# Compare The Mortgage Office vs nCino’s Mortgage Suite 2026 | Capterra > Unsure of what to choose? Check Capterra to compare The Mortgage Office and nCino’s Mortgage Suite based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/9277-169464/The-Mortgage-Office-vs-The-Nexus --- # The Mortgage Office vs nCino’s Mortgage Suite Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: The Mortgage OfficenCino’s Mortgage Suite2/4 selected [The Mortgage Office](https://www.capterra.com/p/9277/The-Mortgage-Office/)[4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/)[4.8 (126)](https://www.capterra.com/p/169464/The-Nexus/reviews/) [## The Mortgage Office](https://www.capterra.com/p/9277/The-Mortgage-Office/)[4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.7 Ease of Use 4.7 Customer Service 4.8 Reviews Sentiment NB JW AE Based on [285 reviews](#user-reviews) Positive 276 Neutral 7 Negative 2 [## nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/)[4.8 (126)](https://www.capterra.com/p/169464/The-Nexus/reviews/) Starting Price Contact vendor Value-for-Money 4.8 Functionality 4.7 Ease of Use 4.7 Customer Service 4.7 Reviews Sentiment Based on [126 reviews](#user-reviews) Positive 124 Neutral 1 Negative 1 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Features in Loan Servicing Software Best performer 44 / 50 Only The Mortgage Office - Accounting - ACH Payment Processing - Activity Dashboard 10 / 50 User satisfaction User satisfaction 4.8 User reviews[285](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Ease of use 4.7 Functionality 4.7 Value for money 4.7 Customer support 4.8 User satisfaction 4.8 User reviews[126](https://www.capterra.com/p/169464/The-Nexus/reviews/) Ease of use 4.7 Functionality 4.7 Value for money 4.8 Customer support 4.7 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for For 45+ years, The Mortgage Office has been trusted as the most innovative, secure, and user-friendly loan management platform. Streamline your loan origination, servicing, and fund management. Best for Mortgage lenders, IMBs, banks, and credit unions who want to improve loan production, lower operational costs, increase referral volume, and enhance customer satisfaction. ## User reviews Pros & cons NB Nicole B. Director of Operations > "It has loan reports for your maturities and for tracking insurance and also I love the tax feature and there customer service..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7085450) RB Robert B. Owner > "For the customer contact page, they have all sorts of unused spaces, but yet have no field to put in extension numbers and..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#SoftwareAdvice___6437744) JW Jordan W. Director > "It offers strong features for tracking loans, managing data, and generating reports." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073840) JP Jill P. Contract Servicing Specialist > "Impound Analysis has been the most challenging, as tax payments were due same time as our files have been moved over into..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6323227) AE Ashlee E. Accounting Specialist > "It is a very complex system that allows us to do many things like take payments, manage our bank loans, cut checks and plenty..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6343133) MO Michelle O. Loan Processor > "At first, the extensive "menus" are a bit difficult to navigate, and it's easy to lose my place." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6576953) AV April V. Loan Processor > "The platform is much more streamlined and efficient, and it’s made managing loans and servicing far easier than before." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7066671) RB Robert B. Owner > "They do not appear to take this into account and when they do reply to an issue it was always after closing time on the east..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#SoftwareAdvice___6437744) MO Michelle O. Loan Processor > "TMO's ability to organize data, create templates, and store documents all in one platform is very appealing (and important)..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6576953) ST Shweta T. Accountant > "i just fear that in Pro version we will lose backup facility but that is common is all web-based software's" [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6497442) JC Jessica C. Assistant Manager > "The system is very user-friendly, and the wide range of resources available helps us run our business as efficiently as..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7071183) RB Robert B. Owner > "It is my experience that TMO gives no refunds no matter how badly they performed." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#SoftwareAdvice___6437744) AV April V. Loan Processor > "It feels like a solid upgrade that actually supports day-to-day operations." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7066671) MO Michelle O. Loan Processor > "I am still in the beginning stages and have not fully implemented the TMO software." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6576953) JW Jordan W. Director > "The platform is robust and dependable, and the strong support from the whole TMO team makes a big difference." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073840) RB Robert B. Owner > "Their integration just did not work." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#SoftwareAdvice___6437744) NB Nicole B. Director of Operations > "What I love about it is that it's not complicated and covers everything that we need it for. " [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7085450) CA Cristina A. Head of Servicing > "Unable to set up one reminder to multiple people on a group, ability to easily pull reports by Lender and ability to see what..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3475270) NS Nora S. Office Administrator > "Definitely a solid tool for keeping everything organized and running efficiently." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073819) CC Colette C. RMLO/MANAGER > "unfortunately, we were sold the origination module and were not aware that it won't work for us." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3678544) JW Jordan W. Director > "It’s clear they care about improving the platform based on real user needs." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073840) EB Emily B. Office Manager > "I do feel as though it takes a little time to get a handle on how to use and navigate the program." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___4133067) NS Nora S. Office Administrator > "The support team is also excellent — they respond quickly and are very helpful whenever you have questions or need help..