# Compare Sage Intacct vs BILL Spend & Expense 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Sage Intacct and BILL Spend & Expense based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/76-166905/Intacct-vs-Divvy

---

# Sage Intacct vs BILL Spend & Expense Features and Cost Comparison

Last updated March 24th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Sage IntacctBILL Spend & Expense2/4 selected

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

[## Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

4

Reviews Sentiment

HK

Based on [606 reviews](#user-reviews)

Positive

521

Neutral

63

Negative

22

[## BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.5

Ease of Use

4.6

Customer Service

4.6

Reviews Sentiment

Based on [432 reviews](#user-reviews)

Positive

410

Neutral

7

Negative

15

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 10,217 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

79%Fit

Not enough reviews

Feature ratings

Expense Tracking

4.2

Receipt Management

4.4

Expense Claims

3.2

Invoice Management

5.0

Mobile Receipt Upload

5.0

73%Fit

Missing features

Feature ratings

Expense Tracking

4.8

Receipt Management

4.8

Expense Claims

4.4

Invoice Management

NA

Mobile Receipt Upload

4.7

User satisfaction

User satisfaction

4.3

User reviews[606](https://www.capterra.com/p/76/Intacct/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

4.0

User satisfaction

4.7

User reviews[432](https://www.capterra.com/p/166905/Divvy/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.7

Customer support

4.6

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Best for growing organizations exceeding $5M in annual revenue seeking robust cloud accounting/financial software for real-time reporting & automation to streamline operations & support scalability.

Best for

Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches.

## User reviews

Pros & cons

HK

HEMANT K.

Manager

> "The dimensional accounting model and real-time dashboards significantly improved financial visibility and decision-making, while features like..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

LJ

Laura J.

CFO

> "What we like least about Sage is inability to correct invoices in AP or AR after paid and not having automated fund balancing."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167)

HK

HEMANT K.

Manager

> "It is a robust, cloud-native financial management system that delivers strong core accounting, excellent reporting, and solid scalability for..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

RD

Ross D.

Corporate Controller

> "This makes searching for transactions and trying to follow what happened in the system very difficult because I'm not able to view all the info..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

AS

Alex S.

Director of Financial Operations

> "The dimensional reporting is a standout feature, allowing for detailed insights across programs, locations, and funding sources without..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

RD

Ross D.

Corporate Controller

> "Additionally, it feels like I'm not able to customize reports to provide all the information I need in one place."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

RK

Raiyan K.

Accountant

> "Some of their features of invoice management and payment processing is game changer knowing how easy the interface is and how easily you can..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050465)

HD

Haley D.

Accounting Admin

> "Certain entries are unable to be deleted permanently rather there is a "reversed" option which essentially does perform the same act however..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

SB

Shawna B.

Accountant

> "After implementing automation, we eliminated a lot of repetitive tasks in AP/AR and month-end, which significantly improved accuracy and..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050225)

DS

David S.

President

> "Cost is becoming unreasonable from initial start of contract. Despite discussions about this, the account manager continues to try and get more..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080298)

PM

Phillip M.

CFO

> "Real-time access, clear audit trails, and solid internal controls make audits smoother and reduce manual reconciliations."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

RD

Ross D.

Corporate Controller

> "Then once the GL data is displayed, I'm not able to sort it in any way (largest to smallest, etc.)."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

RW

River W.

Staff Accounting

> "I would switch accounting software in a heartbeat if it were my decision to make to one with adequate customer support, such as dedicated..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885095)

CS

Christopher S.

Accountant

> "One of my employees has an issue where the functionality of Sage Collaborate stopped working and it has been almost a month with no resolution."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082885)

PM

Phillip M.

CFO

> "Sage Intacct is a strong fit for nonprofits that need transparency, compliance, and multi-dimensional financial insight."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

LJ

Laura J.

CFO

> "I like the product more than our prior software, however, the implementation company we used was terrible and I feel like we are not getting..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167)

HK

HEMANT K.

Manager

> "Overall, it felt like a modern, cloud-native ERP that delivered strong controls and transparency while still being flexible enough to adapt to..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

BN

Branden N.

Carpenter

> "It’s hard to get your general ledger to balance every month and to upload my checks, especially with the positive pay service"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6784011)

AH

Abby H.

CFO

> "It also integrates smoothly with systems like ADP, which keeps our data consistent across platforms."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7040030)

MM

Matt M.

