# Compare Sage Intacct vs Plooto 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Sage Intacct and Plooto based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/76-225025/Intacct-vs-Plooto

---

# Sage Intacct vs Plooto Features and Cost Comparison

Last updated March 24th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Sage IntacctPlooto2/4 selected

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

[Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/)

[## Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

4

Reviews Sentiment

HK

Based on [606 reviews](#user-reviews)

Positive

521

Neutral

63

Negative

22

[## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/)

Starting Price

CA$32.00/month

Value-for-Money

4.2

Functionality

4.2

Ease of Use

4.5

Customer Service

4

Reviews Sentiment

Based on [241 reviews](#user-reviews)

Positive

210

Neutral

19

Negative

12

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 5,444 reviews from accounts payable software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

81%Fit

High performer

Feature ratings

Accounting

4.6

Financial Management

4.2

Bank Reconciliation

4.4

Invoice Processing

4.5

Billing & Invoicing

4.5

69%Fit

Missing features

Feature ratings

Accounting

4.8

Financial Management

NA

Bank Reconciliation

3.8

Invoice Processing

3.9

Billing & Invoicing

4.2

User satisfaction

User satisfaction

4.3

User reviews[606](https://www.capterra.com/p/76/Intacct/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

4.0

User satisfaction

4.3

User reviews[241](https://www.capterra.com/p/225025/Plooto/reviews/)

Ease of use

4.5

Functionality

4.2

Value for money

4.2

Customer support

4.0

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

CA$32Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Best for growing organizations exceeding $5M in annual revenue seeking robust cloud accounting/financial software for real-time reporting & automation to streamline operations & support scalability.

Best for

Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments.

## User reviews

Pros & cons

HK

HEMANT K.

Manager

> "The dimensional accounting model and real-time dashboards significantly improved financial visibility and decision-making, while features like..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

LJ

Laura J.

CFO

> "What we like least about Sage is inability to correct invoices in AP or AR after paid and not having automated fund balancing."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167)

HK

HEMANT K.

Manager

> "It is a robust, cloud-native financial management system that delivers strong core accounting, excellent reporting, and solid scalability for..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

RD

Ross D.

Corporate Controller

> "This makes searching for transactions and trying to follow what happened in the system very difficult because I'm not able to view all the info..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

AS

Alex S.

Director of Financial Operations

> "The dimensional reporting is a standout feature, allowing for detailed insights across programs, locations, and funding sources without..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

RD

Ross D.

Corporate Controller

> "Additionally, it feels like I'm not able to customize reports to provide all the information I need in one place."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

RK

Raiyan K.

Accountant

> "Some of their features of invoice management and payment processing is game changer knowing how easy the interface is and how easily you can..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050465)

HD

Haley D.

Accounting Admin

> "Certain entries are unable to be deleted permanently rather there is a "reversed" option which essentially does perform the same act however..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

SB

Shawna B.

Accountant

> "After implementing automation, we eliminated a lot of repetitive tasks in AP/AR and month-end, which significantly improved accuracy and..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7050225)

DS

David S.

President

> "Cost is becoming unreasonable from initial start of contract. Despite discussions about this, the account manager continues to try and get more..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080298)

PM

Phillip M.

CFO

> "Real-time access, clear audit trails, and solid internal controls make audits smoother and reduce manual reconciliations."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

RD

Ross D.

Corporate Controller

> "Then once the GL data is displayed, I'm not able to sort it in any way (largest to smallest, etc.)."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080258)

RW

River W.

Staff Accounting

> "I would switch accounting software in a heartbeat if it were my decision to make to one with adequate customer support, such as dedicated..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885095)

CS

Christopher S.

Accountant

> "One of my employees has an issue where the functionality of Sage Collaborate stopped working and it has been almost a month with no resolution."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082885)

PM

Phillip M.

CFO

> "Sage Intacct is a strong fit for nonprofits that need transparency, compliance, and multi-dimensional financial insight."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

LJ

Laura J.

CFO

> "I like the product more than our prior software, however, the implementation company we used was terrible and I feel like we are not getting..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7047167)

HK

HEMANT K.

