# Compare Chime vs Cash App 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Chime and Cash App based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/228456-246167/Chime-vs-Cash-App --- # Chime vs Cash App Features and Cost Comparison Last updated April 1st, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: ChimeCash App2/4 selected [Chime](https://www.capterra.com/p/228456/Chime/)[4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) [## Chime](https://www.capterra.com/p/228456/Chime/)[4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.6 Ease of Use 4.6 Customer Service 4.3 Reviews Sentiment Based on [104 reviews](#user-reviews) Positive 93 Neutral 6 Negative 5 [## Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.3 Ease of Use 4.5 Customer Service 3.5 Reviews Sentiment Based on [688 reviews](#user-reviews) Positive 563 Neutral 52 Negative 73 ## Not a match? 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Administrative Assistant > "I love that Chime has the SpotMe feature. Where it allows me to go over a purchase of five dollars and chime..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7002743) Josh L. Self employed > "The hung up on when I called customer service after they took my money and changed my mypay rate without a..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7139688) OP Oleg P. financial analyst > "You can also get a sign-up bonus for opening a new account." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7128182) Josh L. Self employed > "They steal money from military veterans and charge fees when they claim they don’t." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7139688) VR Verified Reviewer Online marketing > "I love the Chime spot me as well as the feature to send money to anyone even if they dont have a chime account." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6350520) RG Renee G. Owner > "However, there are a few downsides. Since Chime is completely online, there are no physical branches, which can..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000) RG Renee G. Owner > "The mobile app is user-friendly and makes it easy to check balances, transfer money, or get alerts." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000) AW April W. Administration > "I don't like the fact every chime account isn't able to get the early pay and spot me bonus. If you have..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6626818) JW John W. HR > "I initially was only signing up to help a friend with a referral but there are so many features and with no..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254) NA Natasha A. Oncology > "Opening chime dropped my credit score by 60 points." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446) RG Renee G. Owner > "Chime is a good option if you're looking for a basic, no-fee online bank." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000) MG Monche G. CEO > "One of only cons is That not considered a traditional bank" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6457688) IJ Ikiera J. Call center > "I love the colors the app chose for the app, I love how I can see when & what time my direct deposit hits the..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6179818) NA Natasha A. Oncology > "Not worth it, doesn’t help credit score." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446) DC Destiny C. Owner > "It was love at 1st use & I will be the 1st to refer other people to this app any time theyre looking for a new..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7033192) IJ Ikiera J. Call center > "I don’t like how my direct deposit came at night time sometimes but it did come 2 days earlier so that works" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6179818) DM Damaris M. PSC > "I enjoy how when you lock/freeze your card no type of payments will go thru what so ever." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6651092) MS MICHELLE S. Owner > "High fees and long wait times for Chime" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6005626) JW John W. HR > "The early pay feature is nice. Although I have not tried it yet I see there is free tax filing as well." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254) NA Natasha A. Oncology > "This is not a credit builder" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446) TD Trenton D. Host > "Overall chime is great if you need a side account to move money through, looking to build your credit score." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6535967) TH Todd H. Manager > "They won't help me troubleshoot and determine why it is not longer working. " [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6254480) OP Oleg P. financial analyst > "Chime is always free." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7128182) AM Ambrecia M. Housekeeper > "I hate the overdraft part of it we can receive it but not use it or take it out." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6054038) WD Willo D. Cashier > "They allow and help you to build your credit." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6707948) SS Shelten S. Accountant > "Things and I don't like about time as having to be able to always sign in even after I was just signed in" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3525782) AI Andre I. Owner > "I like the fact that you can send money to anyone even non chime members" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6364741) SG Stacy G. Massage therapist > "If you loose access to your account then it's very difficult to get in touch with customer service" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3664241) JW John W. HR > "There is quite a few free ATM's." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254) ER Edward R. House Cleaning > "With Chime they don't offer enough incentives like PayPal or cash app does" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4220027) AM Ambrecia M. Housekeeper > "I like the authentication of the app I can easily use my fingerprint to login instead of the password." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6054038) SG Stacy G. Massage therapist > "I only used for a short time u til I lost access to the app and.info can't get a hold of customer service" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3664241) Melissa T. Associate > "It's credit builder is free & simplistic as are all it's features." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6023244) JH Jocelyn H. Owner > "They let anyone take your money your funds is exposed" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4592227) Joshua B. CEO > "Chime has your back." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6670500) Nicole K. Package Insurance Specialist/Photographer/CNA > "Sometimes, there is no in-network ATM available, or in the area, so I have to use one that charges a fee, which..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3050899) EJ Eric J. Welder > "The ease and integration of the credit builder checking and saving and external accounts also spot me feature..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4040147) Nicole K. Package Insurance Specialist/Photographer/CNA > "There is a $2.50 fee for using any ATM that is out of their network." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3050899) VR Verified Reviewer Student > "I like that I could still have a checking and savings account with Chime." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6029989) Chelsey V. Tester > "I like the least about chime, that no matter what i did or how long i kept the account i lost money but nobody..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3476241) TG Tiffany G. Building service worker > "So all around its an awesome banking app!!!" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6757804) Anthony J. Business Development Consultant > "They bombard you with marketing emails." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3231282) [View Reviews](https://www.capterra.com/p/228456/Chime/reviews/) AC Andrea C. Controller > "I like that I can easily transfer money to my children via Cash App and that it gives me the ability to see what they are spending their money on." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) RH Reagan H. Optician > "The only thing that I dislike about Cash App is that when you are in the app and you want to do an instant withdraw into your account, it takes a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) VR Verified Reviewer Owner > "It’s a reliable app for quickly sending and receiving money, especially for everyday transactions with friends, family, or small businesses." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool however when sending high amounts too many times can lead to suspicious or flagged status and causes full..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Student > "I also think the boost rewards are great because you can save a couple bucks on coffee or groceries just by using the cash card at certain places." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) MG Milagros G. Content creator and Social Media Manager > "Unfortunately, this application is frequently used in online fraud and theft; although, over time, certain modifications have been made to make it..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) OG Olivia G. Teacher > "I can easily manage my card balances online and process payments online." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool when sending high amounts to often leading to full suspension of account when all the payments are for work being..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Reseller > "What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6325633) KS Keneila S. Head spa technician > "It does have a bit of a learning curve, not a huge fan of looking for the scanning code throughout the whole app and not a great value, I feel like..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7114900) PT PEIYUAN T. associate director > "It serves as a strong choice for those looking for a free, mobile-friendly way to manage their tax filing." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7084393) VR Verified Reviewer Student > "The customer support is definitely the weakest part because its really hard to get a real person on the phone if something goes wrong with a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) VR Verified Reviewer Student > "sending money to friends is almost instant and all you need is their cashtag which is way easier than asking for bank details." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) KM Kortnee M. Chief Executive Officer > "Financial records have been withheld from me when requested, accounts deleted with no clear reasoning, and even now – I do not have full access to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) AC Andrea C. Controller > "I am able to keep track of my kids' spending as well as budget their chore money." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) MG Milagros G. Content creator and Social Media Manager > "What I liked least is the limited customer support and the potential risk when sending money, since transactions aren’t always easy to reverse." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) VR Verified Reviewer Owner > "The app is very user-friendly—you can transfer money in seconds without dealing with complicated steps or long processing times." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Trinidad F. Autonomous Remote Assistant > "I feel like the percentage Cash App takes from each transaction could be much lower." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093508) LP Lexus P. CEO > "I like using it to pay more than to receive money due to the fact that it charges you to receive your money within a reasonable time frame." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EH Elizabeth H. Myself > "I felt insecure about giving my personal banking info, felt there were not enough checks in place." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7069494) Sherree H. Rep > "I used Cash App in the past then ended up loading the app when I got a new phone. But it was a simple process once downloaded to get all my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) RG Renee G. Owner > "Also, because there’s limited buyer protection, scams are a risk—and Cash App doesn’t always help recover your funds." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) LB Lauren B. Lead Content Creator > "Cash App lets linking debit card in a blink and even stocks slice‑buying, all with mostly no extra cost, it was just magic‑fast." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804019) Jeff M. SEO Manager > "Customer support is tough to reach, delays on issues are a bit longer than I'd like." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) Paige F. Lead painter > "everyone has a cash app account, or almost everyone and it's widely accepted, easy to setup your account, versatile from sending to receiving..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) MJ Markisha J. Sales managment > "if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6332036) BL Blake L. graphic designer > "I like it because there are free money transfers and no account fees same as direct deposit and investment capabilities." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6811290) SO Shelly O. DSP Caregiver > "I do not like ATM fees and its annoying only able to link one outside financial debitcard at a time to fund my cash app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) RH Reagan H. Optician > "Overall I absolutely love Cash App and it is my main form of sending and receiving money when I need to." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) ZN Zalman N. Operations Manager at MCA Track and GoACH > "Fees could be a bit high for certain types of withdrawals or instant transfers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) Steven Craig W. Software Reviewer For Capterra > "I like cash app for birthday money from friends and other's or sometimes to buy stock inside of the app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) CC Cassandra C. UX Quality Assurance > "Additionally, given their crypto transaction practices, these problems are a deal breaker for the user who is risking a significant amount of..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6591912) HW Hannah W. Tax Accountant > "It transfers money faster than any other platform I've used and I can always rely on it." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7082926) SO Shelly O. DSP Caregiver > "Cash App charges 2.50 and the owner of ATMs charge minimum 2.50 as well so i found myself spending hundreds in fees because i needed a 20 here or..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) Amee P. Owner > "It is easy to use. Whether it's adding money, using the card, sending or receiving money, it's all super simple." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7055504) LP Lexus P. CEO > "It takes too long for your money to come if you choose not to pay to receive your money instantly." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EM Emily M. HR Generalist > "I have enjoyed using Cash App, but I do have a limited number of recepients due to the variety of options people can choose from for money..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6662300) Sherree H. Rep > "Lately had issues with putting in a person's name, instead of their number, to find who I'm looking for." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) VR Verified Reviewer Student > "Its super convenient for quick payments and perfect for casual everyday use though." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) NM Nafula M. Owner > "That it makes it hard to get a refund although you will still get one and maybe a process for any fraudulent charges made on your account." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6806232) TG Tiffany G. Building service worker > "Then finally its a bank account itself so if you choose you can use it at such, and it offers early pay and along with cash advances if approved!!!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6705306) SH Shannel H. dispatcher > "Some snags, having to update the app and customer support was long and not very helpful." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7012454) MW Meegan W. Educator > "The interface is clean, fast, and super easy to figure out, even if you’re not great with tech." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7145817) Michelle D. Multiple Roles > "I have had one transaction that was a scam for concert tickets and they don't or didn't have payment protection at that time." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) SK Selin K. Director of restaurant operations > "My overall experience was great and I still use cash app monthly. Whether it’s to Venmo friends or payments from clients at work!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6864761) AS Alexis S. Owner > "They are not timely with fraud either." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7096310) Jeff M. SEO Manager > "Super low learning curve and solid value for everyday use." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) TS Taylor S. Students Director > "Using Cash App for business payments isn't something I am completely comfortable with." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7042469) VR Verified Reviewer Owner > "Transactions could happen alot faster and cost less for the instsnt fee" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) KK Kennedy K. Business Support Specialist > "I feel as though Cash App is not as secure as other money transferring apps such as venmo, or Paypal." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6688605) MC Mariya C. Owner > "So cashapp has a bitcoin option, they alert you of any suspicious activity on your account, you can pay and accept a payment from just about anyone..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6286880) Jay S. Owner > "Sometimes certain charges will will freeze up your account and it takes some time with customer service to fix it on occasion." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6667457) TI Terriyanna I. Administrator > "There is stock you can purchase, you can save money in the savings account, transferring money is very easy and takes seconds, you can add cash to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___4802937) Sherree H. Rep > "Was a little frustrating to get to the section for adding a new card." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) SN Sylla N. Interior Consultant > "I appreciate its UI features like the sliding bar for how much money you’d like to withdrawal and it’s easy navigation." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6351702) SN Sarah N. Cfo > "I don't like the lack of customer service and the easiness of accidently sending money to a wrong recipient but nothing can be done to dispute it" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6362238) VR Verified Reviewer Owner > "I like how easy it is to receive payments and most of my customers have a cash app account so the platform is trusted." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) RA Robert A. former HOA President > "I tried several different ways to get deposits in to my account and all of them were blocked, and this is using a personal debit card titled in my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#GetApp___6022114) VR Verified Reviewer PMHNP > "It was also easy to connect my personal and business accounts." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7056428) RG Renee G. Owner > "If a transaction goes wrong, getting help can be frustrating." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) OG Olivia G. Teacher > "Overall, my experience has been good and I haven’t had any issues so I’ll continue to use it versus other applications that are similar" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) KC Kimberlee C. Supervisor > "I am always afraid of my money being hacked." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7050156) ZN Zalman N. Operations Manager at MCA Track and GoACH > "The security and speed of transactions made it a real asset." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) MG Monche G. CEO > "The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6457695) NF Nathaniel F. Owner > "It makes it very simple to send and recieve money from friends and just as easily accept payments from customers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804310) NL Nick L. Talent Buyer > "The fees are substantial and its hard to link multiple bank accounts" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6744854) KP Katina P. Author and Notary > "It is very simple and I like that there are no fees if you wait 2 days to get your money. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7004014) CM Cagney M. Machine Operator > "That not a lot of people are using it and it limits their ability to get the payments done." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6349205) LL Leah L. Study Coordinator > "I also like the option to create a savings account through Cash App." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6669897) KM Kortnee M. Chief Executive Officer > "On many occasions, I've tried to resolve account issues with their team and to no avail." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) TD Thomas D. Owner > "I like that I can add cash and withdraw cash in minutes f" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6763023) BF Bernardino F. Owner > "They just block my transactions for more tham 3 days with no reason and no explanation." [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6450325) Michelle D. Multiple Roles > "I like that it is now being integrated as a payment solution through many payment interfaces" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) MM Megan M. Owner > "What i don't like about cash app is if you send the wrong person money you cant get it back unles" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6737342) SB Sierra B. Consumer > "What I like most about Cash App is the ease of use to send or request money flto/from others or deposit into tour bank." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6406640) Paige F. Lead painter > "what activity.. 3 transactions .. no more than 75 dollars really .. that is what they said and there is nothing I can do to defend myself or clear..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) JO Jose O. DME Coordinator > "I think its a bit easier to use than Zelle since your card is attached all you gotta do is click the person you wanna send money too and that's..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6301493) EB Eric B. Owner > "Several years ago, my Square account was permanently closed due to an alleged violation of company policies." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6611040) KM Kortnee M. Chief Executive Officer > "Sending money to friends and family became easier." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) CM Casandra M. Hone representative > "They took my depositing money feature away for no apparent reason. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6396448) [View Reviews](https://www.capterra.com/p/246167/Cash-App/reviews/) ## User interface No images or videos provided by vendor [Cash App](https://www.capterra.com/p/246167/Cash-App/) 4.23 (688) ### Features Chime Top features 21/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/228456/Chime/#features) Cash App 13/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/246167/Cash-App/#features) ### Recognition Chime Best Value Mobile BankingSoftware (2024)  No recognitions have been awarded to Cash App ### Deployment & support Chime Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Cash App Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Chime - By The Bancorp Bank - Located in United States - Founded in Cash App - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-228456/Google-Pay-vs-Chime) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.3 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-246167/PayPal-vs-Cash-App) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Samsung Pay](https://www.capterra.com/p/213917/Samsung-Pay/)[4.53 (265)](https://www.capterra.com/p/213917/Samsung-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.4 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/213917-228456/Samsung-Pay-vs-Chime) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-246167/Venmo--vs-Cash-App) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Qonto](https://www.capterra.com/p/173384/Qonto/)[4.53 (249)](https://www.capterra.com/p/173384/Qonto/reviews/) Contact vendor for pricing Price €9/month 4.6 Features 4.5 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/173384-228456/Qonto-vs-Chime) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-246167/Stripe-vs-Cash-App) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/174384-228456/Plaid-vs-Chime) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-246167/Square-Payments-Processing-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.3 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/246167-275802/Cash-App-vs-Square-Point-of-Sale) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/174384-246167/Plaid-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.55 (174)](https://www.capterra.com/p/236980/Tipalti/reviews/) Contact vendor for pricing Price $99/month 4.3 Features 4.4 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/236980-246167/Tipalti-vs-Cash-App)