# Compare SAP Concur vs Ramp 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare SAP Concur and Ramp based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/380-207081/Concur-Expense-vs-Ramp

---

# SAP Concur vs Ramp Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

SAP ConcurRamp2/4 selected

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

[## SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.1

Functionality

4.2

Ease of Use

4.1

Customer Service

4.1

Reviews Sentiment

Based on [2,238 reviews](#user-reviews)

Positive

1,921

Neutral

220

Negative

97

[## Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

Starting Price

$15.00/month

Value-for-Money

4.8

Functionality

4.8

Ease of Use

4.9

Customer Service

4.6

Reviews Sentiment

Based on [216 reviews](#user-reviews)

Positive

210

Neutral

4

Negative

2

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 10,207 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

84%Fit

Feature ratings

Expense Tracking

4.6

Receipt Management

4.5

Expense Claims

4.6

Invoice Management

4.3

Mobile Receipt Upload

4.6

75%Fit

Not enough reviews

Feature ratings

Expense Tracking

4.9

Receipt Management

5.0

Expense Claims

4.9

Invoice Management

\--

Mobile Receipt Upload

4.9

User satisfaction

User satisfaction

4.3

User reviews[2,238](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Ease of use

4.1

Functionality

4.2

Value for money

4.1

Customer support

4.1

User satisfaction

4.9

User reviews[216](https://www.capterra.com/p/207081/Ramp/reviews/)

Ease of use

4.9

Functionality

4.8

Value for money

4.8

Customer support

4.6

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

$15Per User, Per Month

-   Free version
-   Free trial

Best for

Best for

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing.

Best for

Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes.

## User reviews

Pros & cons

VR

Verified Reviewer

Curriculum Designer and Trainer II

> "Overall SAP concur is a great tool to keep track of expenses and how to organize those expenses into which reports and the ability to track down the..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672)

Martin L.

Sales Director

> "I didn't dislike anything about Concur however sometimes the 'app' managers configure it improperly so that there are limited expense items compared to..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934)

VR

Verified Reviewer

Retail Sales Manager

> "I submit all my travelling expenses through Concur and it is a amazing process to be notified when they got approved, when they were sent for payment..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7078983)

CR

Cindy R.

IT Admin

> "I didn't like that concor was ver specific with what image files it received and how when you uploaded and used receipts, it wouldn't delete them but..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171)

HL

Hunter L.

Executive Assistant

> "The configuration of my company's travel rules helped me always stay within budget, manage an entire team, and use their individual corporate cards."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207)

VR

Verified Reviewer

Account Manager

> "Can be a little buggy and clunky sometimes with long page refreshes when making changes."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710)

VR

Verified Reviewer

Curriculum Designer and Trainer II

> "What I like most about SAP concur is that it keeps all my expenses in one place and identifies expenses that is tied into my e-mail."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672)

CN

Chris N.

HR Manager

> "Initially it could seem a bit overwhelming as the home screen has a lot of options to choose from...seems a bit busy looking."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7064955)

VR

Verified Reviewer

Account Manager

> "The auto expense feature is really useful, it loads expenses from your company card in automatically and you just add the receipts."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710)

GG

Gary G.

Director of Corporate Devlopment

> "Unintuitive navigation, easy to lose work, exception thresholds requiring use explanations too obtrusive/rigid, pdf formatting required for receipts,..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6425793)

Martin L.

Sales Director

> "What is great about Concur is that it makes it easy to identify the individual customers you are entertaining - especially for large events it will..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934)

Orlando E. G.

Advisor

> "Some issues with getting detailed information on the card charges to make sure they match up with the correct Receipts I have in hand."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680)

DL

Dave L.

Senior Consultant

> "What I like most about Concur is it gives me a way to enter in my company expenses, keep track of them, and give me notifications every step along the..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157)

JS

Joshua S.

Senior Learning Facilitator

> "There seemed to be an issue at times where the pictures of some receipts would just disappear and I would have to double check they were still on the..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6808645)

GT

Gary T.

