# Compare Sage Intacct vs Wave 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Sage Intacct and Wave based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/76-178021/Intacct-vs-Wave-Apps --- # Sage Intacct vs Wave Features and Cost Comparison Last updated July 10th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Sage IntacctWave2/4 selected [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (711)](https://www.capterra.com/p/76/Intacct/reviews/) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [## Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (711)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price Contact vendor Value-for-Money 4 Functionality 4.2 Ease of Use 4.2 Customer Service 4 Reviews Sentiment NH Based on [711 reviews](#user-reviews) Positive 611 Neutral 75 Negative 25 [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [1,726 reviews](#user-reviews) Positive 1,508 Neutral 107 Negative 111 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 8,083 reviews from accounting software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 71%Fit Missing features Feature ratings Income & Balance Sheet 4.4 Chart of Accounts 4.5 Data Security NA Financial Reporting 4.1 Document Management 4.5 71%Fit Missing features Feature ratings Income & Balance Sheet 4.5 Chart of Accounts 4.4 Data Security 4.3 Financial Reporting 4.4 Document Management NA User satisfaction User satisfaction 4.3 User reviews[711](https://www.capterra.com/p/76/Intacct/reviews/) Ease of use 4.2 Functionality 4.2 Value for money 4.0 Customer support 4.0 User satisfaction 4.4 User reviews[1,726](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.6 Customer support 4.0 Price starts from Price starts from \-- - Free version - Free trial Price starts from $19Flat Rate, Per Month - Free version - Free trial Best for Best for Best for growing organizations exceeding $5M in annual revenue seeking robust cloud accounting/financial software for real-time reporting & automation to streamline operations & support scalability. Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. ## User reviews Pros & cons NH Nicole H. Finance Team Leader > "The dashboards and custom reports provide clear, real-time insights, and the automation of processes like journals and approvals saves significant..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142454) HJ Heather J. Accounting Manager > "On top of that, the learning curve is steeper than the sales process suggests, the UI feels dated in places, and support response times can vary..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7149321) JW Joey W. Staff Accountant > "Its customizable dashboards and robust reporting tools allow quick access to key financial insights, helping with faster and more informed..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142171) JG Jennifer G. AP Manager > "Dealing with the AI not reading the invoices correctly (especially the hand written work orders) or summing up all line items into one line item." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7171309) HK HEMANT K. Manager > "The dimensional accounting model and real-time dashboards significantly improved financial visibility and decision-making, while features like..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304) RD Ross D. Corporate Controller > "This makes searching for transactions and trying to follow what happened in the system very difficult because I'm not able to view all the info I need..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258) TZ Toni Z. Finance manager > "Some of the most likeable pros with Sage Intacct are the cloud access anywhere without VPNs or desktop installs, the growing automation technology..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139251) HJ Heather J. Accounting Manager > "Every improvement or new capability they roll out and market seems to come with a separate SKU and another line on the invoice, so the "all-in" cost..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7149321) HK HEMANT K. Manager > "It is a robust, cloud-native financial management system that delivers strong core accounting, excellent reporting, and solid scalability for growing..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304) RD Ross D. Corporate Controller > "Additionally, it feels like I'm not able to customize reports to provide all the information I need in one place." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258) AS Alex S. Director of Financial Operations > "The dimensional reporting is a standout feature, allowing for detailed insights across programs, locations, and funding sources without..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224) HD Haley D. Accounting Admin > "Certain entries are unable to be deleted permanently rather there is a "reversed" option which essentially does perform the same act however still..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619) BT Bob T. COO > "Perhaps most valuable is the integration with our CRM, allowing for real-time record keeping and better coordination between finance and revenue..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144458) AP Andrew P. Director of Finance > "During file imports when the import has an issue, the File import error messages are pitiful. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135235) JG Jenifer G. Director of Finance > "With Sage Intacct, we’ve moved from managing two different financial systems to one streamlined system with real-time financials, making everything..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141603) MS Matt S. Financial Systems Manager > "There are a few operational components that are abnormal to accounting functions, such as customer refunds." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7175745) AG Alina G. Accounting Manager > "Being able to use enter company allocations, and the open API allows integrations with ADP and ramp and any other software" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140782) DS David S. President > "Cost is becoming unreasonable from initial start of contract. Despite discussions about this, the account manager continues to try and get more money...." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080298) SK Sandy K. Senior Vice President of Finance > "Product has all the modules we need for our accounting and the ability to keep track by contract for contract reporting." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135292) RD Ross D. Corporate Controller > "Then once the GL data is displayed, I'm not able to sort it in any way (largest to smallest, etc.)." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258) AI Adam I. Management Accountant > "I liked the invoice / Accounts receivable module as this allows us to easily create and distribute invoices." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7171136) LJ Laura J. CFO > "What we like least about Sage is inability to correct invoices in AP or AR after paid and not having automated fund balancing." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167) SC Sandy C. SVP Finance > "Scalability to our needs allows us to get started now, knowing that we can add more locations and entities as we grow and evolve" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140781) LB Liz B. Supervisor, Finance Support > "Sometimes troubleshooting issues is hard or diving into objects that show up on audit logs is hard to back into." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142236) BT Bob T. COO > "It’s a strong platform for organizations that value control, visibility, and integration—especially if you’re willing to invest a bit of time in..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144458) CS Christopher S. Accountant > "One of my employees has an issue where the functionality of Sage Collaborate stopped working and it has been almost a month with no resolution." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082885) JW Jade W. controller > "Strong automation capabilities across core accounting workflows like journal entries, consolidations, and reporting." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480) LP Lisa P. Controller > "There are some data fields that I have been unable to locate in the past when trying to create a report." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139238) RK Raiyan K. Accountant > "Some of their features of invoice management and payment processing is game changer knowing how easy the interface is and how easily you can navigate..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050465) EB Emma B. Financial Controller > "It can be difficult to follow a trial of what has happened in the system as it will only bring back a limited amount of information." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141009) CS Craig S. Vp of finance > "As a result, our team is able to close books faster, make more informed decisions, and focus more on strategic initiatives rather than routine..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141477) ET Eric T. Controller > "Only downside is some lack of basic things we would expect to see in the system and the feeling of being duped after contract signing in regards to..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7171386) HK HEMANT K. Manager > "Overall, it felt like a modern, cloud-native ERP that delivered strong controls and transparency while still being flexible enough to adapt to..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304) PR Patrick R. Account Manager > "The system can overcomplicate routine workflows, especially if you’re not deeply trained." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144357) ML Miriam L. owner > "intacct is the gold standard of accounting software and is AICPA approved so it has the aiblities to do more than most" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140010) CN Christina N. Controller > "Sage reporting is terrible. If you add an account it does not automatically add to your reports." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390) JW Jade W. controller > "It significantly reduces manual work, improves accuracy, and provides real-time visibility into financials." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480) KAG Kelsie-Ann G. Financial manager > "Debtors/creditors age analysis report is set on days not months ... probably the most frustrating part." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135683) AI Adam I. Management Accountant > "Robust Financial Features – Excellent for multi-entity consolidations, advanced reporting, and compliance-heavy industries." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7171136) MM Matt M. VP CFO > "Bugs and Issues - my background is IT and I am shocked at the number of bugs and issues we continue to face." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080314) JC Jackie C. Director of Finance > "The implementation was pretty easy, the various input screens within the applications are similar, so training is easier, the many dimensions and..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840) EK Ebony K. Director of Accountijg > "Inability to edit credit card transactions." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141595) AS Alex S. Director of Financial Operations > "In terms of value for money, Sage Intacct delivers a high-quality solution that scales well as organizational needs evolve." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224) EK Eileen K. Controller > "I don't like that you have to pay to access educational material on your platform, that should be at no cost." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135359) EW Elizabeth W. Chief Financial Officer > "We are able to integrate purchasing, payroll, timesheets and other activities with ease." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142068) TM Travis M. Accountant > "Issues with AP AI and not reading embedded stamps." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141474) SB Shawna B. Accountant > "After implementing automation, we eliminated a lot of repetitive tasks in AP/AR and month-end, which significantly improved accuracy and turnaround..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050225) JM John M. CFO > "certain things like reporting and invoices etc are very complicated and difficult to make updates to ." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682) AW Amber W. Senior Director of Finance > "It allowed us to report from various angles which helps with efficient decision making." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339) AM Anita M. Finance director > "This process is creating hundreds of account code combinations and making the audit much harder" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010847) PR Patrick R. Account Manager > "This is particularly important for companies experiencing growth or dealing with complexity, such as multiple subsidiaries, currencies, or entities." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144357) VR Verified Reviewer Controller > "Biggest complaints my staff have had with using Sage Intacct is that it isn't as easy to delete or correct mistakes like in QuickBooks Online." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531) AC Allie C. Manager > "The console allows us to easily switch between clients and see each of their instances." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141473) LJ Laura J. CFO > "I like the product more than our prior software, however, the implementation company we used was terrible and I feel like we are not getting the best..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167) VR Verified Reviewer Controller > "Integration with Rippling Payroll and Rippling Spend has streamlined our workflows, especially in payroll and expense management." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563) BL Ben L. CFO > "We feel like we are not a valued customer even though we have been using the system for almost 6 years now and have increased our volumes..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142858) HD Haley D. Accounting Admin > "With Sage Intacct I have had the pleasure of being able to use its advanced financial reporting for otherwise complex business structures." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619) JCY Julian Christian Y. Accounts Payable Specialist > "Certain reports you cannot filter down or modify." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7136928) VR Verified Reviewer Controller > "The ability to use customized fields, dimensions, reports, etc. makes it far superior to other accounting software." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531) JP Jennifer P. Manager of Finance and Administration > "The AP approval process is not as custom as we thought. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142307) LP Lisa P. Controller > "The ability to take a report, save it and customize it helps us tremendously." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139238) CC Cory C. CFO > "Very poor implementation, worst of any implementation ever completed of an accounting or ERP system." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080488) PK Patricia K. VP, Finance and Operations > "it enables the accounting team to be hyper efficient and focus efforts on higher level tasks. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719) ZG Zachary G. Director of Finance > "The most difficult things in Intacct has been the customer report writer." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139244) PM Phillip M. CFO > "Real-time access, clear audit trails, and solid internal controls make audits smoother and reduce manual reconciliations." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702) BN Branden N. Carpenter > "It’s hard to get your general ledger to balance every month and to upload my checks, especially with the positive pay service" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6784011) CC Charity C. Staff Accountant > "I like getting feedback by email on the status on when it is accepted and what, if any, errors need to be corrected." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7164864) CN Christina N. Controller > "Its also extremely difficult to learn how to create and manipulate reports. " [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390) ET Eric T. Controller > "Overall the ease of use, transaction management, deep customization of user accounts and the ability to integrate in and out of the system has been a..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7171386) IC Ilaria C. Cultural Journalist > "The fact is that this is financial software and some mistakes can't be undone, so you have to know what you are doing." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7178127) JW Jade W. controller > "The multi-entity and SaaS-focused features are especially valuable for scaling organizations." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480) JL Juanita L. Accounting manager > "We are still in the implementation phase, it is hard to understand when you haven’t run thru a complete process" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142355) MF Mitch F. HR Data and Insights > "It delivered precise calculations and offered a comprehensive solution for handling employee payments, which was crucial for accurate payroll..." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305) NB Nicole B. Controller > "The fixed asset module is cumbersome versus what I would expect." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7112218) ZG Zachary G. Director of Finance > "A big piece of this is the large number of marketplace partners providing third party solutions to expand Intacct." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139244) AW Amber W. Senior Director of Finance > "I wish there were more canned reports that can be edited." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339) CS Courtney S. Accounting Supervisor > "Overall, it has increased our efficiencies, saved time, allowed for easier reporting structure and reporting options to provide to management." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7001244) CN Christina N. Controller > "We have to pay for an add on from Armanino which is not ideal." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390) SB Stacy B. Senior Director of Finance > "It's good, the software needs to have more flexibility when trying to change information or delete certain things" [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7085660) MQ Mike Q. CFO > "The reporting and features are way behind other similarly priced products." [See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139524) [View Reviews](https://www.capterra.com/p/76/Intacct/reviews/) Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) EK Emir K. Principal > "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the payment to my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are charging for..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) BT Brianna T. Editor > "They messed up our tax reporting and left us with outstanding taxes due." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) EK Emir K. Principal > "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and payment..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) EK Emir K. Principal > "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) NC Nilsa C. Music Therapist, Owner > "This slows me down when I'm invoicing or reconciling accounts." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) BT Brianna T. Editor > "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) NC Nilsa C. Music Therapist, Owner > "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with what I send..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) BT Brianna T. Editor > "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) VR Verified Reviewer Engineer > "It is a simple, reliable way to track my income." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) MM Monica M. owner > "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) KS Kathryn S. Coach and Consultant > "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) NB Nick B. President > "Great value which helped manage based transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) TW Theresa W. CEO > "You can't convert a percentage of an estimate to an invoice (industry norm)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466) SK Sheila K. Admin > "What I liked about wave the most would be the pricing, it seemed I could easily figure things out." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) JB Jennifer B. Mobile Notary > "Lack of integrations, lack of customization options. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) HW Hasini W. Software Engineer > "The real-time financial snapshots and automated processes save our time a lot." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "This is unacceptable for a small business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) SK Sheila K. Admin > "The free tools that wave offers is also a very good Plus." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) VR Verified Reviewer Engineer > "The accounting features are totally free and very easy to use." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other small..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) AG Alessandro G. Owner, Operator > "Employees have not gotten paid in 6 weeks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) ## User interface 4.28 (711) [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.38 (1,726) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounts Payable 150 Important Accounts Receivable 120 Important Sage Intacct Top features 38/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/76/Intacct/#features) Wave 31/45 - Access Controls/Permissions - Accounts Payable - Accounts Receivable - Activity Dashboard - Activity Tracking - AI Copilot - API - Approval Process Control - Audit Management - Audit Trail - Bank Reconciliation - Billing & Invoicing - Budgeting/Forecasting - Cash Flow Management - Chart of Accounts - Compliance Management - Currency Conversion - Data Security - Document Management - Encryption - Expense Tracking - Financial Consolidation & Close Management - Financial Management - Financial Reporting - Fixed Asset Management - Fund Accounting - General Ledger - Generative AI - Income & Balance Sheet - Mobile Access - Multi-Currency - Multi-Location - Payment Processing - Payroll Management - Project Accounting - Purchase Order Management - Quotes/Estimates - Receipt Management - Recurring/Subscription Billing - Reminders - Sales Tax Management - Status Tracking - Tax Management - Third-Party Integrations - Workflow Management [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) ### Recognition No recognitions have been awarded to Sage Intacct Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports ### Deployment & support Sage Intacct Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Sage Intacct - By Sage - Located in United Kingdom - Founded in 1981 Wave - By Wave - Located in Canada - Founded in 2009 ## Popular Comparisons [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.2 Features 4.3 4.2 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-190778/Intacct-vs-QuickBooks-Online) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $19/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Contact vendor for pricing Price $2210/year 4.2 Features 4.4 4.2 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/76-174984/Intacct-vs-QuickBooks-Enterprise) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) $19/month Price $0.29 4.2 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) Contact vendor for pricing Price $25/month 4.2 Features 4.3 4.2 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $19/month Price €0.01/month 4.2 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.2 Features 4.2 4.2 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/76-135757/Intacct-vs-NetSuite) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $19/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) Contact vendor for pricing Price $1922/year 4.2 Features 4.3 4.2 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/76-212058/Intacct-vs-QuickBooks-Desktop-Pro) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) $19/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps) [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) vs [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[4.00 (608)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Contact vendor for pricing Price $124.42/month 4.2 Features 3.9 4.2 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/76-174753/Intacct-vs-Sage-50cloud) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) $19/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps)