# Compare Clover vs Square Point of Sale 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Clover and Square Point of Sale based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/226864-275802/Clover-vs-Square-Point-of-Sale

---

# Clover vs Square Point of Sale Features and Cost Comparison

Last updated May 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

CloverSquare Point of Sale2/4 selected

[Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

[## Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.4

Functionality

3.8

Ease of Use

4

Customer Service

3.2

Reviews Sentiment

Based on [570 reviews](#user-reviews)

Positive

392

Neutral

53

Negative

125

[## Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.5

Ease of Use

4.7

Customer Service

4.3

Reviews Sentiment

Based on [3,029 reviews](#user-reviews)

Positive

2,837

Neutral

128

Negative

64

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 23,127 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

3.9

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.6

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

3.8

User reviews[570](https://www.capterra.com/p/226864/Clover/reviews/)

Ease of use

4.0

Functionality

3.8

Value for money

3.4

Customer support

3.2

User satisfaction

4.6

User reviews[3,029](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Ease of use

4.7

Functionality

4.5

Value for money

4.5

Customer support

4.3

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Clover serves small to midsize businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments

Best for

Square Point of Sale (POS) is used by several small and large businesses every day, including businesses such as retailers, bakeries, delis, and hairdressers.

## User reviews

Pros & cons

AG

Amanda G.

Practice Manager

> "There are so many things that I love about Clover, from the ease of use, the simple and quick payment processing with card payments, the instant and ready..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799)

BP

Bill P.

CEO

> "Multiple clover machines can be difficult to navigate at the outset - especially when you get them over course of time. And as such, reporting internally..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7050819)

JA

Josh A.

School District Employee

> "I can customize my orders to my liking (as long as the merchant has allowed the customization to be offered). And the biggest plus is that ordering through..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6398139)

DH

David H.

Owner

> "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

NI

Nida I.

Head of Product Development

> "The Clover system offers a range of hardware options and a customizable software platform that can be tailored to fit the specific needs of various types..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

SG

Swagat G.

IT Administrator

> "The synchronization issues between the Clover and the third party plugins was something we constantly faced issue with."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7127994)

NI

Nida I.

Head of Product Development

> "However, users may find the overall cost to be relatively high, especially when considering hardware, software, and transaction fees. Despite this, the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

DH

David H.

Owner

> "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able to solve..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

RM

Rachael M.

Server

> "Love how Clover has the ability to do everything as a restaurant POS including placing orders, taking payments, integrating a reservation/waitlist option,..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

RH

Reagan H.

Optician

> "The only thing I could say that I dislike about it is only when we accidentally forget to put the device on the charger correctly because sometimes it can..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7139276)

NI

Nida I.

Head of Product Development

> "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

NI

Nida I.

Head of Product Development

> "One drawback of the Clover POS system is its cost structure. While the system offers a range of features and customization options, it can become..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

SD

Sean D.

Owner

> "Its design - It's sleek, and modern looking - the flex portable payment system is also out of the world."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7027060)

TM

Thomas M.

pres

> "bad service bad service unit failed and they did not replace failed unit I switched services and they kept charging me , It is impossible to cancel..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317)

HB

Hannah B.

Member Services

> "Clover is much more intuitive and easier to use than our previous Moneris models, as well as being easier to clean between shifts because of the touch..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6812289)

Mallory T.

Executive sous chef

> "It is a very clunky system and the running joke in the office was just hit refresh because clover will not update itself."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518)

ET

Elias T.

Owner

> "Good for restaurants because they don’t have to deal with barcodes."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396)

AG

Amanda G.

Practice Manager

> "I have used several other credit card terminals and online platforms that are subpar compared to Clover."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799)

DO

Dana O.

Remote CSR

> "We're able to easily process our transactions through the terminals as well as remotely online."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6492394)

Mallory T.

Executive sous chef

> "Also when entering inventory it will not let you use halves making things less accurate."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518)

SB

Shannon B.

Office Administrator

> "LOVE the Flex device which makes going to vendor events so much easier than using something that plugs into a phone or other device."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6682877)

VR

Verified Reviewer

Manager

> "The only real problem I had with clover was the offline payment processing and sometimes it wouldn’t go through after the internet came back on."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154)

SB

Scott B.

Barrista and customer service

> "Simple and intuitive interface allows me to interact with customers and process payments."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6691251)

BE

Brayden E.

Managing Director

> "I understand not having two loans at once but baiting customers into demanding they pay off a loan before even seeing a potential amount could leave them..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362261)

LF

Leah F.

Manager

> "Clover is easy to use, makes payment processing super simple and has a great customer support if you ever need it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6879187)

DH

David H.

Owner

> "It went months and haven't heard a thing. When I called to check on the case number, they told me that it was closed."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

JS

Jessica S.

Admin

> "Clover is very user friendly, they have different hardware options they can operate from and cloud based system."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358)

MM

Mikayla M.

Owner

> "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566)

AD

Amy D.

Practice Manager

> "the options for payment is easy seamless fast, you can access everything from the pos system"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423)

KM

Keith M.

General Manager

> "The fact that they steal your money without any response other than, "our security division is looking into it." How can you not tell me why the hell you..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958)

JGD

Joao Gabriel D.

Recepcionist

> "Considering the company I work it is not that big, the payment method by clover is much useful."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221)

BE

Brayden E.

Managing Director

> "Good customer service overall but terrible company for small business financing with interesting unusual policies to see offers of financing when they..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362261)

MB

Myles B.

Executive Vice President

> "Great company with a variety of POS options for our business account holders."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6374563)

JS

Jen S.

Manager

> "With in 3 days of hooking up this system and using them and trying to figure out why I could not bring up my existing customers. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6866151)

Mai M.

Managing Director

> "It's the perfect party accessory!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7119592)

RT

Robyn T.

Owner

> "I do not understand how a company can employ third party representatives and then not be able to help you PURCHASE extra equipment when you call in."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085)

RM

Rachael M.

Server

> "Honestly the best POS system I have used and I have used many in different establishments within hospitality."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

TL

Tiffany L.

Anything and everything

> "After spending a long time in chat, being told repeatedly the issue was resolved (it wasn’t), I was ultimately told nothing could be done."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536)

Marcelo M.

CEO

> "My experience with Clover was generally positive in terms of usability and ease of training."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6869096)

JC

Jeremy C.

Owner

> "They are constantly changing the plans and rates and my CC fees have gone through the roof."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688)

VR

Verified Reviewer

Manager

> "Clover was never a problem for me at all."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154)

DH

David H.

Owner

> "This didnt work so we asked for a replacement under warranty."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

RM

Rachael M.

Server

> "Clover has been the most reliable and consistent, and not to mention the most versatile and customizable."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

JC

Jeremy C.

Owner

> "The equipment is cannot be reused, don't buy used equipment, they will refuse to activate it. "

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688)

RW

Randy W.

Owner

> "Their devices look slick, modern, & hi-tech."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349)

ST

Stephanie T.

Hairstylist

> "I had to call consistently telling them I sent the cancellation form as I was getting emails everyday to cancel when I had sent it out 4 times."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6425141)

TW

TAMMY W.

Owner

> "Overall, Clover is a fantastic tool that has made a significant positive impact on my small business."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683)

KM

Keith M.

General Manager

> "Contacted Clover and the account rep said the reason we were not getting serviced is because we only had 300 attempts whereas other accounts were having..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958)

PM

Paulo M.

CEO

> "we have been using clover for many thing that is been useful to have business fast and easy"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6798675)

VR

Verified Reviewer

Owner

> "The process of trying to complete the compliance paperwork was so tedious, took so long, was full of technical jargon and could not get any assistance with..."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6445211)

JI

Jackie I.

Events Coordinator

> "Made it so easy to take payment via the phone or online in such a short amount of time!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6803720)

TL

Tiffany L.

Anything and everything

> "This is unacceptable for a payment processor in 2026."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536)

JG

Jamie G.

Office Manager

> "Receipts are easy to print and reports are very clear and easy to view online"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6602793)

TM

Thomas M.

pres

> "bonus for cancelling Too sketchy and they still do not cancel ,"

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317)

CM

Christopher M.

CEO

> "It was easy to load all inventory from a spread sheet."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6630001)

AC

Abbie C.

Managing Director

> "It was hard to work with putting the tax and credit card fees to work as we wanted and no one knew how to fix it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6805207)

JA

Julian A.

IT Specialist

> "I use clover for everyday transactions and it is super easy to use."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718)

LS

Lyndie S.

Owner Operator

> "It does not show sales and redemption of gift cards on settlement report."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6684770)

MK

Marnie K.

Designer

> "It's pretty easy to use and makes processing payments pretty seamless"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6473141)

ET

Elias T.

Owner

> "Premium money for a basic pos"

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396)

AH

Autumn H.

Administration

> "Our rates are phenomenal - the lowest rate % we have been able to find!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6576366)

RT

Robyn T.

Owner

> "I have been attempting to get a kitchen display for over two months and haven't been able to because they said I went through a third party and need to be..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085)

Jared K.

CMO

> "I like the POS hardware compatibility with my bluetooth/phone data plans, PC/Printing equipment and also as an Inventory management since it provides a..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___3521071)

MM

Mikayla M.

Owner

> "Now that I’m switching to Square, they REFUSE to release that information — MY information — like they somehow own"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566)

SS

Sahar S.

Owner

> "Easy to use, updated system to keep up with the new technology"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939)

RW

Randy W.

Owner

> "They no longer allow payment requests/invoicing for healthcare offices."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349)

AI

ADRIANO I.

CFO

> "Its design is very attractive, and it feels good when you have it in your hands."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385780)

DC

David C.

Vice President

> "The touch hardware i've used didn't feel right, a bit slow/buttons not at the usual place we are used to."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6539572)

NH

Nick H.

Gun store

> "It was easy to add extra processors."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6328782)

VT

Viet T.

Founder

> "Does not allow online lunch menus to show up at specific times."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

JA

Julian A.

IT Specialist

> "Their website is even easier to navigate and manage."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718)

VR

Verified Reviewer

Owner

> "He didn't tell anything about contract and blocked my number and stopped responding to my emails .i have tried contacted clover to resolve this ."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6369253)

JL

Jacqueline L.

CSR

> "The best part about this software is that the devices are wireless, during covid we were strictly curbside, no clients were allowed in the building and the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___3649835)

RT

Robyn T.

Owner

> "They use third party representatives to sell you the machines/system and then they disappear."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085)

MIG

Martinus Ignorence G.

Freelancer

> "Clover coordinates in its activity a stock control system that is refreshed in every exchange, this permits the client to certainly stand out in the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4410937)

VT

Viet T.

Founder

> "Has too many 3rd party apps needed at a cost that isn't worth the value of service it provides."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

AD

Amy D.

Practice Manager

> "great would definitely recommend especially if it is integrated with software"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423)

Jimmy S.

COO

> "It was good for a while but the random cutting us off was unacceptable and demand for continued lease payments is exceptionally unacceptable."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6666424)

RM

Rachael M.

Server

> "Oh and the POS machines look aesthetically pleasing too!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

JH

Jyll H.

Intuitive Coach

> "CloverConnect does not communicate via email regarding important changes that affect the merchants. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6297865)

[View Reviews](https://www.capterra.com/p/226864/Clover/reviews/)

VR

Verified Reviewer

Digital coordinator

> "As part of the Square suite of apps and services, I liked that Point of Sale provided a digital platform and the means for me to..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985)

John D.

President

> "All that is left to me now is to share my horror story as far and wide as possible to warn other small businesses about this..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

VR

Verified Reviewer

Digital coordinator

> "Overall, Point of Sale has been a great way for me to pay quickly, conveniently, and interactively up front using a multitude of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985)

KH

Kasi H.

Front Desk Manager

> "Maybe for a small hotel or business it would be affordable able. But for our property and the amount of online and phone..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7027292)

JW

Jenny W.

Management

> "As a small, locally owned furniture refinishing business, Square Point of Sale provides everything we needed to keep track of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019)

SB

Sydney B.

General Manager

> "Consistent issues with QR code ordering / receiving payment, consistent issues with adding things to online website."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6853050)

JD

Jesus D.

Owner

> "The app is simple, the card reader works smoothly, and it makes the whole checkout process super convenient for both us and our..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6814866)

VR

Verified Reviewer

Owner

> "Every interaction felt like dealing with support reps who had little understanding of Canadian business practices or the issues I..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889)

John D.

President

> "I liked the simplicity of using it, although Square charges the same fee for debit cards as for credit cards and is a point higher..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

AP

Angela P.

Director

> "I think the back end can be a little challenging at times. When you are making an item with different sizes, it can be confusing..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7014335)

Michael Z.

Owner

> "Square Point of Sale is a reliable and practical tool for handling payments in a music and content creation business."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327)

VR

Verified Reviewer

Owner

> "Instead of helping, they read off scripts, dismissed my concerns, and closed inquiries without proper resolution."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889)

KP

Krista P.

CFO

> "It works for our business model because we are one company with 8 subsidiaries, and it's nice to just be able to log in once and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273)

Nathan H.

Owner

> "Many customers don’t want receipts or want emailed receipts."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123719)

SR

Stephen R.

Owner

> "I can write up an invoice in minutes with my saved items and I can collect a deposit in seconds with tap to pay or via emailing..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6558445)

John D.

President

> "They will not refund processing fees for mistaken charges (see below)."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

LS

Laura S.

Licensed Massage Therapist

> "Square Point of Sale is invaluable for my massage therapy practice, as it allows me to take credit card payments from clients, and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846)

Absana P.

Tier III Technician

> "The Bluetooth reader was hard to pair at first as well."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738)

Absana P.

Tier III Technician

> "Furthermore, you can link straight to a bank account to receive deposit, and fees were minimal per transaction."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738)

AK

Ashley K.

Co-Owner

> "The fees are slightly high for the lack of customization you can do."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6867594)

JC

Jesse C.

Massage therapist

> "I like that they added the option to use your own phone as the card reader and that you can make different menu options with..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6301046)

John D.

President

> "My efforts to get a reversal of the fees assessed fell on deaf ears."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

AM

Anna M.

Owner, designer, webdeveloper

> "It’s great and gives my customers so many payment options including Clearpay and that means so much for me as a small business."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428)

HL

Hyeong L.

Chiropractor

> "The web version is difficult to navigate through."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179)

MG

Milagros G.

Beauty salon owner

> "I appreciate how intuitive the interface is—for both staff and customers—which helps keep the checkout process quick and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6818627)

LS

Laura S.

Licensed Massage Therapist

> "I haven't really had any problems with it, except one time I had to reload it after not using it for a period of time, and I..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846)

DB

Danielle B.

CFO

> "I like the ability to take payments anywhere at any time when our sports team needs it. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193)

SK

Shawnalee K.

Sales Person

> "The transaction fees add up over time, and there are very limited customizable options."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6754090)

CP

Chantel P.

Registered Massage Therapist, Owner

> "I love that I'm able to store cards on file with square and simply charge and email receipts within seconds."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6353466)

CC

Chermaine C.

Business owner

> "Customer service is terrible, its almost impossible to get someone on the phone and they shut your account down with no warning or..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031)

AS

ALFREDO S.

LEAD

> "They have great customer service, with great solutions when it comes to solving a problem or refunds."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123314)

DB

Danielle B.

CFO

> "Having to wait to have the money moved to out account is not always feasible."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193)

AT

Aireanne T.

Owner

> "We were able to set up an account quickly and start processing right away."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7046226)

Katie M.

Owner, Manager

> "A few small bugs with set up and processing."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7022178)

Michael Z.

Owner

> "The system is easy to use and provides enough basic reporting to stay on top of income."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327)

KE

Kaylyne E.

Training and Employee Development

> "The POS was very basic and didn't allow us to have as many options and integrations as we needed."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6729071)

VR

Verified Reviewer

Owner

> "It’s easy to set up, affordable, and allows me to accept multiple payment types."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476)

LL

Leah L.

Manager on Duty

> "The only downside is the fees can add up, and dealing with account holds has been a bit annoying at times."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6670067)

RP

Ryan P.

Graphic Designer

> "Overall, I like it's simple utility and how you can use it with mobile."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7099531)

KR

Kristy R.

Owner

> "Slightly more expensive than some competitors."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7134706)

SK

Signe K.

Therapist

> "I have been able to provide excellent sales processing for clients even though i do remote events and markets."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6760274)

Jesse Z.

Software Engineer

> "The terminals are a bit pricey for businesses to buy."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6879665)

AH

Autumn H.

Administration

> "I like that I can customize my items and organize them by category on the main screen."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "Sometimes the app would glitch causing me to lose the progress made in my sale ."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178)

JW

Jenny W.

Management

> "We are able to send customer receipts via text. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019)

SD

Sienna D.

Massage Therapist

> "For the small square reader, I can’t turn it off without it fully disconnecting from the phone."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6675018)

VR

Verified Reviewer

Owner

> "Even though the fees are a downside, the convenience and tools it offers make it worth it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476)

Erika B.

Licensed Massage Therapist

> "Seems like there is an additional cost or fee for just about every feature and transaction!"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6858280)

Emma C.

Aesthetician

> "It's a must have for a business and square makes that possible."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7092403)

IL

Ilana L.

Artistic Director

> "It is dependent on a plug-in device. If this were to get lost or damaged, I can imagine that would be a problem."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6501051)

Abbey W.

owner, founder

> "Square is simple to use for invoicing and payment processing."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7084561)

NA

Natalie A.

Assistant

> "The square device itself was always breaking and not reading the credit card correctly."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931)

BW

Brent W.

Financial Controller

> "Funds deposit the next day and the app is reliable."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7115408)

PJ

Paul J.

eCommerce & IT Manager

> "That would be the time Square, with zero notice, pulled the plug on our store and website as a credit card processor, leaving us..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5091857)

KP

Krista P.

CFO

> "Out of all of the SAAS services my company uses, Square is the one that never goes down, and is always accurate. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273)

RV

Robert V.

Manager

> "I don't like that they charge a different rate if I insert the card details directly"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6606699)

AH

Autumn H.

Administration

> "I also like that it shows my inventory amounts and alerts me when we are low."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131)

KP

Katelynn P.

Agent

> "I personally think it is a little overpriced for my liking."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7002004)

AN

Alisa N.

Owner

> "I like the fact that we're offers marketing and gift cards I also love the fact that you can integrate your current back office..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___4840070)

WJ

Will J.

Director

> "Positive as a user, but ultimately I stopped using it because of the issues I was having with integration."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6871638)

HU

Heather U.

Director

> "Square provides us an opportunity to process payments that are paid through credit cards or debit cards when individuals do not..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5097584)

BM

Breanna M.

Director of Procurement

> "We have had to switch to "off line" mode which also wasnt working."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6433327)

AP

Aria P.

Manager

> "Our clients love the iPad set up the most as it allows for collecting tips and giving the option of e-receipt or print to their..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6263929)

VK

Vladislav K.

Owner

> "They simply block buyers’ payments and say that they stole these cards, but the buyers are my regular customers, they bought from..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6202338)

IC

Ismael C.

Staffing manager

> "I love that you can tap a payment card on a terminal to bring up all previous transactions."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6594806)

NA

Natalie A.

Assistant

> "I feel like the percentage of sales it takes is a little much, especially for the simplicity of it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931)

DA

Devon A.

Owner

> "Easy to use onsite and as well as in the office for reconciling. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7074891)

VR

Verified Reviewer

Owner and Artist

> "Sometimes the POS is delayed when there is not a good connection."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6581814)

CM

Cheyenne M.

None

> "I like the ease of the application all together being able to sale products and buy product was made easier with square point of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6415943)

KN

Kendrick N.

CEO

> "you cant use your own debit card to pay for your own meals, counts as self funding, which will terminate your account."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6016545)

Stephanie E.

Secretary

> "The template for sending email campaigns is helpful."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7035477)

HL

Hyeong L.

Chiropractor

> "The app is not super user friendly."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179)

CM

Casandra M.

Administrative support specialist

> "I love that you can create schedule recurring invoices and you can also have cards saved on file for automatic charges to people..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6079096)

RA

RODERICK A.

Vice President

> "Customer service is slow and the processing fees are high"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6732088)

DJ

Don J.

Sr. Director of IT

> "From setup to daily use, navigating through its features is pretty straightforward, which is great for both new users and those..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6351140)

RM

Robert M.

Hvac tech

> "Having to constantly log back in, app would freeze intermittenly"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6674808)

AM

Anna M.

Owner, designer, webdeveloper

> "I believe that since I am offering many payment options, my customers are more keen to buy."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428)

CC

Chermaine C.

Business owner

> "Point of sale easy to use, but square closes your account down for no reason and do not give you the opportunity to appeal their..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "I like being able to customize everything for sale easily and the organization factor of it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178)

RW

Robert W.

Owner

> "It's not tailored more towards the construction industry like I was looking for. But thats my fault not theirs."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6651328)

[View Reviews](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

## User interface

[Clover](https://www.capterra.com/p/226864/Clover/)

3.77 (570)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)

4.64 (3,029)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Clover

12/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/226864/Clover/#features)

Square Point of Sale

Top features

19/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/275802/Square-Point-of-Sale/#features)

### Recognition

Clover is recognized as a top-rated tool in 3 Capterra Shortlist reports

Square Point of Sale is recognized as a top-rated tool in 2 Capterra Shortlist reports

### Deployment & support

Clover

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Square Point of Sale

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Clover

-   By Fiserv
-   Located in United States
-   Founded in 2006

Square Point of Sale

-   By Square
-   Located in United States
-   Founded in 2009

## Popular Comparisons

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

3.8

Features

4.6

4.0

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-226864/PayPal-vs-Clover)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/)

$0/month

Price

$0.29

4.5

Features

4.6

4.7

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-275802/PayPal-vs-Square-Point-of-Sale)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.8

Features

4.5

4.0

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-226864/Stripe-vs-Clover)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.5

4.7

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (716)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

Contact vendor for pricing

Price

$349one time

3.8

Features

3.8

4.0

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-226864/Epos-Now-vs-Clover)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (716)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

$0/month

Price

$349one time

4.5

Features

3.8

4.7

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-275802/Epos-Now-vs-Square-Point-of-Sale)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Gofrugal](https://www.capterra.com/p/71693/GoFrugal-POS-Software/)[4.41 (198)](https://www.capterra.com/p/71693/GoFrugal-POS-Software/reviews/)

Contact vendor for pricing

Price

$7/month

3.8

Features

4.4

4.0

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/71693-226864/GoFrugal-POS-Software-vs-Clover)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Gofrugal](https://www.capterra.com/p/71693/GoFrugal-POS-Software/)[4.41 (198)](https://www.capterra.com/p/71693/GoFrugal-POS-Software/reviews/)

$0/month

Price

$7/month

4.5

Features

4.4

4.7

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/71693-275802/GoFrugal-POS-Software-vs-Square-Point-of-Sale)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Lavu](https://www.capterra.com/p/118828/Lavu/)[4.20 (258)](https://www.capterra.com/p/118828/Lavu/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.8

Features

4.2

4.0

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/118828-226864/Lavu-vs-Clover)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Odoo](https://www.capterra.com/p/135618/Odoo/) [4.20 (1,304)](https://www.capterra.com/p/135618/Odoo/reviews/)

$0/month

Price

$31.1/month

4.5

Features

4.2

4.7

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135618-275802/Odoo-vs-Square-Point-of-Sale)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Toast POS](https://www.capterra.com/p/136301/Toast-POS/)[4.15 (551)](https://www.capterra.com/p/136301/Toast-POS/reviews/)

Contact vendor for pricing

Price

$69/month

3.8

Features

4.1

4.0

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/136301-226864/Toast-POS-vs-Clover)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Lightspeed Retail](https://www.capterra.com/p/120491/Lightspeed-Retail/)[4.03 (975)](https://www.capterra.com/p/120491/Lightspeed-Retail/reviews/)

$0/month

Price

$109/month

4.5

Features

3.9

4.7

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/120491-275802/Lightspeed-Retail-vs-Square-Point-of-Sale)