# Compare Shift4 vs Afterpay 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Shift4 and Afterpay based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/70936-229452/Shift4-vs-Afterpay

---

# Shift4 vs Afterpay Features and Cost Comparison

Last updated July 3rd, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Shift4Afterpay2/4 selected

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.5 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

[## Shift4](https://www.capterra.com/p/70936/Shift4/)[3.5 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.5

Functionality

3.7

Ease of Use

3.8

Customer Service

3.4

Reviews Sentiment

SB

Based on [114 reviews](#user-reviews)

Positive

70

Neutral

3

Negative

41

[## Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.6

Customer Service

4.3

Reviews Sentiment

Based on [308 reviews](#user-reviews)

Positive

278

Neutral

8

Negative

22

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

### Stax

4.2 (142)

* * *

Starting Price

$99.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

79%

of reviewers  
rated it above 4 stars

* * *

Highest Rated

### ePayPolicy

4.9 (258)

* * *

Starting Price

$25.00

Per Feature,Per Month

Free Trial

Free Version

* * *

User rating

99%

of reviewers  
rated it above 4 stars

* * *

### NetSuite

4.2 (2,052)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

85%

of reviewers  
rated it above 4 stars

* * *

### Stripe

4.6 (3,354)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

93%

of reviewers  
rated it above 4 stars

* * *

## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

5.0

Online Payments

1.5

Payment Fraud Prevention

NA

Debit/Credit Card Processing

2.2

Expense Tracking

NA

71%Fit

Missing features

Feature ratings

Data Security

4.3

Online Payments

4.6

Payment Fraud Prevention

4.4

Debit/Credit Card Processing

4.4

Expense Tracking

NA

User satisfaction

User satisfaction

3.5

User reviews[114](https://www.capterra.com/p/70936/Shift4/reviews/)

Ease of use

3.8

Functionality

3.7

Value for money

3.5

Customer support

3.4

User satisfaction

4.6

User reviews[308](https://www.capterra.com/p/229452/Afterpay/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.5

Customer support

4.3

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Shift4 provides end-to-end payment processing solutions for Food & Beverage, Hospitality, Sports & Entertainment Venues, eCommerce, Casinos & Gaming, Retail, and Specialty merchants.

Best for

It caters to businesses in banking, customer services, marketing & advertising, and more.

## User reviews

Pros & cons

VR

Verified Reviewer

Manager

> "Not yet started, working on menu and modifiers, will be back soon to update my review , hoping they add..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6881164)

CB

Cody B.

Owner

> "The service is absolutely atrocious, we went hard down 3+ times in a 6 month period (meaning we could not..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7093514)

SF

SYLVAIN F.

GM

> "We have been customer with POS touch and Shift4 for about 10 years. When we switch to an other provider for..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6852860)

JL

Jasper L.

Owner

> "We sent multiple formal notices by letter, email, and phone to close the account. Despite this, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

ZB

Zach B.

Bartender

> "The fact that we can take every form of payment and it’s an extreme update from our pos that ran on windows..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080749)

HM

Hussain M.

Manager

> "very bad and when we closed our business, they did not want to cut the account, and they keep sending us..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7083709)

AR

ANDRES R.

Systems Administrator

> "For the most part it's a great product, issues are very rare and when they come up it's easy to fix."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6805798)

HM

Hussain M.

Manager

> "not much, they are bad at customer delivery and also the system so complicated and not very friendly"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7083709)

OB

Oluwatoyin B.

Owner

> "I also like how it prints receipts for the customers and has a loyalty program."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6290589)

JL

Jasper L.

Owner

> "We’ve documented over 30 instances where we had to call in, escalate to senior managers, and yet never..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

RG

Roberto G.

CEO

> "This has significantly improved the efficiency of our operations and reduced wait times for customers. Plus,..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4882579)

JL

Jasper L.

Owner

> "We explicitly informed them they were not authorized to bill our account and were forced to issue a STOP..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

JP

Joe P.

Owner

> "Initally they were great, and setup was simple, the rates looked good."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

JP

Joe P.

Owner

> "They were great at first, then when it came time to close the account, suddenly no one would respond, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

MR

Milton R.

Owner

> "The standout aspect of Shift4 POS at Rico's Chicken is its comprehensive functionality."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6151209)

VR

Verified Reviewer

Integration Specialist

> "Poor customer service with bad technology for transacting in the hotel industry."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6856453)

RW

Roger W.

Owner

> "Pretty prompt with processing. "

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797620)

CS

CARLOS S.

CIO

> "Too many glitches, many transactions are going into shift4 but not back into POS so the batch auditing is..."

[See full review](https://www.capterra.com/p/70936/Shift4/#SoftwareAdvice___6569142)

AW

August W.

Owner

> "The POS system was easy to understand."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6528176)

PL

Pam L.

Owner Operator

> "You must call customer service to cancel your contract, you can not email it, or send a certified letter,..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

CN

Carlo N.

Manager

> "I also like how I can track everything and access it at anytime!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6245958)

PL

Pam L.

Owner Operator

> "Even though their systems are antiquated and their local technician in Jacksonville, FL is incompetent, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

MM

Mike M.

Owner

> "Being able to reach someone at any time is very helpful."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6203109)

SF

SYLVAIN F.

GM

> "The service is probably the worse possible and it's almost impossible to talk to someone, they do that on..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6852860)

AW

Alicia W.

Owner

> "We chose Skytab for our new restaurant and they had us up and running within a week!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

JS

Jason S.

President

> "It was not until we were cancelling our Shift 4 account that they tried to correct their incompetence and..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797820)

SS

Sandy S.

Administrative Assistant

> "Easy integration into resort software when it started. "

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4991610)

AR

ANDRES R.

Systems Administrator

> "The issues that sometimes come up is it will not take a card with a long expiration date."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6805798)

TB

Taylor B.

Bartender

> "He helped us so much with the switch from shitty digital dining"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080753)

DS

David S.

Owner

> "My monthly % cost went up every month (from about 2.8% to 3.7%), and I had to call for repeated errors where..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

SS

Sam S.

Owner

> "This switch from PosiTouch to SkyTab was effortless."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5004501)

KL

Kent L.

General Manager

> "the company lied about reducing there merchant fees and percentage when we came across and less expensive..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6462226)

IA

Iris A.

MANAGER

> "At the begining was kind of diferent but soon we love it because everything is easier to use"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4955699)

MZ

Maksim Z.

Co-CEO

> "Once installed had to spend a great deal of money trying to get it to work for us, with in the end the tech..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

AW

Alicia W.

Owner

> "Our staff caught on quickly to the program and are loving the handhelds!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

JL

Jasper L.

Owner

> "We’ve been fed excuse after excuse, and this ordeal has been a massive financial and operational headache."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

AW

Alicia W.

Owner

> "Responsiveness of the Skytab team, we were up and running in a week."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

VR

Verified Reviewer

Owner

> "They said that was a "SEC Security Fee for the previous year" and would do nothing to help unless I started..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6645052)

RT

Rodi T.

Owner

> "Finding items on there is easy as well."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4953454)

MR

Mary R.

Owner

> "I needed to return equipment and my town was evacuated for flooding."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

TA

Tariq A.

Ceo

> "The entire team is responsive and we never have to wait very long for support"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6185205)

CM

Chris M.

Owner

> "This is a big company that purposely tells u something and then has fine print to contradict what they say."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6842698)

DB

Dale B.

Owner

> "Good value for the money, less fees then Quickbooks"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4920323)

BJ

Bruce J.

CPA

> "Further more if they tell you they will have someone get back to you, give it up because you will not, in..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6561405)

BB

Brad B.

Bar manager

> "I’ll recommend this to everyone just based on the tech’s knowledge an willingness to help with every..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080709)

MR

Mary R.

Owner

> "Customer service was rude and very horrible to me over the phone, they showed zero compassion with my..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

GB

Gregory B.

Owner

> "The support team was extremely helpful and available when needed."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5014599)

JP

Joe P.

Owner

> "Another couple months passed and $900 was taken out of my account with no notice or warning."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

JC

Joaquin C.

Owner

> "I highly recommend this system to anyone who is looking into POS systems for their business/establishment."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4928823)

PMA

Peter M A.

Manager

> "It has been very difficult getting all of the various modifiers correct so that all of the options are..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

DS

David S.

Owner

> "Local sales guy was nice, appeared to be knowledgeable."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

MZ

Maksim Z.

Co-CEO

> "We were lied to on the phone about the software, told it had capabilities that it did not."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

EF

Eric F.

Owner

> "I had no idea how to start and the set up was easy, fast and I get reliable processing for less than other..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___3729754)

JS

Jason S.

President

> "cancellation fees even after their incompetence."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797820)

PM

Pako M.

Manager

> "Very good product and customer service"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4912249)

JP

Joe P.

Owner

> "Its so far a mess and they just keep blaming other departments and have no interest in doing anything about..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

AN

Amy N.

Manager

> "Very easy to understand and implement."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4968907)

PL

Pam L.

Owner Operator

> "They would send out the same local technician who could not solve the problem for four years."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

BB

Brad B.

Bar manager

> "So easy to use!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080709)

DS

Danielle S.

Manager

> "I hate the process of putting in an order I hate that orders disappear I hate everything down to the size of..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6188493)

PMA

Peter M A.

Manager

> "Very user friendly."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

VR

Verified Reviewer

Owner

> "I do not appreciate being held hostage to get reasonable customer service."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6645052)

RK

Richard K.

Operating Partner

> "Sales Rep was AWESOME!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4938274)

JS

John S.

Owner

> "No escalation process is ridiculous."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6640045)

PH

Patrick H.

Owner

> "Extremely User friendly."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5050859)

RW

Roger W.

Owner

> "Terrible problem resolution procedures."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797620)

PM

Pako M.

Manager

> "Every single part of it, very friendly software"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4912249)

CM

Chris M.

Owner

> "They try to be toast but it’s half ass."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6842698)

CH

Charlotte H.

Ceo

> "I was nervous, but this company is the real deal!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5093839)

CN

Carlo N.

Manager

> "I also think the reports it gives you can get super confusing and it gives you al lot of excess information."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6245958)

SP

Sijce P.

Operations Manager

> "Easy to use software."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4928492)

JT

Joe T.

President

> "My best advice is forgo any bells and whistles Shift4 claims as their support is non existent."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6209798)

BP

Bruno P.

Owner

> "easy setup and adjustable to my needs!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4927907)

LG

Linda G.

Owner

> "That everytime there is an update it screws up all my computers for at least one whole day."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4938916)

PMA

Peter M A.

Manager

> "Our rep Dave Meslin is the absolute best!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

DS

David S.

Owner

> "Be wary, the service is mediocre, and they will absolutely try to cheat you if you cancel with them."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

SO

Stephanie O.

General Manager

> "The search and layout is easy on the eyes when looking for a transaction."

[See full review](https://www.capterra.com/p/70936/Shift4/#SoftwareAdvice___3747124)

MZ

Maksim Z.

Co-CEO

> "Truly a garbage software garbage hardware and horrible customer support!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

ST

Stevi T.

General manager

> "We were able to have an easy transition to a new updated system."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4891431)

MR

Mary R.

Owner

> "Customer service at this company is a joke"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

[View Reviews](https://www.capterra.com/p/70936/Shift4/reviews/)

BT

Brianna T.

Founder

> "Afterpay helped boost sales by giving customers flexible payment options for those who really needed them."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7178923)

BH

Brittany H.

Patient service specialist

> "I enjoyed being able to make payments being in a financial bind, but after I had built up purchasing power, almost..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6381254)

RD

Renico D.

Payroll and Software administrator

> "That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of want..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6856128)

JR

Julius R.

Senior Technical Designer

> "The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not like..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6601427)

BL

Brooks L.

Customer Service Payment Support

> "Overall, Afterpay is a convenient and reliable service for managing purchases and payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7164203)

SA

Svetlana A.

Pharmacists

> "It is impossible to talk to a representative. When I called the phone number I found on the website, the answering..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

HW

Hannah W.

Tax Accountant

> "I love how many places offer Afterpay as a payment option now!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7082932)

MM

Megan M.

Planning Engineer

> "Additionally, the spending limits can be restrictive, especially for larger purchases, and the approval process can..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6542044)

AS

ALFREDO S.

LEAD

> "I like its payment method and its low interest rate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

AS

Ashley S.

CCR

> "Poor customer service, didn’t understand my needs, and my refund was not returned after I didn’t get my order"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6634629)

EB

Erinn B.

Client Service Specialist II

> "As long as whoever you are purchasing something from accepts afterpay and you can make the payments it is a great..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

JM

Joanne M.

Manager

> "I did find it difficult contacting someone when I needed to or just had a question."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7053111)

BM

Bianca M.

Admin Assistant

> "I enjoy using Afterpay as an option when ordering items online."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7033413)

NR

Norma R.

Assistant Manager

> "I had fraud on my debit card which needed to be replaced, since I did not have an updated card at the time pf..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

BL

Brooks L.

Customer Service Payment Support

> "The service is easy to use, has a simple learning curve, and integrates with many popular retailers."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7164203)

JK

Justin K.

Engineer

> "I asked them for assistance and was turned down and told to contact the retailer, who no longer is responding to..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6795886)

TR

Tania R.

Office Administrator

> "I liked the option of secure payments and the 4 instalment option."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7014683)

JW

Janette W.

CEO

> "Blocked me after having my bank account hacked and only owing $12.96!!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

SJ

SHERYL J.

FIELD ESTIMATOR

> "Applying doesn't impact your credit & provides more credit to loan once you've established a good standing account..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6695212)

PE

PAULA E.

Bookkeeper

> "Du to a missed payment they will reduce you money balance and thats not fair im leaving..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6827080)

EB

Erinn B.

Client Service Specialist II

> "What I like most about Afterpay is it an interest free way to make 4 payments spread out."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605)

NR

Nicole R.

Owner

> "My debit card was stolen and I was waiting on a new card."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

VR

Verified Reviewer

Office Assistant

> "The no interest and affordable payments make purchasing something that is expensive a lot easier."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6863585)

MC

Michael C.

Assistant mngr

> "Causing me to pay 35 dollar fees over and over again."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6487863)

KB

Katyra B.

Owner

> "I liked most that I'm able to provide extra payment options to my customers"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677134)

CM

Cameron M.

Manager

> "Perhaps the return process, or adjustments are sometimes confusing."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6839242)

JB

Jeremiah B.

Security

> "My experience with afterpay has been a delight, being able to acquire more lump sum products and goods."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6665584)

SA

Svetlana A.

Pharmacists

> "My order was not delivered by USPS."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263)

SH

Sherree H.

Owner

> "Adding my card for payments isn't hard at all."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

AH

Aroha H.

CEO

> "The customer service is slow and terrible."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

NR

Nicole R.

Owner

> "Being able to make payments in 4 is awesome."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749)

Tiara H.

Founder

> "Late payment fees can compound pretty quickly if not repaid within seven days from the due date."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6033369)

LL

Leah L.

Study Coordinator

> "I like that you are able to finance smaller purchases."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6669932)

SE

Sherri E.

AR Analyst

> "Unable to pay off early."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6484242)

AS

ALFREDO S.

LEAD

> "Happy to use this service and excellent customer service, 24/7"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105)

MH

Maria H.

Owner

> "The only complaint I have about Afterpay is the processing fee is higher than the regular processing fee"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

MG

Marissa G.

medical assistant

> "absolutely love using afterpay love that i can use it online and in stores as well."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6644241)

LS

Laila S.

CEO

> "Horrible customer service and incompetence to comprehend"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6574806)

SH

Sherree H.

Owner

> "Different things listed at the start making it a great experience without the hassle of not finding what you need or..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

VR

Verified Reviewer

Supervisor customer service

> "Sometimes there are issues with being able to get on the app. And if diffcult to get any help from someone that..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6031878)

BM

Blake M.

Author

> "Helped me pay for some things on a pay day week."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

VS

Vanessa S.

Admin

> "It was overall pointless and a waste of time for myself"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6618629)

CC

Chelsea C.

Owner

> "It allows you the time needed in your budget to procure the goods you need immediately without putting a strain on..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921)

JW

Janette W.

CEO

> "Customer service sucks."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177)

AF

Alicia F.

Owner

> "Good experience with Afterpay with the availability to buy now pay later."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6559264)

AH

Aroha H.

CEO

> "Terrible, I would never recommend this app."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211)

EJ

Eric J.

Welding lead

> "I love the increase in sales and profits since i started using afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6636865)

Pololani P.

Student Services Associate

> "I get impatient most of the time I am in the app and start clicking everywhere because nothing is happening and when..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4591761)

SB

Sarah B.

Market Research

> "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5069925)

KH

Kristen H.

Small business owner

> "I purchased a "Dyson -like" hairdryer/ air curler from a place called CURLY. And it arrived this super cheap plastic..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___3802978)

SM

Shakerra M.

Blogger / Content Creator

> "I truly enjoy Afterpay, as it has allowed me to acquire more expensive products in 4 easy payment plans."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5044470)

VR

Verified Reviewer

Ceo

> "They dont respond and still want to charge a late payment fee."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6037583)

NR

Norma R.

Assistant Manager

> "Over all afterpay is great for persons that are on a fixed income allowing them to buy things that are needed in..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

PD

Peter D.

IT Manager

> "Another annoying feature is that it does not seem they tell you which card or bank account the prior payments were..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4221245)

RB

Rilwan B.

Product Designer

> "The range of stores that accept afterpay makes them my go to buy now, pay later platform to use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6028005)

BA

Brandi A.

owner

> "I don't think there is anything I don't like about what Afterpay has brought to my website."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4940613)

SH

Sherree H.

Owner

> "The home page is set up perfectly and easy to navigate."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881)

TT

Tameisha T.

