# Compare Sage Intacct vs Zoho Invoice 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Sage Intacct and Zoho Invoice based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/76-163114/Intacct-vs-Zoho-Invoice --- # Sage Intacct vs Zoho Invoice Features and Cost Comparison Last updated May 14th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Sage IntacctZoho Invoice2/4 selected [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) [## Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price Contact vendor Value-for-Money 4 Functionality 4.2 Ease of Use 4.2 Customer Service 4 Reviews Sentiment NH Based on [684 reviews](#user-reviews) Positive 592 Neutral 69 Negative 23 [## Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.6 Ease of Use 4.7 Customer Service 4.5 Reviews Sentiment Based on [823 reviews](#user-reviews) Positive 789 Neutral 28 Negative 6 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 15,181 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 73%Fit Missing features Not enough reviews Feature ratings Invoice Creation 4.8 Invoice Processing 4.5 Payment Processing 4.6 Credit Card Processing NA Quotes/Estimates 5.0 74%Fit Missing features Feature ratings Invoice Creation 4.8 Invoice Processing 4.7 Payment Processing 4.5 Credit Card Processing 4.2 Quotes/Estimates NA User satisfaction User satisfaction 4.3 User reviews[684](https://www.capterra.com/p/76/Intacct/reviews/) Ease of use 4.2 Functionality 4.2 Value for money 4.0 Customer support 4.0 User satisfaction 4.7 User reviews[823](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.7 Customer support 4.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Best for growing organizations exceeding $5M in annual revenue seeking robust cloud accounting/financial software for real-time reporting & automation to streamline operations & support scalability. Best for Zoho Invoice is the perfect invoicing tool for freelancers and small business owners. It caters to the needs of every size of business, especially small businesses. ## User reviews Pros & cons NH Nicole H. Finance Team Leader > "The dashboards and custom reports provide clear, real-time insights, and the automation of processes like journals and approvals saves significant..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142454) HJ Heather J. Accounting Manager > "On top of that, the learning curve is steeper than the sales process suggests, the UI feels dated in places, and support response times can vary..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7149321) JW Joey W. Staff Accountant > "Its customizable dashboards and robust reporting tools allow quick access to key financial insights, helping with faster and more informed..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142171) RD Ross D. Corporate Controller > "This makes searching for transactions and trying to follow what happened in the system very difficult because I'm not able to view all the info I..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258) HK HEMANT K. Manager > "The dimensional accounting model and real-time dashboards significantly improved financial visibility and decision-making, while features like..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304) HJ Heather J. Accounting Manager > "Every improvement or new capability they roll out and market seems to come with a separate SKU and another line on the invoice, so the "all-in"..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7149321) TZ Toni Z. Finance manager > "Some of the most likeable pros with Sage Intacct are the cloud access anywhere without VPNs or desktop installs, the growing automation technology..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139251) RD Ross D. Corporate Controller > "Additionally, it feels like I'm not able to customize reports to provide all the information I need in one place." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258) HK HEMANT K. Manager > "It is a robust, cloud-native financial management system that delivers strong core accounting, excellent reporting, and solid scalability for..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304) HD Haley D. Accounting Admin > "Certain entries are unable to be deleted permanently rather there is a "reversed" option which essentially does perform the same act however still..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619) AS Alex S. Director of Financial Operations > "The dimensional reporting is a standout feature, allowing for detailed insights across programs, locations, and funding sources without..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224) AP Andrew P. Director of Finance > "During file imports when the import has an issue, the File import error messages are pitiful. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135235) BT Bob T. COO > "Perhaps most valuable is the integration with our CRM, allowing for real-time record keeping and better coordination between finance and revenue..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144458) DS David S. President > "Cost is becoming unreasonable from initial start of contract. Despite discussions about this, the account manager continues to try and get more..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080298) JG Jenifer G. Director of Finance > "With Sage Intacct, we’ve moved from managing two different financial systems to one streamlined system with real-time financials, making everything..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141603) RD Ross D. Corporate Controller > "Then once the GL data is displayed, I'm not able to sort it in any way (largest to smallest, etc.)." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258) RK Raiyan K. Accountant > "Some of their features of invoice management and payment processing is game changer knowing how easy the interface is and how easily you can..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050465) LJ Laura J. CFO > "What we like least about Sage is inability to correct invoices in AP or AR after paid and not having automated fund balancing." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167) AG Alina G. Accounting Manager > "Being able to use enter company allocations, and the open API allows integrations with ADP and ramp and any other software" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140782) LB Liz B. Supervisor, Finance Support > "Sometimes troubleshooting issues is hard or diving into objects that show up on audit logs is hard to back into." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142236) SK Sandy K. Senior Vice President of Finance > "Product has all the modules we need for our accounting and the ability to keep track by contract for contract reporting." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135292) CS Christopher S. Accountant > "One of my employees has an issue where the functionality of Sage Collaborate stopped working and it has been almost a month with no resolution." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082885) SB Shawna B. Accountant > "After implementing automation, we eliminated a lot of repetitive tasks in AP/AR and month-end, which significantly improved accuracy and turnaround..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050225) LP Lisa P. Controller > "There are some data fields that I have been unable to locate in the past when trying to create a report." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139238) SC Sandy C. SVP Finance > "Scalability to our needs allows us to get started now, knowing that we can add more locations and entities as we grow and evolve" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140781) EB Emma B. Financial Controller > "It can be difficult to follow a trial of what has happened in the system as it will only bring back a limited amount of information." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141009) BT Bob T. COO > "It’s a strong platform for organizations that value control, visibility, and integration—especially if you’re willing to invest a bit of time in..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144458) PR Patrick R. Account Manager > "The system can overcomplicate routine workflows, especially if you’re not deeply trained." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144357) PM Phillip M. CFO > "Real-time access, clear audit trails, and solid internal controls make audits smoother and reduce manual reconciliations." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702) CN Christina N. Controller > "Sage reporting is terrible. If you add an account it does not automatically add to your reports." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390) JW Jade W. controller > "Strong automation capabilities across core accounting workflows like journal entries, consolidations, and reporting." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480) KAG Kelsie-Ann G. Financial manager > "Debtors/creditors age analysis report is set on days not months ... probably the most frustrating part." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135683) CS Craig S. Vp of finance > "As a result, our team is able to close books faster, make more informed decisions, and focus more on strategic initiatives rather than routine..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141477) MM Matt M. VP CFO > "Bugs and Issues - my background is IT and I am shocked at the number of bugs and issues we continue to face." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080314) PM Phillip M. CFO > "Sage Intacct is a strong fit for nonprofits that need transparency, compliance, and multi-dimensional financial insight." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702) EK Ebony K. Director of Accountijg > "Inability to edit credit card transactions." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141595) HK HEMANT K. Manager > "Overall, it felt like a modern, cloud-native ERP that delivered strong controls and transparency while still being flexible enough to adapt to..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304) JC Jacob C. CEO > "The onboarding and configuration was handled so poorly that we haven't been able to close our books for almost a year." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7056057) ML Miriam L. owner > "intacct is the gold standard of accounting software and is AICPA approved so it has the aiblities to do more than most" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140010) EK Eileen K. Controller > "I don't like that you have to pay to access educational material on your platform, that should be at no cost." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135359) JW Jade W. controller > "It significantly reduces manual work, improves accuracy, and provides real-time visibility into financials." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480) TM Travis M. Accountant > "Issues with AP AI and not reading embedded stamps." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141474) JC Jackie C. Director of Finance > "The implementation was pretty easy, the various input screens within the applications are similar, so training is easier, the many dimensions and..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840) JM John M. CFO > "certain things like reporting and invoices etc are very complicated and difficult to make updates to ." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682) AS Alex S. Director of Financial Operations > "In terms of value for money, Sage Intacct delivers a high-quality solution that scales well as organizational needs evolve." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224) AM Anita M. Finance director > "This process is creating hundreds of account code combinations and making the audit much harder" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010847) EW Elizabeth W. Chief Financial Officer > "We are able to integrate purchasing, payroll, timesheets and other activities with ease." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142068) VR Verified Reviewer Controller > "Biggest complaints my staff have had with using Sage Intacct is that it isn't as easy to delete or correct mistakes like in QuickBooks Online." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531) AW Amber W. Senior Director of Finance > "It allowed us to report from various angles which helps with efficient decision making." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339) LJ Laura J. CFO > "I like the product more than our prior software, however, the implementation company we used was terrible and I feel like we are not getting the..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167) PR Patrick R. Account Manager > "This is particularly important for companies experiencing growth or dealing with complexity, such as multiple subsidiaries, currencies, or entities." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144357) BL Ben L. CFO > "We feel like we are not a valued customer even though we have been using the system for almost 6 years now and have increased our volumes..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142858) AC Allie C. Manager > "The console allows us to easily switch between clients and see each of their instances." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141473) JCY Julian Christian Y. Accounts Payable Specialist > "Certain reports you cannot filter down or modify." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7136928) VR Verified Reviewer Controller > "Integration with Rippling Payroll and Rippling Spend has streamlined our workflows, especially in payroll and expense management." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563) JP Jennifer P. Manager of Finance and Administration > "The AP approval process is not as custom as we thought. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142307) HD Haley D. Accounting Admin > "With Sage Intacct I have had the pleasure of being able to use its advanced financial reporting for otherwise complex business structures." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619) CC Cory C. CFO > "Very poor implementation, worst of any implementation ever completed of an accounting or ERP system." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080488) VR Verified Reviewer Controller > "The ability to use customized fields, dimensions, reports, etc. makes it far superior to other accounting software." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531) ZG Zachary G. Director of Finance > "The most difficult things in Intacct has been the customer report writer." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139244) LP Lisa P. Controller > "The ability to take a report, save it and customize it helps us tremendously." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139238) BN Branden N. Carpenter > "It’s hard to get your general ledger to balance every month and to upload my checks, especially with the positive pay service" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6784011) PK Patricia K. VP, Finance and Operations > "it enables the accounting team to be hyper efficient and focus efforts on higher level tasks. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719) CN Christina N. Controller > "Its also extremely difficult to learn how to create and manipulate reports. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390) NM Natasha M. Controller > "User friendly, the best reports that allow you to drill down into each entry- multi date income and balance reports, upload payroll" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495) JL Juanita L. Accounting manager > "We are still in the implementation phase, it is hard to understand when you haven’t run thru a complete process" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142355) JW Jade W. controller > "The multi-entity and SaaS-focused features are especially valuable for scaling organizations." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480) NB Nicole B. Controller > "The fixed asset module is cumbersome versus what I would expect." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7112218) MF Mitch F. HR Data and Insights > "It delivered precise calculations and offered a comprehensive solution for handling employee payments, which was crucial for accurate payroll..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305) AW Amber W. Senior Director of Finance > "I wish there were more canned reports that can be edited." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339) ZG Zachary G. Director of Finance > "A big piece of this is the large number of marketplace partners providing third party solutions to expand Intacct." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139244) NM Natasha M. Controller > "Customer support can be difficult to get through to if you’re in Canada- sometimes you can get transferred a few times." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495) CS Courtney S. Accounting Supervisor > "Overall, it has increased our efficiencies, saved time, allowed for easier reporting structure and reporting options to provide to management." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7001244) CN Christina N. Controller > "We have to pay for an add on from Armanino which is not ideal." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390) AK Abby K. Accounting Manager > "Sage Intacct's customizable reporting and dimensional tracking made financial analysis much easier for our team." [See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257) MQ Mike Q. CFO > "The reporting and features are way behind other similarly priced products." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139524) SB Stacy B. Senior Director of Finance > "It's good, the software needs to have more flexibility when trying to change information or delete certain things" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7085660) KAG Kelsie-Ann G. Financial manager > "Cannot process a refund on a supplier/customer... silly !" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135683) PM Phillip M. CFO > "Accessible from anywhere, with strong role-based permissions and the ability to grow with the organization." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702) AK Abby K. Accounting Manager > "Also, implementation can be complex and time consuming, especially for multi entity setups." [See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257) [View Reviews](https://www.capterra.com/p/76/Intacct/reviews/) JR Julie R. Owner > "What I like most about Zoho invoices is the ability to create custom invoices and send them to my customers." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7047359) MAU Marcos Alberto U. Manager > "On the billing system although it is very complete it can be confusing for some new users, it can be difficult to..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6561443) MM Matthew M. Summer Talent Intern > "Zoho invoice is free for use making it my favorite tool for creating invoices and it makes it easier to track payment." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7052937) SK Shawna K. Executive Director > "Zoho implemented OneAuth that doesn't work so every month when I go to login & send invoices I can't" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6846447) VR Verified Reviewer Business Manager > "We are able to track our in-house lab invoices which makes it easy for me to calculate month end totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7015112) BC Bernard C. Owner > "i can't go mobile yet to make my clients receipts right there when they ask, I have to email them, and they be..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6507519) VR Verified Reviewer Writer > "You can choose from a ton of beautiful and customizable templates, add your logo and even automate recurring invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Musician > "It's also a little annoying to set up invoices for time - I work as a musician and often have to bill people for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6610151) VR Verified Reviewer Founder of NKS PVT LTD > "With the help of this I was able to send professional invoices quickly along with automatic payment reminders to my..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6462222) SS Sally S. Tutor > "I don’t like that once you set up a customer, you cannot change the monetary unit they are invoiced in once you have..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) GS George S. Senior Recruiter > "Zoho Invoice is an exceptional invoicing solution, particularly for freelancers and small businesses looking for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6617552) DY Daniel Y. Director > "Difficult to handle invoicing in more than one currency in this free version." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6430866) RT Ricki T. Owner > "It is a great free tool that makes it super easy to send invoices and collect payments together in one place" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7137830) DZ Dana Z. Owner > "It is quite a bit confusing at first, trying to figure out how to adjust the email. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6819796) Sarp O. Founder > "It succeeds in meeting all the needs of managing the very basics of accounting like creating and sending a quote, an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6653863) MAC Miguel A C. Sr. Consultant > "I use it as a replacement for quick-books that has now decided to make even the desktop version a MONTHLY..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5051167) MC Mary C. Managing Director > "Simple, high level of functionality, free for first 1000 invoices, genuinely supporting small businesses, excellent..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6743628) RR Renato R. Video Production > "Sometimes it can get complicated to understand all the different features and how they work without having to be an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6649948) NS Natalie S. Senior immigration Advisor > "Zoho invoice is free of charge and it's easy to use the pre made template to create invoce and receipts." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7068498) JL Jay L. Owner operator > "Don't like that it will erase your account if not used in 6 months." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6504558) VR Verified Reviewer Writer > "It features a dashboard where you can keep track of your business performance with insightful charts and graphs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Writer > "You can’t produce financial statements." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) ET ELAYNA T. PRESIDENT > "I LOVE THE FACT THAT ITS FREE AND STILL COMES WITH THE ABILITY TO ADD YOUR EXPENCES FOR EACH JOB SITE, AND EVEN..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6510942) SG Sunil G. Partner > "Some features are hiding and cannot be found easily." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) CH Christopher H. Owner > "The payment processing is simple and has all the features that I need for my small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7009611) TS Tiffany S. Accounting > "The Zoho product especially Zoho invoice is costly like hell" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6613947) AK Ashfak K. Senior executive > "It provides a clean, user-friendly interface that makes creating and sending professional invoices simple and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567410) AV Alan V. Assessor > "Option to email is a little difficult." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) AH Alton H. owner > "Zoho has awesome features including different payment gateways to receive credit card payments." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6490643) Pedro L. CEO > "Since it is not a certificated solution, it cannot be used in many countries where certified invoicing software is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6186398) VR Verified Reviewer Writer > "With this software, you can send invoices with ease from mobile or web and get paid quickly." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) Lynda D. business systems strategist > "when a new invoice line is entered, the empty default line remains and has to be deleted" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4815713) KD Katie D. Human Resources Generalist > "They're the way to go if you want an invoice platform with a almost seamless interface, without paying top dollar." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) VR Verified Reviewer Marketing Manager CRM > "Some features are unusable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6351595) MR Martin R. Owner > "It was an essential tool to access to invoice clients as a small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7034907) GC Gina C. Founder/Partner > "I cannot bill different currencies for the same client in different invoices. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___5017042) Sara B. Accountant > "The way I can crate and manage invoices for all customers is spectacular" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6641411) PR Peter R. Creative > "It's a shame they won't let you delete old customers on the free system but retain invoice history." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6053753) VR Verified Reviewer CRM Manager > "overall experience was very good, i used zoho invoice for sending out the invoices to my clients and vendors and..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6615579) RS Raziela S. Owner of WMA and Music teacher > "I am unable to link my bank account to zoho invoice because I am based in South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) SS Sara S. Property Manager > "I also love the level of customization regarding color scheme, logo, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) SG Shauna G. packager > "sometimes have issues." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6668593) DA Doreen A. Sales Manager > "I have had an easy time preparing invoices with the software as it deals with all areas of invoicing and reporting..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6179502) AG Adam G. Deputy executives officer > "the application is slow on mobile phones yet many user are using android phones" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4971695) KD Katie D. Human Resources Generalist > "What's also helpful is the fact that I can craft invoices in different languages." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) RS Raziela S. Owner of WMA and Music teacher > "I can't afford the dollar to South African Rand exchange rate per transaction." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) Sergio A. Director > "It has all features needed for freelancer like design of invoice, templates, tracking, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4852169) JH Jessica H. Owner and Designer > "After researching other options, I decided that Zoho Invoice no longer met my growing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) RV Rene V. Partner > "We registered our small business and didn't have capital to buy software or anything and with Zoho it was so easy I..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6655852) KM Karl M. Owner > "cant do qoutes on app without loading new items" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6005134) BB Brian B. Business Owner > "Professional and its free, makes things very easy with reports and statements for clients etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6537865) VR Verified Reviewer Director > "Need some custom editors Cannot change sequence in invoice while adding, will have to delete that line and do it..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4226294) DS David S. Customer Service Representative > "Zoho Invoice makes it super easy to create and send professional invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6692754) JB John B. director > "Nothing yet, apart from the factor two authenticator almost locked me out of my system" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___4961341) VR Verified Reviewer Digital Creator > "I like the fact it's secure by 2FA for the signing." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7019943) Bernard C. Principal Consultant > "Unfortunately, for that feature, Zoho requires an upgrade, which is understandable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6228337) Sanchita J. Technical Support Expert > "Very customizable tool according to the business requirement and needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6654042) AA Arun A. Principal Consultant > "Some features on template were difficult to customize" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6139795) SG Sunil G. Partner > "I am very happy to use this software for my quotes and billing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) KM Katleho M. Technician > "Payment options are not so accessible in my country, South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6294139) AA Angelo A. Director > "very much appreciate the free access provided to low transaction volume users." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6727935) JAK Jean-Ann K. Manager > "The fact that not all applications are available in the mobile version" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6279967) SS Sara S. Property Manager > "I really like the customization on the invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) ST Sergio T. Marketing Consultant > "This being, that whenever I update an invoice, either on my iPad or iPhone - it doesn't seem to update in real time..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4451536) AV Alan V. Assessor > "Enjoy the auto calculation of totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) BM Barry M. Director > "The pricing is too expensive for s small entity." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4937549) JH Jessica H. Owner and Designer > "This was fantastic entry-level software when my business was still very young, that allowed me to streamline invoice..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) MS Marco S. Managing Director > "The invoice email template editor was hard to use" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6137943) SS Sally S. Tutor > "I like that I was able to set it up myself with little initial knowledge of invoicing software." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) FF Frances F. Sr. Counsel > "The invoice only allows for products, so time conversions are not the best and are hard to understand." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4787509) DT Deborah T. Chief Executive Officer > "Zoho Invoice helps me generate sales receipts for my business easily and efficiently." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5079284) Nitin S. Senior Graphics Designer > "That's a little downside for me while using this tool. And their support team is a little slow in response, it took 1..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4653497) AV Alan V. Assessor > "Good at assisting invoicing process." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) DC David C. Investigator > "I do not like the layout at all and I don't understand why on earth it hasn't been updated." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4819206) EB Erhan B. Managing Director > "Brilliant system, especially since it's free and contains so much functionality." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567013) MN Marion N. Owner > "The main issue I had was that it was missing a strong estimation software that they had implemented in their CRM..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___3554793) ZM Zina M. President > "There are a lot of features that allow you to see information of each customer in a variety of ways." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4854556) AV Andries V. Car services > "Having to retype all the vehicle's details every time they come back for a car service was just painful!Now, it is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4724934) JJ JD J. Owner > "I am just a small business owner doing construction work and Zoho makes it easy for me to get my invoices out and get..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6207092) RC Raymond C. Director > "I have just had R745.52 taken from my account when trying to use MFA authentication when the notice had said that..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4775738) [View Reviews](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) ## User interface 4.29 (684) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) 4.73 (823) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Sage Intacct Top features 35/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/76/Intacct/#features) Zoho Invoice 23/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/163114/Zoho-Invoice/#features) ### Recognition No recognitions have been awarded to Sage Intacct Zoho Invoice is recognized as a top-rated tool in 5 Capterra Shortlist reports Best Value Billing and InvoicingSoftware (2026)  Best Value Billing and InvoicingSoftware (2025)  Best Value Billing and InvoicingSoftware (2024)  Best Value Billing and InvoicingSoftware (2023)  Best Value Billing and InvoicingSoftware (2022)  ### Deployment & support Sage Intacct Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Zoho Invoice Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Sage Intacct - By Sage - Located in United Kingdom - Founded in 1981 Zoho Invoice - By Zoho - Located in United States - Founded in 1996 ## Popular Comparisons [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.2 Features 4.3 4.2 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-190778/Intacct-vs-QuickBooks-Online) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $0 Price $38/month 4.6 Features 4.3 4.7 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/163114-190778/Zoho-Invoice-vs-QuickBooks-Online) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Contact vendor for pricing Price $2210/year 4.2 Features 4.4 4.2 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/76-174984/Intacct-vs-QuickBooks-Enterprise) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) $0 Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/163114-207944/Zoho-Invoice-vs-PayPal) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) Contact vendor for pricing Price $25/month 4.2 Features 4.3 4.2 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $0 Price €0.01/month 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/163114-268623/Zoho-Invoice-vs-Abby) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,038)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.2 Features 4.2 4.2 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/76-135757/Intacct-vs-NetSuite) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $0 Price $2210/year 4.6 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/163114-174984/Zoho-Invoice-vs-QuickBooks-Enterprise) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,558)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) Contact vendor for pricing Price $1922/year 4.2 Features 4.3 4.2 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/76-212058/Intacct-vs-QuickBooks-Desktop-Pro) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) $0 Price $25/month 4.6 Features 4.3 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-163114/Xero-vs-Zoho-Invoice) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,041)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) Contact vendor for pricing Price $235/month 4.2 Features 4.4 4.2 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/76-189398/Intacct-vs-QuickBooks-Online) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/) $0 Price $0/month 4.6 Features 4.6 4.7 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/163114-195165/Zoho-Invoice-vs-Bookipi)