# Compare Emburse Expense Enterprise vs Xero 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Emburse Expense Enterprise and Xero based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/98408-120109/Chrome-River-EXPENSE-vs-Xero

---

# Emburse Expense Enterprise vs Xero Features and Cost Comparison

Last updated April 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Emburse Expense EnterpriseXero2/4 selected

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.4 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

[## Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.4 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.4

Functionality

4.3

Ease of Use

4.4

Customer Service

4.3

Reviews Sentiment

Based on [176 reviews](#user-reviews)

Positive

155

Neutral

12

Negative

9

[## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [3,296 reviews](#user-reviews)

Positive

2,896

Neutral

239

Negative

161

## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 8,270 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Expense Tracking

4.6

Receipt Management

4.3

Expense Claims

5.0

Invoice Management

NA

Timesheet Management

NA

72%Fit

Missing features

Feature ratings

Expense Tracking

4.4

Receipt Management

4.6

Expense Claims

4.4

Invoice Management

4.5

Timesheet Management

NA

User satisfaction

User satisfaction

4.4

User reviews[176](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.4

Customer support

4.3

User satisfaction

4.4

User reviews[3,296](https://www.capterra.com/p/120109/Xero/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.0

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

$25Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Emburse Enterprise is ideal for midsize to large global organizations needing highly configurable workflows. We'll scale with you, meeting your needs at every step in your journey.

Best for

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## User reviews

Pros & cons

VR

Verified Reviewer

Senior Associate

> "The system streamlines expense reporting from start to finish, making it easier for users to submit accurate information and for..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___7110367)

TS

Tim S.

Business Leader

> "The mobile App is terrible, it times out, and does not integrate seamlessly with SSO, the mobile receipt upload does not work, so..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#SoftwareAdvice___3768762)

VR

Verified Reviewer

Senior Associate

> "Emburse Expense Enterprise is easy to navigate and makes the entire expense submission and approval process much more efficient."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___7110367)

TS

Tim S.

Business Leader

> "Bug after bug, if you change currency (because it did not recognise) and manually change the currency you need to double check the..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#SoftwareAdvice___3768762)

VR

Verified Reviewer

Senior Associate

> "It’s reliable, user-friendly, and well-suited for organizations that need both efficiency and strong financial controls."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___7110367)

TS

Tim S.

Business Leader

> "The UI is very poorly designed, it needs binning and starting again with a decent UI design team, that actually watch users trying..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#SoftwareAdvice___3768762)

JK

Jitae K.

Sr.Devops

> "Its simple UI and automated workflow to create expense reports."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___7008978)

TS

Tim S.

Business Leader

> "The system waits to update your changes then it will give an error it does not error check as you go, so you waist loads of time..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#SoftwareAdvice___3768762)

VM

Vincenzo M.

Financial Accountant

> "Easy to use when submitting expenses, running reports for credit cards expenses and personal expenses for accruals"

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___6621511)

AA

Anthony A.

CFO

> "awful, a disaster."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___6542641)

KF

Karen F.

RN Nurse

> "Their software allows you to control all your expenses in one area where you can create custom expense reports that can help..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___4134290)

WJ

Willian J.

Supervisor

> "Analytics function - to heavy, not easy to retrieve data, several types of data with same information name, then difficult to select..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___4036563)

AK

Adrienne K.

Accounting Operations Manager

> "Additionally, Emburse’s mobile capabilities and credit card integrations enabled the firm to expedite client billing for more timely..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3849198)

NS

Nitin S.

Accounting superviosr

> "I see allocation of expense report or Assign the expense reports and tracking of the same is something missing."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3594891)

AB

Abhishek B.

Accounting Analyst

> "It is the best tool for expense submission and management as it as so many features such as ease of submission of expense reports,..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3776284)

TS

Tim S.

Business Leader

> "One receipts are uploaded there are loads of OCR errors compared with other systems i have used."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#SoftwareAdvice___3768762)

VS

Vikas S.

Manager

> "Manual processes: Emburse Chrome River Expense can automate many manual processes involved in expense management, such as data..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___4665644)

VR

Verified Reviewer

Tax accountant

> "It isn’t easy to access specific reports and integration with netsuite could be better."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___4368369)

AK

Adrienne K.

Accounting Operations Manager

> "Users and admins especially enjoy the mobile features and the ability to see exactly where an expense or invoice is in the approval..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3849198)

Mayowa A.

Research Assistant

> "For example, it reports $503.86 as 503,860 which is confusing."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___4803347)

NS

Nitin S.

Accounting superviosr

> "Yes, Product is much helpfull in terms of interface with ERP and few of the reporting tools from where we can extract data easily."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3594891)

KF

Kortney F.

Accountant

> "you have to pay for better customer service"

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3768800)

BG

Brannon G.

Business Office Manager

> "SAPO Concur is a far superior product for back-office AP credit card expense reconciliation & payment."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#SoftwareAdvice___3780783)

Karen K.

Assistant Controller

> "Customer service is up and down."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3775070)

BD

Ben D.

Director Fiscal Shared Services

> "This allows us to create a familiar and intuitive system for our users."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3792715)

EK

Elaina K.

Sr Manager - Admin Applications

> "During our Accounting software upgrade, we ran into a number of issues with our file loads. "

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3196063)

BD

Ben D.

Director Fiscal Shared Services

> "CR Expense was a huge step forward for us and we look forward to continuing to improve along with the software."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3792715)

JK

Jacob K.

Accountant

> "Some things you can't remove in the eWallet like "trips" which we do not use and this clutters up the screen and confuses field..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2702243)

SB

Shawn B.

Financial Systems Data Analyst

> "This allows us to work and function across many dispersed offices."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3218477)

TS

Tess S.

Controller

> "The initial form is not configurable to select the type of expense report you are completing FIRST"

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2778477)

MR

Mario R.

Manager, Accounting Operations

> "All users are able to track and expense their incurred business expenses in a timely fashion, and that helps with decision making."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2346438)

AH

Anita H.

Business Systems Analyst

> "When we first went live with Chrome River then, we went live with the Mercury version and a lot of things were still on the Platinum..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2808696)

Effrim V.

Finance Director

> "The fact that the system is so easy helps but the support of \[SENSITIVE CONTENT\] in pre-purchase and \[SENSITIVE CONTENT\] in setup..."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3210510)

SB

Shawn B.

Financial Systems Data Analyst

> "The integration certainly felt like a struggle."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3218477)

SB

Shawn B.

Financial Systems Data Analyst

> "Emburse Chrome River put us in a great position when the pandemic hit and everyone was working from home."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3218477)

BE

Bobby E.

Banking specialist

> "Sometimes it’s so slow, that I will have to close it out and open the webpage again."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2268578)

KF

Kortney F.

Accountant

> "Deployment, day to day usage, its all good"

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3768800)

MM

Mike M.

Sr. Director, Purchasing

> "At times their helpdesk is slow to resolve open issues."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2770243)

SA

Sarah A.

Director, Corporate Accounting

> "Emburse Chrome River is an excellent user/customer experience from the start - from the RFP to deployment to sustainment."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3524042)

MG

Michael G.

Senior Analyst

> "It can still take a long time to log all my expense."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2550847)

DS

Debra S.

Manager, Payables & Expense Management

> "Reimbursable claims come in faster and are much more accurate. "

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___3214420)

KG

Ken G.

Project Manager

> "I would rather email it to a support desk."

[See full review](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#Capterra___2520260)

[View Reviews](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

RR

Rebecca R.

Production manager

> "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119)

DT

Danielle T.

AP, AR, Payroll

> "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297)

NC

Nikki C.

permit technician

> "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

BN

Bill N.

Senior Financial Accountant

> "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

NC

Nikki C.

permit technician

> "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671)

HL

Hikmet L.

Medical Assistance Specialist

> "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283)

VR

Verified Reviewer

Treasury Accountant

> "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

AB

Andrew B.

Owner

> "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928)

AF

Amanda F.

Licensed Real Estate Broker

> "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

AF

Amanda F.

Licensed Real Estate Broker

> "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232)

NK

Navpreet K.

Manager and CPA

> "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223)

VR

Verified Reviewer

Treasury Accountant

> "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

NS

Natalie S.

Senior immigration Advisor

> "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176)

DE

Daryl E.

Consultant

> "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

JL

John L.

CEO

> "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

DE

Daryl E.

Consultant

> "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

Craig H.

General Manager

> "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677)

Bryce M.

Founder

> "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869)

AL

Amber L.

Discharge Planner

> "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100)

MH

Martin H.

Payroll Manager

> "Sometimes I need to wait for a while before my authentication code comes through, delaying my login."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201)

JL

John L.

CEO

> "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

KP

Kelly P.

Manager

> "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951)

BN

Bill N.

Senior Financial Accountant

> "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604)

MK

Michal K.

IT engineer

> "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651)

JP

John P.

Transport Broker

> "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

CG

Cecilia G.

Administration

> "Xero’s subscription tiers have increased in cost, which can become expensive for users."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251)

VR

Verified Reviewer

Treasury Accountant

> "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

Debbie M.

Owner

> "It does not offer good value for money compared with competitor products, and customer support is not available by telephone."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510)

JL

John L.

CEO

> "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

EC

Eric C.

Engineering Manager

> "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194)

DM

Dasha M.

Consultant

> "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499)

DE

Daryl E.

Consultant

> "I dread having to make changes to quotes and invoices because bugs in the UI are so common."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

JM

Jesse M.

Senior Accountant

> "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220)

RG

Rishi G.

Software Engineer

> "I do dislike how often I get logged out of Xero once I close the tab."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

VR

Verified Reviewer

Treasury Accountant

> "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361)

JP

John P.

Transport Broker

> "Bank feed links are sometimes broken automatically."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

EB

Emma B.

Financial Controller

> "It has many different functions and capabilities which speed up reconciling and customisable reports."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871)

CB

Chris B.

Owner

> "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

RG

Rishi G.

Software Engineer

> "The calendar helps me track who owes me money and I am just glad I can finally see the dates."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

Adrien J.

CEO

> "Bank integration does not work as advertised."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271)

Samuel L.

Mortgage Loan Officer

> "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

MM

Melanie M.

Treasurer

> "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464)

MW

Matt W.

Founder and Director

> "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302)

NH

Natalie H.

Partner and co-founder

> "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add to..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121)

EH

Erin H.

Google Ads Specialist

> "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974)

JG

Jacob G.

Owner Franchisee

> "The numbers of users triggering a different payment amount is not the best for a small business."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6832378)

Rodrigo T.

Director of Cyber Security

> "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

CW

Christine W.

Accounts

> "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687)

TVW

Tim Van W.

Senior Project Supervisor

> "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687)

RG

Rishi G.

Software Engineer

> "Then I have to sit through another annoying OTP code to get back into my account."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805)

GN

Grace N.

Volunteer

> "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047)

NH

Nina H.

Hr Manager

> "It isn't easy to calculate holiday in the same way as HR software."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292)

Rodrigo T.

Director of Cyber Security

> "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504)

RT

Rachel T.

Accounts Administrator

> "Lately there have been some software issues which slowed things down, but these happen rarely. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161)

DS

Dilak S.

Senior Experience Designer

> "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945)

JB

John B.

Treasurer

> "For example, Xero can not suggest an annual budget based on prior year spending."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537)

JP

John P.

Transport Broker

> "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424)

FS

Faizan S.

Payroll Manager

> "It can be somewhat stagnant at times in terms of the lack of colour and user interface."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268)

CB

Chris B.

Owner

> "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880)

DE

Daryl E.

Consultant

> "Advertising plastered on the UI making the book keeper's job harder than it could be."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616)

MC

Matthew C.

Director

> "For us as a small manufacturing company that exports its products worldwide, Xero has proved to be an excellent fit with our needs."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7062551)

GL

Gus L.

