# Compare Sage Intacct vs Melio 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Melio and Sage Intacct based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/76-184673/Intacct-vs-Melio

---

# Melio vs Sage Intacct Features and Cost Comparison

Last updated May 14th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

MelioSage Intacct2/4 selected

[Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

[## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.3

Functionality

4.1

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [402 reviews](#user-reviews)

Positive

332

Neutral

9

Negative

61

[## Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

4

Reviews Sentiment

NH

Based on [684 reviews](#user-reviews)

Positive

592

Neutral

69

Negative

23

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## Summary

* * *

Key features rated by users

Features selected based on 5,590 reviews from accounts payable software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

70%Fit

Not enough reviews

Feature ratings

Accounting

4.0

Financial Management

\--

Bank Reconciliation

4.4

Invoice Processing

4.4

Billing & Invoicing

4.4

81%Fit

High performer

Feature ratings

Accounting

4.6

Financial Management

4.2

Bank Reconciliation

4.3

Invoice Processing

4.5

Billing & Invoicing

4.4

User satisfaction

User satisfaction

4.2

User reviews[402](https://www.capterra.com/p/184673/Melio/reviews/)

Ease of use

4.4

Functionality

4.1

Value for money

4.3

Customer support

4.0

User satisfaction

4.3

User reviews[684](https://www.capterra.com/p/76/Intacct/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

4.0

Price starts from

Price starts from

$25Per User, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution.

Best for

Best for growing organizations exceeding $5M in annual revenue seeking robust cloud accounting/financial software for real-time reporting & automation to streamline operations & support scalability.

## User reviews

Pros & cons

LC

Lin C.

CEO

> "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

BK

Bridgette K.

owner

> "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405)

LC

Lin C.

CEO

> "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

JM

Julie M.

Owner

> "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was incomplete!)..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

GI

Gabriel I.

Founder

> "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I love..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402)

TT

Toni T.

Owner

> "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being declined..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348)

NN

Nick N.

Owner

> "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884)

JM

Julie M.

Owner

> "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

LC

Lin C.

CEO

> "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

KW

Kimb W.

Owner

> "There is a chance of card payments to result in significant fees if you use the service frequently"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085)

CC

Charles C.

Director Marketing

> "It improved the entire invoicing process by having an accurate order of payments sent and received."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703)

KC

Kyle C.

CEO

> "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

JR

Julian R.

Finance and foreign trade

> "The data is stored on a secure platform that allows payment tracking for more security"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634)

BM

Brandon M.

Owner

> "My only issue is that card payments aren't sent on weekends."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314)

ER

Erika R.

Real estate investor

> "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231)

BK

Bridgette K.

owner

> "I wanted to love this software, but was unfortunately unable to truly experience its benefits."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405)

EL

Elizabeth L.

professional accountant

> "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

RW

Robert W.

President

> "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582)

LC

Lin C.

CEO

> "The learning curve was very low, and it provided good value for money for our needs."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

VR

Verified Reviewer

Office Manager - Bookkeeper

> "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see any..."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760)

JM

Julie M.

Owner

> "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

KC

Kyle C.

CEO

> "Security flaws are huge."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

NN

Nick N.

Owner

> "The thing I liked about Melio is that it is free of subscription payments and free to register."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884)

SK

Shawn K.

Director

> "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they flagged..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258)

KW

Kimb W.

Owner

> "It's the most suitable for business accounting software integration that will make everything smooth and clear"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085)

KC

Kyle C.

CEO

> "You have to just hope you dont have a disgruntled employee or book-keeper?"

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

EL

Elizabeth L.

professional accountant

> "It makes the whole process of paying bills easier and spending hours entering data."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

VR

Verified Reviewer

Office Manager - Bookkeeper

> "Even with the receipts they request they do not care even telling me that I should have read their policy article before using their service."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760)

AH

Alton H.

owner

> "I was able to pay several vendors within minutes without headache or hassle."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526)

KC

Kyle C.

CEO

> "I'd stay away from Melio until this fixed."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

AC

Ania C.

Assistant Manager

> "It has been a good experience and has relieved a lot the way credit card payments are processed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245)

Garrett B.

Owner

> "All I want to do is change my email address because the one on file doesn't work anymore."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544)

EL

Elizabeth L.

professional accountant

> "Now I only have to upload the bills and Melio does everything for me."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

KB

Kathleen B.

Founder, Virtual Assistant

> "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

LM

Lisa M.

Administrator

> "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641)

JD

Jamie D.

Accountant

> "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

SS

Saurabh S.

Founder

> "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148)

JM

Julie M.

Owner

> "I found it very confusing and not a smooth process at all."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

PW

Peter W.

Vice President

> "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978)

KB

Kathleen B.

Founder, Virtual Assistant

> "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

AC

Ada C.

CEO & Founder

> "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

HH

Heidi H.

owner

> "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808)

SC

Sachin C.

Agritech

> "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring payments...."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982)

KB

Kathleen B.

Founder, Virtual Assistant

> "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

BH

Basim H.

Managing Member

> "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567)

KB

Kathleen B.

Founder, Virtual Assistant

> "I've now had three instances of payments being stopped--critical payments I'd add."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

RS

Ryan S.

Manager

> "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056)

KB

Kathleen B.

Founder, Virtual Assistant

> "Worst of all, support does nothing but say it's the "payer's responsibility" to check information."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

LR

Liz R.

Owner

> "It’s easy to use and all the functionalities you have to send payments is great!"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505)

LG

Laura G.

Office Manager, Bookkeeper

> "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team to..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275)

AC

Ada C.

CEO & Founder

> "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so you..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

SM

Saviour M.

MANAGER

> "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073)

Andrei P.

Data Scientist

> "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001)

MC

Marialuisa C.

Owner

> "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before I..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203)

JD

Jamie D.

Accountant

> "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

IL

Ivan L.

Sales

> "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067)

JW

Julieanne W.

Systems expert

> "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548)

KB

Kathleen B.

Founder, Virtual Assistant

> "hours is not good enough for a payment processor."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

CN

Carmen N.

Head of Corporate Affairs

> "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360)

KC

Kari C.

executive director

> "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998)

CT

Christie T.

Owner, Lead Bookkeeper

> "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125)

VR

Verified Reviewer

CFO

> "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely"

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965)

LM

Lisa M.

Administrator

> "I think with some work on the accounts receivable side this program will be even better."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641)

CH

Chris H.

Founder

> "One issue I ran into with independent contractors:When dealing with many vendors you are paying, the main name to search for is the "company name"."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225)

BM

Brandon M.

Owner

> "Great experience overall, great support and pricing."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314)

CH

Chris H.

Founder

> "Individuals working as independent contractors sometimes don't understand and put in funny names as company name. If it's the vendor who set it up like..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225)

CM

Carisa M.

Accounting Manager

> "it has given us the ability to work in remote situations and process payments for clients no matter where we are."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311)

CR

Christine R.

Owner

> "My payment was scheduled for a date and time, payment never sent, multiple emails never have been answered. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3713303)

BA

Bianca A.

Accounting

> "Melio offers an easy to use user interface."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6367683)

PK

Paige K.

CEO

> "It overall wasn't the most cost effective option for our company and other options allowed for more tailored options for our needs."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4225057)

SP

Sonny P.

Owner

> "The integration with QBO brings efficiencies that allows me to offer better A/P services to clients."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430)

MR

Markos R.

Business Delvelopment Manager

> "Customer service does not seem to provide accurate information as it pertains to when vendors payment will be deposited. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3832555)

BW

Ben W.

Manager

> "The drag & drop invoice functionality works great 99% of the time, and they make it super easy to set up recurring payments as well."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168757)

SP

Sonny P.

Owner

> "Trying to print to the payment activity to pdf from the web browser never works."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430)

Ginger B.

Court reporter

> "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945)

AM

Allie M.

Owner

> "I use this service solely because my accountant uses it to send bills my way, and as a result I am on the receiving end of intrusive sales-targeted..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3440097)

JD

Jamie D.

Accountant

> "I love how it gives you options, you pay the fee or your customer does, they make the call on how they want to be paid via check or ACH."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

AB

Amanda B.

Executive Assistant

> "Melio cannot make payments to Guyana, which is unfortunate as our organization has vendors in that country."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169273)

Ryan M.

Executive Administration

> "It is nice being able to have rewards being built for credit card payments, less 1099's, and simple payment tracking"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715228)

KM

Katherine M.

Office Manager

> "I don't like the new feature of how invoices are listed in the inbox."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168638)

[View Reviews](https://www.capterra.com/p/184673/Melio/reviews/)

NH

Nicole H.

