# Compare Afterpay vs Zil Money 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zil Money and Afterpay based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/229452-10014229/Afterpay-vs-Zil-Money

---

# Zil Money vs Afterpay Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zil MoneyAfterpay2/4 selected

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/)

[## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting Price

$30.00/month

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

JL

AH

Based on [103 reviews](#user-reviews)

Positive

95

Neutral

6

Negative

2

[## Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.6

Customer Service

4.3

Reviews Sentiment

Based on [306 reviews](#user-reviews)

Positive

276

Neutral

8

Negative

22

## Send this comparison chart to my inbox

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## Summary

* * *

Key features rated by users

Features selected based on 23,179 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.5

Expense Tracking

NA

71%Fit

Missing features

Feature ratings

Data Security

4.3

Online Payments

4.6

Payment Fraud Prevention

4.4

Debit/Credit Card Processing

4.4

Expense Tracking

NA

User satisfaction

User satisfaction

4.7

User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.5

User satisfaction

4.6

User reviews[306](https://www.capterra.com/p/229452/Afterpay/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.5

Customer support

4.3

Price starts from

Price starts from

$30Usage Based, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

United States Businesses Small and medium businesses Entrepreneurs Freelancers

Best for

It caters to businesses in banking, customer services, marketing & advertising, and more.

## User reviews

Pros & cons

JL

Justin L.

Owner

> "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

MO

Michael O.

Owner

> "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if payments get..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333)

AH

Ahmad H.

Engineer

> "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features available on..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

DW

Davon W.

CEO

> "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

FF

Fernando F.

CEO - IT Consultant

> "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables without..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

DW

Davon W.

CEO

> "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

DS

Dmitriy S.

Add Marketing

> "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any other..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863)

AM

Annie M.

Strategy and Operations Manager

> "The customer support can take a while to get help when something goes wrong."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035)

SA

Shadma A.

CEO

> "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983)

FF

Fernando F.

CEO - IT Consultant

> "I did not like that some funding sources where not available for all methods of payments, particularly eChecks"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

JAP

Jonica Ariel P.

CEO

> "The ease of creating your own secure way of making payments for small business owners who have to make every penny count."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

CM

Charles M.

Owner

> "The app is a bit hard to see all the buttons and I'm not about to access the features."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

PC

Pulkeet C.

Founder

> "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the interface, it..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

BB

Beau B.

Owner

> "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998)

JL

Justin L.

Owner

> "It helped me keep my money secure and help me do quick money transfers when I needed it."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

PD

Presley D.

Owner

> "I can’t think of much that I don’t like about zil money only could be faster processing."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141)

BL

Bonita L.

Work from home mom

> "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of financial..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571)

AS

Adam S.

Directer

> "I never got any free money and the signing of the check never happened"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152)

PC

Pulkeet C.

Founder

> "I liked the user-friendly interface and the ability to create and send checks instantly."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

FP

Frances P.

Administration

> "Only thing is that customer service so somewhat difficult to get in touch with."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884)

BK

Bridgette K.

Owner

> "I like being able to offer my customers different payment options including ACH, debit, and credit card."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281)

AR

Ardinay R.

Owner

> "There isn't anything that really bother me about the app, maybe add on some features?"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567)

ZAHWAAN A.

Manager

> "It's relaible for daily use and I appreciate the range of payment options it offers"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121)

AF

Amber F.

Co owner

> "Don’t like using online services for anything."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507)

AG

Abderahmane G.

Agriculture

> "Overall, Zil Money has helped streamline my payment and accounting processes."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154)

AH

Ahmad H.

Engineer

> "I really still testing it till now, and I still did not find anything that I do not like."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

PC

Pulkeet C.

Founder

> "It saves a lot of time for small businesses and freelancers like me."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

BS

Bridillia S.

Admin

> "The setup is confusing and hard to deal with"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100)

AS

Adam S.

owner

> "Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6336411)

CS

Cayden S.

CEO

> "I really don't have an compliants about zil money."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284)

AF

Ana F.

Program Assistant

> "User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6344643)

AF

Anthony F.

Owner

> "Nothing that I can think of off the top of my head"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744)

FP

Frances P.

Administration

> "I like the no minimum requirements and zero fees, making it an attractive option for businesses of all sizes."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884)

CM

Cheyenne M.

None

> "I havent found anything yet that i can i say i dislike about zil"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307)

[View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

RD

Renico D.

Payroll and Software administrator

> "That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6856128)

BH

Brittany H.

Patient service specialist

> "I enjoyed being able to make payments being in a financial bind, but after I had built up purchasing power, almost..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6381254)

CC

Chelsea C.

Owner

> "It allows you the time needed in your budget to procure the goods you need immediately without putting a strain on..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921)

JR

Julius R.