Manager

> "Overall, it felt like a modern, cloud-native ERP that delivered strong controls and transparency while still being flexible enough to adapt to..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7083304)

BN

Branden N.

Carpenter

> "It’s hard to get your general ledger to balance every month and to upload my checks, especially with the positive pay service"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6784011)

AH

Abby H.

CFO

> "It also integrates smoothly with systems like ADP, which keeps our data consistent across platforms."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7040030)

MM

Matt M.

VP CFO

> "Bugs and Issues - my background is IT and I am shocked at the number of bugs and issues we continue to face."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080314)

JC

Jackie C.

Director of Finance

> "The implementation was pretty easy, the various input screens within the applications are similar, so training is easier, the many dimensions..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840)

JC

Jacob C.

CEO

> "The onboarding and configuration was handled so poorly that we haven't been able to close our books for almost a year."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7056057)

AS

Alex S.

Director of Financial Operations

> "In terms of value for money, Sage Intacct delivers a high-quality solution that scales well as organizational needs evolve."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

JM

John M.

CFO

> "certain things like reporting and invoices etc are very complicated and difficult to make updates to ."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682)

HR

Hayley R.

Accounts Payable Manager

> "Overall, Sage has given our team an easy to use home base for our accounting records and allows us to alter and integrate addons that..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7022703)

AM

Anita M.

Finance director

> "This process is creating hundreds of account code combinations and making the audit much harder"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010847)

AW

Amber W.

Senior Director of Finance

> "It allowed us to report from various angles which helps with efficient decision making."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339)

VR

Verified Reviewer

Controller

> "Biggest complaints my staff have had with using Sage Intacct is that it isn't as easy to delete or correct mistakes like in QuickBooks Online."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531)

VR

Verified Reviewer

Controller

> "Integration with Rippling Payroll and Rippling Spend has streamlined our workflows, especially in payroll and expense management."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563)

CC

Cory C.

CFO

> "Very poor implementation, worst of any implementation ever completed of an accounting or ERP system."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080488)

HD

Haley D.

Accounting Admin

> "With Sage Intacct I have had the pleasure of being able to use its advanced financial reporting for otherwise complex business structures."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

NB

Nicole B.

Controller

> "The fixed asset module is cumbersome versus what I would expect."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7112218)

VR

Verified Reviewer

Controller

> "The ability to use customized fields, dimensions, reports, etc. makes it far superior to other accounting software."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869531)

AW

Amber W.

Senior Director of Finance

> "I wish there were more canned reports that can be edited."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117339)

PK

Patricia K.

VP, Finance and Operations

> "it enables the accounting team to be hyper efficient and focus efforts on higher level tasks. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719)

NM

Natasha M.

Controller

> "Customer support can be difficult to get through to if you’re in Canada- sometimes you can get transferred a few times."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495)

NM

Natasha M.

Controller

> "User friendly, the best reports that allow you to drill down into each entry- multi date income and balance reports, upload payroll"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6813495)

AK

Abby K.

Accounting Manager

> "Also, implementation can be complex and time consuming, especially for multi entity setups."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257)

MF

Mitch F.

HR Data and Insights

> "It delivered precise calculations and offered a comprehensive solution for handling employee payments, which was crucial for accurate payroll..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305)

JK

Janell K.

ACCOUNTING MANAGER

> "We aren't able to batch AR Credit Card Payments or Email invoices, it must be done individually."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6421633)

CS

Courtney S.

Accounting Supervisor

> "Overall, it has increased our efficiencies, saved time, allowed for easier reporting structure and reporting options to provide to management."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7001244)

KS

Kimberly S.

CEO

> "I have one client that spent $60k on a software she didn't need because a Sage representative told her your software couldn't do what she..."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6855770)

AK

Abby K.

Accounting Manager

> "Sage Intacct's customizable reporting and dimensional tracking made financial analysis much easier for our team."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6850257)

AC

Amy C.

CFO

> "The budget module was a bit hard to figure out my first time. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117251)

SB

Stacy B.

Senior Director of Finance

> "It's good, the software needs to have more flexibility when trying to change information or delete certain things"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7085660)

AD

Andrea D.

chief operating and financial officer

> "Product support is spotty, especially when it comes to API integrations. And some things are very hard to do in Sage Intacct, that were..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6445497)

PM

Phillip M.

CFO

> "Accessible from anywhere, with strong role-based permissions and the ability to grow with the organization."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7051702)

MF

Mitch F.

HR Data and Insights

> "My role meant I wasn’t a day to day user but more ad-hoc when required and for reporting. If you use this every day then you may not share my..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6553305)

SP

Sara P.

Chief Financial Officer

> "Sage Intacct is a game-changer for organizations looking for a cloud-based accounting solution that scales with them."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855670)

SS

Summer S.

Chief Financial Officer

> "We have been able to negotiate 5-6% increases most years, but for a small non-profit, it is not sustainable."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885098)

AT

Anna T.

Finance Specialist

> "The reconciliation function has allowed us to become much more efficient with our month end process - what used to take us roughly 5 days now..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6626092)

BM

Brian M.

Lead Pastor of Operations

> "Finding what you need can be taxing at times."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7082930)

VR

Verified Reviewer

Controller

> "Sage Intacct is a robust, scalable solution that gives our finance team the tools to work smarter and more efficiently."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6869563)

SH

Steve H.

Project Manager

> "The inventory system is not suitable for our needs."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855605)

FS

Florian S.

Accountant

> "Sage Intacct offers strong financial management tools, real-time reporting, and easy scalability for growing businesses."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6544735)

AS

Adeniran S.

Associate Traveling Secretary

> "Unfortunately, Sage Intacct has limited focus on non-financial aspects such as HR and supply chain -"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6649113)

HD

Haley D.

Accounting Admin

> "Overall using this cloud accounting system has proven to be a great automation system for my companies"

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7115619)

AD

Alpha D.

Accountant

> "The tool is complex to learn, expensive, and its implementation may require time and expert assistance."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6870400)

JM

John M.

CFO

> "Solid accounting system with good controls, to efficiently process transactions and month-end."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851682)

PP

Pankaj P.

Finance head

> "There is no chat option available in support section. And their contact information provided over there are not much helpful."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6594976)

AS

Alex S.

Director of Financial Operations

> "Overall, it provides strong controls and visibility for finance teams."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7117224)

CL

Christopher L.

Controller

> "Some bugs and deficiencies in features."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6828828)

KH

Kevin H.

Controller

> "What I like most about Sage Intacct is the ease of use and the cloud based program so that it can be access anywhere."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7080242)

MB

Melissa B.

Director Operations

> "We spend more then needed since we cannot remove international currency and we never even used it."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6421565)

LD

Lily D.

HR Generalist

> "Our accounting team has everything set up for us so inputting the expenses and their allocations makes it easy."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6851030)

CR

Cecile R.

Director of Finance

> "Building reports is sometime confusing, and not as straightforward has I would like it to be. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6882378)

MD

Melissa D.

Director of Operations CFO

> "What I like most is how user-friendly the system is, easy to navigate and is pretty self-explanatory, which makes the product easy to use even..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7037275)

AF

Antoine F.

Financial Analyst

> "I don't like that you cannot pay a USD AP Bill with a Canadian credit card."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6610467)

VR

Verified Reviewer

Fractional CFO, Project Manager

> "Sage University and on-line help supports on-boarding new users with training and screen and field explanations. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855684)

RS

Rahul S.

Assistant Financial Controller

> "Fixed Asset Module is not effective."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7005351)

JC

Jackie C.

Director of Finance

> "I like Intacct’s automations, as they help us keep our accounting team lean and efficient."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7010840)

KS

Kimberly S.

CEO

> "I don't like that your sales department doesn't fully understand the product nor do they know anything about bookkeeping. "

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6855770)

PK

Patricia K.

VP, Finance and Operations

> "It has been an amazing journey and I hope to finish my career with Sage Intacct being the last accounting application I ever use! Where was..."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7114719)

RW

River W.

Staff Accounting

> "The customer support is slow and generally abysmal."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885095)

CL

Christopher L.

Controller

> "An innovative and modern product, highly scalable and manages a wealth of customization possibilities while remaining straightforward."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6828828)

JS

Jordan S.