Finance Team Leader

> "The dashboards and custom reports provide clear, real-time insights, and the automation of processes like journals and approvals saves significant..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142454)

HJ

Heather J.

Accounting Manager

> "On top of that, the learning curve is steeper than the sales process suggests, the UI feels dated in places, and support response times can vary..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7149321)

JW

Joey W.

Staff Accountant

> "Its customizable dashboards and robust reporting tools allow quick access to key financial insights, helping with faster and more informed..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142171)

RD

Ross D.

Corporate Controller

> "This makes searching for transactions and trying to follow what happened in the system very difficult because I'm not able to view all the info I..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

HK

HEMANT K.

Manager

> "The dimensional accounting model and real-time dashboards significantly improved financial visibility and decision-making, while features like..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

HJ

Heather J.

Accounting Manager

> "Every improvement or new capability they roll out and market seems to come with a separate SKU and another line on the invoice, so the "all-in"..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7149321)

TZ

Toni Z.

Finance manager

> "Some of the most likeable pros with Sage Intacct are the cloud access anywhere without VPNs or desktop installs, the growing automation technology..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139251)

RD

Ross D.

Corporate Controller

> "Additionally, it feels like I'm not able to customize reports to provide all the information I need in one place."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

HK

HEMANT K.

Manager

> "It is a robust, cloud-native financial management system that delivers strong core accounting, excellent reporting, and solid scalability for..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

HD

Haley D.

Accounting Admin

> "Certain entries are unable to be deleted permanently rather there is a "reversed" option which essentially does perform the same act however still..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

AS

Alex S.

Director of Financial Operations

> "The dimensional reporting is a standout feature, allowing for detailed insights across programs, locations, and funding sources without..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

AP

Andrew P.

Director of Finance

> "During file imports when the import has an issue, the File import error messages are pitiful. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135235)

BT

Bob T.

COO

> "Perhaps most valuable is the integration with our CRM, allowing for real-time record keeping and better coordination between finance and revenue..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144458)

DS

David S.

President

> "Cost is becoming unreasonable from initial start of contract. Despite discussions about this, the account manager continues to try and get more..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080298)

JG

Jenifer G.

Director of Finance

> "With Sage Intacct, we’ve moved from managing two different financial systems to one streamlined system with real-time financials, making everything..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141603)

RD

Ross D.

Corporate Controller

> "Then once the GL data is displayed, I'm not able to sort it in any way (largest to smallest, etc.)."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

RK

Raiyan K.

Accountant

> "Some of their features of invoice management and payment processing is game changer knowing how easy the interface is and how easily you can..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050465)

LJ

Laura J.

CFO

> "What we like least about Sage is inability to correct invoices in AP or AR after paid and not having automated fund balancing."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167)

AG

Alina G.

Accounting Manager

> "Being able to use enter company allocations, and the open API allows integrations with ADP and ramp and any other software"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140782)

LB

Liz B.

Supervisor, Finance Support

> "Sometimes troubleshooting issues is hard or diving into objects that show up on audit logs is hard to back into."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142236)

SK

Sandy K.

Senior Vice President of Finance

> "Product has all the modules we need for our accounting and the ability to keep track by contract for contract reporting."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135292)

CS

Christopher S.

Accountant

> "One of my employees has an issue where the functionality of Sage Collaborate stopped working and it has been almost a month with no resolution."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082885)

SB

Shawna B.

Accountant

> "After implementing automation, we eliminated a lot of repetitive tasks in AP/AR and month-end, which significantly improved accuracy and turnaround..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050225)

LP

Lisa P.

Controller

> "There are some data fields that I have been unable to locate in the past when trying to create a report."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139238)

SC

Sandy C.

SVP Finance

> "Scalability to our needs allows us to get started now, knowing that we can add more locations and entities as we grow and evolve"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140781)

EB

Emma B.

Financial Controller

> "It can be difficult to follow a trial of what has happened in the system as it will only bring back a limited amount of information."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141009)

BT

Bob T.

COO

> "It’s a strong platform for organizations that value control, visibility, and integration—especially if you’re willing to invest a bit of time in..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144458)

PR

Patrick R.

Account Manager

> "The system can overcomplicate routine workflows, especially if you’re not deeply trained."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144357)

PM

Phillip M.

CFO

> "Real-time access, clear audit trails, and solid internal controls make audits smoother and reduce manual reconciliations."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

CN

Christina N.

