N. Owner > "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go by..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) JG Jennifer G. Librarian > "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) LH Larry H. Owner > "First I liked using them, but then they paused my account with no good reason and with no recourse other than “ we suggest finding another payment..." [See full review](https://www.capterra.com/p/222572/Venmo-/#SoftwareAdvice___6692045) AS Arpan S. Email Marketing Expert > "Guests who arrived at our events were able to make payments via their phones or tablets; this convenience allowed us to move through the line..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4799301) BB Bronwyn B. Seller > "It makes it difficult to go through my payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) Karin R. Executive Director > "We host dozens of events every year and Venmo allows us the flexibility to accept payment on the fly and to pay gratuity to our performers by..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6152324) CD Caitlin D. Founder > "As far as I know, it's not available outside the US, which limits international transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6660846) Desiree G. peer support > "I connected my bank account with no issue." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) RN Rachael N. Student > "It can be frustrating when it makes you pay more (fees?) for random payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775774) BB Bronwyn B. Seller > "I love being able ti leave notes on the transactions" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) BB Braydon B. Small business owner. > "The updates about who is paying who that you know are kind of weird. But don’t make the program any less useful" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6769084) BB Bronwyn B. Seller > "I love being able ti leave notes on the transactions" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) SH Shannel H. dispatcher > "The fees can be a little high." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) SH Shannel H. dispatcher > "Venmo is an easy way to get paid right away if you want to have a fee, or you can wait for a few days and get your money faster" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) DP Dana P. Admin > "It won’t let you send without having that tilled out." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) [View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/) Andrea C. Notary public and controller > "I like that I can easily transfer money to my children via Cash App and that it gives me the ability to see what they are spending their money on." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) RH Reagan H. Optician > "The only thing that I dislike about Cash App is that when you are in the app and you want to do an instant withdraw into your account, it takes a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) VR Verified Reviewer Owner > "It’s a reliable app for quickly sending and receiving money, especially for everyday transactions with friends, family, or small businesses." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool however when sending high amounts too many times can lead to suspicious or flagged status and causes full..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Student > "I also think the boost rewards are great because you can save a couple bucks on coffee or groceries just by using the cash card at certain places." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) MG Milagros G. Content creator and Social Media Manager > "Unfortunately, this application is frequently used in online fraud and theft; although, over time, certain modifications have been made to make it..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) OG Olivia G. Teacher > "I can easily manage my card balances online and process payments online." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool when sending high amounts to often leading to full suspension of account when all the payments are for work being..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Reseller > "What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6325633) KS Keneila S. Head spa technician > "It does have a bit of a learning curve, not a huge fan of looking for the scanning code throughout the whole app and not a great value, I feel like..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7114900) PT PEIYUAN T. associate director > "It serves as a strong choice for those looking for a free, mobile-friendly way to manage their tax filing." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7084393) VR Verified Reviewer Student > "The customer support is definitely the weakest part because its really hard to get a real person on the phone if something goes wrong with a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) VR Verified Reviewer Student > "sending money to friends is almost instant and all you need is their cashtag which is way easier than asking for bank details." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) KM Kortnee M. Chief Executive Officer > "Financial records have been withheld from me when requested, accounts deleted with no clear reasoning, and even now – I do not have full access to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) Andrea C. Notary public and controller > "I am able to keep track of my kids' spending as well as budget their chore money." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) MG Milagros G. Content creator and Social Media Manager > "What I liked least is the limited customer support and the potential risk when sending money, since transactions aren’t always easy to reverse." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) VR Verified Reviewer Owner > "The app is very user-friendly—you can transfer money in seconds without dealing with complicated steps or long processing times." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Trinidad F. Autonomous Remote Assistant > "I feel like the percentage Cash App takes from each transaction could be much lower." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093508) LP Lexus P. CEO > "I like using it to pay more than to receive money due to the fact that it charges you to receive your money within a reasonable time frame." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EH Elizabeth H. Myself > "I felt insecure about giving my personal banking info, felt there were not enough checks in place." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7069494) SH SHERREE H. Owner > "I used Cash App in the past then ended up loading the app when I got a new phone. But it was a simple process once downloaded to get all my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) RG Renee G. Owner > "Also, because there’s limited buyer protection, scams are a risk—and Cash App doesn’t always help recover your funds." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) LB Lauren B. Lead Content Creator > "Cash App lets linking debit card in a blink and even stocks slice‑buying, all with mostly no extra cost, it was just magic‑fast." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804019) Jeff M. SEO Manager > "Customer support is tough to reach, delays on issues are a bit longer than I'd like." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) Paige F. Lead painter > "everyone has a cash app account, or almost everyone and it's widely accepted, easy to setup your account, versatile from sending to receiving..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) MJ Markisha J. Sales managment > "if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6332036) BL Blake L. graphic designer > "I like it because there are free money transfers and no account fees same as direct deposit and investment capabilities." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6811290) SO Shelly O. DSP Caregiver > "I do not like ATM fees and its annoying only able to link one outside financial debitcard at a time to fund my cash app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) RH Reagan H. Optician > "Overall I absolutely love Cash App and it is my main form of sending and receiving money when I need to." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) ZN Zalman N. Operations Manager at MCA Track and GoACH > "Fees could be a bit high for certain types of withdrawals or instant transfers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) Steven Craig W. Software Reviewer For Capterra > "I like cash app for birthday money from friends and other's or sometimes to buy stock inside of the app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) CC Cassandra C. UX Quality Assurance > "Additionally, given their crypto transaction practices, these problems are a deal breaker for the user who is risking a significant amount of..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6591912) HW Hannah W. Tax Accountant > "It transfers money faster than any other platform I've used and I can always rely on it." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7082926) SO Shelly O. DSP Caregiver > "Cash App charges 2.50 and the owner of ATMs charge minimum 2.50 as well so i found myself spending hundreds in fees because i needed a 20 here or..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) Amee P. Owner > "It is easy to use. Whether it's adding money, using the card, sending or receiving money, it's all super simple." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7055504) LP Lexus P. CEO > "It takes too long for your money to come if you choose not to pay to receive your money instantly." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EM Emily M. HR Generalist > "I have enjoyed using Cash App, but I do have a limited number of recepients due to the variety of options people can choose from for money..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6662300) SH SHERREE H. Owner > "Lately had issues with putting in a person's name, instead of their number, to find who I'm looking for." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) VR Verified Reviewer Student > "Its super convenient for quick payments and perfect for casual everyday use though." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) NM Nafula M. Owner > "That it makes it hard to get a refund although you will still get one and maybe a process for any fraudulent charges made on your account." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6806232) TG Tiffany G. Building service worker > "Then finally its a bank account itself so if you choose you can use it at such, and it offers early pay and along with cash advances if approved!!!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6705306) SH Shannel H. dispatcher > "Some snags, having to update the app and customer support was long and not very helpful." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7012454) MW Meegan W. Educator > "The interface is clean, fast, and super easy to figure out, even if you’re not great with tech." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7145817) Michelle D. Multiple Roles > "I have had one transaction that was a scam for concert tickets and they don't or didn't have payment protection at that time." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) SK Selin K. Director of restaurant operations > "My overall experience was great and I still use cash app monthly. Whether it’s to Venmo friends or payments from clients at work!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6864761) AS Alexis S. Owner > "They are not timely with fraud either." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7096310) Jeff M. SEO Manager > "Super low learning curve and solid value for everyday use." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) TS Taylor S. Students Director > "Using Cash App for business payments isn't something I am completely comfortable with." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7042469) VR Verified Reviewer Owner > "Transactions could happen alot faster and cost less for the instsnt fee" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) KK Kennedy K. Four Oaks Farm Staff Assistant > "I feel as though Cash App is not as secure as other money transferring apps such as venmo, or Paypal." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6688605) MC Mariya C. Owner > "So cashapp has a bitcoin option, they alert you of any suspicious activity on your account, you can pay and accept a payment from just about anyone..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6286880) Jay S. Owner > "Sometimes certain charges will will freeze up your account and it takes some time with customer service to fix it on occasion." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6667457) TI Terriyanna I. Administrator > "There is stock you can purchase, you can save money in the savings account, transferring money is very easy and takes seconds, you can add cash to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___4802937) SH SHERREE H. Owner > "Was a little frustrating to get to the section for adding a new card." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) SN Sylla N. Interior Consultant > "I appreciate its UI features like the sliding bar for how much money you’d like to withdrawal and it’s easy navigation." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6351702) SN Sarah N. Cfo > "I don't like the lack of customer service and the easiness of accidently sending money to a wrong recipient but nothing can be done to dispute it" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6362238) VR Verified Reviewer Owner > "I like how easy it is to receive payments and most of my customers have a cash app account so the platform is trusted." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) RA Robert A. former HOA President > "I tried several different ways to get deposits in to my account and all of them were blocked, and this is using a personal debit card titled in my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#GetApp___6022114) VR Verified Reviewer PMHNP > "It was also easy to connect my personal and business accounts." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7056428) RG Renee G. Owner > "If a transaction goes wrong, getting help can be frustrating." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) OG Olivia G. Teacher > "Overall, my experience has been good and I haven’t had any issues so I’ll continue to use it versus other applications that are similar" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) KC Kimberlee C. Supervisor > "I am always afraid of my money being hacked." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7050156) ZN Zalman N. Operations Manager at MCA Track and GoACH > "The security and speed of transactions made it a real asset." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) MG Monche G. CEO > "The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6457695) NF Nathaniel F. Owner > "It makes it very simple to send and recieve money from friends and just as easily accept payments from customers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804310) NL Nick L. Talent Buyer > "The fees are substantial and its hard to link multiple bank accounts" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6744854) KP Katina P. Author and Notary > "It is very simple and I like that there are no fees if you wait 2 days to get your money. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7004014) CM Cagney M. Machine Operator > "That not a lot of people are using it and it limits their ability to get the payments done." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6349205) LL Leah L. Study Coordinator > "I also like the option to create a savings account through Cash App." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6669897) KM Kortnee M. Chief Executive Officer > "On many occasions, I've tried to resolve account issues with their team and to no avail." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) TD Thomas D. Owner > "I like that I can add cash and withdraw cash in minutes f" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6763023) BF Bernardino F. Owner > "They just block my transactions for more tham 3 days with no reason and no explanation." [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6450325) Michelle D. Multiple Roles > "I like that it is now being integrated as a payment solution through many payment interfaces" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) MM Megan M. Owner > "What i don't like about cash app is if you send the wrong person money you cant get it back unles" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6737342) SB Sierra B. Consumer > "What I like most about Cash App is the ease of use to send or request money flto/from others or deposit into tour bank." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6406640) Paige F. Lead painter > "what activity.. 3 transactions .. no more than 75 dollars really .. that is what they said and there is nothing I can do to defend myself or clear..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) JO Jose O. DME Coordinator > "I think its a bit easier to use than Zelle since your card is attached all you gotta do is click the person you wanna send money too and that's..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6301493) EB Eric B. Owner > "Several years ago, my Square account was permanently closed due to an alleged violation of company policies." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6611040) KM Kortnee M. Chief Executive Officer > "Sending money to friends and family became easier." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) CM Casandra M. Hone representative > "They took my depositing money feature away for no apparent reason. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6396448) [View Reviews](https://www.capterra.com/p/246167/Cash-App/reviews/) ## User interface [Venmo](https://www.capterra.com/p/222572/Venmo-/) 4.73 (9,281) [Cash App](https://www.capterra.com/p/246167/Cash-App/) 4.23 (688) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Venmo Top features 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/222572/Venmo-/#features) Cash App 6/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/246167/Cash-App/#features) ### Recognition Venmo is recognized as a top-rated tool in 4 Capterra Shortlist reports Best Value Payment ProcessingSoftware (2022)  No recognitions have been awarded to Cash App ### Deployment & support Venmo Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Cash App Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Venmo - By PayPal - Located in United States - Founded in 1998 Cash App - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-222572/PayPal-vs-Venmo-) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.3 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-246167/PayPal-vs-Cash-App) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-246167/Stripe-vs-Cash-App) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-246167/Square-Payments-Processing-vs-Cash-App) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-275802/Venmo--vs-Square-Point-of-Sale) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.3 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/246167-275802/Cash-App-vs-Square-Point-of-Sale) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/) Contact vendor for pricing Price $25/month 4.6 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/174384-246167/Plaid-vs-Cash-App)