Project controller

> "It’s not great for any customizations."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___7004954)

JR

Jennifer R.

COO

> "It meets our needs for the trust accounting service line of our firm. "

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6885112)

DB

Daniel B.

CEO

> "Corrupts its own data on critical backups."

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6632233)

SH

Steve H.

Project Manager

> "It has a ton of reports that you can customize yourself, with no assistance needed from the Sage support team."

[See full review](https://www.capterra.com/p/76/Intacct/#Capterra___6855605)

KS

Kimberly S.

CEO

> "Your salesperson simply didn't understand the full capabilities of the software and how to use it. "

[See full review](https://www.capterra.com/p/76/Intacct/#SoftwareAdvice___6855770)

[View Reviews](https://www.capterra.com/p/76/Intacct/reviews/)

RP

Ryan P.

Lead Designer

> "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886)

RP

Ryan P.

Lead Designer

> "One of the biggest limitations is that Plooto doesn’t replace accounting software."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886)

AN

Amir N.

Controller

> "Intimation to the vendors, through email about the payment details is a great feature."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884)

SB

Steve B.

COO

> "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672)

SM

Sam M.

pres

> "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362)

BK

Bridgette K.

owner

> "The only con is that my account was deactivated without notice."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996)

AN

Amir N.

Controller

> "Plooto integration with the QuickBooks online is easy to use & navigate."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884)

BK

Bridgette K.

owner

> "I attempted to reach out to customer support, but did not receive a response."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996)

BZ

Beckett Z.

Senior Accountant

> "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576)

AC

Alan C.

Executive Director

> "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..."

[See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955)

BZ

Beckett Z.

Senior Accountant

> "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576)

CH

Colette H.

Piano Teacher Owner Director

> "Cannot do credit card refunds without going through customer service."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505)

CH

Colette H.

Piano Teacher Owner Director

> "Great filters to search through past payment history."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505)

VR

Vickey R.

Owner

> "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394)

HL

Hunter L.

Owner

> "Easy to export and schedule payment from quickbooks."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742)

JJ

Jaykumar J.

System Engineer

> "Not a mobile app and integration facility"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550)

SF

Sarah F.

Office Manager

> "So far we are content with the payables portion."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881)

VR

Vickey R.

Owner

> "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394)

DS

Desmond S.

Administration

> "Reasonably easy to set up, and payments are reliable."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742)

AC

Alan C.

Executive Director

> "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview."

[See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955)

VR

Vickey R.

Owner

> "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394)

JG

Joanna G.

Hotel posta

> "Can be difficult to use for advanced tasks"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070)

CW

Chad W.

CAO

> "Plooto has provided a good venue for transactions to be completed in a timely and effective way. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697)

NL

Noah L.

Senior Financial Analyst

> "Some vendors can be skeptical to enter banking details into a third party payment processor."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809)

AC

Alan C.

Executive Director

> "The interfaces are clean and the functionality with the software is very solid."

[See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955)

RP

Rebecca P.

Client Service Representative

> "One of the only things I find a drawback is how long it takes for funds to transfer. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187)

PS

Pauline S.

Accounting supervisor

> "great, their customer support is reliable as well and i find the software very reliable in payment processing"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633)

VR

Verified Reviewer

General Manager

> "there is no payroll integration which slows down the payment and reconciliation process considerably."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397)

DM

Daianne M.

Business Operations and Support Manager

> "I want to express my appreciation for the user-friendly interface of the platform."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983)

RW

Ron W.

Owner

> "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897)

MW

Melissa W.

Chief Financial Officer

> "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032)

SR

Steven R.

Owner

> "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383)

NL

Noah L.

Senior Financial Analyst

> "Customer service is right at your finger tips and gives almost immediate help through their chat feature."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809)

Steven D.

Head of Product + Operations

> "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154)

KH

Kelly H.

Administrator

> "The platform is very simple and saves time!"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631)

AC

Alice C.

Founder and Clinical Director

> "I don't like that I can't pay my monthly subscription with a credit card."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927)

GA

Gillian A.

Musician, Graphic Design

> "Ease of use and payments are received quickly."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533)

RW

Ron W.

Owner

> "Plooto does not import credit amounts resulting in overpayments."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897)

JG

Joanna G.

Hotel posta

> "I like the fact that it is easy to set up"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070)

BB

Bernard B.

President & CEO

> "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335)

Maddie T.

System Administrator

> "Approval control, user-friendliness, and affordability are all things we like."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700)

VR

Verified Reviewer

Manager

> "E-transfers do not require giving up your password, and I refuse to compromise my security."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621)

AE

Ali E.

IT & Operations

> "The integration with Xero and reoccurring PAD setups are great time saving features."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612)

KW

Krista W.

Partner

> "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422)

Isaac S.

Implementation Specialist

> "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398)

RW

Ron W.

Owner

> "The payment interface with QBO was not well thought out."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897)

ZK

Zak K.

Executive Director

> "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824)

AE

Ali E.

IT & Operations

> "Unfortunately, there isn't a way to remove these for security reasons."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612)

MA

Michele A.

Office Administrator

> "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571)

EB

Edgar B.

Founder

> "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043)

NL

Noah L.

Senior Financial Analyst

> "It is very easy to use and syncs perfectly with QuickBooks Online."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809)

CE

Chris E.

Lead Client Advisor

> "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044)

AC

Alice C.

Founder and Clinical Director

> "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927)

MB

Mattias B.

President

> "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847)

JS

Janet S.

Managing Director

> "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293)

JA

Jay A.

Controller

> "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859)

DS

Dorinda S.

Executive Director

> "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080)

GP

Genna P.

Director of Finance

> "I can’t say I have enough experience with all its features to list any cons at this point."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903)

Bailey F.

CEO

> "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891)

AM

Audrey M.

Owner

> "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878)

AM

Audrey M.

Owner

> "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878)

KM

Kartik M.

Accounting Manager

> "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461)

DM

Diana M.

Bookkeeper

> "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527)

AD

Andy D.

President

> "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983)

RV

Rini V.

Junior Accountant

> "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194)

NP

Norris P.

Vice President

> "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965)

RP

Rebecca P.

Client Service Representative

> "This is very easy software to use! "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187)

GS

Geeshan S.

President

> "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328)

SB

SARA B.

Owner

> "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400)

HY

Heather Y.

Principal

> "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350)

MA

Michele A.

Office Administrator

> "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571)

JR

Josh R.

President

> "The fees often hit wrong chart of accounts and requires manual adjustments on occasions."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847)

CC

Carmen C.

Accountant

> "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414)

GS

Geoffrey S.

President

> "Worst feature change was from transaction cost to minimum monthly fee."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035)

Bailey F.

CEO

> "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891)

DG

Daniel G.

Owner

> "but when they added a monthly fee on top of the pay-per-use model I stopped using it."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509)

VR

Verified Reviewer

General Manager

> "Integrates well with QB online."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397)

RS

Reg S.

Owner

> "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866)

RD

Riley D.

CFO

> "It integrates perfectly with our Xero accounting system and makes payments seamless."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923)

Bailey F.

CEO

> "Payment times can be anywhere from 3 - 7 days which is a little slow."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891)

[View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/)

## User interface

4.26 (606)

[Plooto](https://www.capterra.com/p/225025/Plooto/)

4.34 (241)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

1099 Preparation

207

Important

Accounting

150

Important

ACH Payment Processing

120

Important

Sage Intacct

Top features

40/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/76/Intacct/#features)

Plooto

30/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/225025/Plooto/#features)

### Recognition

No recognitions have been awarded to Sage Intacct

No recognitions have been awarded to Plooto

### Deployment & support

Sage Intacct

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Plooto

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Sage Intacct

-   By Sage
-   Located in United Kingdom
-   Founded in 1981

Plooto

-   By Plooto
-   Located in Canada
-   Founded in 2014

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[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,037)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$235/month

4.2

Features

4.4

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/76-189398/Intacct-vs-QuickBooks-Online)

[Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

CA$32/month

Price

Contact vendor for pricing

4.2

Features

4.2

4.5

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto)