--- title: "Compare Expensify vs Wave 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Expensify and Wave based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/97594-178021/Expensify-vs-Wave-Apps" page_type: "comparison" language: "en" --- # Expensify vs Wave Features and Cost Comparison Last updated August 10th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: ExpensifyWave2/4 selected [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.5 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [## Expensify](https://www.capterra.com/p/97594/Expensify/)[4.5 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) Starting Price $5.00/month Value-for-Money 4.3 Functionality 4.4 Ease of Use 4.5 Customer Service 4.2 Reviews Sentiment Based on [1,355 reviews](#user-reviews) Positive 1,221 Neutral 67 Negative 67 [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [1,728 reviews](#user-reviews) Positive 1,509 Neutral 107 Negative 112 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 74%Fit Not enough reviews Feature ratings Expense Tracking 4.6 Invoice Management \-- Expense Claims 4.7 Mobile Receipt Upload 4.6 Mobile Access 4.7 \--%Fit Missing features Feature ratings Expense Tracking 4.4 Invoice Management 4.6 Expense Claims NA Mobile Receipt Upload NA Mobile Access NA User satisfaction User satisfaction 4.5 User reviews[1,355](https://www.capterra.com/p/97594/Expensify/reviews/) Ease of use 4.5 Functionality 4.4 Value for money 4.3 Customer support 4.2 User satisfaction 4.4 User reviews[1,728](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.6 Customer support 4.0 Price starts from Price starts from $5Per User, Per Month - Free version - Free trial Price starts from $19Flat Rate, Per Month - Free version - Free trial Best for Best for Expensify is used by accountants, churches, colleges, construction, financial services, insurance, legal, logistics, nonprofits, trainers, plumbers, real estate, SaaS, startups, tech, and trucking. Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. ## User reviews Pros & cons AM Ambika M. Software Engineer > "It provides great visibility for management to track team spending, reduces the friction of employee reimbursements, and ensures compliance without forcing anyone to..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7163922) RK Rizwan K. ERP Solution Architect > "It doesn’t provide a comprehensive audit log of user changes to an expense, making it difficult to track who modified what and when." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7178913) MS Marco S. Director of Operations > "What really stands out is how well Expensify integrates with accounting systems and corporate cards, creating a smooth end‑to‑end workflow from purchase to..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7137537) FR Frank R. Billing Specialist > "The competitive pricing levels are not very good value money when it comes to a mid-sized boutique, and the customer support is annoyingly slow when we have to deal..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7125033) AM Ambika M. Software Engineer > "The automated workflows and seamless integration with our accounting software make the entire approval and reimbursement process fast and completely painless" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7163922) David L. Principal Product Manager > "Also, if you add a receipt but do not attach it to a specific report, there does not seem to be any way to remove it so it stays on your profile indefinitely which..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7106510) NB Nikhil B. software engineer > "The mobile receipt scanning is fast and accurate, the Uber integration means ride expenses log themselves, and the digital approval workflow replaced a slow,..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7134783) JP Jennifer P. Director of People Operations > "The only feedback I can think of is that it does not seem to allow a user to add multiple receipts at a time for one expense (unless I just haven't noticed how to do..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7156924) AM Ambika M. Software Engineer > "Being able to just snap a photo of a receipt and have the app automatically extract the merchant, date, and amount with high accuracy saves an incredible amount of..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7163922) HC Hilary C. Owner > "The interface can feel outdated at times, and occasional syncing issues may require manual adjustments or troubleshooting." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7127828) FR Frank R. Billing Specialist > "The convenience of the day-to-day cost control is simply stunning as our jewelry customers can easily scan the paper bills on international gem trade exhibitions..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7125033) Moegamat E. Support > "At times, receipt scanning doesn’t pick up all details correctly, so minor manual edits are needed." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7176790) RK Rizwan K. ERP Solution Architect > "Customer support has also been responsive and helpful whenever I’ve needed assistance. While I’d like to see a more comprehensive audit log for tracking changes to..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7178913) David L. Principal Product Manager > "Third, the new Expensify layout can be completely blocked (it will say that it locked by admin) when the old one is usable." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7106510) MM Michael M. Sr Producer > "The template copying feature is a huge time-saver; being able to duplicate a previous month’s recurring expense makes the whole process incredibly quick." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7166558) VR Verified Reviewer Sr AI Analyst > "The creation of expanses and adding them to report and then submitting them is very confusing and not the best UX." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7100108) CUJ Chris U. J. Bookkeeper and Administrative Support in Canada > "This integration helps create a seamless workflow between clients and bookkeepers and keeps the overall accounting process much smoother." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7125287) HB Hyde B. Head Distiller > "Occasionally I do find that the receipt scanning tool can malfunction and misread a receipt causing me to have to long the information manually however it is a small..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6883348) Alicia J. CUA Driver > "My overall experience is, I have enjoyed using this app to upload my receipts and expenses on a daily basis with such ease without having to use the old process we..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7118712) VR Verified Reviewer Project Manager > "If I have to find faults then sometimes the mileage calculator isn't very efficient but that's really splitting hairs!" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7115911) GD Gina D. Sales > "User-friendly and real-time notifications, automatic receipt capture with notifications, integrates seamlessly with Apple Wallet, time saving and organized." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7088000) SD Suzanne D. Partnership manager > "Occasionally it logs you out of the system and you have to log in again which is a little annoying! But no huge issue really!" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7161589) JJ Joe J. Systems Engineer > "You can use the drag and drop method of importing receipts or emailing a copy of the receipt to the receipts email address of us the mobile app and snap a pic..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7067673) JW James W. Account Executive > "My company doesn't allow it to auto submit so now I receive an email every day saying the app couldn't auto submit my report." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7031113) Justin T. Navigation Officer > "Expensify simplifies, and streamlines expense tracking, reimbursement, and more! Although my uses for the app are limited to my work requirements, whenever there has..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7072836) Walter C. Scripting Specialist > "The only thing I didn't like was that after going through the process of entering all my expenses and then completing that process, I had to do another step to..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6878475) VR Verified Reviewer VP, Product and Market Development > "Expensify's ability to input multiple receipts with a single email, the very intuitive user interface, and the quick way to edit and complete individual expenses are..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6885924) Chris G. consultant > "There can be some small issues with the auto scanning of receipts but nothing that can't be corrected in a few seconds" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7075504) RW Ray W. Consultant > "Just snap a pic of your receipt with the mobile app and let the SmartScan technology work its magic – no more squinting at faded receipts or fumbling with crumpled..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6885191) DA Dawdu A. BASED > "Sometimes the customer support could provide better way to report bugs and issues but some bugs pop up once and a while." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7067834) SB Sabrina B. Operations Associate > "The process from uploading invoices/receipts to completing and submitting an expense report to be approved by a manager/finance department is seamless and can be..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7095411) Brittney P. Implementation Specialist > "My receipts into one expense report to submit to management for approval I couldn’t give the report a custom name." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7012797) MC McKenna C. Accountant > "We linked our credit card feeds so transactions import automatically which saves so much time instead of manual data entry into Sage Intacct." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7189393) SB Sabrina B. Operations Associate > "I had a small issue when submitting my first expense report as my manager had not been assigned to be the one who approves my expenses first." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7095411) David L. Principal Product Manager > "I liked some of the features including OCR scanning of receipts as it made submission of international receipts easier." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7106510) VR Verified Reviewer Community Manager > "Sometimes I would have trouble with coding expenses, but I think that was mostly user error to begin with." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7108010) PW Peter W. Scientist > "Additionally, the ability to upload receipts and track reimbursement status in real time saves a lot of time compared to manual processes." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7048953) VR Verified Reviewer Executive Assistant > "Setup takes a little time to get right, and sometimes the mobile app can lag when syncing receipts." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7009580) Alicia J. CUA Driver > "I’m able to see that my stuff has been uploaded and get updates once everything is reviewed so that I know that everything is squared away on my end." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7118712) NF Nick F. Sr. Director, Data and Intelligence > "The biggest complaints I've heard from my team were just down to the selections available in drop-downs and those aren't an expensify issue but rather a config issue." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7073673) YF Yuji F. Owner > "Currency conversion from local currency to Japanese Yen is automatic in Expensify, It saved tons of time for small company owner." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7164157) AG Andrew G. Product Line Director > "I wish I could have the hours of my life back that I wasted doing expenses "the old way"" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7152674) MS Marco S. Director of Operations > "Receipt scanning works seamlessly, accurately capturing details and significantly reducing manual entry time." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7137537) MC McKenna C. Accountant > "The implementation also took longer than it should have because we kept running into issues." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7189393) CUJ Chris U. J. Bookkeeper and Administrative Support in Canada > "Clients can group their expenses and submit them without overcomplicating the process, which helps maintain consistency." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7125287) WC Whitney C. Executive Assistant > "The only downside is having to upload receipts when money is credited back (for returns)." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7061568) AV Arne V. Controller > "Transactions came in fast and the ability for the software to capture the default receipt automatically was nice" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7169960) Martin L. VP Carrier Sales > "For me, when travelling, I would say that I lose about 20-30% of my receipts each trip, each month." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7036668) DS Darren S. Product Owner > "Expensify saves me time and ensures I stay on top of tracking and submitting all my expenses." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7117565) GP Gianna P. EVP of HR and Finance > "I kept proving we were not using this platform or how it would not integrate properly to please let us cancel and they refuse even when there was only a few months..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6801321) JP Jennifer P. Director of People Operations > "Expensify is very user friendly - it's extremely easy to upload receipts, add purchase details and find the appropriate coding for your company's GL/charge..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7156924) KN Kelly N. Generator Install Admin > "My Company hasn't put many Categories to justify the charges - which doesn't reflect Exspensify's app" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7033470) Rejeo M. Senior Test Engineer > "I use Expensify app for work since past 2 years now, and it does a splendid job with expense tracking and reimbursement." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7080220) Justin T. Navigation Officer > "Sometimes the process for attaching receipts can glitch." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7072836) HC Hilary C. Owner > "Overall, Expensify is a practical tool that saves time on expense management, especially for growing teams and businesses." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7127828) Kevin R. Design Draftsman > "Occasionally it misinterprets the date, reading the format incorrectly." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6877736) Thibault M. Digital Strategist and AI Specialist > "I really appreciate how mature the product feels and how well it fits both personal use and business workflows, which is why I always come back to it when I’m..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7101665) SC Stephanie C. Account Executive > "The only negative is that the GPS sometimes shuts off on its own, otherwise it is very accurate to record mileage" [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6841779) AB Ana B. Software developer > "Expensify is a great tool for managing everyday business expenses and employee reimbursements." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7164503) David B. Owner > "The app and the web page differ so much." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7123850) VR Verified Reviewer Software Engineer > "Expensify saves time, reduces errors, provides clear visibility for managers, and offers strong security and customer support." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7017927) VR Verified Reviewer Google Cloud Specialist > "Before using Expensify, month-end expense reporting was a task I dreaded." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7008886) LX Livia X. System and Reporting Accountant > "The ability to customise for transaction sync and reporting is also great." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7135611) Andrea M. Vice President, Instructional Design Services > "At times, a receipt would not scan accurately and I found it difficult to update the information manually." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6870251) CUJ Chris U. J. Bookkeeper and Administrative Support in Canada > "Another major advantage is that Expensify can integrate directly with accounting software like QuickBooks." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7125287) CA Cody A. Key Account Manager > "It can get a bit cluttered with all receipts from a long trip." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7016326) MM Marilyn M. Marketing Manager > "Our small team of under 25 people relies on Expensify to manage all our business expenses, and it’s been a total game changer. As a Marketing Manager constantly..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6838473) VR Verified Reviewer BIM Manager > "Bulk edit is still not at the level it could be." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7037374) VR Verified Reviewer Sr. Director of Life and Workforce Readiness > "For both staff and our finance department, it has helped reduce the amount of paper that is needed to be filled out, turned in and then filed after approval." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7086287) MC McKenna C. Accountant > "I do not like the updated version of Expensify." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7189393) Laura Valeria S. Team Coordinator > "It streamlines the expense management process, making it quick and easy to track and approve pending payments." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7127079) LF Lina F. Marketing > "Seriously, save yourself the headache and don't even try this platform unless you want annoying emails several times a month and charges with no explanation." [See full review](https://www.capterra.com/p/97594/Expensify/#SoftwareAdvice___6739782) TP Talaha P. Operations Manager > "Tasks that are usually time consuming like receipt uploads, approvals, and tracking are streamlined and easy to manage." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7098332) VR Verified Reviewer Field Operations Specialist > "The team should focus on the app from the perspective of a new user and right now for a first time user, its a bit confusing." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7035498) JU Jeremiah U. Managing Director > "What is great is that you can connect a credit card to it and it will automatically keep track of transactions. If the amount is below $75, it will generate a..." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6861548) GP Gianna P. EVP of HR and Finance > "We were suppose to be locked in at $5 per user and they tried multiple times to charge more so I had to keep disputing." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6801321) JP Jennifer P. Director of People Operations > "On the company/employer side, it is an easy system to set up and rollout and is also great for auditing and reviewing employees' expenses and generating reports." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7156924) DM David M. Vice President, Strategic Partnerships > "The camera function cuts off receipts at the bottom far too much. " [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___6840697) VR Verified Reviewer Director of Lifecycle Marketing > "Expensify is a reliable and user-friendly expense management tool that has worked well across both startup and larger company environments." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7073669) RajKumar A. Director Customer Success > "Sometimes the accuracy lacks a bit." [See full review](https://www.capterra.com/p/97594/Expensify/#Capterra___7085341) [View Reviews](https://www.capterra.com/p/97594/Expensify/reviews/) Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) EK Emir K. Principal > "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the payment to my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are charging for..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) BT Brianna T. Editor > "They messed up our tax reporting and left us with outstanding taxes due." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) EK Emir K. Principal > "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and payment..