--- title: "Compare SAP Concur vs BILL Spend & Expense 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare SAP Concur and BILL Spend & Expense based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/380-166905/Concur-Expense-vs-Divvy" page_type: "comparison" language: "en" --- # SAP Concur vs BILL Spend & Expense Features and Cost Comparison Last updated September 17th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: SAP ConcurBILL Spend & Expense2/4 selected [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) [## SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting Price $7.00/month Value-for-Money 4.1 Functionality 4.2 Ease of Use 4.1 Customer Service 4.1 Reviews Sentiment Based on [2,261 reviews](#user-reviews) Positive 1,943 Neutral 220 Negative 98 [## BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.5 Ease of Use 4.6 Customer Service 4.6 Reviews Sentiment Based on [439 reviews](#user-reviews) Positive 415 Neutral 9 Negative 15 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 9,577 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit High performer Feature ratings Expense Tracking 4.6 Invoice Management 4.3 Expense Claims 4.6 Mobile Receipt Upload 4.6 Mobile Access 4.4 73%Fit Missing features Feature ratings Expense Tracking 4.8 Invoice Management NA Expense Claims 4.4 Mobile Receipt Upload 4.7 Mobile Access 4.6 User satisfaction User satisfaction 4.3 User reviews[2,261](https://www.capterra.com/p/380/Concur-Expense/reviews/) Ease of use 4.1 Functionality 4.2 Value for money 4.1 Customer support 4.1 User satisfaction 4.7 User reviews[439](https://www.capterra.com/p/166905/Divvy/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.7 Customer support 4.6 Price starts from Price starts from $7Usage Based, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. Best for Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches. ## User reviews Pros & cons BB Brendan B. Operations Lead > "My main expenses revolve around engagement lunches and it allows me to connect delivery apps directly to Concur for quick access to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7162855) VR Verified Reviewer Marketing Operations Manager > "Certain workflows required multiple clicks to complete simple tasks, and navigating between travel, expense, and reporting functions was..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) VR Verified Reviewer Marketing Operations Manager > "SAP Concur is a solid expense and travel management platform that streamlines financial processes, but its dated interface and occasional..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) VR Verified Reviewer President > "The online travel booking features are slow, do not provide the same discounts, and have added travel fees." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7126371) VR Verified Reviewer Curriculum Designer and Trainer II > "Overall SAP concur is a great tool to keep track of expenses and how to organize those expenses into which reports and the ability to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672) VR Verified Reviewer Marketing Operations Manager > "One of the biggest drawbacks of SAP Concur was that the user interface could feel outdated and unintuitive, especially for infrequent..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) RP Ryan P. Finance Operations Manager > "Being able to snap a picture of receipts and attach them directly makes tracking what we've spent much easier for the team." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7176471) Jeremy H. Dispatch Coordinator > "Can be overwhelming over time with how many transactions interact with each other when you are needing to change something" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7149761) VR Verified Reviewer Retail Sales Manager > "I submit all my travelling expenses through Concur and it is a amazing process to be notified when they got approved, when they were sent..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7078983) RP Ryan P. Finance Operations Manager > "Also, the initial setup for custom expense policies felt a bit fiddly to get just right." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7176471) HL Hunter L. Executive Assistant > "The configuration of my company's travel rules helped me always stay within budget, manage an entire team, and use their individual..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207) Orlando E. G. Advisor > "Some issues with getting detailed information on the card charges to make sure they match up with the correct Receipts I have in hand." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) VR Verified Reviewer Curriculum Designer and Trainer II > "What I like most about SAP concur is that it keeps all my expenses in one place and identifies expenses that is tied into my e-mail." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672) Blake A. IT Technician > "Support documentation exists but finding answers to specific questions usually takes longer than it should." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7157795) VR Verified Reviewer Account Manager > "The auto expense feature is really useful, it loads expenses from your company card in automatically and you just add the receipts." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710) AR Arti R. Software engineer > "SAP Concur can feel clunky and outdated, especially the interface." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7138961) VR Verified Reviewer President > "Ease of expense reporting, uploading receipts, approving multiple expense reports and the warning system for errors." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7126371) Jacquelyn V. Community Resource Coordinator II > "Also, the travel booking experience is sometimes slower than consumer travel sites." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147336) RP Ryan P. Finance Operations Manager > "It's a robust tool that has become indispensable for managing our business travel and personal travel expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7176471) BB Bonnie B. Digital Systems Manager > "The UI is not as streamlined as cc expenses are." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7173957) UC Urgan C. Associate > "You can automate approval workflows and integrate with corporate policies ensures that expenses are processed quickly, while maintaining..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628) Martin L. Sales Director > "I didn't dislike anything about Concur however sometimes the 'app' managers configure it improperly so that there are limited expense..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Martin L. Sales Director > "What is great about Concur is that it makes it easy to identify the individual customers you are entertaining - especially for large..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Jeremiah L. G. Chief Operating Officer > "They have no easy way to pay your bill and Support took 3 weeks to figure out why I could not access the online billing portal and in the..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) DL Dave L. Senior Consultant > "What I like most about Concur is it gives me a way to enter in my company expenses, keep track of them, and give me notifications every..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157) CR Cindy R. IT Admin > "I didn't like that concor was ver specific with what image files it received and how when you uploaded and used receipts, it wouldn't..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171) MC Michael C. Sr. Director Professional Services > "The softwares ability to sync with Credit Card providers and receipt tracking has made business travelers expense report creation and..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892) VR Verified Reviewer Project Manager > "There are times that SAP Concur has a lag in slowness to it." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7121002) AK Ashfak K. Senior executive > "its automation of expense reporting helps reduce manual entry, minimizes errors, and can lead to more efficient reimbursement processes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567406) David K. Territory Manager > "There are many problems matching up receipts with expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7154565) RS Rachel S. Treasurer > "I use SAP Concur on my mobile phone to manage expenses such as travel and spend which enhance compliance and eradicate fraud." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6516764) VR Verified Reviewer Account Manager > "Can be a little buggy and clunky sometimes with long page refreshes when making changes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710) FM Faisal M. Payroll > "It makes expense management more efficient through automation, reliable reimbursements, and strong reporting tools." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) CN Chris N. HR Manager > "Initially it could seem a bit overwhelming as the home screen has a lot of options to choose from...seems a bit busy looking." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7064955) MB Matt B. Senior Software Engineer at JEOL USA > "It’s handy for keeping all expenses in one place and automating some tasks, which saves me time often." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7178421) David K. Territory Manager > "Not being able to talk with someone to help solve use problems." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7154565) Jacquelyn V. Community Resource Coordinator II > "Customer support was helpful when needed, and the mobile app made managing expenses during travel much more convenient." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147336) Thomas C. civil engineer > "Sometimes the scanning of invoices can be a little slow and it does not allow the image to load correctly" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6625279) Orlando E. G. Advisor > "Good Program for submitting proposed travel/trip costs, and my department is good about reviewing expense report reconciliation requests." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) Jeremiah L. G. Chief Operating Officer > "It did not play well with other applications and the onboarding success team takes over a week to respond. If you have in house IT staff..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) VR Verified Reviewer Admin > "SAP Concur makes managing expenses, travel, and reimbursements much easier and more organized." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147540) BB Brendan B. Operations Lead > "Sometimes receipts can be tricky to upload manually." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7162855) AS Adeniran S. Associate Traveling Secretary > "SAP Concur enables me to save time by automating complex accounting processes mainly invoicing and inventory control." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6597728) JS Joshua S. Senior Learning Facilitator > "There seemed to be an issue at times where the pictures of some receipts would just disappear and I would have to double check they were..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6808645) NN Nabil N. IT Manager > "Approval workflows are easy to configure and the integration with our finance processes reduced a lot of back and forth." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7130343) Margaret R. Professor > "My University and the bureaucracy of SAP Concur acts like my time is free, when ultimately they are stealing from themselves and not using..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) JH Jamie H. Quality and Reliability Specialist > "There is an app that can be used on your phone that makes expense reports easier to manage." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7142309) IW Isla W. Operations Manager > "We're still using it, but it's kind of annoying when it crashes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7186536) GT Gary T. Solutions Architect > "SAP Concur makes expense reporting fast with its intuitive interface, automation, and seamless integration with finance systems." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332) EV Emily V. EA > "The customer support is not the best. If one is calling the phone line sometimes it can wait up to 20 minutes for an agent." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) MC Michael C. Sr. Director Professional Services > "From going back years to when users were taping receipts to paper and uploading, to having the ability easily attach receipts via your..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892) Margaret R. Professor > "I have a grant and should not be doing support staff work like this -- having faculty deal with the clunky system and people who refuse to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) IW Isla W. Operations Manager > "Overall, my experience with SAP Concur has been quite positive, with the platform's intuitive interface and robust features making it a..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7186536) GT Gary T. Solutions Architect > "SAP Concur can feel overly complex at times, with occasional glitches and confusions for new users or submitters." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332) MT Mallory T. Executive sous chef > "I have had to use excel sheets, other websites and paper to do expenses and it was always so time consuming, SAP really saves time and..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7096293) SR Shannon R. CFO > "No we can integrate with Chase Ink but can’t get ANYONE to work with us on the integration (emailing for MONTHS)." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) AR Anitha R. Senior Technical Specialist > "This helps prevent many errors and ensures better compliance, which is essential in the financial sector." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7092917) JG Joel G. Director of Operations > "Also, moving expenses to other reports isn’t as easy as it is on the desktop." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7099910) CR Cindy R. IT Admin > "I loved the fact that you can save receipts inside of the application, You can later look for them amongst the saved files and pull what..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171) MS Matthew S. Director of Product Development > "Delayed payment, sometimes taking up to a week to hit my bank account including the verification process." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6840592) Jacquelyn V. Community Resource Coordinator II > "It also delivers good value for money by reducing manual work and improving compliance." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147336) ZH Zachary H. EHS Manager > "This last update changed things up a bit and threw me for a loop finding everything again, but that usually happens when things update." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6786179) VM VINCE M. Director of Maintenance > "SAP Concur is a great tool for our company and make the expense process easier." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7124684) VR Verified Reviewer Data Analyst > "Automations don’t always work seamlessly across every system integration" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7012979) Matthew P. Founder > "The SAP Concur travel booking functionality is also quite useful, and I appreciate booking all of my travel options on one website." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6754629) SR Shannon R. CFO > "Couldn’t tell you if the system itself is any good or not because we have been working on the integration since April of 2024 (today is..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) HL Hunter L. Executive Assistant > "As an executive assistant for 6 professionals that traveled to client sites often, SAP Concur was a lifesaver for travel booking." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207) CJ Caleb J. Internal Audit Associate > "Sometimes there is a lag in looking for certain reports but this boils down to information that is being loaded." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567846) Mark M. Global Finance Shared Services Manager > "Importing invoices either via app or scans is very simple and easy to use. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7156873) UC Urgan C. Associate > "SAP Concur's interface to be cluttered or not as intuitive as other expense management tools." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628) Jordan M. HR Generalist > "I enjoy the pre-populated items and navigation system that makes submitting reports a breeze." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7016717) JI Joy I. Administrative Coordinator > "Mobile application on Android system lack some features available on cloud apps." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665790) EV Emily V. EA > "It also has a mobile app support where you can easily upload receipts and submit expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) BH Brian H. Environmental Compliance Engineer > "Daily expenses repeat and create flags." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7018783) IP Issac P. Senior Engineer > "Very easy to create a business travel expense for approval and dedicated emails are sent at every stage of approval process which ensures..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) GG Gary G. Director of Corporate Devlopment > "Unintuitive navigation, easy to lose work, exception thresholds requiring use explanations too obtrusive/rigid, pdf formatting required..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6425793) BB Brandon B. Senior Manager of IT Infrastructure > "Prior to moving away from SAP for our ERP platform, it's direct integration into our Finance platform was extremely nice." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054782) FM Faisal M. Payroll > "Interface feels outdated and not always intuitive" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) IP Issac P. Senior Engineer > "The process of creating expense reports is very easy and the support of mobile app makes it more helpful as all expenses, bills etc" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) TC Torey C. Junior Golf Tournament Manager > "It is very difficult to search for coding items. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7058326) IW Isla W. Operations Manager > "Overall, my experience with SAP Concur has been quite positive, with the platform's intuitive interface and robust features making it a..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7186536) VR Verified Reviewer Marketing Operations Manager > "One of the biggest drawbacks of SAP Concur was that the user interface could feel outdated and unintuitive, especially for infrequent..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) VR Verified Reviewer Global Account Director > "Menu/interface is streamlined and graphically pleasing." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6645907) AR Arti R. Software engineer > "SAP Concur can feel clunky and outdated, especially the interface." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7138961) ES Evan S. Sales Director > "I have used it at four different companies as early as 2011 and I love how it has become more intuitive. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6573725) FM Faisal M. Payroll > "Interface feels outdated and not always intuitive" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) CB Carly B. Business Consulting > "The platform is super efficient, intuitive, and designed to be really user-friendly." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6657532) Jim C. Lead application support analyst > "Some steps are not very intuitive." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7053350) BB Brandon B. Senior Manager of IT Infrastructure > "Prior to moving away from SAP for our ERP platform, it's direct integration into our Finance platform was extremely nice." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054782) SR Shannon R. CFO > "No we can integrate with Chase Ink but can’t get ANYONE to work with us on the integration (emailing for MONTHS)." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) RT Ryan T. Senior Sales Engineer > "I like how easy SAP Concur integrates into my everyday life. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6338075) VR Verified Reviewer Data Analyst > "Automations don’t always work seamlessly across every system integration" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7012979) ER Elizabeth R. Assoc Events Coordinator > "Integrations process went well and did not take too much time" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___3811435) SR Shannon R. CFO > "Couldn’t tell you if the system itself is any good or not because we have been working on the integration since April of 2024 (today is..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) VR Verified Reviewer senior software engineer > "It has good integrations like uber, etc." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___2923807) VR Verified Reviewer Instructional Designer and Training Specialist > "I also don't like that it is a little difficult to tell which rooms won't give points." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6853719) VR Verified Reviewer Business Development > "Very solid platform that helps our team stay focused and productive!" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7052781) FR Felix R. CEO, CMO and Co-Founder > "This is the biggest challenge I have experienced." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6603070) VR Verified Reviewer Business Development > "Forward thinking, functional, intuitive, integrated, efficient, effective and responsive." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7052781) EK Eranda K. Tax Accountant > "The website is not the easiest to follow." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6055668) BS Brett S. Technical Writer and Trainer > "All levels of management generally seem to find it easy to use." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054783) VR Verified Reviewer Regional Manager > "It is so poor, if I leave my company this app would be a major part of that decision" [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___5024298) Orlando E. G. Advisor > "Very easy to use and look up information. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) Blake A. IT Technician > "Support documentation exists but finding answers to specific questions usually takes longer than it should." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7157795) Martin L. Sales Director > "What is great about Concur is that it makes it easy to identify the individual customers you are entertaining - especially for large..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Jeremiah L. G. Chief Operating Officer > "It did not play well with other applications and the onboarding success team takes over a week to respond. If you have in house IT staff..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) TH Tammy H. Accounting Clerk > "I've used Concur for years and I think it's the best system out right now and the customer service is awesome." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7089132) EV Emily V. EA > "The customer support is not the best. If one is calling the phone line sometimes it can wait up to 20 minutes for an agent." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) IJ Ignacio J. Finance Manager > "Great, it is a 100/100 app, I can only imagine it improving with more automation between recurrent suppliers and Concur" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6753595) RM Raymond M. EVP Global Sales > "There is not customer service or technical support." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___4768142) [View Reviews](https://www.capterra.com/p/380/Concur-Expense/reviews/) JR Jennifer R. Teacher > "What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7150493) VR Verified Reviewer Manager, Accounts Payable > "I also find it challenging at times to map and integrate custom fields or make changes to existing fields." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154) LA Luz A. Controller > "From an accounting perspective, it demonstrates strong performance in its ability to communicate and synchronize data with other systems." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7151073) VR Verified Reviewer accounting support > "There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134) LA Luz A. Controller > "The platform is easy to implement and manage, and from a managerial perspective, it provides strong monitoring capabilities—making it an..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7151073) CS Carmel S. Media > "so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999) VR Verified Reviewer President > "Easy to use with strong reporting features, making expense tracking and financial management efficient." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7158404) VR Verified Reviewer accounting support > "Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134) LT Luka T. Payroll manager > "I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7019148) Jaxton B. Financial Controller > "They are not innovative enough and fail to leverage AI to its full potential for automation." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7186230) VR Verified Reviewer Manager, Accounts Payable > "Making this change has made reconciling, making adjustments all if it much easier." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154) BM Bradyn M. CEO > "So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay..." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) VR Verified Reviewer accounting support > "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134) RG Russell G. CTO > "We often hit hiccups with budgets not refilling, cards not working, frozen cards that cannot be unfrozen, and so on and so on." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906) BM Bradyn M. CEO > "It can allow you to have a "line of credit" for the month to ease cash management." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) VR Verified Reviewer accounting support > "This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134) EG Emma G. Head of Implementation > "It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799) RG Russell G. CTO > "The thief took them and spent $1000 on the employee’s personal credit card before it was frozen but spent $36,000 on the company card..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906) JJ Jake J. Pastor > "My ability to get a high volume of rewards for spending on business expenses through our non-profit." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582) BM Bradyn M. CEO > "It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait..." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) HN Hallye N. Operations Manager > "Bill has been great for management in our company with budgeting and tracking." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508) VR Verified Reviewer Manager, Accounts Payable > "On occasion I find a feature that I need is not available." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154) KT Krystal T. Software Solutions Assoc > "I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593) CS Carmel S. Media > "Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999) CC Chris C. Manager, Business Development > "I love how quickly expenses populate in the app/online." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7027956) BM Bradyn M. CEO > "So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) AG Annie G. Sr. Accountant > "It seamlessly integrates with ERPS like Netsuite." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103) JJ Jake J. Pastor > "Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options..." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582) AM Angela M. COO > "well at first it was easy to use ." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7144660) HN Hallye N. Operations Manager > "I do not like that we cannot sync photos from Bill to QBO." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508) KI Kenneth I. Window cleaner > "I am able to get through the month knowing what i've spent and not going over budget" [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6569723) JJ Jake J. Pastor > "Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has..." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582) ML Madison L. Business Development Manager > "BILL has been so easy to use and makes keeping track of receipts and budget very easy" [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6504584) MR Mark R. Private Security > "There was no notice, no option to schedule repayment, and no transparency." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483) AH Amy H. Owner > "The app is easy to use and it automatically categorizes expenses." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578) RG Russell G. CTO > "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906) LT Lauren T. Legal Affairs > "As a user, the app features allowing for mobile upload or live photo capture allow the instant completion of the transaction, saving time..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318424) JJ Jake J. Pastor > "Users can't access budgets they clearly have access to from an administrator." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582) RP Ronald P. Owner > "I like that it can let me track our team's expenses in real time and we can categorize them by type and customer to help with tracking..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357674) EG Emma G. Head of Implementation > "The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799) VR Verified Reviewer Executive Director > "The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4133709) BM Bradyn M. CEO > "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) NB Nathan B. VP of Training and Ops Services > "Using Divvy has allowed us to organize our brand's budgets in a way that will enable our team to have access to the money they need while..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315172) JJ Jake J. Pastor > "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582) LH Laura H. Chief of Staff > "One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314747) BM Bradyn M. CEO > "Then my payment “comes in” as a credit card that I didn’t select both times!" [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) AF Adashia F. Owner > "USER ACCESS - user friendly, easy to get into" [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502) RG Russell G. CTO > "Given that a typical company might have many cards in many places at once, this is particularly problematic." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906) HL Heather L. Bookkeeper > "The fact that Divvy syncs overnight to my accounting system makes it so that our expenses can be tracked in "nearly" real time as opposed..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358564) CS Carmel S. Media > "They are charging me money for doing nothing other than holding my money hostage every month." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999) DM Daniel M. Director of Finance > "Free software, plus cash back rewards, and users love the experience of no more expense reports and just instantly coding their transaction..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4319628) BM Bradyn M. CEO > "Meanwhile my bank account is out the money, and I personally am out $20,000." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) KT Krystal T. Software Solutions Assoc > "Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593) CS Carmel S. Media > "I was essentially forced into purchasing this subscription or I would not be able to get paid." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999) VR Verified Reviewer Controller > "The flexible budgeting controls allows us to issue cards to more staff and process more invoices via credit card. " [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887) AA Ashlyn A. Head Athletic Trainer > "The app can sometimes have glitches, which delays the time of submittkng receipts and info." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877) AL Antonella L. Accountant > "I like that it makes accounting easy and offers best features for expense management and reporting" [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6208595) EG Emma G. Head of Implementation > "I don't completely understand the use of the virtual cards." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799) ES Erin S. Accountant > "I liked the idea of using the app and making expense re-imbursements easier for the employees." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763) MR Mark R. Private Security > "I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483) RH Rebecca H. Accounting Support Coordinator/Notary Public > "Staff being able to code and add receipts is a big thing I like about this software; splitting between classes and expense codes by percent..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357296) VR Verified Reviewer accounting support > "I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134) NS Neal S. CFO > "Great free resource that provides spend tracking, budget management, and accounting software integration." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315126) ES Erin S. Accountant > "So fare it has been so bad, that we are considering going back to paper reimbursement forms and paying our employees on the payables side." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763) EB Erin B. Purchasing Coordinator > "I like that it integrates with our accounting program and users are able to upload receipts and code their own transactions." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357022) KT Krystal T. Software Solutions Assoc > "The least robust features are reimbursements and account mappings." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593) CN Cameron N. Founder/CEO > "Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356980) KD Kristine D. Controller > "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545) WF Wendy F. CEO > "Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318498) BM Bradyn M. CEO > "Spend and Expense is an absolute nightmare." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) KD Kristine D. Controller > "It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing. " [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545) MR Mark R. Private Security > "It felt predatory and completely negligent." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483) PE Preston E. CFO > "You have tons of capabilities as an administrator to put controls in place and to monitor all of your company's spending habits at a glance." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315023) HF Harrison F. Controller > "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061) MC Marc C. Facility Manager > "Divvy also is constantly looking for ways to improve the product and make it better, for instance the dashboard of how many transactions..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357185) AH Amy H. Owner > "Customer service is not the greatest." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578) TV Tyler V. Director of Finance & Operations > "I can review and approve expenses in real time, with the ability to do it all on my phone." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357006) ES Erin S. Accountant > "Employees have to wait over 2 weeks to get their money." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763) KP Kriste P. AP Specialist > "Divvy has been great with holding accountability, to view our spending practices and allow us to set a better budget process in place." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357250) AN Alfredo N. CEO > "The most regrettable thing is that I sent my bank account details. When I passed the video verification, I noticed that my personal data..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4652237) Juan B. CEO > "The combination of my credit card and the intuitive software has greatly simplified the entire process." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4903807) BM Bradyn M. CEO > "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) AA Austin A. CEO > "Easy expenses tracking and intuitive plus wide VCC capabilities." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4212055) KD Kristine D. Controller > "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545) SC Stephen C. CEO > "Simplicity to use, customer support that comes with it and ability to create multiple cards for online accounts and services." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3197794) BS Barrett S. CFO > "splitting transactions between departments/locations is a bit clunky and could be improved" [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356949) GA Grant A. Owner > "It is very easy to set up many people with a company credit card that has spending limit customizations." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3723414) AN Ashlee N. Director > "Some of the functionality in the way you navigate the options can be confusing." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3383451) AG Annie G. Sr. Accountant > "It seamlessly integrates with ERPS like Netsuite." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103) VR Verified Reviewer Manager, Accounts Payable > "I also find it challenging at times to map and integrate custom fields or make changes to existing fields." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154) SS Sherri S. Controller > "Simple to set up, ease of use and integration into our current software. " [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3978434) VR Verified Reviewer Payroll and Benefits Coordinator > "Next was setting up integration with NetSuite, there was a small issue with set up and it took following up and 14 days for them to find..." [See full review](https://www.capterra.com/p/166905/Divvy/#GetApp___4435213) AM Angela M. COO > "well at first it was easy to use ." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7144660) AM Aaron M. Discipleship Pastor > "I am constantly scrolling to the bottom." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357128) AF Adashia F. Owner > "USER ACCESS - user friendly, easy to get into" [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502) AN Ashlee N. Director > "Some of the functionality in the way you navigate the options can be confusing." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3383451) AT Anner T. CEO > "What I love most about this software it is accessible and mobile friendly along with features that can be used in your everyday business." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357171) RG Russell G. CTO > "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906) CB Casey B. D > "Easy to use and is mobile friendly and can help anyone in business." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4328892) BM Bradyn M. CEO > "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870) Matthew B. CEO > "There was a Divvy competitor who came for our business, and I was about to switch, but the Divvy team really stepped up their game,..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358448) JJ Jake J. Pastor > "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients." [See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582) AM Anna M. Director of Accounting > "Their customer service and support teams always do their best to make it a comfortable process for all users." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358424) HF Harrison F. Controller > "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was..." [See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061) [View Reviews](https://www.capterra.com/p/166905/Divvy/reviews/) ## User interface 4.30 (2,261) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) 4.67 (439) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important SAP Concur 21/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/380/Concur-Expense/#features) BILL Spend & Expense Top features 25/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/166905/Divvy/#features) ### Recognition SAP Concur is recognized as a top-rated tool in 4 Capterra Shortlist reports No recognitions have been awarded to BILL Spend & Expense ### Deployment & support SAP Concur Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos BILL Spend & Expense Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details SAP Concur - By SAP Concur - Located in United States - Founded in 1993 BILL Spend & Expense - By BILL - Located in United States - Founded in 2006 ## Popular Comparisons [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,368)](https://www.capterra.com/p/97594/Expensify/reviews/) $7/month Price $5/month 4.2 Features 4.4 4.1 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/380-97594/Concur-Expense-vs-Expensify) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $0/month Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/166905-207944/Divvy-vs-PayPal) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $7/month Price $38/month 4.2 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/380-190778/Concur-Expense-vs-QuickBooks-Online) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $0/month Price $38/month 4.5 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/166905-190778/Divvy-vs-QuickBooks-Online) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $7/month Price Contact vendor for pricing 4.2 Features 4.4 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/380-140646/Concur-Expense-vs-webexpenses) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $0/month Price €0.01/month 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/166905-268623/Divvy-vs-Abby) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) $7/month Price $3/month 4.2 Features 4.5 4.1 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) $0/month Price $25/month 4.5 Features 4.3 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-166905/Xero-vs-Divvy) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) $7/month Price $25/month 4.2 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/380-120109/Concur-Expense-vs-Xero) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,684)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $0/month Price $2210/year 4.5 Features 4.4 4.6 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/166905-174984/Divvy-vs-QuickBooks-Enterprise) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,050)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $7/month Price $235/month 4.2 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/380-189398/Concur-Expense-vs-QuickBooks-Online) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) $0/month Price Contact vendor for pricing 4.5 Features 4.2 4.6 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-166905/NetSuite-vs-Divvy)