IT Specialist

> "The various agents working on my case forgot the reason of my inquiry to THEIR email turned into me reaching out to..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___4079396)

AM

Amy M.

Clerk

> "It is such a great company to use if you need more payment options!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677470)

SD

Sara D.

Owner

> "We have been trying to get on their catalog and participate in Afterpay day and other promos for the last 2-3 years,..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3313612)

TH

Tamara H.

Office Administration

> "It makes purchases even easier on a tight budget as sometimes you just do not have all the money available right..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

JAF

Jo-Anne F.

Customer

> "At first great, but at the end, the absolute worst."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6176882)

MH

Maria H.

Owner

> "I like being able to give my customers the option to split up payments."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628)

AS

Atoya S.

Lead

> "It’s absolutely ridiculous!"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6088163)

JH

Johnny H.

Laborer

> "I love that you can split everything up in four payments, that is the most efficient for me"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4984511)

JT

John T.

Owner

> "There are late payment fees with Afterpay"

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935)

AZ

Alexis Z.

Teacher

> "The payment plan is 0% interest and can be paid off early without a penalty, which I like."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

JW

Jon W.

Owner

> "I do not like that I have to wait weeks just to change a picture on the AfterPay website and I always get the run..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3299493)

CK

Caitlin K.

Assistant Practice Manager

> "I love the ease of paying off your balances."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6497392)

LD

Leticia D.

CEO

> "The dashboard doesn't give much information, like when deposits were sent and when they will be arriving to the bank."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3296476)

NO

Nicky O.

Independent Stylist

> "I liked that I was able to purchase and item and make payments instead of paying all at once."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6226132)

CA

Celine A.

CEO

> "it's too expensive compare to regular payment methods and now that shopify launched the same with same pricing I..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255903)

AZ

Alexis Z.

Teacher

> "I like that I can pay a purchase over time with 0% interest."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258)

JR

Jennifer R.

owner

> "When we have a return / exchange / cancelation - it's just not as straightforward as when they pay a traditional way."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255970)

BM

Blake M.

Author

> "It’s been easy and it makes getting everything I need convenient."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755)

SB

Shannon B.

Owner

> "The fees are a little high and it takes a while to get your funds after someone purchases a product."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256042)

NR

Norma R.

Assistant Manager

> "I love that you can buy things and make payments through afterpay."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814)

KM

Kyle M.

Director of Client Services

> "It was also difficult to find how to adjust the minimum order value to qualify for Afterpay use."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3297573)

TH

Tamara H.

Office Administration

> "Afterpay has been a great addition to everyday life and we will continue to use this as customers seem to enjoy it..."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964)

SR

Stephanie R.

Esthetician

> "I would say I do have a hard time trying to reach out because they don’t make the contact info accessible."

[See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256068)

[View Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/)

## User interface

No images or videos  
provided by vendor

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)

4.57 (308)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Shift4

Top features

13/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/70936/Shift4/#features)

Afterpay

11/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/229452/Afterpay/#features)

### Recognition

No recognitions have been awarded to Shift4

Afterpay is recognized as a top-rated tool in 2 Capterra Shortlist reports

Best Value Payment ProcessingSoftware (2022) 

### Deployment & support

Shift4

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Afterpay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Shift4

-   By Shift4
-   Located in United States
-   Founded in 1994

Afterpay

-   By Square
-   Located in United States
-   Founded in 2009

## Popular Comparisons

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.51 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

3.7

Features

4.6

3.8

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/70936-207944/Shift4-vs-PayPal)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

4.6

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-229452/PayPal-vs-Afterpay)

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.51 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.7

Features

4.6

3.8

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/70936-222572/Shift4-vs-Venmo-)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay)

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.51 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.7

Features

4.5

3.8

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/70936-123889/Shift4-vs-Stripe)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-229452/Stripe-vs-Afterpay)

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.51 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.7

Features

4.6

3.8

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/70936-170278/Shift4-vs-Square-Payments-Processing)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-229452/Square-Payments-Processing-vs-Afterpay)

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.51 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

3.7

Features

4.5

3.8

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/70936-275802/Shift4-vs-Square-Point-of-Sale)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.2

4.6

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-229452/NetSuite-vs-Afterpay)

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.51 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

vs

[Nomod](https://www.capterra.com/p/176749/Nomod/)[4.81 (356)](https://www.capterra.com/p/176749/Nomod/reviews/)

Contact vendor for pricing

Price

$1one time

3.7

Features

4.7

3.8

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/70936-176749/Shift4-vs-Nomod)

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.6

Features

4.5

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/229452-275802/Afterpay-vs-Square-Point-of-Sale)