Solutions Architect

> "SAP Concur makes expense reporting fast with its intuitive interface, automation, and seamless integration with finance systems."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332)

GT

Gary T.

Solutions Architect

> "SAP Concur can feel overly complex at times, with occasional glitches and confusions for new users or submitters."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332)

MT

Mallory T.

Executive sous chef

> "I have had to use excel sheets, other websites and paper to do expenses and it was always so time consuming, SAP really saves time and effort."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7096293)

JG

Joel G.

Director of Operations

> "Also, moving expenses to other reports isn’t as easy as it is on the desktop."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7099910)

AR

Anitha R.

Senior Technical Specialist

> "This helps prevent many errors and ensures better compliance, which is essential in the financial sector."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7092917)

MS

Matthew S.

Director of Product Development

> "Delayed payment, sometimes taking up to a week to hit my bank account including the verification process."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6840592)

UC

Urgan C.

Associate

> "You can automate approval workflows and integrate with corporate policies ensures that expenses are processed quickly, while maintaining compliance with..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628)

Jeremiah L. G.

Chief Operating Officer

> "They have no easy way to pay your bill and Support took 3 weeks to figure out why I could not access the online billing portal and in the interim I..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432)

CR

Cindy R.

IT Admin

> "I loved the fact that you can save receipts inside of the application, You can later look for them amongst the saved files and pull what you needed."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171)

ZH

Zachary H.

EHS Manager

> "This last update changed things up a bit and threw me for a loop finding everything again, but that usually happens when things update."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6786179)

MC

Michael C.

Sr. Director Professional Services

> "The softwares ability to sync with Credit Card providers and receipt tracking has made business travelers expense report creation and submittal much..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892)

Thomas C.

civil engineer

> "Sometimes the scanning of invoices can be a little slow and it does not allow the image to load correctly"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6625279)

AK

Ashfak K.

Senior executive

> "its automation of expense reporting helps reduce manual entry, minimizes errors, and can lead to more efficient reimbursement processes."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567406)

Jeremiah L. G.

Chief Operating Officer

> "It did not play well with other applications and the onboarding success team takes over a week to respond. If you have in house IT staff then you..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432)

RS

Rachel S.

Treasurer

> "I use SAP Concur on my mobile phone to manage expenses such as travel and spend which enhance compliance and eradicate fraud."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6516764)

BH

Brian H.

Environmental Compliance Engineer

> "Daily expenses repeat and create flags."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7018783)

FM

Faisal M.

Payroll

> "It makes expense management more efficient through automation, reliable reimbursements, and strong reporting tools."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458)

TC

Torey C.

Junior Golf Tournament Manager

> "It is very difficult to search for coding items. "

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7058326)

Orlando E. G.

Advisor

> "Good Program for submitting proposed travel/trip costs, and my department is good about reviewing expense report reconciliation requests."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680)

Margaret R.

Professor

> "My University and the bureaucracy of SAP Concur acts like my time is free, when ultimately they are stealing from themselves and not using my time..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849)

HL

Hunter L.

Executive Assistant

> "As an executive assistant for 6 professionals that traveled to client sites often, SAP Concur was a lifesaver for travel booking."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207)

EV

Emily V.

EA

> "The customer support is not the best. If one is calling the phone line sometimes it can wait up to 20 minutes for an agent."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293)

AS

Adeniran S.

Associate Traveling Secretary

> "SAP Concur enables me to save time by automating complex accounting processes mainly invoicing and inventory control."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6597728)

Margaret R.

Professor

> "I have a grant and should not be doing support staff work like this -- having faculty deal with the clunky system and people who refuse to help us..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849)

BB

Brandon B.

Senior Manager of IT Infrastructure

> "Prior to moving away from SAP for our ERP platform, it's direct integration into our Finance platform was extremely nice."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054782)

SR

Shannon R.

CFO

> "No we can integrate with Chase Ink but can’t get ANYONE to work with us on the integration (emailing for MONTHS)."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951)

SN

Suraj N.

Inside Product Specialist

> "The platform's integration capabilities and robust reporting features make it an invaluable tool for businesses looking to manage their expenses..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6458762)

MK

Marie K.

Success Manager

> "I have used it at two companies, and while it does make it easy to upload things for reimbursements, the site itself is a little clunky, and is missing..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6425287)

VR

Verified Reviewer

Operations manager

> "Very easy to use with the mobile app that allows you to upload receipts on the go and also check booked travel information."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7078058)

KG

Katerina G.

Business development manager

> "It is difficult to navigate and find key information for proposed option while impossible to modify things on your bookings"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6342696)

DH

Daniel H.

Power Platform Developer

> "Easy receipt upload, automated expense reports, seamless travel booking. Once this is all set up it makes everything so much more manageable"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821671)

VR

Verified Reviewer

Instructional Designer and Training Specialist

> "I also don't like that it is a little difficult to tell which rooms won't give points."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6853719)

JA

Jackline A.

Customer Relationship Manager

> "SAP Concur automates repetitive accounting procedures that help save time and reduce financial errors."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7007829)

Jim C.

Lead application support analyst

> "Some steps are not very intuitive."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7053350)

CR

Clinton R.

Fleet Manager

> "The app makes it even better allowing easier access and not having to open up your laptop or desktop to complete your expenses."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6819332)

DL

Dave L.

Senior Consultant

> "Overall it gets the job done, but for me it's not the easiest to understand at first glance, and wish the interface would be simplified a bit."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157)

MC

Michael C.

Sr. Director Professional Services

> "From going back years to when users were taping receipts to paper and uploading, to having the ability easily attach receipts via your mobile devise is..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892)

VR

Verified Reviewer

Data Analyst

> "Automations don’t always work seamlessly across every system integration"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7012979)

PF

Ping F.

Operations Analyst

> "I also like that it provides access to check traveler profiles and records, which helps a lot with work needs."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6441755)

SR

Shannon R.

CFO

> "Couldn’t tell you if the system itself is any good or not because we have been working on the integration since April of 2024 (today is Jan 1 2025) and..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951)

Matthew P.

Founder

> "The SAP Concur travel booking functionality is also quite useful, and I appreciate booking all of my travel options on one website."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6754629)

CR

Clinton R.

Fleet Manager

> "When traveling, it doesn't recognize hotel taxes."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6819332)

Jordan M.

HR Generalist

> "I enjoy the pre-populated items and navigation system that makes submitting reports a breeze."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7016717)

NB

Nick B.

Senior Accountant

> "It wasn't easy for us to update our own information in SAP Concur without it de-syncing the export."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6432938)

EV

Emily V.

EA

> "It also has a mobile app support where you can easily upload receipts and submit expenses."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293)

CJ

Caleb J.

Internal Audit Associate

> "Sometimes there is a lag in looking for certain reports but this boils down to information that is being loaded."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567846)

IP

Issac P.

Senior Engineer

> "Very easy to create a business travel expense for approval and dedicated emails are sent at every stage of approval process which ensures no important..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013)

UC

Urgan C.

Associate

> "SAP Concur's interface to be cluttered or not as intuitive as other expense management tools."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628)

IP

Issac P.

Senior Engineer

> "The process of creating expense reports is very easy and the support of mobile app makes it more helpful as all expenses, bills etc"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013)

JI

Joy I.

Administrative Coordinator

> "Mobile application on Android system lack some features available on cloud apps."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665790)

TH

Tammy H.

Accounting Clerk

> "I've used Concur for years and I think it's the best system out right now and the customer service is awesome."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7089132)

FM

Faisal M.

Payroll

> "Interface feels outdated and not always intuitive"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458)

VR

Verified Reviewer

HR Lead

> "The best thing about SAP Concur is that it is very easy to use and to manage the expenses and reimbursement purpose. Once the card is linked to the..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665344)

TP

Tess P.

