# Compare Mercado Pago vs Zil Money 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Zil Money and Mercado Pago based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/250909-10014229/Mercado-Pago-vs-Zil-Money --- # Zil Money vs Mercado Pago Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Zil MoneyMercado Pago2/4 selected [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) [Mercado Pago](https://www.capterra.com/p/250909/Mercado-Pago/)[4.7 (116)](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) [## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Starting Price $30.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment JL AH Based on [103 reviews](#user-reviews) Positive 95 Neutral 6 Negative 2 [## Mercado Pago](https://www.capterra.com/p/250909/Mercado-Pago/)[4.7 (116)](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.6 Ease of Use 4.7 Customer Service 4.2 Reviews Sentiment Based on [116 reviews](#user-reviews) Positive 109 Neutral 6 Negative 1 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,176 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology \--%Fit Missing features Feature ratings Data Security 4.7 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing 4.5 Expense Tracking NA 63%Fit Missing features Feature ratings Data Security 4.7 Online Payments 4.8 Payment Fraud Prevention NA Debit/Credit Card Processing 4.3 Expense Tracking NA User satisfaction User satisfaction 4.7 User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 User satisfaction 4.7 User reviews[116](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.5 Customer support 4.2 Price starts from Price starts from $30Usage Based, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for United States Businesses Small and medium businesses Entrepreneurs Freelancers Best for Designed for small and medium-sized businesses that want to simplify and centralize the process of receiving payments. ## User reviews Pros & cons JL Justin L. Owner > "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578) MO Michael O. Owner > "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if payments get..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333) AH Ahmad H. Engineer > "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features available on..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036) DW Davon W. CEO > "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) FF Fernando F. CEO - IT Consultant > "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables without..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395) DW Davon W. CEO > "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) DS Dmitriy S. Add Marketing > "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any other..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863) AM Annie M. Strategy and Operations Manager > "The customer support can take a while to get help when something goes wrong." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035) SA Shadma A. CEO > "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983) FF Fernando F. CEO - IT Consultant > "I did not like that some funding sources where not available for all methods of payments, particularly eChecks" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395) JAP Jonica Ariel P. CEO > "The ease of creating your own secure way of making payments for small business owners who have to make every penny count." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227) CM Charles M. Owner > "The app is a bit hard to see all the buttons and I'm not about to access the features." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400) PC Pulkeet C. Founder > "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the interface, it..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) BB Beau B. Owner > "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998) JL Justin L. Owner > "It helped me keep my money secure and help me do quick money transfers when I needed it." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578) PD Presley D. Owner > "I can’t think of much that I don’t like about zil money only could be faster processing." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141) BL Bonita L. Work from home mom > "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of financial..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571) AS Adam S. Directer > "I never got any free money and the signing of the check never happened" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152) PC Pulkeet C. Founder > "I liked the user-friendly interface and the ability to create and send checks instantly." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) FP Frances P. Administration > "Only thing is that customer service so somewhat difficult to get in touch with." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) BK Bridgette K. Owner > "I like being able to offer my customers different payment options including ACH, debit, and credit card." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281) AR Ardinay R. Owner > "There isn't anything that really bother me about the app, maybe add on some features?" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567) ZAHWAAN A. Manager > "It's relaible for daily use and I appreciate the range of payment options it offers" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121) AF Amber F. Co owner > "Don’t like using online services for anything." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507) AG Abderahmane G. Agriculture > "Overall, Zil Money has helped streamline my payment and accounting processes." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154) AH Ahmad H. Engineer > "I really still testing it till now, and I still did not find anything that I do not like." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036) PC Pulkeet C. Founder > "It saves a lot of time for small businesses and freelancers like me." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) BS Bridillia S. Admin > "The setup is confusing and hard to deal with" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100) AS Adam S. owner > "Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6336411) CS Cayden S. CEO > "I really don't have an compliants about zil money." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284) AF Ana F. Program Assistant > "User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6344643) AF Anthony F. Owner > "Nothing that I can think of off the top of my head" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744) FP Frances P. Administration > "I like the no minimum requirements and zero fees, making it an attractive option for businesses of all sizes." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) CM Cheyenne M. None > "I havent found anything yet that i can i say i dislike about zil" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307) [View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Daniel G. CEO > "There´s no bugs and issues, working in every place with internet." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___7108860) SM Sabrina M. Midia social > "I only use it when necessary, I had a problem in my family directly with this app, so I don't really recommend..." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___6160974) Daniel G. CEO > "Quick money transfers are the best." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___7108860) BR Bruno R. Atendente > "The application blocks the user's account without even reaching the first month of delay of any purchase made." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___4201641) JB Juan B. BDR > "It's fast, intuitive, user-oriented, and its interfase is visually appealing." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___6834983) Silas M. Ceo > "The security check process is very strict at times, preventing some customers from buying, but I understand..." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___4212627) Daniel G. CEO > "The payments are safe and secure." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___7108860) AM Alanis M. UX Designer > "When you need to link the paid market with some ecommerce platform, if you are new to systems it can be very..." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___3645203) KR KLEBER R. AGRICULTOR > "THE DIGITAL ACCOUNT IS VERY EASY TO USE, THE ICONS ARE SIMPLE AND QUICK, THE PAYMENT LINK IS PRACTICAL AND THE..." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___6786333) MR Mecia R. winner > "I don't like the automatic debit option on the card bill, it leaves me with no options." [See full review](https://www.capterra.com/p/250909/Mercado-Pago/#Capterra___4658302) [View Reviews](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) ## User interface 4.69 (103) [Mercado Pago](https://www.capterra.com/p/250909/Mercado-Pago/) 4.71 (116) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Zil Money Top features 10/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/10014229/Zil-Money/#features) Mercado Pago 7/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/250909/Mercado-Pago/#features) ### Recognition No recognitions have been awarded to Zil Money No recognitions have been awarded to Mercado Pago ### Deployment & support Zil Money Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Mercado Pago Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Zil Money - By Zil.US - Located in United States - Founded in 2008 Mercado Pago - By Mercado Pago - Located in Brazil - Founded in ## Popular Comparisons [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/) $30/month Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-10014229/PayPal-vs-Zil-Money) [Mercado Pago](https://www.capterra.com/p/250909/Mercado-Pago/)[4.71 (116)](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-250909/PayPal-vs-Mercado-Pago) [Zil 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[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-10014229/Stripe-vs-Zil-Money) [Mercado Pago](https://www.capterra.com/p/250909/Mercado-Pago/)[4.71 (116)](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,337)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-250909/Stripe-vs-Mercado-Pago) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,686)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-10014229/Square-Payments-Processing-vs-Zil-Money) [Mercado Pago](https://www.capterra.com/p/250909/Mercado-Pago/)[4.71 (116)](https://www.capterra.com/p/250909/Mercado-Pago/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,686)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-250909/Square-Payments-Processing-vs-Mercado-Pago) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Square Point of 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