Controller

> "Sage reporting is terrible. If you add an account it does not automatically add to your reports."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390)

JW

Jade W.

controller

> "Strong automation capabilities across core accounting workflows like journal entries, consolidations, and reporting."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480)

KAG

Kelsie-Ann G.

Financial manager

> "Debtors/creditors age analysis report is set on days not months ... probably the most frustrating part."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135683)

CS

Craig S.

Vp of finance

> "As a result, our team is able to close books faster, make more informed decisions, and focus more on strategic initiatives rather than routine..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141477)

MM

Matt M.

VP CFO

> "Bugs and Issues - my background is IT and I am shocked at the number of bugs and issues we continue to face."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080314)

PM

Phillip M.

CFO

> "Sage Intacct is a strong fit for nonprofits that need transparency, compliance, and multi-dimensional financial insight."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

EK

Ebony K.

Director of Accountijg

> "Inability to edit credit card transactions."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141595)

HK

HEMANT K.

Manager

> "Overall, it felt like a modern, cloud-native ERP that delivered strong controls and transparency while still being flexible enough to adapt to..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

JC

Jacob C.

CEO

> "The onboarding and configuration was handled so poorly that we haven't been able to close our books for almost a year."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7056057)

ML

Miriam L.

owner

> "intacct is the gold standard of accounting software and is AICPA approved so it has the aiblities to do more than most"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7140010)

EK

Eileen K.

Controller

> "I don't like that you have to pay to access educational material on your platform, that should be at no cost."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135359)

JW

Jade W.

controller

> "It significantly reduces manual work, improves accuracy, and provides real-time visibility into financials."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480)

TM

Travis M.

Accountant

> "Issues with AP AI and not reading embedded stamps."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141474)

JC

Jackie C.

Director of Finance

> "The implementation was pretty easy, the various input screens within the applications are similar, so training is easier, the many dimensions and..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840)

JM

John M.

CFO

> "certain things like reporting and invoices etc are very complicated and difficult to make updates to ."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682)

AS

Alex S.

Director of Financial Operations

> "In terms of value for money, Sage Intacct delivers a high-quality solution that scales well as organizational needs evolve."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

AM

Anita M.

Finance director

> "This process is creating hundreds of account code combinations and making the audit much harder"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010847)

EW

Elizabeth W.

Chief Financial Officer

> "We are able to integrate purchasing, payroll, timesheets and other activities with ease."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142068)

VR

Verified Reviewer

Controller

> "Biggest complaints my staff have had with using Sage Intacct is that it isn't as easy to delete or correct mistakes like in QuickBooks Online."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531)

AW

Amber W.

Senior Director of Finance

> "It allowed us to report from various angles which helps with efficient decision making."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339)

LJ

Laura J.

CFO

> "I like the product more than our prior software, however, the implementation company we used was terrible and I feel like we are not getting the..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167)

PR

Patrick R.

Account Manager

> "This is particularly important for companies experiencing growth or dealing with complexity, such as multiple subsidiaries, currencies, or entities."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144357)

BL

Ben L.

CFO

> "We feel like we are not a valued customer even though we have been using the system for almost 6 years now and have increased our volumes..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142858)

AC

Allie C.

Manager

> "The console allows us to easily switch between clients and see each of their instances."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141473)

JCY

Julian Christian Y.

Accounts Payable Specialist

> "Certain reports you cannot filter down or modify."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7136928)

VR

Verified Reviewer

Controller

> "Integration with Rippling Payroll and Rippling Spend has streamlined our workflows, especially in payroll and expense management."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563)

JP

Jennifer P.

Manager of Finance and Administration

> "The AP approval process is not as custom as we thought. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142307)

HD

Haley D.

Accounting Admin

> "With Sage Intacct I have had the pleasure of being able to use its advanced financial reporting for otherwise complex business structures."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

CC

Cory C.

CFO

> "Very poor implementation, worst of any implementation ever completed of an accounting or ERP system."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080488)

VR

Verified Reviewer

Controller

> "The ability to use customized fields, dimensions, reports, etc. makes it far superior to other accounting software."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531)

ZG

Zachary G.

Director of Finance

> "The most difficult things in Intacct has been the customer report writer."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139244)

LP

Lisa P.

Controller

> "The ability to take a report, save it and customize it helps us tremendously."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139238)

BN

Branden N.

Carpenter

> "It’s hard to get your general ledger to balance every month and to upload my checks, especially with the positive pay service"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6784011)

PK

Patricia K.

VP, Finance and Operations

> "it enables the accounting team to be hyper efficient and focus efforts on higher level tasks. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719)

CN

Christina N.

Controller

> "Its also extremely difficult to learn how to create and manipulate reports. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390)

NM

Natasha M.

Controller

> "User friendly, the best reports that allow you to drill down into each entry- multi date income and balance reports, upload payroll"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495)

JL

Juanita L.

Accounting manager

> "We are still in the implementation phase, it is hard to understand when you haven’t run thru a complete process"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7142355)

JW

Jade W.

controller

> "The multi-entity and SaaS-focused features are especially valuable for scaling organizations."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7141480)

NB

Nicole B.

Controller

> "The fixed asset module is cumbersome versus what I would expect."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7112218)

MF

Mitch F.

HR Data and Insights

> "It delivered precise calculations and offered a comprehensive solution for handling employee payments, which was crucial for accurate payroll..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305)

AW

Amber W.

Senior Director of Finance

> "I wish there were more canned reports that can be edited."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339)

ZG

Zachary G.

Director of Finance

> "A big piece of this is the large number of marketplace partners providing third party solutions to expand Intacct."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139244)

NM

Natasha M.

Controller

> "Customer support can be difficult to get through to if you’re in Canada- sometimes you can get transferred a few times."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495)

CS

Courtney S.

Accounting Supervisor

> "Overall, it has increased our efficiencies, saved time, allowed for easier reporting structure and reporting options to provide to management."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7001244)

CN

Christina N.

Controller

> "We have to pay for an add on from Armanino which is not ideal."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7144390)

AK

Abby K.

Accounting Manager

> "Sage Intacct's customizable reporting and dimensional tracking made financial analysis much easier for our team."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257)

MQ

Mike Q.

CFO

> "The reporting and features are way behind other similarly priced products."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7139524)

SB

Stacy B.

Senior Director of Finance

> "It's good, the software needs to have more flexibility when trying to change information or delete certain things"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7085660)

KAG

Kelsie-Ann G.

Financial manager

> "Cannot process a refund on a supplier/customer... silly !"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7135683)

PM

Phillip M.

CFO

> "Accessible from anywhere, with strong role-based permissions and the ability to grow with the organization."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

AK

Abby K.

Accounting Manager

> "Also, implementation can be complex and time consuming, especially for multi entity setups."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257)

[View Reviews](https://www.capterra.com/p/76/Intacct/reviews/)

## User interface

4.22 (402)

4.29 (684)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

1099 Preparation

207

Important

Accounting

150

Important

ACH Payment Processing

120

Important

Melio

28/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/184673/Melio/#features)

Sage Intacct

Top features

41/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/76/Intacct/#features)

### Recognition

Melio is recognized as a top-rated tool in 5 Capterra Shortlist reports

No recognitions have been awarded to Sage Intacct

### Deployment & support

Melio

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Sage Intacct

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Melio

-   By Melio
-   Located in United States
-   Founded in 2018

Sage Intacct

-   By Sage
-   Located in United Kingdom
-   Founded in 1981

## Popular Comparisons

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$25/month

Price

$38/month

4.1

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.2

Features

4.3

4.2

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-190778/Intacct-vs-QuickBooks-Online)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

$25/month

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$25/month

4.1

Features

4.3

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

Contact vendor for pricing

Price

$2210/year

4.2

Features

4.4

4.2

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/76-174984/Intacct-vs-QuickBooks-Enterprise)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$25/month

Price

$2210/year

4.1

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

Contact vendor for pricing

Price

$25/month

4.2

Features

4.3

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

$25/month

Price

Contact vendor for pricing

4.1

Features

4.7

4.4

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.2

Features

4.2

4.2

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/76-135757/Intacct-vs-NetSuite)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

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$25/month

Price

$1922/year

4.1

Features

4.3

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/184673-212058/Melio-vs-QuickBooks-Desktop-Pro)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,559)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

Contact vendor for pricing

Price

$1922/year

4.2

Features

4.3

4.2

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/76-212058/Intacct-vs-QuickBooks-Desktop-Pro)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$25/month

Price

Contact vendor for pricing

4.1

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio)

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,043)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$235/month

4.2

Features

4.4

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/76-189398/Intacct-vs-QuickBooks-Online)