Customer Care Representative

> "Sometimes there are not the right categories/sections to input information"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6569348)

IP

Issac P.

Senior Engineer

> "I use Concur for recording all expenses incurred during a business travel and the entire process is very seamless and easy"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013)

DL

Dave L.

Senior Consultant

> "The user interface is complicated."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157)

VR

Verified Reviewer

Business Development

> "Very solid platform that helps our team stay focused and productive!"

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7052781)

GM

Galateya M.

Executive Administrative Assistant

> "It lags sometimes and gets a lot of bugs."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6449251)

JI

Joy I.

Administrative Coordinator

> "SAP Concur allows me to save time by managing expenses automatically which also eradicates fraud."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665790)

OG

Oscar G.

Product Manager

> "Slowly access to available flights and hotels to booking, and system to include the expenses is tedious with old UI, ready to be refreshed for a better..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___5039958)

KJ

Katie J.

Product Marketing

> "Personally, I find the mobile version to be much more user friendly for submitting expense reports specifically."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6808009)

WH

Warren H.

Data And Tech Lead

> "It can be hard to find the different between credit card expenses to the company and reimbursements, you do have to make errors to be highlighted to an..."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___4901953)

BH

Brian H.

Environmental Compliance Engineer

> "The app is great to use while on the road as I can do everything including importing receipts."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7018783)

Margaret R.

Professor

> "Confusing, waste of precious time, responses from support people look like they are AI generated."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849)

Victoria H.

HR Director

> "Just easy to use outside of uploading receipts but I believe you can email them to the file as well not sure ."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7069673)

TB

Tom B.

Electrical Inspector

> "It’s common for the mobile receipt sensing to not recognize the vendor or location and has to be manually corrected."

[See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6076843)

[View Reviews](https://www.capterra.com/p/380/Concur-Expense/reviews/)

James L.

Director of Finance

> "They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332)

SK

Sarah K.

People Ops Manager

> "Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392)

LH

Lucien H.

VP of GTM

> "Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878)

SW

Stacey W.

Accounting Manager

> "The user account details and permissions were the one confusing part we ran into with setup."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7027334)

EH

Erin H.

COO

> "Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863)

HC

Harrison C.

CEO

> "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715)

Hillel G.

Director of Implementation

> "Receipt management and physical card management is very nice to have for employees as well as making virtual cards."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6881841)

MS

Michelle S.

Developer

> "Nothing - I think it can be a bit confusing when you are first introduced to the app so I can see it being difficult to learn..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6826033)

SK

Sarah K.

People Ops Manager

> "Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392)

ET

Eric T.

Director, Digital Transformation

> "The most recent update to the website has overcomplicated the end user experience."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6832748)

Pankaj P.

Finance Manager

> "It helps in bill and spend management, Expenses management, Travel Management etc."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6658194)

CE

Charles E.

Vice President, Equipment Analytics

> "It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019216)

TB

Tiler B.

Office Assisstant

> "I love that you can upload and submit receipts from your mobile phone it makes keeping track of expenses much easier."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6338111)

Enrique A.

Vice President, Human Resources & Administration

> "One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___5091441)

NK

Nicholas K.

Chief Research Officer

> "Email and text integration is very helpful for quickly attaching receipts and memos to purchases."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6464335)

Ashley B.

Owner

> "Customer support isn't that great though."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996)

James L.

Director of Finance

> "I am very satisfied with how we are using it to pay vendors."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332)

JH

Janice H.

Reporter

> "I also don't like the system's feature of "deleting" receipts that are photographed and submitted right after a restaurant makes..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046800)

KS

Kenny S.

Executive Pastor

> "Our users love the ability to submit all required documentation from their phones and administrators love the ability to review..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026867)

SS

Sherry S.

Corp. Secretary

> "Difficulty maneuvering through payment options by having to upload a corresponding billing and not being able to modify a..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6045656)

EH

Erin H.

