--- title: "Compare SAP Concur vs Wave 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare SAP Concur and Wave based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/380-178021/Concur-Expense-vs-Wave-Apps" page_type: "comparison" language: "en" --- # SAP Concur vs Wave Features and Cost Comparison Last updated September 17th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: SAP ConcurWave2/4 selected [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [## SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting Price $7.00/month Value-for-Money 4.1 Functionality 4.2 Ease of Use 4.1 Customer Service 4.1 Reviews Sentiment Based on [2,261 reviews](#user-reviews) Positive 1,943 Neutral 220 Negative 98 [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [1,730 reviews](#user-reviews) Positive 1,511 Neutral 107 Negative 112 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 9,577 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit High performer Feature ratings Expense Tracking 4.6 Invoice Management 4.3 Expense Claims 4.6 Mobile Receipt Upload 4.6 Mobile Access 4.4 \--%Fit Missing features Feature ratings Expense Tracking 4.4 Invoice Management 4.6 Expense Claims NA Mobile Receipt Upload NA Mobile Access NA User satisfaction User satisfaction 4.3 User reviews[2,261](https://www.capterra.com/p/380/Concur-Expense/reviews/) Ease of use 4.1 Functionality 4.2 Value for money 4.1 Customer support 4.1 User satisfaction 4.4 User reviews[1,730](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.6 Customer support 4.0 Price starts from Price starts from $7Usage Based, Per Month - Free version - Free trial Price starts from $19Flat Rate, Per Month - Free version - Free trial Best for Best for SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. ## User reviews Pros & cons BB Brendan B. Operations Lead > "My main expenses revolve around engagement lunches and it allows me to connect delivery apps directly to Concur for quick access to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7162855) VR Verified Reviewer Marketing Operations Manager > "Certain workflows required multiple clicks to complete simple tasks, and navigating between travel, expense, and reporting functions was..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) VR Verified Reviewer Marketing Operations Manager > "SAP Concur is a solid expense and travel management platform that streamlines financial processes, but its dated interface and occasional..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) VR Verified Reviewer President > "The online travel booking features are slow, do not provide the same discounts, and have added travel fees." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7126371) VR Verified Reviewer Curriculum Designer and Trainer II > "Overall SAP concur is a great tool to keep track of expenses and how to organize those expenses into which reports and the ability to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672) VR Verified Reviewer Marketing Operations Manager > "One of the biggest drawbacks of SAP Concur was that the user interface could feel outdated and unintuitive, especially for infrequent..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) RP Ryan P. Finance Operations Manager > "Being able to snap a picture of receipts and attach them directly makes tracking what we've spent much easier for the team." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7176471) Jeremy H. Dispatch Coordinator > "Can be overwhelming over time with how many transactions interact with each other when you are needing to change something" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7149761) VR Verified Reviewer Retail Sales Manager > "I submit all my travelling expenses through Concur and it is a amazing process to be notified when they got approved, when they were sent..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7078983) RP Ryan P. Finance Operations Manager > "Also, the initial setup for custom expense policies felt a bit fiddly to get just right." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7176471) HL Hunter L. Executive Assistant > "The configuration of my company's travel rules helped me always stay within budget, manage an entire team, and use their individual..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207) Orlando E. G. Advisor > "Some issues with getting detailed information on the card charges to make sure they match up with the correct Receipts I have in hand." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) VR Verified Reviewer Curriculum Designer and Trainer II > "What I like most about SAP concur is that it keeps all my expenses in one place and identifies expenses that is tied into my e-mail." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672) Blake A. IT Technician > "Support documentation exists but finding answers to specific questions usually takes longer than it should." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7157795) VR Verified Reviewer Account Manager > "The auto expense feature is really useful, it loads expenses from your company card in automatically and you just add the receipts." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710) AR Arti R. Software engineer > "SAP Concur can feel clunky and outdated, especially the interface." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7138961) VR Verified Reviewer President > "Ease of expense reporting, uploading receipts, approving multiple expense reports and the warning system for errors." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7126371) Jacquelyn V. Community Resource Coordinator II > "Also, the travel booking experience is sometimes slower than consumer travel sites." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147336) RP Ryan P. Finance Operations Manager > "It's a robust tool that has become indispensable for managing our business travel and personal travel expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7176471) BB Bonnie B. Digital Systems Manager > "The UI is not as streamlined as cc expenses are." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7173957) UC Urgan C. Associate > "You can automate approval workflows and integrate with corporate policies ensures that expenses are processed quickly, while maintaining..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628) Martin L. Sales Director > "I didn't dislike anything about Concur however sometimes the 'app' managers configure it improperly so that there are limited expense..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Martin L. Sales Director > "What is great about Concur is that it makes it easy to identify the individual customers you are entertaining - especially for large..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Jeremiah L. G. Chief Operating Officer > "They have no easy way to pay your bill and Support took 3 weeks to figure out why I could not access the online billing portal and in the..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) DL Dave L. Senior Consultant > "What I like most about Concur is it gives me a way to enter in my company expenses, keep track of them, and give me notifications every..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157) CR Cindy R. IT Admin > "I didn't like that concor was ver specific with what image files it received and how when you uploaded and used receipts, it wouldn't..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171) MC Michael C. Sr. Director Professional Services > "The softwares ability to sync with Credit Card providers and receipt tracking has made business travelers expense report creation and..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892) VR Verified Reviewer Project Manager > "There are times that SAP Concur has a lag in slowness to it." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7121002) AK Ashfak K. Senior executive > "its automation of expense reporting helps reduce manual entry, minimizes errors, and can lead to more efficient reimbursement processes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567406) David K. Territory Manager > "There are many problems matching up receipts with expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7154565) RS Rachel S. Treasurer > "I use SAP Concur on my mobile phone to manage expenses such as travel and spend which enhance compliance and eradicate fraud." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6516764) VR Verified Reviewer Account Manager > "Can be a little buggy and clunky sometimes with long page refreshes when making changes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710) FM Faisal M. Payroll > "It makes expense management more efficient through automation, reliable reimbursements, and strong reporting tools." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) CN Chris N. HR Manager > "Initially it could seem a bit overwhelming as the home screen has a lot of options to choose from...seems a bit busy looking." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7064955) MB Matt B. Senior Software Engineer at JEOL USA > "It’s handy for keeping all expenses in one place and automating some tasks, which saves me time often." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7178421) David K. Territory Manager > "Not being able to talk with someone to help solve use problems." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7154565) Jacquelyn V. Community Resource Coordinator II > "Customer support was helpful when needed, and the mobile app made managing expenses during travel much more convenient." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147336) Thomas C. civil engineer > "Sometimes the scanning of invoices can be a little slow and it does not allow the image to load correctly" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6625279) Orlando E. G. Advisor > "Good Program for submitting proposed travel/trip costs, and my department is good about reviewing expense report reconciliation requests." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) Jeremiah L. G. Chief Operating Officer > "It did not play well with other applications and the onboarding success team takes over a week to respond. If you have in house IT staff..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) VR Verified Reviewer Admin > "SAP Concur makes managing expenses, travel, and reimbursements much easier and more organized." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147540) BB Brendan B. Operations Lead > "Sometimes receipts can be tricky to upload manually." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7162855) AS Adeniran S. Associate Traveling Secretary > "SAP Concur enables me to save time by automating complex accounting processes mainly invoicing and inventory control." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6597728) JS Joshua S. Senior Learning Facilitator > "There seemed to be an issue at times where the pictures of some receipts would just disappear and I would have to double check they were..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6808645) NN Nabil N. IT Manager > "Approval workflows are easy to configure and the integration with our finance processes reduced a lot of back and forth." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7130343) Margaret R. Professor > "My University and the bureaucracy of SAP Concur acts like my time is free, when ultimately they are stealing from themselves and not using..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) JH Jamie H. Quality and Reliability Specialist > "There is an app that can be used on your phone that makes expense reports easier to manage." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7142309) IW Isla W. Operations Manager > "We're still using it, but it's kind of annoying when it crashes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7186536) GT Gary T. Solutions Architect > "SAP Concur makes expense reporting fast with its intuitive interface, automation, and seamless integration with finance systems." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332) EV Emily V. EA > "The customer support is not the best. If one is calling the phone line sometimes it can wait up to 20 minutes for an agent." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) MC Michael C. Sr. Director Professional Services > "From going back years to when users were taping receipts to paper and uploading, to having the ability easily attach receipts via your..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892) Margaret R. Professor > "I have a grant and should not be doing support staff work like this -- having faculty deal with the clunky system and people who refuse to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) IW Isla W. Operations Manager > "Overall, my experience with SAP Concur has been quite positive, with the platform's intuitive interface and robust features making it a..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7186536) GT Gary T. Solutions Architect > "SAP Concur can feel overly complex at times, with occasional glitches and confusions for new users or submitters." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332) MT Mallory T. Executive sous chef > "I have had to use excel sheets, other websites and paper to do expenses and it was always so time consuming, SAP really saves time and..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7096293) SR Shannon R. CFO > "No we can integrate with Chase Ink but can’t get ANYONE to work with us on the integration (emailing for MONTHS)." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) AR Anitha R. Senior Technical Specialist > "This helps prevent many errors and ensures better compliance, which is essential in the financial sector." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7092917) JG Joel G. Director of Operations > "Also, moving expenses to other reports isn’t as easy as it is on the desktop." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7099910) CR Cindy R. IT Admin > "I loved the fact that you can save receipts inside of the application, You can later look for them amongst the saved files and pull what..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171) MS Matthew S. Director of Product Development > "Delayed payment, sometimes taking up to a week to hit my bank account including the verification process." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6840592) Jacquelyn V. Community Resource Coordinator II > "It also delivers good value for money by reducing manual work and improving compliance." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7147336) ZH Zachary H. EHS Manager > "This last update changed things up a bit and threw me for a loop finding everything again, but that usually happens when things update." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6786179) VM VINCE M. Director of Maintenance > "SAP Concur is a great tool for our company and make the expense process easier." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7124684) VR Verified Reviewer Data Analyst > "Automations don’t always work seamlessly across every system integration" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7012979) Matthew P. Founder > "The SAP Concur travel booking functionality is also quite useful, and I appreciate booking all of my travel options on one website." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6754629) SR Shannon R. CFO > "Couldn’t tell you if the system itself is any good or not because we have been working on the integration since April of 2024 (today is..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) HL Hunter L. Executive Assistant > "As an executive assistant for 6 professionals that traveled to client sites often, SAP Concur was a lifesaver for travel booking." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207) CJ Caleb J. Internal Audit Associate > "Sometimes there is a lag in looking for certain reports but this boils down to information that is being loaded." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567846) Mark M. Global Finance Shared Services Manager > "Importing invoices either via app or scans is very simple and easy to use. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7156873) UC Urgan C. Associate > "SAP Concur's interface to be cluttered or not as intuitive as other expense management tools." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628) Jordan M. HR Generalist > "I enjoy the pre-populated items and navigation system that makes submitting reports a breeze." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7016717) JI Joy I. Administrative Coordinator > "Mobile application on Android system lack some features available on cloud apps." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665790) EV Emily V. EA > "It also has a mobile app support where you can easily upload receipts and submit expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) BH Brian H. Environmental Compliance Engineer > "Daily expenses repeat and create flags." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7018783) IP Issac P. Senior Engineer > "Very easy to create a business travel expense for approval and dedicated emails are sent at every stage of approval process which ensures..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) GG Gary G. Director of Corporate Devlopment > "Unintuitive navigation, easy to lose work, exception thresholds requiring use explanations too obtrusive/rigid, pdf formatting required..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6425793) BB Brandon B. Senior Manager of IT Infrastructure > "Prior to moving away from SAP for our ERP platform, it's direct integration into our Finance platform was extremely nice." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054782) FM Faisal M. Payroll > "Interface feels outdated and not always intuitive" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) IP Issac P. Senior Engineer > "The process of creating expense reports is very easy and the support of mobile app makes it more helpful as all expenses, bills etc" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) TC Torey C. Junior Golf Tournament Manager > "It is very difficult to search for coding items. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7058326) IW Isla W. Operations Manager > "Overall, my experience with SAP Concur has been quite positive, with the platform's intuitive interface and robust features making it a..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7186536) VR Verified Reviewer Marketing Operations Manager > "One of the biggest drawbacks of SAP Concur was that the user interface could feel outdated and unintuitive, especially for infrequent..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7180329) VR Verified Reviewer Global Account Director > "Menu/interface is streamlined and graphically pleasing." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6645907) AR Arti R. Software engineer > "SAP Concur can feel clunky and outdated, especially the interface." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7138961) ES Evan S. Sales Director > "I have used it at four different companies as early as 2011 and I love how it has become more intuitive. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6573725) FM Faisal M. Payroll > "Interface feels outdated and not always intuitive" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) CB Carly B. Business Consulting > "The platform is super efficient, intuitive, and designed to be really user-friendly." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6657532) Jim C. Lead application support analyst > "Some steps are not very intuitive." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7053350) BB Brandon B. Senior Manager of IT Infrastructure > "Prior to moving away from SAP for our ERP platform, it's direct integration into our Finance platform was extremely nice." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054782) SR Shannon R. CFO > "No we can integrate with Chase Ink but can’t get ANYONE to work with us on the integration (emailing for MONTHS)." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) RT Ryan T. Senior Sales Engineer > "I like how easy SAP Concur integrates into my everyday life. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6338075) VR Verified Reviewer Data Analyst > "Automations don’t always work seamlessly across every system integration" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7012979) ER Elizabeth R. Assoc Events Coordinator > "Integrations process went well and did not take too much time" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___3811435) SR Shannon R. CFO > "Couldn’t tell you if the system itself is any good or not because we have been working on the integration since April of 2024 (today is..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) VR Verified Reviewer senior software engineer > "It has good integrations like uber, etc." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___2923807) VR Verified Reviewer Instructional Designer and Training Specialist > "I also don't like that it is a little difficult to tell which rooms won't give points." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6853719) VR Verified Reviewer Business Development > "Very solid platform that helps our team stay focused and productive!" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7052781) FR Felix R. CEO, CMO and Co-Founder > "This is the biggest challenge I have experienced." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6603070) VR Verified Reviewer Business Development > "Forward thinking, functional, intuitive, integrated, efficient, effective and responsive." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7052781) EK Eranda K. Tax Accountant > "The website is not the easiest to follow." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6055668) BS Brett S. Technical Writer and Trainer > "All levels of management generally seem to find it easy to use." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054783) VR Verified Reviewer Regional Manager > "It is so poor, if I leave my company this app would be a major part of that decision" [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___5024298) Orlando E. G. Advisor > "Very easy to use and look up information. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) Blake A. IT Technician > "Support documentation exists but finding answers to specific questions usually takes longer than it should." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7157795) Martin L. Sales Director > "What is great about Concur is that it makes it easy to identify the individual customers you are entertaining - especially for large..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Jeremiah L. G. Chief Operating Officer > "It did not play well with other applications and the onboarding success team takes over a week to respond. If you have in house IT staff..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) TH Tammy H. Accounting Clerk > "I've used Concur for years and I think it's the best system out right now and the customer service is awesome." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7089132) EV Emily V. EA > "The customer support is not the best. If one is calling the phone line sometimes it can wait up to 20 minutes for an agent." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) IJ Ignacio J. Finance Manager > "Great, it is a 100/100 app, I can only imagine it improving with more automation between recurrent suppliers and Concur" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6753595) RM Raymond M. EVP Global Sales > "There is not customer service or technical support." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___4768142) [View Reviews](https://www.capterra.com/p/380/Concur-Expense/reviews/) Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) BT Brianna T. Editor > "They messed up our tax reporting and left us with outstanding taxes due." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) EK Emir K. Principal > "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) Salina T. Owner > "It was very quick to connect my banking unlike with Quickbooks which took a couple of days, Wave only took a few minutes to verify my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7180682) EK Emir K. Principal > "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) NC Nilsa C. Music Therapist, Owner > "This slows me down when I'm invoicing or reconciling accounts." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) BT Brianna T. Editor > "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) NC Nilsa C. Music Therapist, Owner > "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) BT Brianna T. Editor > "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SK Sheila K. Admin > "What I liked about wave the most would be the pricing, it seemed I could easily figure things out." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "This is unacceptable for a small business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) SK Sheila K. Admin > "The free tools that wave offers is also a very good Plus." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) PS Perry S. Property Manager > "I have encountered two notable bugs within their software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JC Jamie C. CEO > "Wave provides a cost-effective and efficient platform that simplifies accounting." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390) NK Naveed K. Managing Principal > "Accounting was a problem." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220) HG Hylda G. CEO > "As a sole proprietor, I do like that it has a free option to keep my overhead costs manageable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6581819) DG Dana G. Brand Designer > "Features on the free plan are extremely limited" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6698919) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Great value for small businesses." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) AG Annie G. Sr. Accountant > "The reporting and dashboard functionality is easy to generate and great to track cash flow." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878) HM HELENA M. Owner > "Payables and receivables are regularly be out of balance because of rounding issues due to percentages. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6009153) VR Verified Reviewer Operation Control > "I like how it is very user friendly interface. When I first starting learning my job, my trainer didn't have to teach me how to use..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6695057) LE Linden E. Owner and Personal Trainer > "It wasn’t intuitive either." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467601) VR Verified Reviewer Accounting clerk > "The best part about wave is that it is very budget friendly and the user interface is very easy to use and navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6865626) KO Kathleen O. Owner > "It lacked certain functionality that I needed for my business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4557707) AT Ali T. Business Development Manager > "The interface is clean and intuitive overall." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6832344) EK Emma K. Office Manager > "Its extremely annoying that there isn't an easier way to do this, like clicking a button in the website." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___3012652) EE Eric E. IT Consultant > "It's intuitive, simple, and reliable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7052088) Ansley S. Owner > "It was a bit overwhelming to start using since there is so much to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2438807) JR Jodie R. Bartender > "I liked the fact that it was very easy to use and integrating with other programs was fairly simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4773574) JB Jennifer B. Mobile Notary > "Lack of integrations, lack of customization options. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492) FD Faith D. Consultant > "It is easy to use and was easy to integrate with my business process." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4914373) Jonathan D. CEO > "The PayPal integration never truly worked, and it seems they have no plans to ever fix it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2938764) VT Veronica T. CSC > "The software is very easy to use and has multiple integrations which is nice if you navigate through a lot of different softwares." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___3444758) CK Chanel K. owner > "I did not give it time to go through and set up and get things going." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6035837) CD Chineke D. Ceo > "So I plunged out into the internet looking for the best software to integrate, and Wave caught my attention the most as compared to..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2915344) NV Natascia V. Freelance Writer > "It can be very difficult to figure out or explain to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4635711) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) PP Perla P. CEO > "I like how easy it is to use and be able to have everything you need in one place" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6693664) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) VR Verified Reviewer Owner > "Once of the easiest programs, I honestly can't find anything to 'complain' about." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6644125) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JrmC Jérôme C. Financial analyst > "Very straight forward and easy to getting to know" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6544165) JC John C. Managing General Partner > "Over $20K is sitting there, for services I have already rendered, and I cannot collect it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6199195) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) ## User interface 4.30 (2,261) [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.37 (1,730) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important SAP Concur Top features 21/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/380/Concur-Expense/#features) Wave 11/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) ### Recognition SAP Concur is recognized as a top-rated tool in 4 Capterra Shortlist reports Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports ### Deployment & support SAP Concur Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details SAP Concur - By SAP Concur - Located in United States - Founded in 1993 Wave - By Wave - Located in Canada - Founded in 2009 ## Popular Comparisons [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,368)](https://www.capterra.com/p/97594/Expensify/reviews/) $7/month Price $5/month 4.2 Features 4.4 4.1 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/380-97594/Concur-Expense-vs-Expensify) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $19/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $7/month Price $38/month 4.2 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/380-190778/Concur-Expense-vs-QuickBooks-Online) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $19/month Price $0.29 4.2 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $7/month Price Contact vendor for pricing 4.2 Features 4.4 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/380-140646/Concur-Expense-vs-webexpenses) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $19/month Price €0.01/month 4.2 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) $7/month Price $3/month 4.2 Features 4.5 4.1 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) $19/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) $7/month Price $25/month 4.2 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/380-120109/Concur-Expense-vs-Xero) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,684)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $19/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,050)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $7/month Price $235/month 4.2 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/380-189398/Concur-Expense-vs-QuickBooks-Online) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) $19/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps)