# Compare Shift4 vs Cash App 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Shift4 and Cash App based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/70936-246167/Shift4-vs-Cash-App

---

# Shift4 vs Cash App Features and Cost Comparison

Last updated June 25th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Shift4Cash App2/4 selected

[Shift4](https://www.capterra.com/p/70936/Shift4/)[3.5 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

[Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (698)](https://www.capterra.com/p/246167/Cash-App/reviews/)

[## Shift4](https://www.capterra.com/p/70936/Shift4/)[3.5 (114)](https://www.capterra.com/p/70936/Shift4/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.5

Functionality

3.7

Ease of Use

3.8

Customer Service

3.4

Reviews Sentiment

SB

Based on [114 reviews](#user-reviews)

Positive

70

Neutral

3

Negative

41

[## Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (698)](https://www.capterra.com/p/246167/Cash-App/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.3

Functionality

4.3

Ease of Use

4.5

Customer Service

3.5

Reviews Sentiment

Based on [698 reviews](#user-reviews)

Positive

571

Neutral

53

Negative

74

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### ePayPolicy

4.9 (258)

* * *

Starting Price

$25.00

Per Feature,Per Month

Free Trial

Free Version

* * *

User rating

99%

of reviewers  
rated it above 4 stars

* * *

### Stripe

4.6 (3,354)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

93%

of reviewers  
rated it above 4 stars

* * *

### Cryptomus

4.8 (64)

* * *

Starting Price

€0.00

Free Trial

Free Version

* * *

User rating

98%

of reviewers  
rated it above 4 stars

* * *

### Ivorypay

0

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

0%

of reviewers  
rated it above 4 stars

* * *

## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

5.0

Online Payments

1.5

Payment Fraud Prevention

NA

Debit/Credit Card Processing

2.2

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.0

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

3.5

User reviews[114](https://www.capterra.com/p/70936/Shift4/reviews/)

Ease of use

3.8

Functionality

3.7

Value for money

3.5

Customer support

3.4

User satisfaction

4.2

User reviews[698](https://www.capterra.com/p/246167/Cash-App/reviews/)

Ease of use

4.5

Functionality

4.3

Value for money

4.3

Customer support

3.5

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Shift4 provides end-to-end payment processing solutions for Food & Beverage, Hospitality, Sports & Entertainment Venues, eCommerce, Casinos & Gaming, Retail, and Specialty merchants.

Best for

Not provided by vendor

## User reviews

Pros & cons

VR

Verified Reviewer

Manager

> "Not yet started, working on menu and modifiers, will be back soon to update my review , hoping they add..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6881164)

CB

Cody B.

Owner

> "The service is absolutely atrocious, we went hard down 3+ times in a 6 month period (meaning we could not..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7093514)

SF

SYLVAIN F.

GM

> "We have been customer with POS touch and Shift4 for about 10 years. When we switch to an other provider for..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6852860)

JL

Jasper L.

Owner

> "We sent multiple formal notices by letter, email, and phone to close the account. Despite this, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

ZB

Zach B.

Bartender

> "The fact that we can take every form of payment and it’s an extreme update from our pos that ran on windows..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080749)

HM

Hussain M.

Manager

> "very bad and when we closed our business, they did not want to cut the account, and they keep sending us..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7083709)

AR

ANDRES R.

Systems Administrator

> "For the most part it's a great product, issues are very rare and when they come up it's easy to fix."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6805798)

HM

Hussain M.

Manager

> "not much, they are bad at customer delivery and also the system so complicated and not very friendly"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7083709)

OB

Oluwatoyin B.

Owner

> "I also like how it prints receipts for the customers and has a loyalty program."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6290589)

JL

Jasper L.

Owner

> "We’ve documented over 30 instances where we had to call in, escalate to senior managers, and yet never..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

RG

Roberto G.

CEO

> "This has significantly improved the efficiency of our operations and reduced wait times for customers. Plus,..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4882579)

JL

Jasper L.