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) Salina T. Owner > "It was very quick to connect my banking unlike with Quickbooks which took a couple of days, Wave only took a few minutes to verify my account." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7180682) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) EK Emir K. Principal > "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) NC Nilsa C. Music Therapist, Owner > "This slows me down when I'm invoicing or reconciling accounts." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) BT Brianna T. Editor > "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) NC Nilsa C. Music Therapist, Owner > "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with what I send..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) BT Brianna T. Editor > "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) KS Kathryn S. Coach and Consultant > "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SK Sheila K. Admin > "What I liked about wave the most would be the pricing, it seemed I could easily figure things out." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "This is unacceptable for a small business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) SK Sheila K. Admin > "The free tools that wave offers is also a very good Plus." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other small..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) PS Perry S. Property Manager > "I have encountered two notable bugs within their software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JC Jamie C. CEO > "Wave provides a cost-effective and efficient platform that simplifies accounting." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390) NK Naveed K. Managing Principal > "Accounting was a problem." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220) HG Hylda G. CEO > "As a sole proprietor, I do like that it has a free option to keep my overhead costs manageable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6581819) DG Dana G. Brand Designer > "Features on the free plan are extremely limited" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6698919) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Great value for small businesses." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) HM HELENA M. Owner > "Payables and receivables are regularly be out of balance because of rounding issues due to percentages. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6009153) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) ## User interface [Expensify](https://www.capterra.com/p/97594/Expensify/) 4.51 (1,355) [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.37 (1,728) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Expensify Top features 28/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/97594/Expensify/#features) Wave 11/50 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - Advanced Integrations - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Autonomous Task Execution - Bank / Credit Card Integration - Billable & Non-Billable Hours - Biometric Recognition - Booking Management - Budgeting/Forecasting - Business Tool Integration - Calendar Management - Categorization/Grouping - Complex Approval Workflow - Compliance Management - Corporate Card - Credit Card Management - Cross-system Integration - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Ease of Booking - Ease of Creating Expense Reports - Electronic Payments - Embedded AI / Machine Learning - Employee Management - Employee Reimbursement - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Image-to-Text - Internationalization - Invoice Creation and Delivery - Invoice Management - Itinerary Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Mobile User Support - Multi-Currency - Offline - Online Booking - Optical Character Recognition [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) ### Recognition Expensify is recognized as a top-rated tool in 1 Capterra Shortlist reports Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports ### Deployment & support Expensify Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Expensify - By Expensify - Located in United States - Founded in 2008 Wave - By Wave - Located in Canada - Founded in 2009 ## Popular Comparisons [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,259)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $5/month Price $7/month 4.4 Features 4.2 4.5 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-97594/Concur-Expense-vs-Expensify) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,508)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $19/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online) [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,222)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) $5/month Price $3/month 4.4 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/97594-142384/Expensify-vs-Zoho-Expense) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,591)](https://www.capterra.com/p/207944/PayPal/reviews/) $19/month Price $0.29 4.2 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal) [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $5/month Price Contact vendor for pricing 4.4 Features 4.4 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/97594-140646/Expensify-vs-webexpenses) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $19/month Price €0.01/month 4.2 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby) [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,508)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $5/month Price $38/month 4.4 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/97594-190778/Expensify-vs-QuickBooks-Online) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,317)](https://www.capterra.com/p/120109/Xero/reviews/) $19/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps) [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (566)](https://www.capterra.com/p/185116/Circula/reviews/) $5/month Price €10/month 4.4 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/97594-185116/Expensify-vs-Circula) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,667)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $19/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps) [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,355)](https://www.capterra.com/p/97594/Expensify/reviews/) vs [Lanes & Planes](https://www.capterra.com/p/183676/Lanes-Planes/)[4.64 (685)](https://www.capterra.com/p/183676/Lanes-Planes/reviews/) $5/month Price €95/month 4.4 Features 4.4 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-183676/Expensify-vs-Lanes-Planes) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,728)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,062)](https://www.capterra.com/p/135757/NetSuite/reviews/) $19/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps)