# Compare Afterpay vs Square Point of Sale 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Afterpay and Square Point of Sale based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/229452-275802/Afterpay-vs-Square-Point-of-Sale

---

# Afterpay vs Square Point of Sale Features and Cost Comparison

Last updated March 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

AfterpaySquare Point of Sale2/4 selected

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

[## Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.6

Customer Service

4.3

Reviews Sentiment

Based on [307 reviews](#user-reviews)

Positive

277

Neutral

8

Negative

22

[## Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.6 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.5

Ease of Use

4.7

Customer Service

4.3

Reviews Sentiment

Based on [3,031 reviews](#user-reviews)

Positive

2,838

Neutral

128

Negative

65

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,394 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

71%Fit

Missing features

Feature ratings

Data Security

4.3

Online Payments

4.6

Payment Fraud Prevention

4.4

Debit/Credit Card Processing

4.4

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.6

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.6

User reviews[307](https://www.capterra.com/p/229452/Afterpay/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.5

Customer support

4.3

User satisfaction

4.6

User reviews[3,031](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Ease of use

4.7

Functionality

4.5

Value for money

4.5

Customer support

4.3

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

It caters to businesses in banking, customer services, marketing & advertising, and more.

Best for

Square Point of Sale (POS) is used by several small and large businesses every day, including businesses such as retailers, bakeries, delis, and hairdressers.

## User reviews

Pros & cons

RD

Renico D.

Payroll and Software administrator

> "That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6856128)

BH

Brittany H.

Patient service specialist

> "I enjoyed being able to make payments being in a financial bind, but after I had built up purchasing power, almost..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6381254)

BL

Brooks L.

Customer Service Payment Support

> "Overall, Afterpay is a convenient and reliable service for managing purchases and payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7164203)

JR

Julius R.

Senior Technical Designer

> "The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not like..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6601427)

HW

Hannah W.

Tax Accountant

> "I love how many places offer Afterpay as a payment option now!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7082932)

SA

Svetlana A.

Pharmacists

> "It is impossible to talk to a representative. When I called the phone number I found on the website, the answering..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

AS

ALFREDO S.

LEAD

> "I like its payment method and its low interest rate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

MM

Megan M.

Planning Engineer

> "Additionally, the spending limits can be restrictive, especially for larger purchases, and the approval process..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6542044)

EB

Erinn B.

Client Service Specialist II

> "As long as whoever you are purchasing something from accepts afterpay and you can make the payments it is a great..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

AS

Ashley S.

CCR

> "Poor customer service, didn’t understand my needs, and my refund was not returned after I didn’t get my order"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6634629)

BM

Bianca M.

Admin Assistant

> "I enjoy using Afterpay as an option when ordering items online."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7033413)

CM

Cameron M.

Manager

> "Perhaps the return process, or adjustments are sometimes confusing."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6839242)

BL

Brooks L.

Customer Service Payment Support

> "The service is easy to use, has a simple learning curve, and integrates with many popular retailers."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7164203)

JM

Joanne M.

Manager

> "I did find it difficult contacting someone when I needed to or just had a question."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7053111)

TR

Tania R.

Office Administrator

> "I liked the option of secure payments and the 4 instalment option."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7014683)

NR

Norma R.

Assistant Manager

> "I had fraud on my debit card which needed to be replaced, since I did not have an updated card at the time pf..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

SJ

SHERYL J.

FIELD ESTIMATOR

> "Applying doesn't impact your credit & provides more credit to loan once you've established a good standing account..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6695212)

JK

Justin K.

Engineer

> "I asked them for assistance and was turned down and told to contact the retailer, who no longer is responding to..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6795886)

EB

Erinn B.

Client Service Specialist II

> "What I like most about Afterpay is it an interest free way to make 4 payments spread out."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

JW

Janette W.

CEO

> "Blocked me after having my bank account hacked and only owing $12.96!!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

VR

Verified Reviewer

Office Assistant

> "The no interest and affordable payments make purchasing something that is expensive a lot easier."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6863585)

PE

PAULA E.

Bookkeeper

> "Du to a missed payment they will reduce you money balance and thats not fair im leaving..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6827080)

KB

Katyra B.

Owner

> "I liked most that I'm able to provide extra payment options to my customers"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677134)

NR

Nicole R.

Owner

> "My debit card was stolen and I was waiting on a new card."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

JB

Jeremiah B.

Security

> "My experience with afterpay has been a delight, being able to acquire more lump sum products and goods."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6665584)

MC

Michael C.

Assistant mngr

> "Causing me to pay 35 dollar fees over and over again."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6487863)

SH

Sherree H.

Owner

> "Adding my card for payments isn't hard at all."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

SA

Svetlana A.

Pharmacists

> "My order was not delivered by USPS."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

NR

Nicole R.

Owner

> "Being able to make payments in 4 is awesome."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

AH

Aroha H.

CEO

> "The customer service is slow and terrible."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

LL

Leah L.

Study Coordinator

> "I like that you are able to finance smaller purchases."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6669932)

Tiara H.

Founder

> "Late payment fees can compound pretty quickly if not repaid within seven days from the due date."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6033369)

AS

ALFREDO S.

LEAD

> "Happy to use this service and excellent customer service, 24/7"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

SE

Sherri E.

AR Analyst

> "Unable to pay off early."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6484242)

MG

Marissa G.

medical assistant

> "absolutely love using afterpay love that i can use it online and in stores as well."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6644241)

MH

Maria H.

Owner

> "The only complaint I have about Afterpay is the processing fee is higher than the regular processing fee"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

SH

Sherree H.

Owner

> "Different things listed at the start making it a great experience without the hassle of not finding what you need..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

LS

Laila S.

CEO

> "Horrible customer service and incompetence to comprehend"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6574806)

BM

Blake M.

Author

> "Helped me pay for some things on a pay day week."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

VR

Verified Reviewer

Supervisor customer service

> "Sometimes there are issues with being able to get on the app. And if diffcult to get any help from someone that..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6031878)

CC

Chelsea C.

Owner

> "It allows you the time needed in your budget to procure the goods you need immediately without putting a strain on..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921)

VS

Vanessa S.

Admin

> "It was overall pointless and a waste of time for myself"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6618629)

AF

Alicia F.

Owner

> "Good experience with Afterpay with the availability to buy now pay later."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6559264)

JW

Janette W.

CEO

> "Customer service sucks."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

EJ

Eric J.

Welding lead

> "I love the increase in sales and profits since i started using afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6636865)

AH

Aroha H.

CEO

> "Terrible, I would never recommend this app."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

SB

Sarah B.

Market Research

> "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5069925)

Pololani P.

Student Services Associate

> "I get impatient most of the time I am in the app and start clicking everywhere because nothing is happening and..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4591761)

SM

Shakerra M.

Blogger / Content Creator

> "I truly enjoy Afterpay, as it has allowed me to acquire more expensive products in 4 easy payment plans."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5044470)

KH

Kristen H.

Small business owner

> "I purchased a "Dyson -like" hairdryer/ air curler from a place called CURLY. And it arrived this super cheap..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___3802978)

NR

Norma R.

Assistant Manager

> "Over all afterpay is great for persons that are on a fixed income allowing them to buy things that are needed in..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

VR

Verified Reviewer

Ceo

> "They dont respond and still want to charge a late payment fee."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6037583)

RB

Rilwan B.

Product Designer

> "The range of stores that accept afterpay makes them my go to buy now, pay later platform to use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6028005)

PD

Peter D.

IT Manager

> "Another annoying feature is that it does not seem they tell you which card or bank account the prior payments were..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4221245)

SH

Sherree H.

Owner

> "The home page is set up perfectly and easy to navigate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

BA

Brandi A.

owner

> "I don't think there is anything I don't like about what Afterpay has brought to my website."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4940613)

AM

Amy M.

Clerk

> "It is such a great company to use if you need more payment options!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677470)

TT

Tameisha T.

IT Specialist

> "The various agents working on my case forgot the reason of my inquiry to THEIR email turned into me reaching out..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___4079396)

TH

Tamara H.

Office Administration

> "It makes purchases even easier on a tight budget as sometimes you just do not have all the money available right..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

SD

Sara D.

Owner

> "We have been trying to get on their catalog and participate in Afterpay day and other promos for the last 2-3..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3313612)

MH

Maria H.

Owner

> "I like being able to give my customers the option to split up payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

JAF

Jo-Anne F.

Customer

> "At first great, but at the end, the absolute worst."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6176882)

JH

Johnny H.

Laborer

> "I love that you can split everything up in four payments, that is the most efficient for me"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4984511)

AS

Atoya S.

Lead

> "It’s absolutely ridiculous!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6088163)

AZ

Alexis Z.

Teacher

> "The payment plan is 0% interest and can be paid off early without a penalty, which I like."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

CB

Carly B.

Owner

> "Frustrating and a waste of time."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4880342)

CK

Caitlin K.

Assistant Practice Manager

> "I love the ease of paying off your balances."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6497392)

JT

John T.

Owner

> "There are late payment fees with Afterpay"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935)

NO

Nicky O.

Independent Stylist

> "I liked that I was able to purchase and item and make payments instead of paying all at once."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6226132)

JW

Jon W.

Owner

> "I do not like that I have to wait weeks just to change a picture on the AfterPay website and I always get the run..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3299493)

AZ

Alexis Z.

Teacher

> "I like that I can pay a purchase over time with 0% interest."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

LD

Leticia D.

CEO

> "The dashboard doesn't give much information, like when deposits were sent and when they will be arriving to the..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3296476)

BM

Blake M.

Author

> "It’s been easy and it makes getting everything I need convenient."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

CA

Celine A.

CEO

> "it's too expensive compare to regular payment methods and now that shopify launched the same with same pricing I..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255903)

NR

Norma R.

Assistant Manager

> "I love that you can buy things and make payments through afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

JR

Jennifer R.

owner

> "When we have a return / exchange / cancelation - it's just not as straightforward as when they pay a traditional..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255970)

TH

Tamara H.

Office Administration

> "Afterpay has been a great addition to everyday life and we will continue to use this as customers seem to enjoy it..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

SB

Shannon B.

Owner

> "The fees are a little high and it takes a while to get your funds after someone purchases a product."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256042)

OB

Olivia B.

FOA

> "Very effective and easy to use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6371364)

KM

Kyle M.

Director of Client Services

> "It was also difficult to find how to adjust the minimum order value to qualify for Afterpay use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3297573)

[View Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/)

VR

Verified Reviewer

Digital coordinator

> "As part of the Square suite of apps and services, I liked that Point of Sale provided a digital platform and the means for me to..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985)

AB

Anna B.

Kinesiologist

> "They take a big cut from the sales which is an inconvinence and the additional costs of buying the square for physical tap also..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7152902)

VR

Verified Reviewer

Digital coordinator

> "Overall, Point of Sale has been a great way for me to pay quickly, conveniently, and interactively up front using a multitude of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7114985)

KH

Kasi H.

Front Desk Manager

> "Maybe for a small hotel or business it would be affordable able. But for our property and the amount of online and phone..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7027292)

JW

Jenny W.

Management

> "As a small, locally owned furniture refinishing business, Square Point of Sale provides everything we needed to keep track of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019)

SB

Sydney B.

General Manager

> "Consistent issues with QR code ordering / receiving payment, consistent issues with adding things to online website."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6853050)

Michael Z.

Owner

> "Square Point of Sale is a reliable and practical tool for handling payments in a music and content creation business."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327)

AP

Angela P.

Director

> "I think the back end can be a little challenging at times. When you are making an item with different sizes, it can be confusing..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7014335)

KP

Krista P.

CFO

> "It works for our business model because we are one company with 8 subsidiaries, and it's nice to just be able to log in once and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273)

Javier S.

Event planner

> "What hurts the most is that I acted immediately and trusted the reassurance given by Square support, only to later discover the..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7153874)

SR

Stephen R.

Owner

> "I can write up an invoice in minutes with my saved items and I can collect a deposit in seconds with tap to pay or via emailing..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6558445)

John D.

President

> "All that is left to me now is to share my horror story as far and wide as possible to warn other small businesses about this..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

LS

Laura S.

Licensed Massage Therapist

> "Square Point of Sale is invaluable for my massage therapy practice, as it allows me to take credit card payments from clients,..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846)

Nathan H.

Owner

> "Many customers don’t want receipts or want emailed receipts."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123719)

Absana P.

Tier III Technician

> "Furthermore, you can link straight to a bank account to receive deposit, and fees were minimal per transaction."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738)

Absana P.

Tier III Technician

> "The Bluetooth reader was hard to pair at first as well."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7066738)

JD

Jesus D.

Owner

> "The app is simple, the card reader works smoothly, and it makes the whole checkout process super convenient for both us and our..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6814866)

AK

Ashley K.

Co-Owner

> "The fees are slightly high for the lack of customization you can do."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6867594)

John D.

President

> "I liked the simplicity of using it, although Square charges the same fee for debit cards as for credit cards and is a point..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

HL

Hyeong L.

Chiropractor

> "The web version is difficult to navigate through."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179)

AM

Anna M.

Owner, designer, webdeveloper

> "It’s great and gives my customers so many payment options including Clearpay and that means so much for me as a small business."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428)

LS

Laura S.

Licensed Massage Therapist

> "I haven't really had any problems with it, except one time I had to reload it after not using it for a period of time, and I..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6413846)

AB

Anna B.

Kinesiologist

> "Its compatible with my iphone and makes transactions a brease."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7152902)

VR

Verified Reviewer

Owner

> "Every interaction felt like dealing with support reps who had little understanding of Canadian business practices or the issues..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889)

CP

Chantel P.

Registered Massage Therapist, Owner

> "I love that I'm able to store cards on file with square and simply charge and email receipts within seconds."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6353466)

VR

Verified Reviewer

Owner

> "Instead of helping, they read off scripts, dismissed my concerns, and closed inquiries without proper resolution."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7057889)

AS

ALFREDO S.

LEAD

> "They have great customer service, with great solutions when it comes to solving a problem or refunds."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7123314)

SK

Shawnalee K.

Sales Person

> "The transaction fees add up over time, and there are very limited customizable options."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6754090)

Michael Z.

Owner

> "The system is easy to use and provides enough basic reporting to stay on top of income."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7137327)

CC

Chermaine C.

Business owner

> "Customer service is terrible, its almost impossible to get someone on the phone and they shut your account down with no warning..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6804031)

VR

Verified Reviewer

Owner

> "It’s easy to set up, affordable, and allows me to accept multiple payment types."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476)

Katie M.

Owner, Manager

> "A few small bugs with set up and processing."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7022178)

RP

Ryan P.

Graphic Designer

> "Overall, I like it's simple utility and how you can use it with mobile."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7099531)

KE

Kaylyne E.

Training and Employee Development

> "The POS was very basic and didn't allow us to have as many options and integrations as we needed."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6729071)

SK

Signe K.

Therapist

> "I have been able to provide excellent sales processing for clients even though i do remote events and markets."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6760274)

LL

Leah L.

Study Coordinator

> "The only downside is the fees can add up, and dealing with account holds has been a bit annoying at times."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6670067)

AH

Autumn H.