Owner

> "We explicitly informed them they were not authorized to bill our account and were forced to issue a STOP..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

JP

Joe P.

Owner

> "Initally they were great, and setup was simple, the rates looked good."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

JP

Joe P.

Owner

> "They were great at first, then when it came time to close the account, suddenly no one would respond, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

MR

Milton R.

Owner

> "The standout aspect of Shift4 POS at Rico's Chicken is its comprehensive functionality."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6151209)

VR

Verified Reviewer

Integration Specialist

> "Poor customer service with bad technology for transacting in the hotel industry."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6856453)

RW

Roger W.

Owner

> "Pretty prompt with processing. "

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797620)

CS

CARLOS S.

CIO

> "Too many glitches, many transactions are going into shift4 but not back into POS so the batch auditing is..."

[See full review](https://www.capterra.com/p/70936/Shift4/#SoftwareAdvice___6569142)

AW

August W.

Owner

> "The POS system was easy to understand."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6528176)

PL

Pam L.

Owner Operator

> "You must call customer service to cancel your contract, you can not email it, or send a certified letter,..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

CN

Carlo N.

Manager

> "I also like how I can track everything and access it at anytime!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6245958)

PL

Pam L.

Owner Operator

> "Even though their systems are antiquated and their local technician in Jacksonville, FL is incompetent, they..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

MM

Mike M.

Owner

> "Being able to reach someone at any time is very helpful."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6203109)

SF

SYLVAIN F.

GM

> "The service is probably the worse possible and it's almost impossible to talk to someone, they do that on..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6852860)

AW

Alicia W.

Owner

> "We chose Skytab for our new restaurant and they had us up and running within a week!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

JS

Jason S.

President

> "It was not until we were cancelling our Shift 4 account that they tried to correct their incompetence and..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797820)

SS

Sandy S.

Administrative Assistant

> "Easy integration into resort software when it started. "

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4991610)

AR

ANDRES R.

Systems Administrator

> "The issues that sometimes come up is it will not take a card with a long expiration date."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6805798)

TB

Taylor B.

Bartender

> "He helped us so much with the switch from shitty digital dining"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080753)

DS

David S.

Owner

> "My monthly % cost went up every month (from about 2.8% to 3.7%), and I had to call for repeated errors where..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

SS

Sam S.

Owner

> "This switch from PosiTouch to SkyTab was effortless."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5004501)

KL

Kent L.

General Manager

> "the company lied about reducing there merchant fees and percentage when we came across and less expensive..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6462226)

IA

Iris A.

MANAGER

> "At the begining was kind of diferent but soon we love it because everything is easier to use"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4955699)

MZ

Maksim Z.

Co-CEO

> "Once installed had to spend a great deal of money trying to get it to work for us, with in the end the tech..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

AW

Alicia W.

Owner

> "Our staff caught on quickly to the program and are loving the handhelds!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

JL

Jasper L.

Owner

> "We’ve been fed excuse after excuse, and this ordeal has been a massive financial and operational headache."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___7036274)

AW

Alicia W.

Owner

> "Responsiveness of the Skytab team, we were up and running in a week."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4935868)

VR

Verified Reviewer

Owner

> "They said that was a "SEC Security Fee for the previous year" and would do nothing to help unless I started..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6645052)

RT

Rodi T.

Owner

> "Finding items on there is easy as well."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4953454)

MR

Mary R.

Owner

> "I needed to return equipment and my town was evacuated for flooding."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

TA

Tariq A.

Ceo

> "The entire team is responsive and we never have to wait very long for support"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6185205)

CM

Chris M.

Owner

> "This is a big company that purposely tells u something and then has fine print to contradict what they say."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6842698)

DB

Dale B.

Owner

> "Good value for the money, less fees then Quickbooks"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4920323)

BJ

Bruce J.

CPA

> "Further more if they tell you they will have someone get back to you, give it up because you will not, in..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6561405)

BB

Brad B.

Bar manager

> "I’ll recommend this to everyone just based on the tech’s knowledge an willingness to help with every..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080709)

MR

Mary R.

Owner

> "Customer service was rude and very horrible to me over the phone, they showed zero compassion with my..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

GB

Gregory B.

Owner

> "The support team was extremely helpful and available when needed."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5014599)

JP

Joe P.

Owner

> "Another couple months passed and $900 was taken out of my account with no notice or warning."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

JC

Joaquin C.

Owner

> "I highly recommend this system to anyone who is looking into POS systems for their business/establishment."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4928823)

PMA

Peter M A.

Manager

> "It has been very difficult getting all of the various modifiers correct so that all of the options are..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

DS

David S.

Owner

> "Local sales guy was nice, appeared to be knowledgeable."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

MZ

Maksim Z.

Co-CEO

> "We were lied to on the phone about the software, told it had capabilities that it did not."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

EF

Eric F.

Owner

> "I had no idea how to start and the set up was easy, fast and I get reliable processing for less than other..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___3729754)

JS

Jason S.

President

> "cancellation fees even after their incompetence."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797820)

PM

Pako M.

Manager

> "Very good product and customer service"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4912249)

JP

Joe P.

Owner

> "Its so far a mess and they just keep blaming other departments and have no interest in doing anything about..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6555321)

AN

Amy N.

Manager

> "Very easy to understand and implement."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4968907)

PL

Pam L.

Owner Operator

> "They would send out the same local technician who could not solve the problem for four years."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6442185)

BB

Brad B.

Bar manager

> "So easy to use!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5080709)

DS

Danielle S.

Manager

> "I hate the process of putting in an order I hate that orders disappear I hate everything down to the size of..."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6188493)

PMA

Peter M A.

Manager

> "Very user friendly."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

VR

Verified Reviewer

Owner

> "I do not appreciate being held hostage to get reasonable customer service."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6645052)

RK

Richard K.

Operating Partner

> "Sales Rep was AWESOME!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4938274)

JS

John S.

Owner

> "No escalation process is ridiculous."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6640045)

PH

Patrick H.

Owner

> "Extremely User friendly."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5050859)

RW

Roger W.

Owner

> "Terrible problem resolution procedures."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6797620)

PM

Pako M.

Manager

> "Every single part of it, very friendly software"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4912249)

CM

Chris M.

Owner

> "They try to be toast but it’s half ass."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6842698)

CH

Charlotte H.

Ceo

> "I was nervous, but this company is the real deal!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___5093839)

CN

Carlo N.

Manager

> "I also think the reports it gives you can get super confusing and it gives you al lot of excess information."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6245958)

SP

Sijce P.

Operations Manager

> "Easy to use software."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4928492)

JT

Joe T.

President

> "My best advice is forgo any bells and whistles Shift4 claims as their support is non existent."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6209798)

BP

Bruno P.

Owner

> "easy setup and adjustable to my needs!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4927907)

LG

Linda G.

Owner

> "That everytime there is an update it screws up all my computers for at least one whole day."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4938916)

PMA

Peter M A.

Manager

> "Our rep Dave Meslin is the absolute best!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4939759)

DS

David S.

Owner

> "Be wary, the service is mediocre, and they will absolutely try to cheat you if you cancel with them."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6104878)

SO

Stephanie O.

General Manager

> "The search and layout is easy on the eyes when looking for a transaction."

[See full review](https://www.capterra.com/p/70936/Shift4/#SoftwareAdvice___3747124)

MZ

Maksim Z.

Co-CEO

> "Truly a garbage software garbage hardware and horrible customer support!"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6749229)

ST

Stevi T.

General manager

> "We were able to have an easy transition to a new updated system."

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___4891431)

MR

Mary R.

Owner

> "Customer service at this company is a joke"

[See full review](https://www.capterra.com/p/70936/Shift4/#Capterra___6779305)

[View Reviews](https://www.capterra.com/p/70936/Shift4/reviews/)

AC

Andrea C.

Controller

> "I like that I can easily transfer money to my children via Cash App and that it gives me the ability to see what they are spending their money on."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873)

RH

Reagan H.

Optician

> "The only thing that I dislike about Cash App is that when you are in the app and you want to do an instant withdraw into your account, it takes a..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556)

VR

Verified Reviewer

Owner

> "It’s a reliable app for quickly sending and receiving money, especially for everyday transactions with friends, family, or small businesses."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170)

MG

Milagros G.

Content creator and Social Media Manager

> "Unfortunately, this application is frequently used in online fraud and theft; although, over time, certain modifications have been made to make it..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400)

BH

Brian H.

Owner

> "I like that cashapp provides the ability to instantly send and receive funds at the push of a button."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7175200)

Steven Craig W.

Software Reviewer For Capterra

> "Cash app is not a very good tool however when sending high amounts too many times can lead to suspicious or flagged status and causes full..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421)

VR

Verified Reviewer

Student

> "I also think the boost rewards are great because you can save a couple bucks on coffee or groceries just by using the cash card at certain places."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545)

KS

Keneila S.

Head spa technician

> "It does have a bit of a learning curve, not a huge fan of looking for the scanning code throughout the whole app and not a great value, I feel..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7114900)

OG

Olivia G.

Teacher

> "I can easily manage my card balances online and process payments online."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556)

BH

Brian H.

Owner

> "If i had to point out a dislike about the service it would be the mandatory feature of having to say what the transfer is for."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7175200)

PK

Paul K.

President

> "Cash App is an excellent platform for payments, card management, and payment processing!"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7154335)

VR

Verified Reviewer

Student

> "The customer support is definitely the weakest part because its really hard to get a real person on the phone if something goes wrong with a..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545)

PT

PEIYUAN T.

associate director

> "It serves as a strong choice for those looking for a free, mobile-friendly way to manage their tax filing."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7084393)

MG

Milagros G.

Content creator and Social Media Manager

> "What I liked least is the limited customer support and the potential risk when sending money, since transactions aren’t always easy to reverse."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400)

VR

Verified Reviewer

Student

> "sending money to friends is almost instant and all you need is their cashtag which is way easier than asking for bank details."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545)

JB

JULI B.

office manager

> "I have found more fraud tends to happen with this app than others and difficult to back track to find where it came from."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7174535)

AC

Andrea C.

Controller

> "I am able to keep track of my kids' spending as well as budget their chore money."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873)

Trinidad F.

Autonomous Remote Assistant

> "I feel like the percentage Cash App takes from each transaction could be much lower."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093508)

VR

Verified Reviewer

Owner

> "The app is very user-friendly—you can transfer money in seconds without dealing with complicated steps or long processing times."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170)

Steven Craig W.

Software Reviewer For Capterra

> "Cash app is not a very good tool when sending high amounts to often leading to full suspension of account when all the payments are for work being..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421)

LP

Lexus P.

CEO

> "I like using it to pay more than to receive money due to the fact that it charges you to receive your money within a reasonable time frame."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205)

Jeff M.

SEO Manager

> "Customer support is tough to reach, delays on issues are a bit longer than I'd like."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991)

LB

Lauren B.

Lead Content Creator

> "Cash App lets linking debit card in a blink and even stocks slice‑buying, all with mostly no extra cost, it was just magic‑fast."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804019)

SO

Shelly O.

DSP Caregiver

> "I do not like ATM fees and its annoying only able to link one outside financial debitcard at a time to fund my cash app."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907)

Paige F.

Lead painter

> "everyone has a cash app account, or almost everyone and it's widely accepted, easy to setup your account, versatile from sending to receiving..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264)

ZN

Zalman N.

Operations Manager at MCA Track and GoACH

> "Fees could be a bit high for certain types of withdrawals or instant transfers."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968)

NHH

Nguyen H. H.

Deputy Service Manager

> "It is straightforward and easy to use, requiring minimal staff training, and payment processing is fast, thus improving things for the staff."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7167457)

CC

Cassandra C.

UX Quality Assurance

> "Additionally, given their crypto transaction practices, these problems are a deal breaker for the user who is risking a significant amount of..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6591912)

BL

Brooke L.

Owner

> "Payments are received quickly and payment processing is hassle free."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7172241)

KM

Kortnee M.

Chief Executive Officer

> "Financial records have been withheld from me when requested, accounts deleted with no clear reasoning, and even now – I do not have full access to..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797)

RH

Reagan H.

Optician

> "Overall I absolutely love Cash App and it is my main form of sending and receiving money when I need to."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556)

SO

Shelly O.

DSP Caregiver

> "Cash App charges 2.50 and the owner of ATMs charge minimum 2.50 as well so i found myself spending hundreds in fees because i needed a 20 here or..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907)

HW

Hannah W.

Tax Accountant

> "It transfers money faster than any other platform I've used and I can always rely on it."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7082926)

LP

Lexus P.

CEO

> "It takes too long for your money to come if you choose not to pay to receive your money instantly."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205)

EM

Emily M.

HR Generalist

> "I have enjoyed using Cash App, but I do have a limited number of recepients due to the variety of options people can choose from for money..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6662300)

NM

Nafula M.

Owner

> "That it makes it hard to get a refund although you will still get one and maybe a process for any fraudulent charges made on your account."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6806232)

NHH

Nguyen H. H.

Deputy Service Manager

> "It is also easy to use, When new hires join, they only need some time to get used to it and that will save me from spending time explaining things."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7167457)

EH

Elizabeth H.

Myself

> "I felt insecure about giving my personal banking info, felt there were not enough checks in place."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7069494)

SH

SHERREE H.

Owner

> "I used Cash App in the past then ended up loading the app when I got a new phone. But it was a simple process once downloaded to get all my..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044)

SH

Shannel H.

dispatcher

> "Some snags, having to update the app and customer support was long and not very helpful."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7012454)

VR

Verified Reviewer

Student

> "Its super convenient for quick payments and perfect for casual everyday use though."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545)

Michelle D.

Multiple Roles

> "I have had one transaction that was a scam for concert tickets and they don't or didn't have payment protection at that time."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145)

TG

Tiffany G.

Building service worker

> "Then finally its a bank account itself so if you choose you can use it at such, and it offers early pay and along with cash advances if approved!!!"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6705306)

AS

Alexis S.

Owner

> "They are not timely with fraud either."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7096310)

BL

Brooke L.

Owner

> "It’s super easy to manage your cards on this software as well!"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7172241)

RG

Renee G.

Owner

> "Also, because there’s limited buyer protection, scams are a risk—and Cash App doesn’t always help recover your funds."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019)

BL

Blake L.

graphic designer

> "I like it because there are free money transfers and no account fees same as direct deposit and investment capabilities."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6811290)

TS

Taylor S.

Students Director

> "Using Cash App for business payments isn't something I am completely comfortable with."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7042469)

MW

Meegan W.

Educator

> "The interface is clean, fast, and super easy to figure out, even if you’re not great with tech."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7145817)

KK

Kennedy K.

Business Support Specialist

> "I feel as though Cash App is not as secure as other money transferring apps such as venmo, or Paypal."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6688605)

SK

Selin K.

Director of restaurant operations

> "My overall experience was great and I still use cash app monthly. Whether it’s to Venmo friends or payments from clients at work!"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6864761)

Jay S.

Owner

> "Sometimes certain charges will will freeze up your account and it takes some time with customer service to fix it on occasion."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6667457)

Jeff M.

SEO Manager

> "Super low learning curve and solid value for everyday use."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991)

SD

Stephanie D.

Owner

> "Without any explanation or proof that you violated a term or condition."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7173997)

VR

Verified Reviewer

Owner

> "Transactions could happen alot faster and cost less for the instsnt fee"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273)

RA

Robert A.

former HOA President

> "I tried several different ways to get deposits in to my account and all of them were blocked, and this is using a personal debit card titled in my..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#GetApp___6022114)

MC

Mariya C.

Owner

> "So cashapp has a bitcoin option, they alert you of any suspicious activity on your account, you can pay and accept a payment from just about..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6286880)

MG

Monche G.

CEO

> "The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6457695)

VR

Verified Reviewer

Reseller

> "What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6325633)

NL

Nick L.

Talent Buyer

> "The fees are substantial and its hard to link multiple bank accounts"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6744854)

Steven Craig W.

Software Reviewer For Capterra

> "I like cash app for birthday money from friends and other's or sometimes to buy stock inside of the app."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421)

BF

Bernardino F.

Owner

> "They just block my transactions for more tham 3 days with no reason and no explanation."

[See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6450325)

VR

Verified Reviewer

Owner

> "I like how easy it is to receive payments and most of my customers have a cash app account so the platform is trusted."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273)

SH

SHERREE H.

Owner

> "Lately had issues with putting in a person's name, instead of their number, to find who I'm looking for."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044)

OG

Olivia G.

Teacher

> "Overall, my experience has been good and I haven’t had any issues so I’ll continue to use it versus other applications that are similar"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556)

MM

Megan M.

Owner

> "What i don't like about cash app is if you send the wrong person money you cant get it back unles"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6737342)

ZN

Zalman N.

Operations Manager at MCA Track and GoACH

> "The security and speed of transactions made it a real asset."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968)

Paige F.

Lead painter

> "what activity.. 3 transactions .. no more than 75 dollars really .. that is what they said and there is nothing I can do to defend myself or clear..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264)

NF

Nathaniel F.

Owner

> "It makes it very simple to send and recieve money from friends and just as easily accept payments from customers."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804310)

EB

Eric B.

Owner

> "Several years ago, my Square account was permanently closed due to an alleged violation of company policies."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6611040)

Amee P.

Owner

> "It is easy to use. Whether it's adding money, using the card, sending or receiving money, it's all super simple."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7055504)

MJ

Markisha J.

Sales managment

> "if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into..."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6332036)

KP

Katina P.

Author and Notary

> "It is very simple and I like that there are no fees if you wait 2 days to get your money. "

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7004014)

CM

Casandra M.

Hone representative

> "They took my depositing money feature away for no apparent reason. "

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6396448)

LL

Leah L.

Study Coordinator

> "I also like the option to create a savings account through Cash App."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6669897)

KR

Kevin R.

President

> "I would recommend running 180 degress away from this application based upon customer support alone."

[See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6579493)

TD

Thomas D.

Owner

> "I like that I can add cash and withdraw cash in minutes f"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6763023)

KR

Kevin R.

President

> "If you have a problem, you are basically out of luck as customer support is completely dysfunctional"

[See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6579493)

Michelle D.

Multiple Roles

> "I like that it is now being integrated as a payment solution through many payment interfaces"

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145)

SD

Stephanie D.

Owner

> "Truly a unreliable payment source."

[See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7173997)

[View Reviews](https://www.capterra.com/p/246167/Cash-App/reviews/)

## User interface

No images or videos  
provided by vendor

[Cash App](https://www.capterra.com/p/246167/Cash-App/)

4.23 (698)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Shift4

Top features

13/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/70936/Shift4/#features)

Cash App

6/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/246167/Cash-App/#features)

### Recognition

No recognitions have been awarded to Shift4

No recognitions have been awarded to Cash App

### Deployment & support

Shift4

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Cash App

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Shift4

-   By Shift4
-   Located in United States
-   Founded in 1994

Cash App

-   By Square
-   Located in United States
-   Founded in 2009

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4.8

[View full comparison](https://www.capterra.com/compare/70936-176749/Shift4-vs-Nomod)

[Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (698)](https://www.capterra.com/p/246167/Cash-App/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.3

Features

4.5

4.5

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/246167-275802/Cash-App-vs-Square-Point-of-Sale)