VP CFO

> "Bugs and Issues - my background is IT and I am shocked at the number of bugs and issues we continue to face."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080314)

JC

Jackie C.

Director of Finance

> "The implementation was pretty easy, the various input screens within the applications are similar, so training is easier, the many dimensions..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840)

JC

Jacob C.

CEO

> "The onboarding and configuration was handled so poorly that we haven't been able to close our books for almost a year."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7056057)

AS

Alex S.

Director of Financial Operations

> "In terms of value for money, Sage Intacct delivers a high-quality solution that scales well as organizational needs evolve."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

JM

John M.

CFO

> "certain things like reporting and invoices etc are very complicated and difficult to make updates to ."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682)

HR

Hayley R.

Accounts Payable Manager

> "Overall, Sage has given our team an easy to use home base for our accounting records and allows us to alter and integrate addons that..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7022703)

AM

Anita M.

Finance director

> "This process is creating hundreds of account code combinations and making the audit much harder"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010847)

AW

Amber W.

Senior Director of Finance

> "It allowed us to report from various angles which helps with efficient decision making."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339)

VR

Verified Reviewer

Controller

> "Biggest complaints my staff have had with using Sage Intacct is that it isn't as easy to delete or correct mistakes like in QuickBooks Online."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531)

VR

Verified Reviewer

Controller

> "Integration with Rippling Payroll and Rippling Spend has streamlined our workflows, especially in payroll and expense management."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563)

CC

Cory C.

CFO

> "Very poor implementation, worst of any implementation ever completed of an accounting or ERP system."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080488)

HD

Haley D.

Accounting Admin

> "With Sage Intacct I have had the pleasure of being able to use its advanced financial reporting for otherwise complex business structures."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

NB

Nicole B.

Controller

> "The fixed asset module is cumbersome versus what I would expect."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7112218)

VR

Verified Reviewer

Controller

> "The ability to use customized fields, dimensions, reports, etc. makes it far superior to other accounting software."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531)

AW

Amber W.

Senior Director of Finance

> "I wish there were more canned reports that can be edited."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339)

PK

Patricia K.

VP, Finance and Operations

> "it enables the accounting team to be hyper efficient and focus efforts on higher level tasks. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719)

NM

Natasha M.

Controller

> "Customer support can be difficult to get through to if you’re in Canada- sometimes you can get transferred a few times."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495)

NM

Natasha M.

Controller

> "User friendly, the best reports that allow you to drill down into each entry- multi date income and balance reports, upload payroll"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495)

AK

Abby K.

Accounting Manager

> "Also, implementation can be complex and time consuming, especially for multi entity setups."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257)

MF

Mitch F.

HR Data and Insights

> "It delivered precise calculations and offered a comprehensive solution for handling employee payments, which was crucial for accurate payroll..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305)

JK

Janell K.

ACCOUNTING MANAGER

> "We aren't able to batch AR Credit Card Payments or Email invoices, it must be done individually."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6421633)

CS

Courtney S.

Accounting Supervisor

> "Overall, it has increased our efficiencies, saved time, allowed for easier reporting structure and reporting options to provide to management."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7001244)

KS

Kimberly S.

CEO

> "I have one client that spent $60k on a software she didn't need because a Sage representative told her your software couldn't do what she..."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6855770)

AK

Abby K.

Accounting Manager

> "Sage Intacct's customizable reporting and dimensional tracking made financial analysis much easier for our team."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257)

AC

Amy C.

CFO

> "The budget module was a bit hard to figure out my first time. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117251)

SB

Stacy B.

Senior Director of Finance

> "It's good, the software needs to have more flexibility when trying to change information or delete certain things"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7085660)

AD

Andrea D.

chief operating and financial officer

> "Product support is spotty, especially when it comes to API integrations. And some things are very hard to do in Sage Intacct, that were..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6445497)

PM

Phillip M.

CFO

> "Accessible from anywhere, with strong role-based permissions and the ability to grow with the organization."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

MF

Mitch F.

HR Data and Insights

> "My role meant I wasn’t a day to day user but more ad-hoc when required and for reporting. If you use this every day then you may not share my..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305)

SP

Sara P.

Chief Financial Officer

> "Sage Intacct is a game-changer for organizations looking for a cloud-based accounting solution that scales with them."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855670)

SS

Summer S.

Chief Financial Officer

> "We have been able to negotiate 5-6% increases most years, but for a small non-profit, it is not sustainable."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885098)

AT

Anna T.

Finance Specialist

> "The reconciliation function has allowed us to become much more efficient with our month end process - what used to take us roughly 5 days now..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6626092)

BM

Brian M.

Lead Pastor of Operations

> "Finding what you need can be taxing at times."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082930)

VR

Verified Reviewer

Controller

> "Sage Intacct is a robust, scalable solution that gives our finance team the tools to work smarter and more efficiently."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563)

SH

Steve H.

Project Manager

> "The inventory system is not suitable for our needs."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855605)

FS

Florian S.

Accountant

> "Sage Intacct offers strong financial management tools, real-time reporting, and easy scalability for growing businesses."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6544735)

AS

Adeniran S.

Associate Traveling Secretary

> "Unfortunately, Sage Intacct has limited focus on non-financial aspects such as HR and supply chain -"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6649113)

HD

Haley D.

Accounting Admin

> "Overall using this cloud accounting system has proven to be a great automation system for my companies"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

AD

Alpha D.

Accountant

> "The tool is complex to learn, expensive, and its implementation may require time and expert assistance."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6870400)

JM

John M.

CFO

> "Solid accounting system with good controls, to efficiently process transactions and month-end."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682)

PP

Pankaj P.

Finance head

> "There is no chat option available in support section. And their contact information provided over there are not much helpful."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6594976)

AS

Alex S.

Director of Financial Operations

> "Overall, it provides strong controls and visibility for finance teams."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

CL

Christopher L.

Controller

> "Some bugs and deficiencies in features."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6828828)

KH

Kevin H.

Controller

> "What I like most about Sage Intacct is the ease of use and the cloud based program so that it can be access anywhere."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080242)

MB

Melissa B.

Director Operations

> "We spend more then needed since we cannot remove international currency and we never even used it."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6421565)

LD

Lily D.

HR Generalist

> "Our accounting team has everything set up for us so inputting the expenses and their allocations makes it easy."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851030)

CR

Cecile R.

Director of Finance

> "Building reports is sometime confusing, and not as straightforward has I would like it to be. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6882378)

MD

Melissa D.

Director of Operations CFO

> "What I like most is how user-friendly the system is, easy to navigate and is pretty self-explanatory, which makes the product easy to use even..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7037275)

AF

Antoine F.

Financial Analyst

> "I don't like that you cannot pay a USD AP Bill with a Canadian credit card."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6610467)

VR

Verified Reviewer

Fractional CFO, Project Manager

> "Sage University and on-line help supports on-boarding new users with training and screen and field explanations. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855684)

RS

Rahul S.

Assistant Financial Controller

> "Fixed Asset Module is not effective."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7005351)

JC

Jackie C.

Director of Finance

> "I like Intacct’s automations, as they help us keep our accounting team lean and efficient."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840)

KS

Kimberly S.

CEO

> "I don't like that your sales department doesn't fully understand the product nor do they know anything about bookkeeping. "

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6855770)

PK

Patricia K.

VP, Finance and Operations

> "It has been an amazing journey and I hope to finish my career with Sage Intacct being the last accounting application I ever use! Where was..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719)

RW

River W.

Staff Accounting

> "The customer support is slow and generally abysmal."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885095)

CL

Christopher L.

Controller

> "An innovative and modern product, highly scalable and manages a wealth of customization possibilities while remaining straightforward."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6828828)

JS

Jordan S.

Project controller

> "It’s not great for any customizations."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7004954)

JR

Jennifer R.

COO

> "It meets our needs for the trust accounting service line of our firm. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885112)

DB

Daniel B.

CEO

> "Corrupts its own data on critical backups."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6632233)

SH

Steve H.

Project Manager

> "It has a ton of reports that you can customize yourself, with no assistance needed from the Sage support team."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855605)

KS

Kimberly S.

CEO

> "Your salesperson simply didn't understand the full capabilities of the software and how to use it. "

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6855770)

[View Reviews](https://www.capterra.com/p/76/Intacct/reviews/)

LT

Luka T.

Payroll manager

> "I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7019148)

CS

Carmel S.

Media

> "so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that provide..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

BM

Bradyn M.

CEO

> "It can allow you to have a "line of credit" for the month to ease cash management."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

BM

Bradyn M.

CEO

> "So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay a LOC..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

EG

Emma G.

Head of Implementation

> "It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels thoughtful..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

VR

Verified Reviewer

accounting support

> "There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense side..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

accounting support

> "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

BM

Bradyn M.

CEO

> "It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

HN

Hallye N.

Operations Manager

> "Bill has been great for management in our company with budgeting and tracking."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

VR

Verified Reviewer

accounting support

> "Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

CC

Chris C.

Manager, Business Development

> "I love how quickly expenses populate in the app/online."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7027956)

CS

Carmel S.

Media

> "Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to pay..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

JJ

Jake J.

Pastor

> "My ability to get a high volume of rewards for spending on business expenses through our non-profit."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

BM

Bradyn M.

CEO

> "So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

KT

Krystal T.

Software Solutions Assoc

> "I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

RG

Russell G.

CTO

> "We often hit hiccups with budgets not refilling, cards not working, frozen cards that cannot be unfrozen, and so on and so on."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

AG

Annie G.

Sr. Accountant

> "It seamlessly integrates with ERPS like Netsuite."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103)

VR

Verified Reviewer

accounting support

> "This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in subscription..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

AF

Adashia F.

Owner

> "USER ACCESS - user friendly, easy to get into"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502)

HN

Hallye N.

Operations Manager

> "I do not like that we cannot sync photos from Bill to QBO."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

KI

Kenneth I.

Window cleaner

> "I am able to get through the month knowing what i've spent and not going over budget"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6569723)

RG

Russell G.

CTO

> "The thief took them and spent $1000 on the employee’s personal credit card before it was frozen but spent $36,000 on the company card without it..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

ML

Madison L.

Business Development Manager

> "BILL has been so easy to use and makes keeping track of receipts and budget very easy"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6504584)

MR

Mark R.

Private Security

> "There was no notice, no option to schedule repayment, and no transparency."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

AH

Amy H.

Owner

> "The app is easy to use and it automatically categorizes expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

EG

Emma G.

Head of Implementation

> "The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

LT

Lauren T.

Legal Affairs

> "As a user, the app features allowing for mobile upload or live photo capture allow the instant completion of the transaction, saving time by..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318424)

BM

Bradyn M.

CEO

> "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

RP

Ronald P.

Owner

> "I like that it can let me track our team's expenses in real time and we can categorize them by type and customer to help with tracking budgets."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357674)

BM

Bradyn M.

CEO

> "Then my payment “comes in” as a credit card that I didn’t select both times!"

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

VR

Verified Reviewer

Executive Director

> "The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple departments,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4133709)

AA

Ashlyn A.

Head Athletic Trainer

> "The app can sometimes have glitches, which delays the time of submittkng receipts and info."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

NB

Nathan B.

VP of Training and Ops Services

> "Using Divvy has allowed us to organize our brand's budgets in a way that will enable our team to have access to the money they need while at the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315172)

CS

Carmel S.

Media

> "They are charging me money for doing nothing other than holding my money hostage every month."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

LH

Laura H.

Chief of Staff

> "One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with our..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314747)

JJ

Jake J.

Pastor

> "Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options quickly."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

Juan B.

CEO

> "The combination of my credit card and the intuitive software has greatly simplified the entire process."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4903807)

JJ

Jake J.

Pastor

> "Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

Maddie T.

System Administrator

> "Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3511606)

RG

Russell G.

CTO

> "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential customer..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

HL

Heather L.

Bookkeeper

> "The fact that Divvy syncs overnight to my accounting system makes it so that our expenses can be tracked in "nearly" real time as opposed to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358564)

JJ

Jake J.

Pastor

> "Users can't access budgets they clearly have access to from an administrator."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

DM

Daniel M.

Director of Finance

> "Free software, plus cash back rewards, and users love the experience of no more expense reports and just instantly coding their transaction when..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4319628)

BM

Bradyn M.

CEO

> "Meanwhile my bank account is out the money, and I personally am out $20,000."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

KT

Krystal T.

Software Solutions Assoc

> "Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

CS

Carmel S.

Media

> "I was essentially forced into purchasing this subscription or I would not be able to get paid."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

AA

Ashlyn A.

Head Athletic Trainer

> "As someone who uses a Divvy card frequently it is very user friendly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

JJ

Jake J.

Pastor

> "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

VR

Verified Reviewer

Controller

> "The flexible budgeting controls allows us to issue cards to more staff and process more invoices via credit card. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

RG

Russell G.

CTO

> "Given that a typical company might have many cards in many places at once, this is particularly problematic."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

AL

Antonella L.

Accountant

> "I like that it makes accounting easy and offers best features for expense management and reporting"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6208595)

EG

Emma G.

Head of Implementation

> "I don't completely understand the use of the virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

ES

Erin S.

Accountant

> "I liked the idea of using the app and making expense re-imbursements easier for the employees."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

MR

Mark R.

Private Security

> "I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

RH

Rebecca H.

Accounting Support Coordinator/Notary Public

> "Staff being able to code and add receipts is a big thing I like about this software; splitting between classes and expense codes by percent is a..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357296)

BM

Bradyn M.

CEO

> "Spend and Expense is an absolute nightmare."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

NS

Neal S.

CFO

> "Great free resource that provides spend tracking, budget management, and accounting software integration."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315126)

MR

Mark R.

Private Security

> "It felt predatory and completely negligent."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

EB

Erin B.

Purchasing Coordinator

> "I like that it integrates with our accounting program and users are able to upload receipts and code their own transactions."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357022)

VR

Verified Reviewer

accounting support

> "I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

CN

Cameron N.

Founder/CEO

> "Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make better..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356980)

ES

Erin S.

Accountant

> "So fare it has been so bad, that we are considering going back to paper reimbursement forms and paying our employees on the payables side."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

AC

Arie C.

Analyst

> "Easy and free expense management platform for tracking expenses, keeping records, and submitting reimbursement requests."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3822960)

KT

Krystal T.

Software Solutions Assoc

> "The least robust features are reimbursements and account mappings."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

WF

Wendy F.

CEO

> "Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318498)

Ravi B.

CEO

> "its not a credit card and the billing practices prior to bill.com taking over were questionable at best."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020507)

KD

Kristine D.

Controller

> "It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

KH

Kolin H.

Owner

> "I didn't know that your points that you earn are lost at a point in time if you don't use your card as often."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4877399)

PE

Preston E.

CFO

> "You have tons of capabilities as an administrator to put controls in place and to monitor all of your company's spending habits at a glance."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315023)

KD

Kristine D.

Controller

> "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

MC

Marc C.

Facility Manager

> "Divvy also is constantly looking for ways to improve the product and make it better, for instance the dashboard of how many transactions need to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357185)

HF

Harrison F.

Controller

> "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more like..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061)

TV

Tyler V.

Director of Finance & Operations

> "I can review and approve expenses in real time, with the ability to do it all on my phone."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357006)

IA

Isaiah A.

IT Solutions Specialist

> "Some physical cards were not delivered properly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020113)

KP

Kriste P.

AP Specialist

> "Divvy has been great with holding accountability, to view our spending practices and allow us to set a better budget process in place."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357250)

AH

Amy H.

Owner

> "Customer service is not the greatest."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

JD

Jonathan D.

Producer

> "It's great to have a business line of credit available; really helped with my cashflow and having a card to give to others over which I have such..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357954)

ES

Erin S.

Accountant

> "Employees have to wait over 2 weeks to get their money."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

VR

Verified Reviewer

Controller

> "Switching to Divvy purchase cards have streamlined our processing of credit cards statements exponentially. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

AN

Alfredo N.

CEO

> "The most regrettable thing is that I sent my bank account details. When I passed the video verification, I noticed that my personal data will be..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4652237)

[View Reviews](https://www.capterra.com/p/166905/Divvy/reviews/)

## User interface

4.26 (606)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)

4.67 (432)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Sage Intacct

27/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/76/Intacct/#features)

BILL Spend & Expense

Top features

35/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/166905/Divvy/#features)

### Recognition

No recognitions have been awarded to Sage Intacct

No recognitions have been awarded to BILL Spend & Expense

### Deployment & support

Sage Intacct

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

BILL Spend & Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Sage Intacct

-   By Sage
-   Located in United Kingdom
-   Founded in 1981

BILL Spend & Expense

-   By BILL
-   Located in United States
-   Founded in 2006

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4.5

Features

4.9

4.6

Ease of Use

4.9

[View full comparison](https://www.capterra.com/compare/166905-255448/Divvy-vs-Budgetly)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,037)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$235/month

4.2

Features

4.4

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/76-189398/Intacct-vs-QuickBooks-Online)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (432)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.62 (186)](https://www.capterra.com/p/200192/Payhawk/reviews/)

$0/month

Price

Contact vendor for pricing

4.5

Features

4.4

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/166905-200192/Divvy-vs-Payhawk)