Owner

> "I like that I can customize my items and organize them by category on the main screen."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131)

KR

Kristy R.

Owner

> "Slightly more expensive than some competitors."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7134706)

JW

Jenny W.

Management

> "We are able to send customer receipts via text. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6847019)

Jesse Z.

Software Engineer

> "The terminals are a bit pricey for businesses to buy."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6879665)

MG

Milagros G.

Beauty salon owner

> "I appreciate how intuitive the interface is—for both staff and customers—which helps keep the checkout process quick and..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6818627)

Javier S.

Event planner

> "I honestly feel abandoned by a platform I trusted with my business and my money."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7153874)

VR

Verified Reviewer

Owner

> "Even though the fees are a downside, the convenience and tools it offers make it worth it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7129476)

John D.

President

> "They will not refund processing fees for mistaken charges (see below)."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

Emma C.

Aesthetician

> "It's a must have for a business and square makes that possible."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7092403)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "Sometimes the app would glitch causing me to lose the progress made in my sale ."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178)

Abbey W.

owner, founder

> "Square is simple to use for invoicing and payment processing."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7084561)

SD

Sienna D.

Massage Therapist

> "For the small square reader, I can’t turn it off without it fully disconnecting from the phone."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6675018)

BW

Brent W.

Financial Controller

> "Funds deposit the next day and the app is reliable."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7115408)

Erika B.

Licensed Massage Therapist

> "Seems like there is an additional cost or fee for just about every feature and transaction!"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6858280)

DB

Danielle B.

CFO

> "I like the ability to take payments anywhere at any time when our sports team needs it. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193)

IL

Ilana L.

Artistic Director

> "It is dependent on a plug-in device. If this were to get lost or damaged, I can imagine that would be a problem."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6501051)

KP

Krista P.

CFO

> "Out of all of the SAAS services my company uses, Square is the one that never goes down, and is always accurate. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6855273)

John D.

President

> "My efforts to get a reversal of the fees assessed fell on deaf ears."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7061021)

AH

Autumn H.

Owner

> "I also like that it shows my inventory amounts and alerts me when we are low."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6585131)

NA

Natalie A.

Assistant

> "The square device itself was always breaking and not reading the credit card correctly."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931)

HU

Heather U.

Director

> "Square provides us an opportunity to process payments that are paid through credit cards or debit cards when individuals do not..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5097584)

PJ

Paul J.

eCommerce & IT Manager

> "That would be the time Square, with zero notice, pulled the plug on our store and website as a credit card processor, leaving us..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___5091857)

AP

Aria P.

Manager

> "Our clients love the iPad set up the most as it allows for collecting tips and giving the option of e-receipt or print to their..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6263929)

RV

Robert V.

Manager

> "I don't like that they charge a different rate if I insert the card details directly"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6606699)

IC

Ismael C.

Staffing manager

> "I love that you can tap a payment card on a terminal to bring up all previous transactions."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6594806)

KP

Katelynn P.

Agent

> "I personally think it is a little overpriced for my liking."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7002004)

DA

Devon A.

Owner

> "Easy to use onsite and as well as in the office for reconciling. "

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7074891)

WJ

Will J.

Director

> "Positive as a user, but ultimately I stopped using it because of the issues I was having with integration."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6871638)

CM

Cheyenne M.

None

> "I like the ease of the application all together being able to sale products and buy product was made easier with square point of..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6415943)

DB

Danielle B.

CFO

> "Having to wait to have the money moved to out account is not always feasible."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6828193)

Stephanie E.

Secretary

> "The template for sending email campaigns is helpful."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7035477)

BM

Breanna M.

Director of Procurement

> "We have had to switch to "off line" mode which also wasnt working."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6433327)

CM

Casandra M.

Administrative support specialist

> "I love that you can create schedule recurring invoices and you can also have cards saved on file for automatic charges to people..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6079096)

VK

Vladislav K.

Owner

> "They simply block buyers’ payments and say that they stole these cards, but the buyers are my regular customers, they bought..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6202338)

DJ

Don J.

Sr. Director of IT

> "From setup to daily use, navigating through its features is pretty straightforward, which is great for both new users and those..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6351140)

NA

Natalie A.

Assistant

> "I feel like the percentage of sales it takes is a little much, especially for the simplicity of it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6698931)

AM

Anna M.

Owner, designer, webdeveloper

> "I believe that since I am offering many payment options, my customers are more keen to buy."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6884428)

VR

Verified Reviewer

Owner and Artist

> "Sometimes the POS is delayed when there is not a good connection."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6581814)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "I like being able to customize everything for sale easily and the organization factor of it."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6677178)

KN

Kendrick N.

CEO

> "you cant use your own debit card to pay for your own meals, counts as self funding, which will terminate your account."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6016545)

AZ

‪Abanoub Z.

sales

> "I was able to get it up and running in just a few minutes, and I can accept payments from credit and debit cards, cash, and bank..."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___4973593)

HL

Hyeong L.

Chiropractor

> "The app is not super user friendly."

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7077179)

VR

Verified Reviewer

Owner

> "Has a lot of features quality product easy customer service"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___7131012)

RA

RODERICK A.

Vice President

> "Customer service is slow and the processing fees are high"

[See full review](https://www.capterra.com/p/275802/Square-Point-of-Sale/#Capterra___6732088)

[View Reviews](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

## User interface

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)

4.57 (307)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)

4.64 (3,031)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Afterpay

11/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/229452/Afterpay/#features)

Square Point of Sale

Top features

19/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/275802/Square-Point-of-Sale/#features)

### Recognition

Afterpay is recognized as a top-rated tool in 2 Capterra Shortlist reports

Best Value Payment ProcessingSoftware (2022) 

Square Point of Sale is recognized as a top-rated tool in 2 Capterra Shortlist reports

### Deployment & support

Afterpay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Square Point of Sale

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Afterpay

-   By Square
-   Located in United States
-   Founded in 2009

Square Point of Sale

-   By Square
-   Located in United States
-   Founded in 2009

## Popular Comparisons

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,462)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

4.6

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-229452/PayPal-vs-Afterpay)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,462)](https://www.capterra.com/p/207944/PayPal/reviews/)

$0/month

Price

$0.29

4.5

Features

4.6

4.7

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-275802/PayPal-vs-Square-Point-of-Sale)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,288)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.5

4.7

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-275802/Stripe-vs-Square-Point-of-Sale)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,349)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-229452/Stripe-vs-Afterpay)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (721)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

$0/month

Price

$349one time

4.5

Features

3.8

4.7

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-275802/Epos-Now-vs-Square-Point-of-Sale)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,691)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-229452/Square-Payments-Processing-vs-Afterpay)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (575)](https://www.capterra.com/p/226864/Clover/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

3.8

4.7

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/226864-275802/Clover-vs-Square-Point-of-Sale)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,045)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.2

4.6

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-229452/NetSuite-vs-Afterpay)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Gofrugal](https://www.capterra.com/p/71693/GoFrugal-POS-Software/)[4.41 (198)](https://www.capterra.com/p/71693/GoFrugal-POS-Software/reviews/)

$0/month

Price

$7/month

4.5

Features

4.4

4.7

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/71693-275802/GoFrugal-POS-Software-vs-Square-Point-of-Sale)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (307)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Amazon Pay](https://www.capterra.com/p/247554/Amazon-Pay/)[4.63 (152)](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/229452-247554/Afterpay-vs-Amazon-Pay)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

vs

[Odoo](https://www.capterra.com/p/135618/Odoo/) [4.20 (1,310)](https://www.capterra.com/p/135618/Odoo/reviews/)

$0/month

Price

$31.1/month

4.5

Features

4.2

4.7

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135618-275802/Odoo-vs-Square-Point-of-Sale)