# Compare Emburse Expense Professional vs Xero 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Emburse Expense Professional and Xero based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/99984-120109/Certify-Travel-Expense-Management-vs-Xero --- # Emburse Expense Professional vs Xero Features and Cost Comparison Last updated April 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Emburse Expense ProfessionalXero2/4 selected [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.7 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) [Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) [## Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.7 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.6 Ease of Use 4.6 Customer Service 4.6 Reviews Sentiment Based on [1,284 reviews](#user-reviews) Positive 1,229 Neutral 31 Negative 24 [## Xero](https://www.capterra.com/p/120109/Xero/)[4.4 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $25.00/month Value-for-Money 4.2 Functionality 4.3 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [3,300 reviews](#user-reviews) Positive 2,899 Neutral 239 Negative 162 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 8,319 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 65%Fit Missing features Not enough reviews Feature ratings Expense Tracking 4.6 Receipt Management 4.7 Expense Claims 4.5 Invoice Management 1.0 Timesheet Management NA 72%Fit Missing features Feature ratings Expense Tracking 4.4 Receipt Management 4.6 Expense Claims 4.4 Invoice Management 4.5 Timesheet Management NA User satisfaction User satisfaction 4.7 User reviews[1,284](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.6 Customer support 4.6 User satisfaction 4.4 User reviews[3,300](https://www.capterra.com/p/120109/Xero/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.2 Customer support 4.0 Price starts from Price starts from \-- - Free version - Free trial Price starts from $25Flat Rate, Per Month - Free version - Free trial Best for Best for Midsize organizations count on Emburse Professional to deliver intuitive travel and expense management solutions with configurable spend controls and a user-friendly experience. Best for Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## User reviews Pros & cons CD Christian D. Manager > "We liked how Certify delivered on all the basics we'd expect out of an expense management platform: we set up users,..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6815852) VR Verified Reviewer CFO > "I don't like that it doesn't import invoices/receipts into Quickbooks online, so if you leave Emburse you leave all of..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769) SS Saniya S. Broadcasting > "It helps keep everything organized in one place and reduces manual work." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7135001) JK Jacob K. Finance manager > "Occasional syncing or categorization issues required manual fixes, and customer support responses weren’t always as..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7081796) SS Saniya S. Broadcasting > "The automation features save a lot of time and improve accuracy." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7135001) VR Verified Reviewer CFO > "They didn't communicate our renewal or send us an invoice for about 9 months after our renewal date. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769) CD Christian D. Manager > "We implemented Certify as our first digital solution to our manual expense reporting problem." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6815852) JK Jacob K. Finance manager > "Some parts of the interface feel dated and can take time to learn, especially for new users." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7081796) VR Verified Reviewer Director > "Very easy to reconcile and upload supporting documentation for review and final payment disbursements." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7006804) VR Verified Reviewer CFO > "Our team and needs had significantly downsized and they were very non-responsive in discussing the bill. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769) DT Dawn T. HR Manager > "The payouts happen with ease and the approval process is very simple and straight forward for our leaders." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7028048) JB Julia B. Head of Finance > "Implementation has been painful, as we required some customisation and the Emburse specialist just wanted to do..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6569656) LJ Leda J. Finance > "It smooths the expense reimbursement process, has good reporting setup. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6560824) LJ Leda J. Finance > "Right now we have to manually download the excel file and upload to our accounting system, which can be time-consuming." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6560824) VR Verified Reviewer Director > "Great support from organization and customer service support throughout the school year. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7006804) JB Julia B. Head of Finance > "we had multiple complains that the data users populate or upload is not saved, the system is clanky." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6569656) ML Matthew L. CFO > "It has saved so much time with managing our credit card expenses. Before certify, we were manually entering all card..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___5071275) VR Verified Reviewer CFO > "Terrible billing systems and teams. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769) SS Serena S. Executive Assistant > "Hopeful that uploads into SAP will prove easy to initiate." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6835274) JB Julia B. Head of Finance > "users report the software is not user-friendly or intuitive, it takes a while to get used to the interface." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6569656) MT Marek T. CEO > "The real-time visibility into expense status and the ability to track reimbursement progress added transparency and..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564) Morgan U. Owner > "I chose a different expense provider due to implementation issues" [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6659384) MSB Mohamed Salah B. Project Manager > "It's a comprehensive and cost-effective expense management tool that makes it easy to track my spending, set budgets,..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4489887) Kelly H. Accountant > "It's glitchy with the automatic credit card imports." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6011131) Juan B. CEO > "This platform has completely transformed the way I manage my spending and travel." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4910761) AH Angela H. CEO > "If you need to convert currencies, it can be a bit confusing with this software." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4464874) LJ Leda J. Finance > "The customer support team is very responsive and helpful" [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6560824) MK Michael K. Controller > "Management of attendees lists (for meals) lacks flexibility" [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4526666) MT Marek T. CEO > "The integration with credit card transactions and automated expense categorization also simplified the process and..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564) SV Sophia V. office manager > "Set up is complicated, lots of controls to give access to to make sure setup is good, sometimes small ones are missed..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3215962) MT Marek T. CEO > "The software made it easy to create and submit expense reports, capture receipts, and track reimbursement status." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564) DM Donny M. Calibration/ Robotics Technical specialist > "When making changes for coding the program lags alot." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3550514) PP Patrick P. Manager, EDI > "Works well and is easy to use. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6833866) KM Kyle M. Assistant Controller > "It can come across as confusing because it looks different than the desktop version." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3423467) Shreya P. Senior Associate Consultant > "It's incredibly convenient to be able to add notes or instructions if needed, and the option to forward reports to..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4773027) CD Christy D. Executive Office Manager > "I often need to enter mileage for reimbursement and I have not been able to figure out how to enter it until after my..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2294516) MT Marek T. CEO > "Additionally, the real-time visibility into my expense status and approval workflow provided transparency and..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564) SV Sophia V. office manager > "Credit cards don't always sync, very frustrating. " [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3215962) CK Claudia K. Office Manager > "The online software was able to accommodate the many department account numbers and many categories that we use." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4527115) KG Kimberly G. Implementation Consultant > "The interface isn't attractive..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3216512) Juan B. CEO > "From the moment I started using it I was impressed this platform makes it very easy to navigate through all the..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4910761) AR Andrea R. Engineer > "Sometimes finding a particular function can be difficult and customer support is no help. But once you find it you just..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2679994) JG John G. CFO > "I like the wallet and how credit card expenses and receipts merge in the wallet." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4808414) VM Victor M. Project Manager > "Customer service has been slow to respond to our requests and we often end up solving the issues on our own." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2308179) MT Marek T. CEO > "The software provided a user-friendly and efficient way to manage and track expenses." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564) VR Verified Reviewer HR Generalist > "I wish all of the categories were not on the screen at that time, as it would speed things up." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2264308) SV Susan V. Assistant Controller > "I was part of the selection and implementation team at two companies and both times, the transition from paper to..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4526572) MO Melissa O. Accounting Manager > "There are still some reports that cannot be customized in the system." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2777513) CK Claudia K. Office Manager > "It also made it easy for other individuals to be able to charge to a different department than their default department." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4527115) NM Naufal M. Business Development Executive > "Splitting expenses against a single entry is not an intuitive experience" [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2349528) JS Jon S. Corporate Controller > "Integrates with our ERP and credit card provider to provide a pretty seemless experience" [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4567312) DP Deb P. CFO > "There was fraud on the associated credit card, so it declined." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2696508) MK Mona K. Treasurer > "Very professional, but we would like to see more enhancements to the program especially to the commute deductions from..." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4527108) DP Deb P. CFO > "I called them on this and was told there was nothing they could do unless I went on a contract (aka "locked in")." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2696508) JR James R. Treasury Manager > "They can be mostly flexible in integration design to fit the needs of your company." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4540912) JT Jennifer T. Administrative Assistant > "A lot of back and forth that caused much inconvenience." [See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2400098) [View Reviews](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) RR Rebecca R. Production manager > "I also appreciate the cloud-based access, which allows me to manage accounting from anywhere, along with the seamless bank integrations that help save time and keep records accurate." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7155119) DT Danielle T. AP, AR, Payroll > "When you have more than one entity i find that you cant look at two company files at the same time one kick s the other one out and then it crashed TAHT is sooooo annoying as i have..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7107297) NC Nikki C. permit technician > "What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances much..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) BN Bill N. Senior Financial Accountant > "Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) NC Nikki C. permit technician > "It’s an easy-to-use platform that simplifies accounting tasks like invoicing, bank reconciliation, and expense tracking with strong automation features." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7139671) HL Hikmet L. Medical Assistance Specialist > "Sometimes bugs and problems can make urgent financial syncs slow, and customer service is usually slow when it comes to time-sensitive medical billing questions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7100283) VR Verified Reviewer Treasury Accountant > "The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) AB Andrew B. Owner > "There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154928) AF Amanda F. Licensed Real Estate Broker > "I mainly use Xero since it has an iOS mobile application that allows me to streamline online accounting processes from anywhere." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) AF Amanda F. Licensed Real Estate Broker > "However, some features allocated by Xero aren’t robust enough which forces me to integrate with external Apps, for instance inventory management tools." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7067232) NK Navpreet K. Manager and CPA > "I really like its clean and easy-to-use interface, which makes invoicing, expense tracking, payroll, and bank reconciliation simple to manage." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7154223) VR Verified Reviewer Treasury Accountant > "I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) JL John L. CEO > "Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to the..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) DE Daryl E. Consultant > "Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on that..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Craig H. General Manager > "I also appreciated the accessibility, being able to access financial information from anywhere, and the automated reminders, which helped keep tasks like invoicing and payments on..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7038677) DE Daryl E. Consultant > "This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users (once..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) AL Amber L. Discharge Planner > "Xero has a mobile application that allows me process patient payments during discharge in my organization as well as creating invoices automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7002100) Bryce M. Founder > "I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification for..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7091869) JL John L. CEO > "It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had my..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) MH Martin H. Payroll Manager > "Sometimes I need to wait for a while before my authentication code comes through, delaying my login." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7102201) BN Bill N. Senior Financial Accountant > "Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7133604) LC Laura C. Administration Manager > "There have been some occasional reliability issues, with updates sometimes taking a day or two after the incident to be communicated by their support team." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160982) JP John P. Transport Broker > "The dashboard is exceptionally clean, and it provides me with a brief overview of unpaid invoices and cash flow." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) KP Kelly P. Manager > "Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7147951) VR Verified Reviewer Treasury Accountant > "I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) MK Michal K. IT engineer > "The only disadvantage so far is that sometimes it is hard to find some reports, for example remittance advise" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7080651) JL John L. CEO > "At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) CG Cecilia G. Administration > "Xero’s subscription tiers have increased in cost, which can become expensive for users." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7157251) DM Dasha M. Consultant > "We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7134499) Debbie M. Owner > "It does not offer good value for money compared with competitor products, and customer support is not available by telephone." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7072510) JM Jesse M. Senior Accountant > "The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7125220) EC Eric C. Engineering Manager > "Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6748194) VR Verified Reviewer Treasury Accountant > "Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7129361) DE Daryl E. Consultant > "I dread having to make changes to quotes and invoices because bugs in the UI are so common." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) EB Emma B. Financial Controller > "It has many different functions and capabilities which speed up reconciling and customisable reports." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084871) RG Rishi G. Software Engineer > "I do dislike how often I get logged out of Xero once I close the tab." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) NS Natalie S. Senior immigration Advisor > "Xero offers 30 days for trial where you're able to explore all features of this tool and you are able to learn how it's feature can be used for accounting." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7060176) JP John P. Transport Broker > "Bank feed links are sometimes broken automatically." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) RG Rishi G. Software Engineer > "The calendar helps me track who owes me money and I am just glad I can finally see the dates." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) CB Chris B. Owner > "Not sure which demographic will be lazy enough to not do books the old way, but also not tech savvy enough to make a small stack solution, which would be more seamless than this." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) Samuel L. Mortgage Loan Officer > "It has helped us avoid discrepancies in financial reports and tax returns by correctly recording and categorizing all our transactions including repayments and interest." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) Adrien J. CEO > "Bank integration does not work as advertised." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7109271) MW Matt W. Founder and Director > "If fully utilised Xero is a very powerful business tool that can encapsulate everything financial - from integrated stock systems and product costing, to sales tracking and customer..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6494302) MM Melanie M. Treasurer > "The UI is a tiny bit clunky--most notably the "check writing/entering" functionality comes to mind. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6874464) EH Erin H. Google Ads Specialist > "I like how I can reconcile transactions in Xero from my bank feeds and set up recurring bills -- so I do not have to stress / waste time searching through everything and compiling..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6778974) NH Natalie H. Partner and co-founder > "It's a little annoying when you've missed putting in the due date and it doesn't allow you to proceed, sometimes for the small business we don't need the due date, just add to Xero..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6346121) Rodrigo T. Director of Cyber Security > "Xero is an excellent tool that has allowed me to manage my department's expenses in a transparent and orderly way in simulation projects, prevention exercises and detailed analysis." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) CW Christine W. Accounts > "It is not easy to transfer data from one entity to another entity, even basic information has to enter these manually." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871687) TVW Tim Van W. Senior Project Supervisor > "Xero has great budgeting and expenses control features that assist us in crafting budgets for our projects and monitoring the expenditure to ensure it remains within the bounds of..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6540687) RG Rishi G. Software Engineer > "Then I have to sit through another annoying OTP code to get back into my account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7084805) GN Grace N. Volunteer > "Xero automates over 78% of manual repetitive accounting tasks such as AP,AR and GL which saves time and improve productivity leading to high performance and ROI." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6580047) NH Nina H. Hr Manager > "It isn't easy to calculate holiday in the same way as HR software." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7111292) Rodrigo T. Director of Cyber Security > "It allows me to manage my department's accounting in real time, giving me a clear and up-to-date visualization of expenses." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RT Rachel T. Accounts Administrator > "Lately there have been some software issues which slowed things down, but these happen rarely. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7152161) DS Dilak S. Senior Experience Designer > "Xero simplify accounting processes by automating workflow such as paying vendors, billing, invoicing and payments matching." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6505945) JB John B. Treasurer > "For example, Xero can not suggest an annual budget based on prior year spending." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6857537) JP John P. Transport Broker > "All loads of the general Tracking margins may be a pain, and this tool makes the accounting process easier." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7076424) FS Faizan S. Payroll Manager > "It can be somewhat stagnant at times in terms of the lack of colour and user interface." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881268) CB Chris B. Owner > "The color of the logo is pleasing, the font on the website is very readable, design schemes show that this company paid visual design artist." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7037880) DE Daryl E. Consultant > "Advertising plastered on the UI making the book keeper's job harder than it could be." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7024616) Samuel L. Mortgage Loan Officer > "Xero provides a sleek and simple interface that has enabled us to set up our loans and mortgages as either bank accounts or non current liability account, allowing for detailed..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) LR Lisa R. Office manager > "The reason I originally did not use Xero was because our bank does not connect with Xero. " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7028182) MG Mike G. Project Manager > "You have the ability to create a quote, add your own notes and narrative, save templates, and convert quotes into invoices, all going directly to the customer and requesting them to..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6559041) Richey J. General Manager > "Some aspects of payroll aren't equipped for specialist HR requirements." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6881639) CS Chloe S. Bookkeeper > "Xero is good for bank account reconciliation when it syncs with your account." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___7160977) AB Abhishek B. Executive- Sales and Procurement > "Sometimes there are delays with customer service support which slightly hampers the experience of smooth workflow in case of techncial issues." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6452605) Samuel L. Mortgage Loan Officer > "It provided us with realtime updates of our financial aspects which help inform our clients and accurately process all their transactions." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6765033) TE Timothy E. Owner > "They say that they can convert your old Quickbooks file to xero but after starting the process they turn around and say they couldn't do it." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6433289) JL John L. CEO > "Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6863067) RH Russ H. Director > "The reports seem a little bit more difficult to work out if you do not know the correct accountancy term but you can normally work it out without too much hassle." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6818770) PM Preeti M. AVP > "There are so many search options and shortcut methods like cash coding and uploading bulk journals and credit notes in CSV are available, which make the life of accountant very easy." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6460055) SP Shelley P. Manager > "I keep sending POs that say DRAFT because the APPROVE button is at the bottom." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) TS Tom S. Director > "Being able to manage payroll, invoices, banking feeds and tax from one platform is nice." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6856926) WJ Will J. Director > "Good initially, but I had a lot of issues with square integration and the cost got too high in the end." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6871639) SP Shelley P. Manager > "The import and export feature works nicely too if you are setting up a new account or moving data from one file to another." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6841704) SF Stephanie F. Owner > "Not able to talk to a support representative live; having to submit a case means a delay in resolving issues" [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6820368) LA Luis A. Process Manager > "It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6602914) CC Christine C. Finance > "For report updates I find with updates they become more complex and busy with no way to edit to strip out the unwanted additions. If you have multiple companies/organizations and..." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___4904840) Rodrigo T. Director of Cyber Security > "It helps me a lot in generating reports with balance sheets and cash flow to reliably assess profitability and make better decisions in the future." [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6652504) RV Robert V. Bookkeeper and Owner > "Frequently, you have to tell them to actually read your message carefully so that they realize you have an unexpected problem and don't need a useless "support article". " [See full review](https://www.capterra.com/p/120109/Xero/#Capterra___6661641) [View Reviews](https://www.capterra.com/p/120109/Xero/reviews/) ## User interface [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/) 4.68 (1,284) 4.40 (3,300) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Emburse Expense Professional Top features 36/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#features) Xero 21/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/120109/Xero/#features) ### Recognition No recognitions have been awarded to Emburse Expense Professional Xero is recognized as a top-rated tool in 1 Capterra Shortlist reports ### Deployment & support Emburse Expense Professional Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Xero Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Emburse Expense Professional - By Emburse - Located in United States - Founded in 2007 Xero - By Xero - Located in New Zealand - Founded in 2006 ## Popular Comparisons [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.68 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.4 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/99984-140646/Certify-Travel-Expense-Management-vs-webexpenses) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,464)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.3 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online) [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.68 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,252)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price $7/month 4.6 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-99984/Concur-Expense-vs-Certify-Travel-Expense-Management) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,653)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.3 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-174984/Xero-vs-QuickBooks-Enterprise) [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.68 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,339)](https://www.capterra.com/p/97594/Expensify/reviews/) Contact vendor for pricing Price $5/month 4.6 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-99984/Expensify-vs-Certify-Travel-Expense-Management) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,045)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/120109-135757/Xero-vs-NetSuite) [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.68 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,208)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Contact vendor for pricing Price $3/month 4.6 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/99984-142384/Certify-Travel-Expense-Management-vs-Zoho-Expense) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (687)](https://www.capterra.com/p/76/Intacct/reviews/) $25/month Price Contact vendor for pricing 4.3 Features 4.2 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-120109/Intacct-vs-Xero) [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.68 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,464)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.6 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/99984-190778/Certify-Travel-Expense-Management-vs-QuickBooks-Online) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,562)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.3 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/120109-212058/Xero-vs-QuickBooks-Desktop-Pro) [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.68 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/) vs [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (217)](https://www.capterra.com/p/207081/Ramp/reviews/) Contact vendor for pricing Price $15/month 4.6 Features 4.8 4.6 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/99984-207081/Certify-Travel-Expense-Management-vs-Ramp) [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) vs [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.44 (1,044)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) $25/month Price $235/month 4.3 Features 4.4 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-189398/Xero-vs-QuickBooks-Online)