# Compare Shift4 vs Payoneer 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Shift4 and Payoneer based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/70936-187086/Shift4-vs-Payoneer

---

# Shift4 vs Payoneer Features and Cost Comparison

Last updated June 25th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Shift4Payoneer2/4 selected

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.5 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

[## Shift4](https://www.capterra.com/p/70936/Shift4/)[3.5 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.5

Functionality

3.7

Ease of Use

3.8

Customer Service

3.4

Reviews Sentiment

SB

Based on [114 reviews](#user-reviews)

Positive

70

Neutral

3

Negative

41

[## Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

3.8

Reviews Sentiment

Based on [765 reviews](#user-reviews)

Positive

639

Neutral

35

Negative

91

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### Paystand

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User rating

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rated it above 4 stars

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

5.0

Online Payments

1.5

Payment Fraud Prevention

NA

Debit/Credit Card Processing

2.2

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.4

Online Payments

3.7

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

3.5

User reviews[114](https://www.capterra.com/p/70936/Shift4/reviews/)

Ease of use

3.8

Functionality

3.7

Value for money

3.5

Customer support

3.4

User satisfaction

4.2

User reviews[765](https://www.capterra.com/p/187086/Payoneer/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

3.8

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Shift4 provides end-to-end payment processing solutions for Food & Beverage, Hospitality, Sports & Entertainment Venues, eCommerce, Casinos & Gaming, Retail, and Specialty merchants.

Best for

Not provided by vendor

## User reviews

Pros & cons

VR

Verified Reviewer

Manager

> "Not yet started, working on menu and modifiers, will be back soon to update my review , hoping they add..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6881164)

CB

Cody B.

Owner

> "The service is absolutely atrocious, we went hard down 3+ times in a 6 month period (meaning we could not..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7093514)

SF

SYLVAIN F.

GM

> "We have been customer with POS touch and Shift4 for about 10 years. When we switch to an other provider for..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6852860)

JL

Jasper L.

Owner

> "We sent multiple formal notices by letter, email, and phone to close the account. Despite this, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

ZB

Zach B.

Bartender

> "The fact that we can take every form of payment and it’s an extreme update from our pos that ran on windows..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080749)

HM

Hussain M.

Manager

> "very bad and when we closed our business, they did not want to cut the account, and they keep sending us..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7083709)

AR

ANDRES R.

Systems Administrator

> "For the most part it's a great product, issues are very rare and when they come up it's easy to fix."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6805798)

HM

Hussain M.

Manager

> "not much, they are bad at customer delivery and also the system so complicated and not very friendly"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7083709)

OB

Oluwatoyin B.

Owner

> "I also like how it prints receipts for the customers and has a loyalty program."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6290589)

JL

Jasper L.

Owner

> "We’ve documented over 30 instances where we had to call in, escalate to senior managers, and yet never..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

RG

Roberto G.

CEO

> "This has significantly improved the efficiency of our operations and reduced wait times for customers. Plus,..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4882579)

JL

Jasper L.

Owner

> "We explicitly informed them they were not authorized to bill our account and were forced to issue a STOP..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

JP

Joe P.

Owner

> "Initally they were great, and setup was simple, the rates looked good."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

JP

Joe P.

Owner

> "They were great at first, then when it came time to close the account, suddenly no one would respond, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

MR

Milton R.

Owner

> "The standout aspect of Shift4 POS at Rico's Chicken is its comprehensive functionality."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6151209)

VR

Verified Reviewer

Integration Specialist

> "Poor customer service with bad technology for transacting in the hotel industry."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6856453)

RW

Roger W.

Owner

> "Pretty prompt with processing. "

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797620)

CS

CARLOS S.

CIO

> "Too many glitches, many transactions are going into shift4 but not back into POS so the batch auditing is..."

[See full review](https://www.capterra.com/p/70936/Shift4/#SoftwareAdvice___6569142)

AW

August W.

Owner

> "The POS system was easy to understand."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6528176)

PL

Pam L.

Owner Operator

> "You must call customer service to cancel your contract, you can not email it, or send a certified letter,..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

CN

Carlo N.

Manager

> "I also like how I can track everything and access it at anytime!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6245958)

PL

Pam L.

Owner Operator

> "Even though their systems are antiquated and their local technician in Jacksonville, FL is incompetent, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

MM

Mike M.

Owner

> "Being able to reach someone at any time is very helpful."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6203109)

SF

SYLVAIN F.

GM

> "The service is probably the worse possible and it's almost impossible to talk to someone, they do that on..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6852860)

AW

Alicia W.

Owner

> "We chose Skytab for our new restaurant and they had us up and running within a week!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

JS

Jason S.

President

> "It was not until we were cancelling our Shift 4 account that they tried to correct their incompetence and..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797820)

SS

Sandy S.

Administrative Assistant

> "Easy integration into resort software when it started. "

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4991610)

AR

ANDRES R.

Systems Administrator

> "The issues that sometimes come up is it will not take a card with a long expiration date."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6805798)

TB

Taylor B.

Bartender

> "He helped us so much with the switch from shitty digital dining"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080753)

DS

David S.

Owner

> "My monthly % cost went up every month (from about 2.8% to 3.7%), and I had to call for repeated errors where..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

SS

Sam S.

Owner

> "This switch from PosiTouch to SkyTab was effortless."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5004501)

KL

Kent L.

General Manager

> "the company lied about reducing there merchant fees and percentage when we came across and less expensive..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6462226)

IA

Iris A.

MANAGER

> "At the begining was kind of diferent but soon we love it because everything is easier to use"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4955699)

MZ

Maksim Z.

Co-CEO

> "Once installed had to spend a great deal of money trying to get it to work for us, with in the end the tech..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

AW

Alicia W.

Owner

> "Our staff caught on quickly to the program and are loving the handhelds!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

JL

Jasper L.

Owner

> "We’ve been fed excuse after excuse, and this ordeal has been a massive financial and operational headache."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

AW

Alicia W.

Owner

> "Responsiveness of the Skytab team, we were up and running in a week."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

VR

Verified Reviewer

Owner

> "They said that was a "SEC Security Fee for the previous year" and would do nothing to help unless I started..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6645052)

RT

Rodi T.

Owner

> "Finding items on there is easy as well."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4953454)

MR

Mary R.

Owner

> "I needed to return equipment and my town was evacuated for flooding."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

TA

Tariq A.

Ceo

> "The entire team is responsive and we never have to wait very long for support"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6185205)

CM

Chris M.

Owner

> "This is a big company that purposely tells u something and then has fine print to contradict what they say."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6842698)

DB

Dale B.

Owner

> "Good value for the money, less fees then Quickbooks"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4920323)

BJ

Bruce J.

CPA

> "Further more if they tell you they will have someone get back to you, give it up because you will not, in..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6561405)

BB

Brad B.

Bar manager

> "I’ll recommend this to everyone just based on the tech’s knowledge an willingness to help with every..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080709)

MR

Mary R.

Owner

> "Customer service was rude and very horrible to me over the phone, they showed zero compassion with my..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

GB

Gregory B.

Owner

> "The support team was extremely helpful and available when needed."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5014599)

JP

Joe P.

Owner

> "Another couple months passed and $900 was taken out of my account with no notice or warning."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

JC

Joaquin C.

Owner

> "I highly recommend this system to anyone who is looking into POS systems for their business/establishment."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4928823)

PMA

Peter M A.

Manager

> "It has been very difficult getting all of the various modifiers correct so that all of the options are..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

DS

David S.

Owner

> "Local sales guy was nice, appeared to be knowledgeable."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

MZ

Maksim Z.

Co-CEO

> "We were lied to on the phone about the software, told it had capabilities that it did not."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

EF

Eric F.

Owner

> "I had no idea how to start and the set up was easy, fast and I get reliable processing for less than other..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___3729754)

JS

Jason S.

President

> "cancellation fees even after their incompetence."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797820)

PM

Pako M.

Manager

> "Very good product and customer service"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4912249)

JP

Joe P.

Owner

> "Its so far a mess and they just keep blaming other departments and have no interest in doing anything about..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

AN

Amy N.

Manager

> "Very easy to understand and implement."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4968907)

PL

Pam L.