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073819) CA Cristina A. Head of Servicing > "Do not like that it sits on Amazon workspace causing issues with database set up and how documents are stored etc etc" [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3475270) MR Marisol R. Real Estate Office Manager > "Very satisfied with the program regarding loan servicing, reports, payments and more." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7023657) NQ Nordany Q. Owner > "The base Loan Origination module does not allow for payments to be divided monthly evenly if the first payment due date is..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2824160) HM Heather M. Operations Coordinator Master Broker > "The end of year tax option is amazing!" [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7060827) LR Laurie R. Assistant Portfolio Manager > "The only thing I am not liking at the moment is that since moving to Amazon Workspace and having to use Work Docs to save..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2824254) HM Heather M. Operations Coordinator Master Broker > "The training was good once I had a good understanding of what my company was looking for in the platform." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7060827) PH Patty H. Manager > "Cloud Server and so it makes it a bit more difficult to log in." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3439182) NA Nasreen A. System Analyst > "User Friendly system and easy to access in terms of features and functionality, tope of that excellent customer support." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7062999) CA Cristina A. Head of Servicing > "as a new user coming in not knowing how the company was set up and trying to do major clean up I found it challenging and..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3475270) NS Nora S. Office Administrator > "The quick, helpful support really makes a difference, so you never feel stuck." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073819) JH Julie H. COO > "While quite a bit can be customized, we're having some challenges customizing some reports for our participants based upon..." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2217012) NS Nora S. Office Administrator > "The software is really well-made, fast, and easy to navigate." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___7073819) DC Damara C. Assistant Director of Finance > "Still haven't master the reporting that I need but it's only been 2 months. " [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2989014) VF Veniece F. Office Manager > "The customer support team has my back on a daily basis on varied topics as I continue to build out the Loan Servicing system...." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6085193) JH Juanna H. Admintrator > "Every time there is an update, they come with many glitches that impedes us to proceed with our normal workday. " [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2654657) ER Estefania R. Collection Agent > "The Mortgage Office has it all: dynamic modules, customazible grids, easy reporting system." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6210561) DM Daynet M. Port Folio Manager > "the support om angering the questions on the training ." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3320839) JA Jacqueline A. Director of Loan Servicing > "TMO goes above and beyond to assist their clients with any questions they have. " [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6449916) ET Erika T. Manager > "The software we used before was absolutely the reason it was difficult." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2965867) LR Lura R. Bookkeeper > "I can always reach our support team when needed." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6551367) CA Cristina A. Head of Servicing > "reporting is not easy to work with." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___3475270) AA Angel A. Office Manager > "The support team is amazing also!! If they don't know the answer they will find out and get back to you!" [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6556579) PB Peggy B. President > "The learning process was very complex and difficult to understand in the beginning." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2831857) MS Michelle S. Loan Processor > "Easy seminar to follow along with and having it be interactive was very helpful." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6549771) EG Elizabeth G. Marketing Director > "No features we do not like." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2411233) MS Michelle S. Loan Processor > "Overall, The Mortgage Office was a great experience and I'm glad I made the trip over to learn more about the program." [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___6549771) JG James G. Director of Lending > "The software was very rigid" [See full review](https://www.capterra.com/p/9277/The-Mortgage-Office/#Capterra___2343438) [View Reviews](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) PK Purnambica K. Manager > "It is advanced platform which meets all process requirements in transparent way on platform and there..." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3604874) SM Sheila M. Vice President Mason Inverstments, LLC > "It seems to lag sometimes and that may be due to my own personal connectivity as opposed to the actual..." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3712448) VR Verified Reviewer Loan Officer > "Great platform, easy to use and can do application in Spanish or English." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___4830380) FD Fahad D. Android Developer > "Sometimes the e sign feature does mot work properly" [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___4710911) VR Verified Reviewer Real Estate Broker > "The easy to use interface and client notifications" [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___4839724) AC Amy C. Branch Manager > "When texting the link to our customers, the wording goes through several minutes before the link and..." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___2989248) CR Cynthia R. Loan Officer > "It makes it easier for our clients to be able to fill out their application, upload documents and keep..." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3423484) FF Ferd F. LO > "From time to time, some sections of the interface doesnt react quick enough.." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___4185310) DC Devin C. Mortgage Loan Officer > "Sending an application to clients is easy." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___5090844) DM Deb M. Mtge loan officer > "If I am refinancing a prior customer or user, the borrowers are confused about which application to..." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3012892) DM Deb M. Mtge loan officer > "I receive high compliments on the built in scanner and the ability to add documents without printing..." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3012892) ML Michael L. Loan officer > "They changed the product so it no longer updates with encompass information regarding loan payments." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3246318) DS Dawn S. Real Estate Agent > "The loan calculator options have proved invaluable as a real estate agent. " [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3735346) VR Verified Reviewer Senior Consultant Team Lead > "I don't have any least feature or negative comment for this software." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___4547497) CS Coty S. Realtor > "The simple way to share with clients and brand yourself with a mobile app" [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3559311) BC Brendan C. Mortgage Loan Originator > "Unless you save the login link, it is difficult to find a login through simple nexus." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3013299) YA Yona A. Representative > "Users enjoy the ability to track the loan status and the ability to see all documents in one place." [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3418796) BL Brandyn L. Loan officer > "Sometimes borrowers have issues entering in the authorization code" [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___2989107) DC Devin C. Mortgage Loan Officer > "Great app for lenders!" [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___5090844) AK Ari K. Manager > "I’m app communication to lender lacking" [See full review](https://www.capterra.com/p/169464/The-Nexus/#Capterra___3317204) [View Reviews](https://www.capterra.com/p/169464/The-Nexus/reviews/) ## User interface 4.82 (285) [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/) 4.79 (126) ### Features The Mortgage Office Top features 44/50 - Accounting - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Notifications - Amortization Schedule - API - Approval Process Control - Audit Trail - Auto Loans - Automatic Funds Distribution - Borrower Management - Business Loans - Collateral Tracking - Compliance Management - Construction Loans - Contact Management - Credit Reporting - CRM - Customer Database - Customizable Reports - Customizable Templates - Data Import/Export - Data Security - Digital Signature - Document Management - Document Storage - Electronic Payments - Escrow Management - Generative AI - Investor Management - Lead Management - Loan Portfolio Management - Loan Processing - Mobile Access - Mortgages - Multi-Channel Communication - Multi-Company - Multi-Currency - Payment Collection - Payment Reminders - PCI Compliance - Pipeline Management - Reporting/Analytics - Role-Based Permissions - Student Loans - Third-Party Integrations - Transaction History - Workflow Management [See all features](https://www.capterra.com/p/9277/The-Mortgage-Office/#features) nCino’s Mortgage Suite 10/50 - Accounting - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Notifications - Amortization Schedule - API - Approval Process Control - Audit Trail - Auto Loans - Automatic Funds Distribution - Borrower Management - Business Loans - Collateral Tracking - Compliance Management - Construction Loans - Contact Management - Credit Reporting - CRM - Customer Database - Customizable Reports - Customizable Templates - Data Import/Export - Data Security - Digital Signature - Document Management - Document Storage - Electronic Payments - Escrow Management - Generative AI - Investor Management - Lead Management - Loan Portfolio Management - Loan Processing - Mobile Access - Mortgages - Multi-Channel Communication - Multi-Company - Multi-Currency - Payment Collection - Payment Reminders - PCI Compliance - Pipeline Management - Reporting/Analytics - Role-Based Permissions - Student Loans - Third-Party Integrations - Transaction History - Workflow Management [See all features](https://www.capterra.com/p/169464/The-Nexus/#features) ### Recognition No recognitions have been awarded to The Mortgage Office nCino’s Mortgage Suite Best Value MortgageSoftware (2022)  ### Deployment & support The Mortgage Office Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos nCino’s Mortgage Suite Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details The Mortgage Office - By Applied Business Software - Located in United States - Founded in 1978 nCino’s Mortgage Suite - By nCino - Located in United States - Founded in 2012 ## Popular Comparisons [The Mortgage Office](https://www.capterra.com/p/9277/The-Mortgage-Office/)[4.82 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) vs [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/)[4.93 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.7 Features 4.8 4.7 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/9277-191761/The-Mortgage-Office-vs-Mortgage-Automator) [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/)[4.79 (126)](https://www.capterra.com/p/169464/The-Nexus/reviews/) vs [LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.64 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/) Contact vendor for pricing Price $149/month 4.7 Features 4.4 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/166706-169464/LendingWise-vs-The-Nexus) [The Mortgage Office](https://www.capterra.com/p/9277/The-Mortgage-Office/)[4.82 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) vs [Creatio CRM](https://www.capterra.com/p/130149/bpm-online-CRM/)[4.74 (133)](https://www.capterra.com/p/130149/bpm-online-CRM/reviews/) Contact vendor for pricing Price $25/month 4.7 Features 4.7 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/9277-130149/The-Mortgage-Office-vs-bpm-online-CRM) [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/)[4.79 (126)](https://www.capterra.com/p/169464/The-Nexus/reviews/) vs [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/)[4.93 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.7 Features 4.8 4.7 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/169464-191761/The-Nexus-vs-Mortgage-Automator) [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/)[4.79 (126)](https://www.capterra.com/p/169464/The-Nexus/reviews/) vs [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.7 Features 4.5 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/169464-174384/The-Nexus-vs-Plaid)