--- title: "Compare abcoa Deal Pack vs Xero 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare abcoa Deal Pack and Xero based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/96249-120109/abcoa-Deal-Pack-vs-Xero" page_type: "comparison" language: "en" --- # abcoa Deal Pack vs Xero Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: abcoa Deal PackXero2/4 selected [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.8 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) [## abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.8 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) Starting Price $99.00/month Value-for-Money 4.6 Functionality 4.6 Ease of Use 4.6 Customer Service 5 Reviews Sentiment RF RF AS Based on [135 reviews](#user-reviews) Positive 132 Neutral 2 Negative 1 [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,329 reviews](#user-reviews) Positive 2,925 Neutral 241 Negative 163 ## Summary * * * Features in General Ledger Software Best performer 26 / 32 Only abcoa Deal Pack - Compliance Tracking - Financial Data Protection - Journal Entry Processing 21 / 32 Only Xero - Multi-Currency User satisfaction User satisfaction 4.8 User reviews[135](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.6 Customer support 5.0 User satisfaction 4.4 User reviews[3,329](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 Price starts from Price starts from $99Per User, Per Month - Free version - Free trial Price starts from $25Flat Rate, Per Month - Free version - Free trial Best for Best for Deal Pack is an all-in-one dealer management and real-time accounting solution for used car dealerships and subprime finance companies that may or may not have a Service & Parts Department. Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## User reviews Pros & cons RF Robin F. OM > "Customer service was at one point the highlight of this company. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#SoftwareAdvice___6561406) RF Robin F. OM > "Now you are forced to carry unused licenses till term to avoid penalties and when you finally get to..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#SoftwareAdvice___6561406) RF Robin F. OM > "Ease of customizing and ideas were accepted with ease." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#SoftwareAdvice___6561406) MC Michael C. President > "Slow customer service." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#SoftwareAdvice___7078491) AS Anthony S. Director > "Fast , accurate and full featured. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6204092) GP Gerald P. Treasurer GM > "Some reporting is very time sensitive, which poses issues with weekend holiday month end closings. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6203940) GP Gerald P. Treasurer GM > "Excellent customer support. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6203940) JC Jose C. Finance Manager > "The time it takes to get an approval from one of the executive to get it installed in the computer..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6210249) TB TONYA B. ADMIN SALES > "THE CUSTOMER SERVICE IS ALWAYS TOP NOTCH, AND VERY EASY TO USE" [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6203491) GP Gerald P. Treasurer GM > "The "Help" function is weak." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6203940) JP John P. General Manager > "Everything is together....from our CRM to sales, to finance, to service and accounting..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3479966) JC Jose C. Finance Manager > "integrations can take a long time and cost a lot of money." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6210249) KC Kristi C. Office Manager > "I'm impressed every time I call the support number because I get an answer from a live person almost..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480314) AV AMANDA V. COLLECTIONS > "There is no clear button, I have to delete each field to look up a different customer. And every time..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2790871) MG Matt G. Chief Financial Officer > "Nice backend accounting, receivables and payables modules means not having to link up to a separate..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2473406) TW Todd W. owner/operator > "Combining Sales and Accounting can create a 2 to 3 sometimes 4 step process to seemingly simple tasks..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2791222) JK John K. General Manager > "That they will help solve any issue that we may have even if it isn’t with their software." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480112) NM Nick M. President > "You have to go through too many screens to pull reports." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480778) MR Marcela R. CEO > "We will like to be on the web base interface since that's the one we were demo and sold on, I hope..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480581) JG Joe G. Owner > "Really need to have the ability change the names of program fee 1 and or 2 to CPI, especially when if..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2474674) RG Richard G. Vice President > "Customer service regarding signing up new dealers and getting them on the system is very quick." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3481595) WK Wayne K. VP > "Sometimes too rigid in payment applications and fees collected" [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3486136) JP Joe P. Owner/Manager > "DP handles our LHPH sales and collection company very well." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480039) ER Edgar R. Chief Operating Officer > "Signed up for web-based and still not able to switch for 11 months." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480511) TG Tressie G. Collections Manager > "The recurring credit cards, online payments, and the eACH payments are a tremendous time savers. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2509111) WS Wendy S. COO > "I am having a lot of headaches just merging from old system" [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480065) JG Joe G. Owner > "Program is designed to grow with you from smaller single lot to multiple lots with a large portfolio. ..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2474674) ID Irving D. Owner > "Many options and reports are "buried" under different screens, so those you don't use often are easy..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2475272) AH Amy H. Controller > "This company is continually trying to make it's products better and they have excellent customer..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480116) MW Matthew W. Operations Manager > "This level of customer service is near impossible to find before you add in a global pandemic." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2507862) DE Daimon E. Operations Manager > "We have very specific accounting practices our company follows and they were able to accommodate all..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2505084) BK Boris K. CEO > "The GUI is a bit outdated and i would prefer a redesign" [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2450298) KA Kristi A. Controller > "They are always available, can remote into your computer to help and always so friendly." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3479952) TG Tressie G. Collections Manager > "It seems like any time we change or add something there is always a glitch. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2509111) ER Edgar R. Chief Operating Officer > "Accounting integration, good reputation in the industry." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480511) JG Joe G. Owner > "It cost as much as the entire system its self. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2474674) AL Allen L. President of Operations > "Their entire support team is amazing and super responsive." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3483674) ID Irving D. Owner > "This software is not intuitive, nor is it easy to understand, pick up, follow, or figure out on your..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2475272) NM Nick M. President > "There have been some pricing issues but overall, great experience. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480778) MW Matthew W. Operations Manager > "So, more like a 'hick-up' than a 'con'." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2507862) DE Daimon E. Operations Manager > "They continue to improve with new features and communicate what things have been released or are in..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2505084) BK Boris K. CEO > "The GUI is a bit outdated and i would prefer a redesign" [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2450298) JG Joe G. Owner > "Also have great products that integrate with their software, specifically in the collections module. ..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2474674) JC Jose C. Finance Manager > "integrations can take a long time and cost a lot of money." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6210249) JH Jon H. Branch Manager > "Great layout for all of our day to day business needs with up to date software. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2501324) ID Irving D. Owner > "This software is not intuitive, nor is it easy to understand, pick up, follow, or figure out on your..." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2475272) MR Marcela R. CEO > "They have good customer service and a good support team." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480581) MW Matthew W. Operations Manager > "So, more like a 'hick-up' than a 'con'." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2507862) LR Logan R. President > "It has many robust features that make scalability a non issue." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2501291) MC Michael C. President > "Slow customer service." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#SoftwareAdvice___7078491) TB Tammy B. Executive Vice-President > "It is evident that they truly care about their customers." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3480021) GP Gerald P. Treasurer GM > "The "Help" function is weak." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___6203940) KA Kristi A. Controller > "Love Deal pack support. " [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___3479952) MW Matthew W. Operations Manager > "This level of customer service is near impossible to find before you add in a global pandemic." [See full review](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#Capterra___2507862) [View Reviews](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) RR Rebecca R. Production manager > "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) AB Andrew B. Owner > "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) NK Navpreet K. Manager and CPA > "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) HH Heather H. Marketing and Communications Executive > "Bill management and multi-currency expense tracking are absolutely seamless, which is vital for my international asset portfolios." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7180656) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) RD Rudo D. Accountant > "They increase prices so often and they sometimes do not offer discounts when you have multiple companies" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7174279) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) CG Cecilia G. Administration > "Xero’s subscription tiers have increased in cost, which can become expensive for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JC Joey C. Accounting Manager > "Lack of customer support. When there is an issue we don't have a designated account manager to assist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JC Joey C. Accounting Manager > "The scan invoices feature which auto populates the bill makes it very efficient." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) RT Rachel T. Accounts Administrator > "Lately there have been some software issues which slowed things down, but these happen rarely. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) PR Pupp R. Owner > "It isn’t the easiest software to use if you aren’t already experienced in using accounting software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7185157) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account,..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) RV Robert V. Bookkeeper and Owner > "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) VR Verified Reviewer Editor > "Xero does not offer a dedicated phone support line." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038704) CS Chloe S. Bookkeeper > "Xero is good for bank account reconciliation when it syncs with your account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) MM Maria M. communication specialist > "Sometimes the interface feels a little cluttered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7033042) PR Pupp R. Owner > "It’s not completely beginner-friendly but that’s only because it is such a comprehensive piece of software. If you take the time to learn how to use it..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7185157) HT Helen T. Business Adminsitrator > "The email address the invoices are sent from a generic email address which some companies reject" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6762194) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) VR Verified Reviewer BD Director > "Can be quite expensive for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7175374) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) Rodrigo T. Director of Cyber Security > "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) VR Verified Reviewer Owner > "Unable to create separate deposit invoices without paying even more for projects." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6554905) JC Jasmine C. Accountant > "The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7136437) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) ARM Abdul Rehman M. Director > "They were able to produce my UK VAT returns within minutes." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7144929) JG Jacob G. Owner Franchisee > "The numbers of users triggering a different payment amount is not the best for a small business." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378) PO Paul O. Software Engineer > "An excellent modern solution for small and medium-sized businesses, it is not necessarily sufficient for very complex needs." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7172835) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) GB Gary B. Co-Founder > "At Dogsnhomes Rescue, we use Xero for our accounting needs, and it has proven to be an invaluable tool for managing our financial operations efficiently." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6591718) RV Robert V. Bookkeeper and Owner > "Constantly increasing prices, integrations with banks and other accounts don't always work and break fairly frequently. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) VR Verified Reviewer Founder and Copywriter > "Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7047418) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) BW Bradley W. Director > "The Xero interface is exceptionally easy to work with." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7025466) MM Maria M. communication specialist > "Sometimes the interface feels a little cluttered." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7033042) LP Lisa P. Corporate Accountant > "Xero's intuitive interface and seamless integration with various third-party apps make it an excellent choice for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6437974) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) DT Danielle T. AP, AR, Payroll > "very user friendly and the interface is easy to look at everyday." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) IC Ismael C. Director > "Boring interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6569480) DT Danielle T. AP, AR, Payroll > "very user friendly and the interface is easy to look at everyday." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) Vitor A. Product Manager > "Xero's interface AND user experience are outdated, it feels like you are using a tool that hasn't been updated in a decade." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___5004907) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) LG Linet G. Accounts Payable Specialist > "Lack of CRM tools is the only drawback but it integrates with external applications." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6527577) SB Steve B. CTO > "Xero has the best API for integration with other software or building bespoke routines or Apps." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652011) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) FM Fiona M. Director > "The integration with the ATO is super useful and it saves me a lot of time otherwise spent on lodgements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6816130) MB Mohammad B. Demand generation lead > "We could not integrate XERO with CharlieHR which was a shame as although we managed holidays from Xero, CharlieHR was our HR platform that could have been..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___3702554) VR Verified Reviewer Service admin > "Integration with apps and xero me was good" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7034836) JV Jon V. Owner > "Not a lot of companies know about Xero and do not integrate with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#SoftwareAdvice___4990207) VR Verified Reviewer Group Financial Controller > "Aside from the BAS limitation, it’s been a reliable and user-friendly system" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7046793) SH Scott H. Disability Support Worker > "It was hard at first to understand how to use Xero." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6826320) AB Agustina B. Administrador > "It's fine because is simple and easy but it has many things to become more functional and efficient." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6816983) NM Nicolo M. Manager > "It offers so many functions that often gets really complicated to be used." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___5096405) ID Irina D. CTO > "Good use of AI and good user experience overall, can be a bit complicated at times" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6793617) SIM Syed Imran M. Growth Maestro > "Initial Setup is cumbersome and clunky and could be more user friendly." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4809439) BH Brooke H. Administrator > "Overall, it has been good as we have transitioned from another software and it is much easier to use." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7071633) AR Andy R. Director > "Not the most intuitive at times so it can be frustrating" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4599445) BD Ben D. Head Brewer and Founder > "It's rare that I need help but when I've reached out to the customer support team the responses have been quick and helpful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7178511) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) VR Verified Reviewer Designer > "Clear and customisable dashboard. And good customer support with fast response times." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7115449) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) DM Dasha M. Consultant > "The platform is great and not difficult to learn, and the customer service is excellent." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) MS Misha S. COO > "They have great customer servive and the GUI is very constructive" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7132610) JC Joey C. Accounting Manager > "Lack of customer support. When there is an issue we don't have a designated account manager to assist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7182455) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) ## User interface No images or videos provided by vendor 4.40 (3,329) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features abcoa Deal Pack Top features 26/32 - Accounts Payable - Accounts Receivable - Activity Dashboard - AI Copilot - AI/Machine Learning - API - Approval Process Control - Audit Trail - Bank Reconciliation - Budget Tracking - Business Process Automation - Cash Flow Management - Chart of Accounts - Compliance Tracking - Data Import/Export - Document Storage - Expense Tracking - Financial Analysis - Financial Data Protection - Financial Reporting - General Ledger - Generative AI - Inventory Control - Invoice Management - Journal Entry Processing - Multi-Currency - Multi-Location - Notes Management - Receipt Management - Tax Management - Transaction Management - Workflow Management [See all features](https://www.capterra.com/p/96249/abcoa-Deal-Pack/#features) Xero 21/32 - Accounts Payable - Accounts Receivable - Activity Dashboard - AI Copilot - AI/Machine Learning - API - Approval Process Control - Audit Trail - Bank Reconciliation - Budget Tracking - Business Process Automation - Cash Flow Management - Chart of Accounts - Compliance Tracking - Data Import/Export - Document Storage - Expense Tracking - Financial Analysis - Financial Data Protection - Financial Reporting - General Ledger - Generative AI - Inventory Control - Invoice Management - Journal Entry Processing - Multi-Currency - Multi-Location - Notes Management - Receipt Management - Tax Management - Transaction Management - Workflow Management [See all features](https://www.capterra.com/p/120109/Xero/#features) ### Recognition No recognitions have been awarded to abcoa Deal Pack Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports ### Deployment & support abcoa Deal Pack Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details abcoa Deal Pack - By Advanced Business Computers of America - Located in United States - Founded in 1983 Xero - By Xero - Located in New Zealand - Founded in 2006 ## Popular Comparisons [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.79 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $99/month Price $38/month 4.6 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/96249-190778/abcoa-Deal-Pack-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.79 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,050)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $99/month Price $235/month 4.6 Features 4.4 4.6 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/96249-189398/abcoa-Deal-Pack-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,684)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.79 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $99/month Price $7/month 4.6 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-96249/Concur-Expense-vs-abcoa-Deal-Pack) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.79 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) vs [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (651)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) $99/month Price $20/month 4.6 Features 4.0 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/96249-168740/abcoa-Deal-Pack-vs-Sage-One-UK) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (717)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.79 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) vs [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) $99/month Price $19/month 4.6 Features 4.2 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/96249-178021/abcoa-Deal-Pack-vs-Wave-Apps) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,050)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online) [abcoa Deal Pack](https://www.capterra.com/p/96249/abcoa-Deal-Pack/)[4.79 (135)](https://www.capterra.com/p/96249/abcoa-Deal-Pack/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (717)](https://www.capterra.com/p/76/Intacct/reviews/) $99/month Price Contact vendor for pricing 4.6 Features 4.2 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-96249/Intacct-vs-abcoa-Deal-Pack) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[4.01 (629)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) $25/month Price $124.42/month 4.3 Features 3.9 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-174753/Xero-vs-Sage-50cloud)