--- title: "Clover Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Clover Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/226864/Clover/" page_type: "product" language: "en" --- # Clover Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 10, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Clover ## What is Clover? Clover is a cloud-based point-of-sale (POS) and payments system that integrates the functions of a cash register, card payment terminal, and more. It's built-in capabilities allow users to simplify daily tasks, streamline transactions, engage customers, and accept payments. ## What is Clover used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Point of Sale](https://www.capterra.com/point-of-sale-software/)[Restaurant POS](https://www.capterra.com/restaurant-pos-software/) Top alternative Featured Overall rating Based on 580 user reviews Reviews sentiment Positive 69% Neutral 9% Negative 22% Pros & cons Intuitive and simple operation Versatile mobile device options Consistently poor user experiences Unreliable phone customer support ### Starting price Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Clover?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.fiserv.com&name=Clover) Rating Breakdown 3.8 +− Features3.8 Value for Money3.4 Ease of Use4.0 Customer Service3.2 Rating Breakdown 3.8 Features3.8 Value for Money3.4 Ease of Use4.0 Customer Service3.2 ## Clover Reviewers Verdict Updated September 2026 AI summary - Clover is a fit for small to midsize retail, restaurant, and service businesses seeking an all-in-one point-of-sale and payment solution. - Users most consistently value its intuitive interface, easy setup, and mobile device options that simplify daily transactions. - It helps teams reduce checkout times, train staff quickly, and manage sales and inventory efficiently across locations. - Buyers report negative points such as recurring fees, billing disputes, limited email support, and unresolved phone support issues. - Clover works best for businesses prioritizing ease of use and mobile transactions, but may frustrate those sensitive to ongoing fees or support responsiveness. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Clover 3.8 (580) VS. [4.6 (3,381)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.0 (574) Ease Of Use 4.5 (26,611) Value For Money 3.4 (469) Value For Money 4.3 (20,451) Customer Service 3.2 (475) Customer Service 4.2 (20,708) ## Clover alternatives [3.8 (728)](https://www.capterra.com/p/152638/Epos-Now/reviews/) Starting price $349.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 68% of reviewers rated it above 4 stars [4.1 (554)](https://www.capterra.com/p/136301/Toast-POS/reviews/) Starting price $69.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [4.2 (1,329)](https://www.capterra.com/p/135618/Odoo/reviews/) Starting price $31.10 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/226864/Clover/alternatives/) ## FAQs about Clover Overview ### What problems does Clover solve? Clover solves slow checkout, hard-to-train staff, and inflexible payment workflows by giving businesses an intuitive POS that works in-store, curbside, tableside, and at events. Retailers, cafes, medical offices, and mobile service teams use it to manage payments, inventory, permissions, loyalty programs, and reporting without complicated setup or constant supervision. Answer based on 250 reviews Overview ### Which roles and teams benefit most from Clover? Clover is most used by small business owners, store managers, office managers, and operations leaders who need to run daily sales, payments, and staff workflows from one system. Executives and finance staff use it to track performance, manage reporting, reconcile transactions, and keep front-of-house and back-office operations aligned. Answer based on 577 reviews Overview ### What company size and industries is Clover built for? Clover serves small to midsize businesses, with 91% of reviewers from small businesses, and it is most common in retail at 15%. It also serves restaurants at 11% and food and beverage businesses at 8%, fitting quick-service, full-service dining, boutique retail, service businesses, and payment acceptance needs. Answer based on 580 reviews Features and Usability ### What are the key features of Clover? Clover includes core POS and payment processing for credit cards, mobile payments, split payments, invoicing, and refunds. Reviewers also highlight its easy-to-use touchscreen interface, mobile handheld devices, inventory management, customer loyalty and gift cards, plus role-based access and sales reporting for multi-user business operations. Answer based on 249 reviews Integrations ### Which third-party tools and platforms does Clover integrate with? Clover integrates with Homebase, Shopify, QuickBooks Online, QuickBooks Desktop, Xero, and Book Like A Boss, with additional connections for email and ecommerce through Mailchimp and WooCommerce. Reviewer mentions also reference SKU IQ, InvoiceASAP, Ackroo, and Loyal Zoo for inventory, invoicing, gift cards, and loyalty. Answer based on 40 reviews Getting Started and Support ### How easy is it to onboard and train a team on Clover? Clover is generally quick to onboard, with a touchscreen, app-style interface that most cashiers and smartphone-comfortable staff learn in a day or two, often with minimal training. It offers live online sessions, webinars, documentation, and videos. Admins may need more time for permissions, setup, and multi-location or offsite configurations. Answer based on 49 reviews Getting Started and Support ### What customer support options does Clover offer, and how do users rate the experience? Clover offers email/help desk, FAQ/forum, a knowledge base, phone support, 24/7 live representatives, and chat. User experience with support is mixed: many report fast callbacks, knowledgeable agents, and quick issue resolution, while others describe long hold times, transfers between departments, slow follow-up, and frustrating billing or cancellation help. Answer based on 249 reviews Security ### How does Clover handle data security and access control? Clover uses password protection, unique usernames, permission-based user roles, and chip readers to help secure payments and control access across mobile devices and terminals. Some reviewers also mention private passcode entry and ID verification. However, permission setup can be challenging, and some report weak access controls, forced password changes, or security concerns. Answer based on 31 reviews Payment processing ### How well does Clover handle payment processing? Clover handles everyday payment processing well for many small businesses, with easy card acceptance, mobile payments, and virtual terminal options. Retail, restaurant, healthcare, and field service teams like the simple interface and quick transactions, though some businesses report payment holds, offline processing issues, duplicate charge problems, and hardware or provider restrictions. Answer based on 125 reviews ## Who uses Clover? Based on Capterra reviews from the past 3 years Talk to a software expert to get a free software list tailored to your business needs ## Pros and Cons Intuitive and simple operation 96% positive reviews out of 74 Most reviewers indicate ease of use makes daily tasks straightforward for both staff and customers. Consistently poor user experiences 96% negative reviews out of 46 Most reviewers describe negative experiences, citing persistent dissatisfaction and frustration throughout their time using Clover. Versatile mobile device options 88% positive reviews out of 64 Most users report mobile devices are portable, modern, and intuitive, resembling familiar smartphone or tablet interfaces. Shannon B. Office Administrator, 2 - 10 employees. "LOVE the Flex device which makes going to vendor events so much easier than using something that plugs into a phone or other device." Unreliable phone customer support 88% negative reviews out of 34 Most reviewers indicate phone support involves long waits, inconsistent answers, and unresolved issues after repeated calls. Shanna V. Administrator, 2 - 10 employees. "My calls were disconnected and no one has ever followed up with me, so I go through the process all over again." Quick and straightforward setup 94% positive reviews out of 48 Most reviewers describe setup as fast, uncomplicated, and accessible even for those with limited tech experience. Unexpected and recurring charges 89% negative reviews out of 27 Most reviewers report frequent unexpected fees, double charges, and unclear billing, causing ongoing financial frustration. ## Features AI summary Based on 17,379 Payment Processing reviews Capterra reviewers highlight these as the features buyers care about most when choosing payment processing software: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Debit/Credit Card Processing** (**52%**) Clover supports **Data Security** and **Online Payments**, giving businesses a way to protect transaction data and accept payments through digital channels. However, it does not offer **Debit/Credit Card Processing**. Instead, it provides **Billing & Invoicing** (**45%**), which can still help businesses manage payment requests and track what customers owe, helping teams maintain cash flow and handle payments more efficiently. Data Security 4.0 (69) 57.97% of 69 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Billing & Invoicing 3.4 (46) 50.00% of 46 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers Payment Processing 3.6 (155) 58.71% of 155 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Sales Reports 3.5 (83) 50.60% of 83 reviewers that rated this feature as important or highly important Reports specific to sales analysis for trends and strategies Electronic Payments 3.7 (76) 57.89% of 76 reviewers that rated this feature as important or highly important Electronically collect payments for goods or services Reporting/Analytics 3.4 (76) 43.42% of 76 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data Clover 69 features Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Application programming interface that allows for integration with other systems/databases Manage various aspects of appointments including booking, rescheduling, canceling The ability to identify a barcode on or within an image or packaging Scan barcodes to ensure accurate pricing and label tracking Create, manage, and send invoices or bills to customers Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Tracking, calculating, and paying commissions and earnings to employees Manage, organize, and store contact information Financial system that helps create and manage physical/digital credit cards and track transaction activities Accept and process credit card transactions Record customer information, purchase history, and other notes Alter the layout and content of reports Protect sensitive data for digital privacy Manage order deliveries until they are received by the customers Track products that are for sale at a reduced price or part of coupon promotions Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products Electronically collect payments for goods or services Digitally sign online documents Track employee schedules, availability, and performance across projects and tasks Designed for bars, clubs, nightclubs, etc. Designed for food trucks Operate/access software on iPad Devices Software designed for use by liquor stores Serves restaurants For Retail Stores Specific for use in spas and salons Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus Monitor product stock levels Track and manage inventory levels to maintain proper supply Collect, organize, and track inventory/product data including item numbers, descriptions, etc. Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases Access software remotely via mobile devices Manage and support multiple locations Tracks and processes online orders Manage and track customer orders for goods, investments, or any other purchases Allow customers to make a partial payment on an invoice and track remaining debt Accept, record, and reconcile financial transactions Accept and process customer payments for products or services using hardware and software Integrates with point of sale (POS) systems Tool used to determine accurate pricing and product eligibility for borrowers Present a catalog of inventory that customers can view Active reporting of data and metrics Upload, track, and submit receipts in a central database Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Use the built-in point of sale or POS integration to streamline administrative and accounting operations across restaurants Tracking, organizing, and controlling retail inventory throughout the supply chain and sales process Manage sales in retail stores For retailers Track and facilitate returns of products sold See what items have been returned Reports specific to sales analysis for trends and strategies Calculation of consumption tax imposed on the sale of goods/services Plan availability and assign specific time slots for tasks and resources Generate separate bills for various meals and combos within a complete order Checkout of online store Send promotional campaigns or transactional messages via text messages Distribute a bill into multiple payers according to the proportion suggested by the payers Assign waitstaff and coordinate the table services Set up connections to third-party platforms to improve business processes Capture and record the tips received by servers and manage their distribution between all types of workers in a restaurant Interactivity between software and users by touching areas on the screen of display devices Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Seamlessly integrates with 3rd party websites Get Advice We can help you find the software with the features you need. Features 3.8 (574) 3.8 Based on 574 reviews ## Pricing Value for money 3.4 (469) ### Starting price Free trial available Value for money 3.4 (469) 3.4 Based on 469 reviews ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ Shopify](https://www.capterra.com/p/83891/Shopify/)[ Gusto](https://www.capterra.com/p/131882/Gusto/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ Constant Contact](https://www.capterra.com/p/31898/Constant-Contact/)[ Homebase](https://www.capterra.com/p/153076/Homebase/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ Adobe Commerce](https://www.capterra.com/p/227129/Magento-Commerce/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.2 (475) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.2 (475) 3.2 Based on 475 reviews ## User reviews Overall rating 3.8 Based on 580 reviews Filter by rating 5(277) 4(121) 3(55) 2(26) 1(101) Mentioned topic Sorted by most recent RG Rashad G. Geomechanicist Oil & Energy ### "Simple and quick for everyday payments" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 9/10 August 22, 2026 I have used Clover as a customer at restaurants, cafés, ice cream shops, and other businesses. Paying by card or contactless payment has generally been quick and straightforward. Pros Clover makes paying at restaurants and smaller shops quick and convenient. The touchscreen is easy to follow, contactless payments work well, and the entire checkout process usually takes very little time. Cons The checkout experience can vary between businesses depending on how the payment screen is configured. In some places, there can also be several prompts to go through before completing the payment. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. KH Kira H. Software reviwer ,writer Information Services ### "Powerfully simple POS, but mind the subscription stack"" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 August 18, 2026 My overall experience with Clover has been solid,ⁿ It acts as an reliable, all-in-one central hub for taking payments and keeping daily sales organized. The fast checkout speeds and sleek hardware immediately elevate the professional feel of the business. ​While managing the additional monthly costs for add-on apps can take some getting used to, the convenience and ease of staff training, and operational reliability make it a very worthwhile investment for smooth daily workflows. Pros The ability to customize the system using the Clover App Market allows you to add specific functionality (like specialized loyalty programs or advanced inventory tracking) as your business grows. Cons While the App Market is versatile, many essential add-ons require monthly paid subscriptions that can quickly bump up your overall recurring costs Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. KL Khimson L. IT admin Electrical/Electronic Manufacturing ### "Easy-to-Use POS System for Everyday Business" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 17, 2026 Clover is a convenient and user-friendly point-of-sale system that makes accepting payments and managing sales relatively simple. The reporting tools and available integrations are useful for businesses that want more than just basic payment processing. While the fees and additional costs can be a drawback, overall Clover provides a solid solution for businesses needing an easy-to-use POS system. Pros Easy-to-use point-of-sale system Quick and convenient payment processing Supports credit cards, contactless payments, and other payment methods Useful sales and business reporting Good selection of apps and integrations Hardware is generally easy to set up and use Cons Processing fees can add up Hardware and software costs vary by plan Some features require additional subscriptions Customer support can be inconsistent Switching providers or managing contracts can sometimes be complicated Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Jesse Z. Software Engineer Computer Software ### "Great System Setup But Too Themed Around Restaurants" 5.0 Overall Rating 5.0 5.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 8/10 July 24, 2026 Pros Clover provides numerous options for payment options such as with Apple Pay, credit card with chip or swipe, or even cash. Their system is easy to setup with business information and what services or items you are selling and providing. Additionally, their mobile terminals are easy for waiters and waitresses to carry around. Cons The customer service is not very helpful when you need them. Additionally, their systems are themed around the restaurant industry with little focus on any other business. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VB Vincent B. owner Restaurants ### "worst company ever" 1.0 Overall Rating 1.0 1.0 Ease of Use 3.0 3.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 June 23, 2026 Pros nothing, they have the worst customer service ever, I would never recommend them and I will switch terminal. Cons I recently purchased a business and only needed a simple ownership/ID change while keeping the exact same services as the previous owner. What should have been a straightforward process turned into a frustrating and ongoing issue. After countless delays, poor communication, and a lack of understanding from the support team, the problem is still not resolved. I've personally wasted over 12 hours following up, repeating the same information, and trying to get answers. On top of that, I've lost sales and business opportunities because of this situation. What is even more disappointing is that Clover has never offered any meaningful solution, escalation, or compensation for the time and revenue lost due to their mistakes and delays. I own six businesses and deal with many service providers every year. Without question, this has been one of the worst customer service experiences I've ever had. If this issue is not resolved quickly, I will be moving my business to another provider. Extremely disappointing service. I cannot recommend Clover based on my experience. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SD Sean D. Owner Restaurants ### "Need to get with the now. " 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 2.0 2.0 Customer Service 3.0 3.0 Likelihood to Recommend 1/10 June 16, 2026 Used to be 4/5, now it's dropped. Still overall an OK system, but there a better ones. Wouldn't recommend. Pros I think it's taken a hit. It's not keeping up with new things we need. It needs to have all the new abilities. Cons I need to ability to charge a CC surcharge, and it doesn't have it, and it doesn't appear likely they are going to add it son Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KP Kathie P. Owner Apparel & Fashion ### "Seamless payment processing " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 5, 2026 We have had a Very good experience so far with Clover payment processing systems. We have been pleased with every aspect. Pros I like the seamless Payment processing. We have had no trouble at all with the processing quickness, or accuracy. Cons There is nothing that I don’t like about Clover processing payment system. The fees are less than what we were paying with square! Switched from [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) We switched to Simple consign and they were not compatible with Square Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. GM Gaby M. Auto repair Automotive ### "Clover pos system is horrible " 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 June 1, 2026 I’ve had it for 1.5 years now and it’s garbage .its takes about 20 to talk to someone . There wrong most of the time . I wish I never got it . Pros Horrible pos system . Way too complicated also it changes settings without notice . And try to talk to someone about it . Good luck Definitely the worst pos system ever . Cons It’s the worst POS system ever . To complicated and changes setting without notice . And if you don’t update it can change setting on its own . Not happy with it at all … Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JB Joe B. System Admin Information Technology and Services ### "Cost effective POS that is versatile. " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 2/10 May 30, 2026 Pros Very cost effective and easy to use. The tablet is quick and snappy.’ Online ordering took no time to setup. Cons A lot of add ons in the system. Most things will need to be added after purchasing the equipment. This could add up. Alternatives considered [Toast POS](https://www.capterra.com/p/136301/Toast-POS/) Reasons for choosing Clover Price of toast was a lot more compared to clover. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SN Soumya N. Senior Software Engineer Financial Services ### "Best POS for Small/Medium Business" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 6/10 May 28, 2026 Pros Clover has the best features and easy of use for the money we pay. It is at great value for the small businesses to handle sales Cons Their customer support could be sometimes terrible. Sometimes the payments are on hold, and we cannot do anything about it. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/226864/Clover/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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