CFO and Principal Engineer

> "No way to generate travel expense report using labels"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756)

Samuel L.

Mortgage Loan Officer

> "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

LS

Ladan S.

ceo

> "it took me an hour to figure out how to reach customer service, and I find that not having a live help is really a burden"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831802)

MG

Mike G.

Project Manager

> "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041)

LR

Lisa R.

Office manager

> "The reason I originally did not use Xero was because our bank does not connect with Xero. "

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182)

Samuel L.

Mortgage Loan Officer

> "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033)

Richey J.

General Manager

> "Some aspects of payroll aren't equipped for specialist HR requirements."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639)

JL

John L.

CEO

> "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067)

AB

Abhishek B.

Executive- Sales and Procurement

> "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605)

PM

Preeti M.

AVP

> "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant..."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055)

GL

Gus L.

CFO and Principal Engineer

> "Not integrated with invoicing systems like ipp.gov"

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6831756)

VR

Verified Reviewer

Account and content marketing manager

> "Reoccurring invoices and the simplicity of the program were essential factors to enhance our monthly invoice procedure and Xero delivered."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6335146)

TE

Timothy E.

Owner

> "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289)

TS

Tom S.

Director

> "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926)

RH

Russ H.

Director

> "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770)

SP

Shelley P.

Manager

> "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704)

SP

Shelley P.

Manager

> "I keep sending POs that say DRAFT because the APPROVE button is at the bottom."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704)

LA

Luis A.

Process Manager

> "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914)

KL

Kyle L.

President

> "Also, their prices keep increasing substantially and they don't care if you've been there for many years they will still increase it on you which is why I left."

[See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6829883)

[View Reviews](https://www.capterra.com/p/120109/Xero/reviews/)

## User interface

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)

4.41 (176)

4.40 (3,296)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Emburse Expense Enterprise

Top features

35/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/#features)

Xero

21/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/120109/Xero/#features)

### Recognition

No recognitions have been awarded to Emburse Expense Enterprise

Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports

### Deployment & support

Emburse Expense Enterprise

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Xero

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Emburse Expense Enterprise

-   By Emburse
-   Located in United States
-   Founded in 2007

Xero

-   By Xero
-   Located in New Zealand
-   Founded in 2006

## Popular Comparisons

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.41 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

vs

[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/98408-140646/Chrome-River-EXPENSE-vs-webexpenses)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,452)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$25/month

Price

$38/month

4.3

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online)

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.41 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,251)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Contact vendor for pricing

Price

$7/month

4.3

Features

4.2

4.4

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-98408/Concur-Expense-vs-Chrome-River-EXPENSE)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,646)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$25/month

Price

$2210/year

4.3

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise)

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.41 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

vs

[Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,332)](https://www.capterra.com/p/97594/Expensify/reviews/)

Contact vendor for pricing

Price

$5/month

4.3

Features

4.4

4.4

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/97594-98408/Expensify-vs-Chrome-River-EXPENSE)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,043)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite)

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.41 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,452)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.3

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/98408-190778/Chrome-River-EXPENSE-vs-QuickBooks-Online)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,560)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$25/month

Price

$1922/year

4.3

Features

4.3

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro)

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.41 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

vs

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,202)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Contact vendor for pricing

Price

$3/month

4.3

Features

4.5

4.4

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/98408-142384/Chrome-River-EXPENSE-vs-Zoho-Expense)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (686)](https://www.capterra.com/p/76/Intacct/reviews/)

$25/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero)

[Emburse Expense Enterprise](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/)[4.41 (176)](https://www.capterra.com/p/98408/Chrome-River-EXPENSE/reviews/)

vs

[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.48 (4,516)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

Contact vendor for pricing

Price

$21/month

4.3

Features

4.3

4.4

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/98408-142390/Chrome-River-EXPENSE-vs-FreshBooks)

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,296)](https://www.capterra.com/p/120109/Xero/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,044)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$25/month

Price

$235/month

4.3

Features

4.4

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)