Owner Operator

> "They would send out the same local technician who could not solve the problem for four years."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

BB

Brad B.

Bar manager

> "So easy to use!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080709)

DS

Danielle S.

Manager

> "I hate the process of putting in an order I hate that orders disappear I hate everything down to the size of..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6188493)

PMA

Peter M A.

Manager

> "Very user friendly."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

VR

Verified Reviewer

Owner

> "I do not appreciate being held hostage to get reasonable customer service."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6645052)

RK

Richard K.

Operating Partner

> "Sales Rep was AWESOME!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4938274)

JS

John S.

Owner

> "No escalation process is ridiculous."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6640045)

PH

Patrick H.

Owner

> "Extremely User friendly."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5050859)

RW

Roger W.

Owner

> "Terrible problem resolution procedures."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797620)

PM

Pako M.

Manager

> "Every single part of it, very friendly software"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4912249)

CM

Chris M.

Owner

> "They try to be toast but it’s half ass."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6842698)

CH

Charlotte H.

Ceo

> "I was nervous, but this company is the real deal!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5093839)

CN

Carlo N.

Manager

> "I also think the reports it gives you can get super confusing and it gives you al lot of excess information."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6245958)

SP

Sijce P.

Operations Manager

> "Easy to use software."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4928492)

JT

Joe T.

President

> "My best advice is forgo any bells and whistles Shift4 claims as their support is non existent."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6209798)

BP

Bruno P.

Owner

> "easy setup and adjustable to my needs!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4927907)

LG

Linda G.

Owner

> "That everytime there is an update it screws up all my computers for at least one whole day."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4938916)

PMA

Peter M A.

Manager

> "Our rep Dave Meslin is the absolute best!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

DS

David S.

Owner

> "Be wary, the service is mediocre, and they will absolutely try to cheat you if you cancel with them."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

SO

Stephanie O.

General Manager

> "The search and layout is easy on the eyes when looking for a transaction."

[See full review](https://www.capterra.com/p/70936/Shift4/#SoftwareAdvice___3747124)

MZ

Maksim Z.

Co-CEO

> "Truly a garbage software garbage hardware and horrible customer support!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

ST

Stevi T.

General manager

> "We were able to have an easy transition to a new updated system."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4891431)

MR

Mary R.

Owner

> "Customer service at this company is a joke"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

[View Reviews](https://www.capterra.com/p/70936/Shift4/reviews/)

NHH

Nguyen H. H.

Deputy Service Manager

> "Payoneer has been very useful for our team for any international transactions and for any invoicing in a secure environment."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458)

JS

Jocelyn S.

Veterinary Nurse and Client Care Representative

> "I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7085044)

NHH

Nguyen H. H.

Deputy Service Manager

> "Invoicing is very clearly and professionally done, saving tons of rounds with clients."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458)

Dwight M.

Cloud Solution Architect Manager

> "What I don't like about payoneer is that you can only accept payments from Payoneer partner companies and other user accounts that already have..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

NHH

Nguyen H. H.

Deputy Service Manager

> "As far as our business is concerned, we work with overseas clients and vendors and Payoneer is indeed a reliable platform."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458)

Portia A.

Nurse

> "The fees can sometimes feel a bit high, especially when converting currencies or withdrawing to a local bank account."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Portia A.

Nurse

> "I like how easy it is to receive payments from different platforms and in different currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Dwight M.

Cloud Solution Architect Manager

> "I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity to..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

Armando R.

Project Manager

> "This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

DR

David R.

Dive Operation Manager

> "Seasonal workers are impacted by verification processes, and ticket resolution is delayed as bugs intervene in transaction status."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6881504)

Elena D.

Global Marketing Manager

> "Payoneer is a virtual online platform that allows quick transactions between different units."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

Alejandro C.

Designer

> "I used my account for nearly 10 years to receive freelancing funds until one day I woke up to find it closed."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7153093)

Armando R.

Project Manager

> "Their customer support could benefit from spanish speaking providers since i live in LatAm."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

JC

Jacqueline C.

Brand Designer

> "The fees are quite high, eating into your profits bottom line once you get into anything over $100, which is all our transactions. When we had an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6649688)

Vivek K.

Founder

> "Users can transfer funds between Payoneer accounts quickly and securely, enabling efficient financial management across different currencies and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

AS

Anabelle S.

Owner

> "This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds, which I..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7058395)

JE

Jackie E.

Director of Risk Management

> "Payoneer offers almost all the features available in PayPal."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6870050)

Jessica B.

Owner

> "They literally are here to defraud legit businesses out of money and employees are all AI bots no personal help"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7179799)

Vivek K.

Founder

> "Payoneer allows users to withdraw funds to their local bank accounts or prepaid Mastercard, providing flexibility and convenience."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

VR

Verified Reviewer

It manager

> "The fees can be a bit high sometimes, especially for currency conversion."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

JK

Jeff K.

Controller

> "The only positive about them is they have a decent Website."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

VR

Verified Reviewer

It manager

> "Also, customer support can be slow to respond when there’s an issue."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

VR

Verified Reviewer

It manager

> "My overall experience with Payoneer has been mostly smooth and reliable."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

JK

Jeff K.

Controller

> "They lock up your money for weeks at a time with no real explanation."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

AZ

Ahmed Z.

Online Gaming Account Merchant

> "Customer service for Payoneer is excellent, every customer service agent will offer his best to try and help you out."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6720056)

Григорий Р.

chief

> "thats a very rigid illogical system that judges and blocks indefinetely without any real discretion whatsoever, i find it mean and incompetent"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053238)

Dionne Joy M.

CEO

> "Payoneer is excellent and trusted global payment platform."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

Antonino P.

Freelance translator

> "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

GCS

Gil C S.

President

> "The fees were an issue, but for international payments it worked very well"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

Vadim D.

Assistant

> "Payoneer provides inaccurate information on its website, misleading users and it is the user who pays for these mistakes."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

Souleymane D.

Training assistant

> "Payoneer also integrates with third-party platforms such as Upwork, Airbnb, Amazon, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

Alejandro C.

Designer

> "Additionally, fees are significantly higher than competitors."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7153093)

TA

Tamer A.

Art director

> "What I like is that it is free, easy to open an account, and also has multiple currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6513830)

JM

Jerry M.

Sales Representative

> "Very Very Bad; have a lot of regrets of Payonner taking over Paypal. If only i had know about their exorbitant fees, I would not have set up an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

JT

Jessica T.

MD

> "It appears easy to use. If working with a reputable party it’s as easy to use as WISE."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

MJ

Milomir J.

Customer Support Representative

> "Creating an account was easy but getting a card was very complicated, especially since they asked me to receive my first payment before I could even..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6608357)

EO

Elvis O.

Audit Associate

> "The platform is easy to use, the transfers are reliable, and the customer support is helpful"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6644260)

LA

Lukman A.

Manager

> "They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

ACF

Ana Clara F.

Administrative director

> "The website/app interface is uncomplicated and intuitive, making it easy for a layman like me to use. And payments have a small fee, which makes it..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6225183)

LB

Linda B.

Contractor

> "They steal your money and then subject you to AI genersted processes & conversations thst just keep looping around & around"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6676562)

Souleymane D.

Training assistant

> "Payoneer is at your disposal for your international online payments, secure transactions, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

Elena D.

Global Marketing Manager

> "the verification process for setting up a Payoneer account is cumbersome or time-consuming."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

SB

Sujata B.

Influencer

> "I also like the fact that we can see how much will our money amount to in our own local currency and from there we can plan further."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4916914)

VR

Verified Reviewer

Web Developer

> "Concerned about the safety of my funds, I reached out to Payoneer's client support for information on the return process. Despite my expectations of..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6094683)

GCS

Gil C S.

President

> "Simple to use and with international reach that makes working with non-U.S. companies quite easy"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

AD

Aamir D.

CEO

> "My payments are on hold and account is appearing as inactive in Walmart Canada."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6754409)

AJ

Alan J.

Analista de Sistemas

> "I have little to complain about this amazing international transaction app."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6763718)

JK

Jeff K.

Controller

> "They do not care about their customers. "

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

GT

Ganga T.

Owner

> "With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3644143)

Rajna S.

Architect

> "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6129035)

Rodrigue N.

Project Manager

> "Payoneer allows its users to obtain accounts in foreign banks with a reliable and secure address. Besides being able to make international..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4469552)

New melchizedec S.

Director

> "Also they wanted the customers to create a payoneer account to pay, instead of just a credit card to pay. And make it really difficult to cancel and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6190928)

AS

Adeel S.

Software Developer

> "The biggest plus being their global reach."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6599651)

YM

Yana M.

CG Artist

> "They blocked my account and funds under the guise of an “internal check”."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

FG

Fikru G.

Project Manager

> "It is perhaps the best payment platform I have utilized as it permits a simple account opening, enables linking different bank accounts to it, and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4699213)

LA

Lukman A.

Manager

> "They have some weird policies and the customer service seems unprofessional and ineffective."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

SK

Sagar K.

CMO

> "It helps us to accept payment from different freelance platforms and allows us to transfer to our local bank account with a very low transaction fee..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3945125)

JT

Jessica T.

MD

> "They will not offer assistance with claim backs."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

Dionne Joy M.

CEO

> "Payment was received quickly."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

LB

Lindsay B.

Social Media Manager

> "The support is absent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7082870)

GF

Guadalupe F.

Legal Assistant

> "It has different currencies to use and is easy to understand."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6560955)

Suzette V.

Educator

> "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036981)

JS

JOCILENE S.

Administrador

> "Great rates, fast transfers and conversions, payment enters the account well before the deadline."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6147967)

JM

Jerry M.

Sales Representative

> "I would like to warn others of this super high charge by this company."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

YD

Youcef D.

Marketer

> "I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036483)

Vadim D.

Assistant

> "Contacted Payoneer support to ask why the company's policy on the website misleads users."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

MQ

Michelle Q.

Medical Records Analyst

> "With the hardwork you have put on everyday, payoneer makes it so much easier for you to get the money you worked hard for."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6323214)

SG

Stav G.

Owner

> "They will not issue a refund or guarantee that these transactions will not recur."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6660559)

Patrick O.

Web developer

> "It also provides Mastercard debit card which allows the withdrawal of cash from local ATM machines without having to withdraw into the bank."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4147425)

Antonino P.

Freelance translator

> "Payoneer's customer support is absolutely incompetent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

DK

Diborah K.

Transcriber

> "Payoneer's high security measures have provided me piece of mind, knowing that my transactions and personal information are safely safeguarded. "

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4912758)

Ben L.

.

> "I only got to experience their customer support and that is terrible."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866297)

Ibrahim T.

Assistant Relationship Manager

> "I faced a delay in a payment once but the customer service helped me through it and they were very welcoming and they processed my payment quickly."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6103009)

JH

Julian H.

Website Design Freelancer

> "Don't pay the registration fee!I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

QH

Qais H.

Customer service representative

> "out of 10 experience .Protection at its highest , reliable , no risk at all , Used by a huge number of users which gives them a high credibility ,One..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4586334)

YM

Yana M.

CG Artist

> "So, under the guise of an “internal review” that will last forever, they will simply steal your money, as it happened to me"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

DEE

Dr.Enoch E.

Facilities Manager

> "It is cost effective"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6672844)

JH

Julian H.

Website Design Freelancer

> "I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me stating that it did not..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

MR

Michael R.

Graphics designer

> "Easy to send and receive money within and outside locally or internationally with your US bank account or peer to peer transactions between users"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5084921)

VR

Verified Reviewer

Graphic designer

> "I had to go to the website (initially I was using the app) to lay complaints and that was when I found out I couldn't get access to my bank details..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5028313)

[View Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/)

## User interface

No images or videos  
provided by vendor

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)

4.20 (765)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Shift4

Top features

13/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/70936/Shift4/#features)

Payoneer

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/187086/Payoneer/#features)

### Recognition

No recognitions have been awarded to Shift4

Payoneer is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

Shift4

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Payoneer

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Shift4

-   By Shift4
-   Located in United States
-   Founded in 1994

Payoneer

-   By Payoneer
-   Located in United States
-   Founded in

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vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

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Price

$0/month

4.2

Features

4.5

4.2

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/187086-275802/Payoneer-vs-Square-Point-of-Sale)