# Compare Online Check Writer vs Zil Money 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zil Money and Online Check Writer based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/237205-10014229/Online-Check-Writer-vs-Zil-Money

---

# Zil Money vs Online Check Writer Features and Cost Comparison

Last updated July 10th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zil MoneyOnline Check Writer2/4 selected

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

[Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

[## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting Price

$30.00/month

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

JL

AH

Based on [103 reviews](#user-reviews)

Positive

95

Neutral

6

Negative

2

[## Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

Starting Price

$30.00/month

Value-for-Money

4.4

Functionality

4.5

Ease of Use

4.4

Customer Service

4.4

Reviews Sentiment

Based on [255 reviews](#user-reviews)

Positive

233

Neutral

11

Negative

11

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## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.5

Expense Tracking

NA

60%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

4.2

Online Payments

\--

Payment Fraud Prevention

NA

Debit/Credit Card Processing

3.7

Expense Tracking

4.5

User satisfaction

User satisfaction

4.7

User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.5

User satisfaction

4.5

User reviews[255](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

Ease of use

4.4

Functionality

4.5

Value for money

4.4

Customer support

4.4

Price starts from

Price starts from

$30Usage Based, Per Month

-   Free version
-   Free trial

Price starts from

$30Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

United States Businesses Small and medium businesses Entrepreneurs Freelancers

Best for

Online Check Writer is used by government agencies, utilities, medical practices, legal services, hospitals, schools, call centers, insurers, transit operators, nonprofits, and retailers.

## User reviews

Pros & cons

JL

Justin L.

Owner

> "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

MO

Michael O.

Owner

> "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333)

AH

Ahmad H.

Engineer

> "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

DW

Davon W.

CEO

> "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

JAP

Jonica Ariel P.

CEO

> "The ease of creating your own secure way of making payments for small business owners who have to make every penny count."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

DW

Davon W.

CEO

> "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

JL

Justin L.

Owner

> "It helped me keep my money secure and help me do quick money transfers when I needed it."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

CM

Charles M.

Owner

> "The app is a bit hard to see all the buttons and I'm not about to access the features."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

DS

Dmitriy S.

Add Marketing

> "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863)

AM

Annie M.

Strategy and Operations Manager

> "The customer support can take a while to get help when something goes wrong."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035)

SA

Shadma A.

CEO

> "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983)

BS

Bridillia S.

Admin

> "The setup is confusing and hard to deal with"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100)

PC

Pulkeet C.

Founder

> "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

FF

Fernando F.

CEO - IT Consultant

> "I did not like that some funding sources where not available for all methods of payments, particularly eChecks"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

FF

Fernando F.

CEO - IT Consultant

> "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

BB

Beau B.

Owner

> "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998)

PC

Pulkeet C.

Founder

> "I liked the user-friendly interface and the ability to create and send checks instantly."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

AF

Anthony F.

Owner

> "Nothing that I can think of off the top of my head"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744)

ZAHWAAN A.

Manager

> "It's relaible for daily use and I appreciate the range of payment options it offers"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121)

AH

Ahmad H.

Engineer

> "I really still testing it till now, and I still did not find anything that I do not like."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

AG

Abderahmane G.

Agriculture

> "Overall, Zil Money has helped streamline my payment and accounting processes."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154)

CM

Cheyenne M.

None

> "I havent found anything yet that i can i say i dislike about zil"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307)

PC

Pulkeet C.

Founder

> "It saves a lot of time for small businesses and freelancers like me."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

PD

Presley D.

Owner

> "I can’t think of much that I don’t like about zil money only could be faster processing."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141)

JAP

Jonica Ariel P.

CEO

> "It was a no hassle quick process that left me stress free!"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

AS

Adam S.

Directer

> "I never got any free money and the signing of the check never happened"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152)

BL

Bonita L.

Work from home mom

> "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571)

FP

Frances P.

Administration

> "Only thing is that customer service so somewhat difficult to get in touch with."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884)

BK

Bridgette K.

Owner

> "I like being able to offer my customers different payment options including ACH, debit, and credit card."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281)

AR

Ardinay R.

Owner

> "There isn't anything that really bother me about the app, maybe add on some features?"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567)

AS

Ashley S.

Owner

> "This company is a great opportunity to take Adamvantage of using."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7029093)

AF

Amber F.

Co owner

> "Don’t like using online services for anything."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507)

CM

Charles M.

Owner

> "The ease of access and the multiple features that go well with small business."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

CS

Cayden S.

CEO

> "I really don't have an compliants about zil money."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284)

[View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

MM

Marisela M.

senior business executive

> "how easy it is to make payroll checks and send it since I work from home. and sending in the mail takes couple days"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604)

MM

Marisela M.

senior business executive

> "My ID was stolen so I have to wait 2 weeks to get a new one"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604)

ZZ

Zakir Z.

Owner

> "It has helped me save time and focus more on growing my digital marketing business."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017920)

MM

Marisela M.

senior business executive

> "Again like I stated I just don't like that I cant send ACH instead of emailing checks."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604)

JC

Joan C.

Operations Manager

> "From the start, being able to edit and personalize checks is a great feature."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6764997)

MC

Mike C.

CEO

> "This caused and is still causing a huge problem which in turn caused us to be late on filing our 1099s."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6162958)

CM

Christopher M.

pro se

> "This was extremely easy to use It did not take very long to figure out and was very straightforward You didn't have to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7003052)

JR

James R.

Owner

> "Again, the funds were not deposited and sat in the vendor's newly created wallet within Online Checkwriter (the vendor..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323)

ZZ

Zakir Z.

Owner

> "The payment process is smooth, secure, and reliable."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017920)

JR

James R.

Owner

> "Online Checkwriter is very inconsistent with their processes and their phone agents are extremely rude. When it comes to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323)

JC

Joan C.

Operations Manager

> "The cost is also very affordable considering other services charge hundreds of dollars for the same end product."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6764997)

CF

Cody F.

Owner

> "The reporting function has information from when the account was being tested, and the transition to a paid account was..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3707965)

JW

Jun W.

CEO

> "I really like how easy it is to create and print checks."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7011332)

LM

Lynn M.

Accountant

> "I've asked for the zil account and accompanying wallet to be removed because we are a nonprofit, only the board can make..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

BK

Bridgette K.

Owner

> "This service is affordable and worth the time and money."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7018119)

DM

David M.

Owner

> "The problem wasn't on my end (after trying multiple browsers, multiple laptops and different users, yet still had the..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764)

VR

Verified Reviewer

board Member

> "I love that checks can be emailed"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6670599)

NW

Nicholas W.

Writer

> "I tried having the service mail out a check instead of printing and mailing it myself, and the check was never processed."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697324)

TK

Tonchui K.

Owner

> "I definitely love the all in one package, you can bill your clients, pay your vendors, make payment internationally..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453350)

JK

Joel K.

Freelance SEO and Web Content Writer

> "The only con about Online Check Writer is its complexity which makes it difficult to understand or deploy, especially for..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4067917)

Matthew M.

Principal

> "OCW has continued to develop and improve the check printing features, placing them first-in-class for check printing,..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3743541)

ML

Mendel L.

President

> "Every time i was charged for something not previously disclosed, they would tell me the feature was just a trial and now..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3698274)

WM

William M.

Software Engineer

> "It also keeps a digital record of my payments without any extra work. When payment systems are slow to move over to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048)

LM

Lynn M.

Accountant

> "The user interface changed without warning a few months ago from something that was really easy to use to something that..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

CC

Cody C.

Owner

> "I conduct a lot of real estate notary closings and the ability to mail multiple checks to an address is veyr helpful to..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4478745)

MB

Michael B.

Accountant

> "I paid a deposit toward user fees for features I'll never use that they don't tell you about until checkout (aka hidden..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697506)

JE

Joseph E.

CEO

> "The Online Check Writer software allows us to save time in the issuance of payments to our vendors."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3702187)

VR

Verified Reviewer

Supervisor

> "customer service is little poor."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4988122)

CB

Carolyn B.

Ceo

> "I think the app is very detailed and easy to use"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6763073)

TF

Tracy F.

Accounting

> "I turned on the two factor authentication because I was concerned that my email and online checkwriter account had been..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701239)

JK

Joel K.

Freelance SEO and Web Content Writer

> "Besides, this software provides seamless ACH payment processing services, e-checks, and wire."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4067917)

SS

Sarina S.

Owner

> "My checks were returned because Online Check Writer failed to attach the uploaded PDF."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697676)

DM

Dustyn M.

Owner

> "The ability to sync with QBO and add multiple bank accounts or clients makes using this software amazing."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4464475)

JD

Jason D.

owner

> "The inability for my to accept payments via ACH into my account"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697819)

CV

Courtney V.

Solution Strategist

> "I am able to set up several different accounts, process and print checks for my clients and myself with ease."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697197)

JC

John C.

ceo

> "Hello , i have registered with this site and after giving them my confidential information about me and my bank account ,..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3182478)

CT

Chad T.

Member

> "OnlineCheckWriter.com allows me to send payments to my staff with the click of a button."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3698176)

DM

David M.

Owner

> "Customer service was awful and inflexible when trying to address multiple concerns within a very short timeframe."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764)

JR

James R.

Owner

> "I like the fact that this software is available online and that it gives me the capability of paying my vendors via ACH..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323)

CF

Cody F.

Owner

> "The information in its knowledge base does not match the program's, causing confusion."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3707965)

JG

James G.

Controller

> "It gets the job done for that although I know there are other useful features available."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___5098023)

MA

Mark A.

Operations Manager

> "So many features, it seems as if they were just added in without much thought to an interface not intended to contain so..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3699070)

HP

Hector P.

Owner

> "It has helped me to manage expenses, vendors and payroll all in one system."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4464664)

NT

Noe T.

Broker

> "It has become a bit pricy now as a stand alone check printing software."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4712361)

TL

Tal L.

Owner

> "I enjoy the fluidity of my businesses billing and expense tracking."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696325)

Rabbi Rafi D.

Rabbi

> "Crashes many times, some options are limited, a little too expensive"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696319)

TB

Tony B.

President

> "It makes it very easy to write and print checks using my own printer, and the checks are very professional. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3745078)

JJ

Johnathan J.

Owner

> "Not long after that, the plans were changed and now I am being charged per check printed. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3744910)

WM

William M.

Software Engineer

> "It's so much faster when I receive a bill to put the information into this service than it would be to write things out..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048)

MR

Matthew R.

Owner

> "Sometimes some pages don't load, and it takes forever to load."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4440119)

DE

Doniceth E.

Director

> "Overall, if you are using this service to write paper check, or email electronic checks it's amazing. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701039)

LM

Lynn M.

Accountant

> "We're probably going to switch back to our payroll system for ACH, because it's too confusing the way"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

Matthew M.

Principal

> "OCW is a true contender in a banking and accounting all-in-one solution for small businesses."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3743541)

EH

Elizabeth H.

Office Manager / Paralegal

> "Now it defaults back to the check list page, which is really inconvenient."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720148)

TH

Tammie H.

Owner

> "I like the ability to be able to send payments from any device quickly. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701203)

JD

Jason D.

owner

> "They recently changed the pricing without warning and it is much more expensive to accept and receive any payments. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697819)

ML

Matt L.

Broker/Owner

> "Overall I'm pretty happy... had an issue with mailing checks out, some clients can't figure out how to print the..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3700369)

JF

John F.

Director of Finance

> "Customer support is limited, price hike has me looking into other options"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729039)

JM

Jean M.

CEO

> "This system works very well, we issued several checks and were cashed by recipients without any issue."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3731051)

CL

Courtney L.

Owner

> "It is frustrating that they have the options available, but when I go to use them they are still unavailable."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3737187)

DE

Doniceth E.

Director

> "If you are using this for the purpose of tracking and writing checks it's great. "

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701039)

LM

Lynn M.

Accountant

> "It's so frustrating, they even send us monthly zil statements."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736)

BT

Brian T.

Owner

> "I started using the product simply for check printing, which it does very well."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3741235)

IG

Ivana G.

Director

> "Sometimes when I want to visit website is overloading"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3790597)

AK

Ashwin K.

Developer

> "It is easily accessible."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4902448)

JE

Joseph E.

CEO

> "The only con with the software is the cost of service."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3702187)

Danylo K.

Marketing specialist

> "I like the interface."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4998255)

JG

Jon G.

Sales

> "Check register does not work."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720144)

AR

Armando R.

Owner

> "The monthly and annual plans are both very well competitively priced vs other name brand software."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3721339)

RA

Rahul A.

Senior Consultant

> "Their customer service can be a bit frustrating. Once you get to the right person, they handle things quickly!"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720129)

RG

Ron G.

Managing Member

> "Im able to easily send checks to vendors right to the email."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3700696)

SR

Sandra R.

student

> "There is minimal customer service and no follow-up."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3844430)

LD

Lauren D.

Programs Administrator

> "Customer support is helpful and easily available but usually needed after the fact(changes are made and not communicated..."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3721109)

EH

Edward H.

Owner

> "Direct deposit isn't what it sounds like either."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453650)

WM

William M.

Software Engineer

> "This service saves me a lot of time and energy by keeping things digital."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048)

TL

Tal L.

Owner

> "I have never been able to use my debit card and I mean never."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696325)

NF

Nacirema F.

Registered nurse

> "I enjoy the software and it would be perfect if the approval process for ach features were more Lenient"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4443278)

RS

Rondell S.

Owner

> "The price Keith be to ouch at times and hard to pay for but there changing that up"

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4402521)

EJ

Erik J.

N/A

> "I like that I can click to write checks and mail them."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720405)

VR

Verified Reviewer

Arvin's Photography

> "I don't like about this software are sometimes the server will go down, as a result, the webpage will load properly."

[See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3462831)

[View Reviews](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/)

## User interface

4.69 (103)

4.52 (255)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Zil Money

10/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/10014229/Zil-Money/#features)

Online Check Writer

Top features

14/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/237205/Online-Check-Writer/#features)

### Recognition

No recognitions have been awarded to Zil Money

Online Check Writer is recognized as a top-rated tool in 3 Capterra Shortlist reports

Best Value Accounts PayableSoftware (2023) 

### Deployment & support

Zil Money

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Online Check Writer

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zil Money

-   By Zil.US
-   Located in United States
-   Founded in 2008

Online Check Writer

-   By Zil.US
-   Located in United States
-   Founded in 2008

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