# Compare PayJunction vs Genius 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare PayJunction and Genius based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/70932-195074/Paperless-Payment-vs-Genius

---

# PayJunction vs Genius Features and Cost Comparison

Last updated March 19th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

PayJunctionGenius2/4 selected

[PayJunction](https://www.capterra.com/p/70932/Paperless-Payment/)[4.8 (112)](https://www.capterra.com/p/70932/Paperless-Payment/reviews/)

[Genius](https://www.capterra.com/p/195074/Genius/)[4.5 (185)](https://www.capterra.com/p/195074/Genius/reviews/)

[## PayJunction](https://www.capterra.com/p/70932/Paperless-Payment/)[4.8 (112)](https://www.capterra.com/p/70932/Paperless-Payment/reviews/)

Starting Price

$50.00one time

Value-for-Money

4.5

Functionality

4.7

Ease of Use

4.8

Customer Service

4.7

Reviews Sentiment

SB

Based on [112 reviews](#user-reviews)

Positive

111

Neutral

1

Negative

0

[## Genius](https://www.capterra.com/p/195074/Genius/)[4.5 (185)](https://www.capterra.com/p/195074/Genius/reviews/)

Starting Price

$89.00/month

Value-for-Money

4.3

Functionality

4.4

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

Based on [185 reviews](#user-reviews)

Positive

171

Neutral

5

Negative

9

## Not a match? Find software alternatives tailored to your priorities.

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### SumUp

4.5 (1,470)

* * *

Starting Price

$99.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

88%

of reviewers  
rated it above 4 stars

* * *

Highest Rated

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4.6 (239)

* * *

Starting Price

$99.00

Per User,Per Month

Free Trial

Free Version

* * *

User rating

94%

of reviewers  
rated it above 4 stars

* * *

### Stax

4.0 (117)

* * *

Starting Price

$99.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

75%

of reviewers  
rated it above 4 stars

* * *

### ShipStation

4.6 (951)

* * *

Starting Price

$14.99

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

92%

of reviewers  
rated it above 4 stars

* * *

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

NA

Online Payments

5.0

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

4.9

\--%Fit

Missing features

Feature ratings

Data Security

4.9

Online Payments

4.8

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

NA

User satisfaction

User satisfaction

4.8

User reviews[112](https://www.capterra.com/p/70932/Paperless-Payment/reviews/)

Ease of use

4.8

Functionality

4.7

Value for money

4.5

Customer support

4.7

User satisfaction

4.5

User reviews[185](https://www.capterra.com/p/195074/Genius/reviews/)

Ease of use

4.6

Functionality

4.4

Value for money

4.3

Customer support

4.5

Price starts from

Price starts from

$50One Time

-   Free version
-   Free trial

Price starts from

$89Other, Per Month

-   Free version
-   Free trial

Best for

Best for

PayJunction offers the most functionality to multi-store, multi-location businesses.

Best for

Genius helps retail, restaurant and enterprise businesses of all sizes boost revenue with improved operations and happier customers.

## User reviews

Pros & cons

SB

Sue B.

Practice Manager

> "Pay Junction's integration with ezyVet makes taking payments easy!"

[See full review](https://www.capterra.com/p/70932/Paperless-Payment/#Capterra___6731560)

YR

Yesenia R.

Assistant Manager

> "There's not very much i can see that i dislike about payjunction in my own..."

[See full review](https://www.capterra.com/p/70932/Paperless-Payment/#Capterra___6176942)

ZL

Zoe L.

Veterinary Assistant and Office Manager

> "Easy to use card processors, amazing locally based customer service."

[See full review](https://www.capterra.com/p/70932/Paperless-Payment/#Capterra___6508477)

Philip Quintas V.

Owner

> "The cost when business was slow. "

[See full review](https://www.capterra.com/p/70932/Paperless-Payment/#Capterra___3406385)

[View Reviews](https://www.capterra.com/p/70932/Paperless-Payment/reviews/)

OC

Olivia C.

Digital creator

> "I like that it combines key functions such as order management, payments, reporting, and staff controls into one system, which..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7069901)

AB

Altay B.

Athlete

> "There were also some limitations in customization, and relying heavily on the platform meant less direct engagement with..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7061819)

EI

Emem I.

Filmmaker

> "I appreciate the way Genius restaurant tool diverse Ordering Options from Supports countertop POS, mobile POS, self-service..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6820482)

TM

Tom M.

NBC director

> "I dislike genius restaurants reporting features it do hang and sometimes I can click it countless times before it will start..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7060251)

FI

Favour I.

CEO

> "I like the effectivenss of heartland restaurant in order management and payment processing its very fast and we don't have any..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6582323)

AB

Altay B.

Athlete

> "One drawback was the commission/fees, which could be challenging for profit margins."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7061819)

AM

Adam M.

Yield Manager

> "Heartland Retail help me to manage all type of card payment and processing the payment quickly in less than 10 second in most..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6688506)

EC

Emie C.

Supplier

> "Genius for restaurant is very a little bit expensive compared to their alternatives tools is not suitable for small businesses"

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7005921)

CI

Chyng I.

Public figure

> "The system is user-friendly, which makes daily operations smoother and helps staff adapt quickly."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7068117)

AM

Adam M.

Yield Manager

> "Real issues with this software is the lags that it cause when I fire up the POS hardware."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6688506)

CI

Chyng I.

Public figure

> "In my experience, Genius is a very effective all-in-one solution for managing restaurant operations."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7068117)

KP

Kaden P.

Owner

> "Sometimes I wish they would come out a little more quickly, especially since it seems that their equipment only ever breaks..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6259214)

GE

Guilherme E.

Manager

> "It help to run restaurant operation easier and ensure we able to cater more customer on peak hours."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6794091)

BA

Badariah A.

Operations Manager

> "We encounter issues in connecting the platform with our in-house printer."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6413005)

CA

Christoper A.

Sales Associate

> "Helpful customer service, very responsive with our request with help to integrate POS system with our current CMS software."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6853985)

CW

Courtney W.

Owner

> "He came on a Tuesday installed the new Eno Heartland Retail system with in hours the system didn’t work. "

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6612849)

Abhishikta B.

Software Developer

> "It is well-regarded for making restaurant management easier with features like easy payments and ordering, though it works best..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6377381)

CW

Courtney W.

Owner

> "I am texting and calling - I had a good customer come thru to check out and the machine just stopped working. "

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6612849)

AB

Altay B.

Athlete

> "Genius – Restaurants was simple and efficient to use, making reservation management much easier, especially during peak hours."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7061819)

VP

Varnika P.

Talent acquisition specialist

> "initially setup cost is high for a small scale business."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6388086)

VR

Verified Reviewer

Customer Service Specialist

> "User-friendly restaurant management system that lets us track cash flow, inventory, and employee management like a champ."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6664661)

CW

Courtney W.

Owner

> "The local sales rep has been no help and only frustrating me more."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6612849)

Louise H.

Front Office Manager

> "There are very robust sales reporting tools which assist in monitoring and analyzing our sales operations."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6419063)

CA

Christoper A.

Sales Associate

> "I have no dislike for this platform."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6853985)

CS

Christina S.

Area Director of Sales

> "It allows us to process order payments from all major payment methods."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6483510)

LB

Lisa B.

owner

> "The software is slow as molasses, and has more glitches than you can imagine."

[See full review](https://www.capterra.com/p/195074/Genius/#SoftwareAdvice___4647042)

JB

Jaime B.

Assistant Director

> "An easy to use restaurant management system which allows us to track cash flow, monitor inventory,and manage our employees like..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6552961)

AH

Annabella H.

Cashier and barista

> "I don’t think the search engine for finding an item is great, but that could also be the manager at my job entering odd names..."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___3258557)

TO

Tania O.

Executive director

> "The restaurant make use of quality ingredients."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7058696)

SR

Shannon R.

Owner

> "It will only integrate to QBO and even then, it has taken me 4 years to work out all of the integrations issues."

[See full review](https://www.capterra.com/p/195074/Genius/#SoftwareAdvice___3231629)

ZL

Ziga L.

Sales Manager

> "A unique and powerful tool which helps you run your restaurants like a pro."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6763839)

JM

Jennifer M.

Account Manager

> "no support from customer service. "

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___4443246)

PC

Pasquale C.

Operations Manager

> "Further, Heartland Retail has created a substantial communication channel, where we get accurate customer help."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___6394724)

SR

Shannon R.

Owner

> "Clearly the designers never worked in the operations or accounts payable parts of retail."

[See full review](https://www.capterra.com/p/195074/Genius/#SoftwareAdvice___3231629)

OC

Olivia C.

Digital creator

> "The platform is easy to use and well-suited for restaurant operations."

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___7069901)

LS

Leanne S.

Media & Technology

> "Integration to quickbooks doesn't work"

[See full review](https://www.capterra.com/p/195074/Genius/#Capterra___3315364)

[View Reviews](https://www.capterra.com/p/195074/Genius/reviews/)

## User interface

[PayJunction](https://www.capterra.com/p/70932/Paperless-Payment/)

4.78 (112)

[Genius](https://www.capterra.com/p/195074/Genius/)

4.52 (185)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

PayJunction

Top features

16/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/70932/Paperless-Payment/#features)

Genius

8/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/195074/Genius/#features)

### Recognition

No recognitions have been awarded to PayJunction

No recognitions have been awarded to Genius

### Deployment & support

PayJunction

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Genius

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

PayJunction

-   By PayJunction
-   Located in United States
-   Founded in 2000

Genius

-   By Global Payments
-   Located in United States
-   Founded in 1983

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