Senior Technical Designer

> "The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not like..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6601427)

HW

Hannah W.

Tax Accountant

> "I love how many places offer Afterpay as a payment option now!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7082932)

JM

Joanne M.

Manager

> "I did find it difficult contacting someone when I needed to or just had a question."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7053111)

AS

ALFREDO S.

LEAD

> "I like its payment method and its low interest rate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

SA

Svetlana A.

Pharmacists

> "It is impossible to talk to a representative. When I called the phone number I found on the website, the answering..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

EB

Erinn B.

Client Service Specialist II

> "As long as whoever you are purchasing something from accepts afterpay and you can make the payments it is a great..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

MM

Megan M.

Planning Engineer

> "Additionally, the spending limits can be restrictive, especially for larger purchases, and the approval process..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6542044)

BM

Bianca M.

Admin Assistant

> "I enjoy using Afterpay as an option when ordering items online."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7033413)

AS

Ashley S.

CCR

> "Poor customer service, didn’t understand my needs, and my refund was not returned after I didn’t get my order"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6634629)

TR

Tania R.

Office Administrator

> "I liked the option of secure payments and the 4 instalment option."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7014683)

PE

PAULA E.

Bookkeeper

> "Du to a missed payment they will reduce you money balance and thats not fair im leaving..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6827080)

SJ

SHERYL J.

FIELD ESTIMATOR

> "Applying doesn't impact your credit & provides more credit to loan once you've established a good standing account..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6695212)

CM

Cameron M.

Manager

> "Perhaps the return process, or adjustments are sometimes confusing."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6839242)

EB

Erinn B.

Client Service Specialist II

> "What I like most about Afterpay is it an interest free way to make 4 payments spread out."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

NR

Norma R.

Assistant Manager

> "I had fraud on my debit card which needed to be replaced, since I did not have an updated card at the time pf..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

VR

Verified Reviewer

Office Assistant

> "The no interest and affordable payments make purchasing something that is expensive a lot easier."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6863585)

JK

Justin K.

Engineer

> "I asked them for assistance and was turned down and told to contact the retailer, who no longer is responding to..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6795886)

KB

Katyra B.

Owner

> "I liked most that I'm able to provide extra payment options to my customers"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677134)

JW

Janette W.

CEO

> "Blocked me after having my bank account hacked and only owing $12.96!!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

JB

Jeremiah B.

Security

> "My experience with afterpay has been a delight, being able to acquire more lump sum products and goods."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6665584)

NR

Nicole R.

Owner

> "My debit card was stolen and I was waiting on a new card."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

SH

Sherree H.

Owner

> "Adding my card for payments isn't hard at all."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

MC

Michael C.

Assistant mngr

> "Causing me to pay 35 dollar fees over and over again."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6487863)

NR

Nicole R.

Owner

> "Being able to make payments in 4 is awesome."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

SA

Svetlana A.

Pharmacists

> "My order was not delivered by USPS."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

LL

Leah L.

Study Coordinator

> "I like that you are able to finance smaller purchases."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6669932)

AH

Aroha H.

CEO

> "The customer service is slow and terrible."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

AS

ALFREDO S.

LEAD

> "Happy to use this service and excellent customer service, 24/7"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

Tiara H.

Founder

> "Late payment fees can compound pretty quickly if not repaid within seven days from the due date."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6033369)

MG

Marissa G.

medical assistant

> "absolutely love using afterpay love that i can use it online and in stores as well."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6644241)

SE

Sherri E.

AR Analyst

> "Unable to pay off early."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6484242)

SH

Sherree H.

Owner

> "Different things listed at the start making it a great experience without the hassle of not finding what you need..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

MH

Maria H.

Owner

> "The only complaint I have about Afterpay is the processing fee is higher than the regular processing fee"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

BM

Blake M.

Author

> "Helped me pay for some things on a pay day week."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

LS

Laila S.

CEO

> "Horrible customer service and incompetence to comprehend"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6574806)

AF

Alicia F.

Owner

> "Good experience with Afterpay with the availability to buy now pay later."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6559264)

VR

Verified Reviewer

Supervisor customer service

> "Sometimes there are issues with being able to get on the app. And if diffcult to get any help from someone that..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6031878)

EJ

Eric J.

Welding lead

> "I love the increase in sales and profits since i started using afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6636865)

VS

Vanessa S.

Admin

> "It was overall pointless and a waste of time for myself"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6618629)

SB

Sarah B.

Market Research

> "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5069925)

JW

Janette W.

CEO

> "Customer service sucks."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

JT

John T.

Owner

> "I recommend all of my clients add Afterpay or another "buy now, pay later" platform to their eCommerce sites to..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935)

AH

Aroha H.

CEO

> "Terrible, I would never recommend this app."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

CC

Chelsea C.

Owner

> "It is a fast and secure way to purchase goods."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921)

Pololani P.

Student Services Associate

> "I get impatient most of the time I am in the app and start clicking everywhere because nothing is happening and..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4591761)

SM

Shakerra M.

Blogger / Content Creator

> "I truly enjoy Afterpay, as it has allowed me to acquire more expensive products in 4 easy payment plans."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5044470)

JT

John T.

Owner

> "There are late payment fees with Afterpay"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935)

NR

Norma R.

Assistant Manager

> "Over all afterpay is great for persons that are on a fixed income allowing them to buy things that are needed in..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

KH

Kristen H.

Small business owner

> "I purchased a "Dyson -like" hairdryer/ air curler from a place called CURLY. And it arrived this super cheap..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___3802978)

RB

Rilwan B.

Product Designer

> "The range of stores that accept afterpay makes them my go to buy now, pay later platform to use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6028005)

VR

Verified Reviewer

Ceo

> "They dont respond and still want to charge a late payment fee."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6037583)

SH

Sherree H.

Owner

> "The home page is set up perfectly and easy to navigate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

PD

Peter D.

IT Manager

> "Another annoying feature is that it does not seem they tell you which card or bank account the prior payments were..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4221245)

AM

Amy M.

Clerk

> "It is such a great company to use if you need more payment options!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677470)

BA

Brandi A.

owner

> "I don't think there is anything I don't like about what Afterpay has brought to my website."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4940613)

TH

Tamara H.

Office Administration

> "It makes purchases even easier on a tight budget as sometimes you just do not have all the money available right..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

TT

Tameisha T.

IT Specialist

> "The various agents working on my case forgot the reason of my inquiry to THEIR email turned into me reaching out..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___4079396)

MH

Maria H.

Owner

> "I like being able to give my customers the option to split up payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

SD

Sara D.

Owner

> "We have been trying to get on their catalog and participate in Afterpay day and other promos for the last 2-3..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3313612)

JH

Johnny H.

Laborer

> "I love that you can split everything up in four payments, that is the most efficient for me"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4984511)

JAF

Jo-Anne F.

Customer

> "At first great, but at the end, the absolute worst."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6176882)

AZ

Alexis Z.

Teacher

> "The payment plan is 0% interest and can be paid off early without a penalty, which I like."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

AS

Atoya S.

Lead

> "It’s absolutely ridiculous!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6088163)

CK

Caitlin K.

Assistant Practice Manager

> "I love the ease of paying off your balances."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6497392)

CB

Carly B.

Owner

> "Frustrating and a waste of time."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4880342)

NO

Nicky O.

Independent Stylist

> "I liked that I was able to purchase and item and make payments instead of paying all at once."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6226132)

JW

Jon W.

Owner

> "I do not like that I have to wait weeks just to change a picture on the AfterPay website and I always get the run..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3299493)

AZ

Alexis Z.

Teacher

> "I like that I can pay a purchase over time with 0% interest."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

LD

Leticia D.

CEO

> "The dashboard doesn't give much information, like when deposits were sent and when they will be arriving to the..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3296476)

BM

Blake M.

Author

> "It’s been easy and it makes getting everything I need convenient."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

CA

Celine A.

CEO

> "it's too expensive compare to regular payment methods and now that shopify launched the same with same pricing I..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255903)

NR

Norma R.

Assistant Manager

> "I love that you can buy things and make payments through afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

JR

Jennifer R.

owner

> "When we have a return / exchange / cancelation - it's just not as straightforward as when they pay a traditional..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255970)

TH

Tamara H.

Office Administration

> "Afterpay has been a great addition to everyday life and we will continue to use this as customers seem to enjoy it..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

SB

Shannon B.

Owner

> "The fees are a little high and it takes a while to get your funds after someone purchases a product."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256042)

OB

Olivia B.

FOA

> "Very effective and easy to use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6371364)

KM

Kyle M.

Director of Client Services

> "It was also difficult to find how to adjust the minimum order value to qualify for Afterpay use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3297573)

[View Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/)

## User interface

4.69 (103)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)

4.57 (306)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Zil Money

10/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/10014229/Zil-Money/#features)

Afterpay

Top features

11/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/229452/Afterpay/#features)

### Recognition

No recognitions have been awarded to Zil Money

Afterpay is recognized as a top-rated tool in 2 Capterra Shortlist reports

Best Value Payment ProcessingSoftware (2022) 

### Deployment & support

Zil Money

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Afterpay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zil Money

-   By Zil.US
-   Located in United States
-   Founded in 2008

Afterpay

-   By Square
-   Located in United States
-   Founded in 2009

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4.6

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Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.6

4.6

Ease of Use

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[View full comparison](https://www.capterra.com/compare/170278-229452/Square-Payments-Processing-vs-Afterpay)

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