COO

> "Ramp is easy to use, it integrates well with our internal workflows, and with external systems."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863)

AT

Abraham T.

CEO

> "Nevertheless, what they didn't disclose during the process is that they do not offer credit and you are required to maintain a..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208)

ES

Elizabeth S.

Administrative Assistant

> "It helps with organization and ability to have all purchases approved."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6627838)

CS

Cristiano S.

prompt engineer

> "Only had one issue with google wallet, where the max expense was capped at 400$, not sure why, but using the physical card..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046743)

TW

Tyler W.

Online campus pastor

> "As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035063)

MS

Michelle S.

Director of HR and Training

> "End users do not have the ability to create their own virtual cards to help protect online purchases"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6034912)

Rebecca B.

AVP

> "I also appreciate the ability to set up rules for tagging the expenses so there's less to fill out each time. And we actually..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046922)

CR

Chervonne R.

Bookkeeper Office Manager

> "ALSO, the latest update is not ideal with moving items that are ready to process to different tabs."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266)

CF

Claire F.

Lead of Supply Chain

> "The UX design is simple and is easy to navigate."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7074928)

AT

Abraham T.

CEO

> "So the card may stop working at any given time according to the fluctuations of cash flow in your bank account."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208)

KC

Katherine C.

Chief Operations and Finance Officer

> "Overall Ramp has been user- friendly and easy to navigate and transition into."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7020365)

JH

Jason H.

Rehab Resource Support

> "I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035173)

Steve B.

Operations Director

> "We signed up with Ramp just to provide credit cards for a few young employees (who didn't have much credit history), but will..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4903026)

AZ

Anna Z.

Global Controller

> "Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026720)

WL

Whitney L.

Owner

> "I like the option it gives for corporate cards and spending."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6546687)

CB

Carol B.

Financial Admin

> "We has no assurance that Ramp would protect us and we still don't know how many of these fraudulent charges will be properly..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136)

JV

Jeannie V.

Operations Manager

> "This product make employee expense tracking so easy!"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6766027)

CR

Cindy R.

COO CFO

> "Signing up new employees for cards is confusing as multiple ways to do it. "

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019957)

VR

Verified Reviewer

Account Executive

> "Their corporate card is easy to use and has the proper controls in place to ensure security and spend control."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6460782)

KW

Kimberly W.

Office Administrator

> "The only real negative I've found is the lack of seamless integration with Amazon."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958)

VR

Verified Reviewer

Business Development Associate

> "I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693)

SS

Sonny S.

ap

> "it was very expensive relative to others"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6734537)

RN

Robert N.

Senior Accountant

> "The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019271)

MR

Monica R.

Community Care Specialist

> "I’ve attempted to FU from within the app, but it did not message to the receiver."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035070)

LH

Lucien H.

VP of GTM

> "Ramp is an incredibly powerful tool with a rich feature set delivered by a very high performing team."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878)

MK

Murat K.

COO

> "It took my school to let us use credit cards for years."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026771)

SR

Shahab R.

Field Analyst

> "The ability to text your receipts to Ramp is the feature that you will use all day, every day."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019300)

VN

V N.

VP of Tech

> "Annoying to have to reenter the same fields for recurring expenses"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019220)

CW

Catherine W.

Area Sales Manager

> "I like that once I make a purchase using my Ramp card I immediately receive a text message that asked me for description."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026866)

SS

Shelby S.

Preparedness Webinar Consultant

> "Sometimes the website is a little harder to navigate."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6023393)

VR

Verified Reviewer

Business Development Associate

> "I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693)

PJ

Peter J.

Controller

> "Wish there was a little better way to controll what users spend."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6047281)

CR

Chervonne R.

Bookkeeper Office Manager

> "Ramp has truly made life with company card, expense tracking and vendor management and payables!"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266)

GM

Gabriel M.

Accounting Manager

> "Cannot fathom how we did things so manually in the past without Ramp."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026641)

CC

Clair C.

Senior Manager of Human Resources

> "It worked very well for our needs and ended up being such a timesaver."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145)

CB

Carol B.

Financial Admin

> "The onboarding was weak to non-existent."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136)

WS

William S.

Senior Application Security Engineer

> "I use Ramp mostly for tracking expenses related to business travel - it makes this simple and easy."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019242)

AS

Angela S.

Dir. of Special Projects

> "There isn't a feature I don't like about it."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026657)

JR

Jessica R.

Project Architect

> "The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4468793)

BG

Brian G.

Parts Manager

> "I do not see the costs in my role"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019247)

JM

Jo M.

Director for HR

> "Each step along the way couldn't be more easy."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6847211)

Jenna J.

Accounting Specialist

> "I don't like that if you start with a virtual card and then decide that you want a physical card, that you have to get an..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2812026)

JV

Joelle V.

Accounting Manager

> "Its features are above and beyond any other program I looked into."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6864416)

JM

Jessica M.

Director of Finance

> "Our previous provider was lacking with receipt management, expense categorization, and expediency around card issuance. "

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2778304)

CC

Clair C.

Senior Manager of Human Resources

> "Super easy interface for both admins and users."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145)

JJ

Joyce J.

Office Manager

> "It is NOT a frequent issue."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___3197665)

LH

Lucien H.

VP of GTM

> "The spend dashboards are incredibly intuitive and easy to analyse."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878)

MDB

Misty D. B.

Accounting

> "Currently, there is no personal reimbursement option. "

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2327755)

[View Reviews](https://www.capterra.com/p/207081/Ramp/reviews/)

## User interface

4.30 (2,238)

[Ramp](https://www.capterra.com/p/207081/Ramp/)

4.86 (216)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

SAP Concur

29/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/380/Concur-Expense/#features)

Ramp

Top features

38/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/207081/Ramp/#features)

### Recognition

No recognitions have been awarded to SAP Concur

No recognitions have been awarded to Ramp

### Deployment & support

SAP Concur

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Ramp

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

SAP Concur

-   By SAP
-   Located in Germany
-   Founded in 1999

Ramp

-   By Ramp Financial
-   Located in United States
-   Founded in 2019

## Popular Comparisons

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

vs

[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.2

Features

4.4

4.1

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/380-140646/Concur-Expense-vs-webexpenses)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/)

$15/month

Price

Contact vendor for pricing

4.8

Features

4.4

4.9

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/140646-207081/webexpenses-vs-Ramp)

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.2

Features

4.3

4.1

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/380-190778/Concur-Expense-vs-QuickBooks-Online)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,308)](https://www.capterra.com/p/97594/Expensify/reviews/)

$15/month

Price

$5/month

4.8

Features

4.4

4.9

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/97594-207081/Expensify-vs-Ramp)

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

vs

[Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,308)](https://www.capterra.com/p/97594/Expensify/reviews/)

Contact vendor for pricing

Price

$5/month

4.2

Features

4.4

4.1

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/380-97594/Concur-Expense-vs-Expensify)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$15/month

Price

$38/month

4.8

Features

4.3

4.9

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/190778-207081/QuickBooks-Online-vs-Ramp)

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

vs

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Contact vendor for pricing

Price

$3/month

4.2

Features

4.5

4.1

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

$15/month

Price

$3/month

4.8

Features

4.5

4.9

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/142384-207081/Zoho-Expense-vs-Ramp)

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

Contact vendor for pricing

Price

$25/month

4.2

Features

4.3

4.1

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/380-120109/Concur-Expense-vs-Xero)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

$15/month

Price

$25/month

4.8

Features

4.3

4.9

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-207081/Xero-vs-Ramp)

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,037)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$235/month

4.2

Features

4.4

4.1

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/380-189398/Concur-Expense-vs-QuickBooks-Online)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (564)](https://www.capterra.com/p/185116/Circula/reviews/)

$15/month

Price

€10/month

4.8

Features

4.5

4.9

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/185116-207081/Circula-vs-Ramp)