# Compare Emburse Expense Professional vs BILL Spend & Expense 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Emburse Expense Professional and BILL Spend & Expense based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/99984-166905/Certify-Travel-Expense-Management-vs-Divvy

---

# Emburse Expense Professional vs BILL Spend & Expense Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Emburse Expense ProfessionalBILL Spend & Expense2/4 selected

[Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.7 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (438)](https://www.capterra.com/p/166905/Divvy/reviews/)

[## Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)[4.7 (1,284)](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.6

Ease of Use

4.6

Customer Service

4.6

Reviews Sentiment

Based on [1,284 reviews](#user-reviews)

Positive

1,229

Neutral

31

Negative

24

[## BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (438)](https://www.capterra.com/p/166905/Divvy/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.5

Ease of Use

4.6

Customer Service

4.6

Reviews Sentiment

Based on [438 reviews](#user-reviews)

Positive

415

Neutral

8

Negative

15

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 8,319 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

65%Fit

Missing features

Not enough reviews

Feature ratings

Expense Tracking

4.6

Receipt Management

4.7

Expense Claims

4.5

Invoice Management

1.0

Timesheet Management

NA

64%Fit

Missing features

Feature ratings

Expense Tracking

4.8

Receipt Management

4.8

Expense Claims

4.4

Invoice Management

NA

Timesheet Management

NA

User satisfaction

User satisfaction

4.7

User reviews[1,284](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.6

Customer support

4.6

User satisfaction

4.7

User reviews[438](https://www.capterra.com/p/166905/Divvy/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.7

Customer support

4.6

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Midsize organizations count on Emburse Professional to deliver intuitive travel and expense management solutions with configurable spend controls and a user-friendly experience.

Best for

Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches.

## User reviews

Pros & cons

CD

Christian D.

Manager

> "We liked how Certify delivered on all the basics we'd expect out of an expense management platform: we set up users,..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6815852)

VR

Verified Reviewer

CFO

> "I don't like that it doesn't import invoices/receipts into Quickbooks online, so if you leave Emburse you leave all of..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769)

SS

Saniya S.

Broadcasting

> "It helps keep everything organized in one place and reduces manual work."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7135001)

JK

Jacob K.

Finance manager

> "Occasional syncing or categorization issues required manual fixes, and customer support responses weren’t always as..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7081796)

SS

Saniya S.

Broadcasting

> "The automation features save a lot of time and improve accuracy."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7135001)

VR

Verified Reviewer

CFO

> "They didn't communicate our renewal or send us an invoice for about 9 months after our renewal date. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769)

CD

Christian D.

Manager

> "We implemented Certify as our first digital solution to our manual expense reporting problem."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6815852)

JK

Jacob K.

Finance manager

> "Some parts of the interface feel dated and can take time to learn, especially for new users."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7081796)

VR

Verified Reviewer

Director

> "Very easy to reconcile and upload supporting documentation for review and final payment disbursements."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7006804)

VR

Verified Reviewer

CFO

> "Our team and needs had significantly downsized and they were very non-responsive in discussing the bill. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769)

DT

Dawn T.

HR Manager

> "The payouts happen with ease and the approval process is very simple and straight forward for our leaders."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7028048)

JB

Julia B.

Head of Finance

> "Implementation has been painful, as we required some customisation and the Emburse specialist just wanted to do..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6569656)

LJ

Leda J.

Finance

> "It smooths the expense reimbursement process, has good reporting setup. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6560824)

LJ

Leda J.

Finance

> "Right now we have to manually download the excel file and upload to our accounting system, which can be time-consuming."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6560824)

VR

Verified Reviewer

Director

> "Great support from organization and customer service support throughout the school year. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7006804)

JB

Julia B.

Head of Finance

> "we had multiple complains that the data users populate or upload is not saved, the system is clanky."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6569656)

ML

Matthew L.

CFO

> "It has saved so much time with managing our credit card expenses. Before certify, we were manually entering all card..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___5071275)

VR

Verified Reviewer

CFO

> "Terrible billing systems and teams. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___7115769)

SS

Serena S.

Executive Assistant

> "Hopeful that uploads into SAP will prove easy to initiate."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6835274)

JB

Julia B.

Head of Finance

> "users report the software is not user-friendly or intuitive, it takes a while to get used to the interface."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6569656)

MT

Marek T.

CEO

> "The real-time visibility into expense status and the ability to track reimbursement progress added transparency and..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564)

Morgan U.

Owner

> "I chose a different expense provider due to implementation issues"

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6659384)

MSB

Mohamed Salah B.

Project Manager

> "It's a comprehensive and cost-effective expense management tool that makes it easy to track my spending, set budgets,..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4489887)

Kelly H.

Accountant

> "It's glitchy with the automatic credit card imports."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6011131)

Juan B.

CEO

> "This platform has completely transformed the way I manage my spending and travel."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4910761)

AH

Angela H.

CEO

> "If you need to convert currencies, it can be a bit confusing with this software."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4464874)

LJ

Leda J.

Finance

> "The customer support team is very responsive and helpful"

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6560824)

MK

Michael K.

Controller

> "Management of attendees lists (for meals) lacks flexibility"

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4526666)

MT

Marek T.

CEO

> "The integration with credit card transactions and automated expense categorization also simplified the process and..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564)

SV

Sophia V.

office manager

> "Set up is complicated, lots of controls to give access to to make sure setup is good, sometimes small ones are missed..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3215962)

MT

Marek T.

CEO

> "The software made it easy to create and submit expense reports, capture receipts, and track reimbursement status."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564)

DM

Donny M.

Calibration/ Robotics Technical specialist

> "When making changes for coding the program lags alot."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3550514)

PP

Patrick P.

Manager, EDI

> "Works well and is easy to use. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___6833866)

KM

Kyle M.

Assistant Controller

> "It can come across as confusing because it looks different than the desktop version."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3423467)

Shreya P.

Senior Associate Consultant

> "It's incredibly convenient to be able to add notes or instructions if needed, and the option to forward reports to..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4773027)

CD

Christy D.

Executive Office Manager

> "I often need to enter mileage for reimbursement and I have not been able to figure out how to enter it until after my..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2294516)

MT

Marek T.

CEO

> "Additionally, the real-time visibility into my expense status and approval workflow provided transparency and..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564)

SV

Sophia V.

office manager

> "Credit cards don't always sync, very frustrating. "

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3215962)

CK

Claudia K.

Office Manager

> "The online software was able to accommodate the many department account numbers and many categories that we use."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4527115)

KG

Kimberly G.

Implementation Consultant

> "The interface isn't attractive..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___3216512)

Juan B.

CEO

> "From the moment I started using it I was impressed this platform makes it very easy to navigate through all the..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4910761)

AR

Andrea R.

Engineer

> "Sometimes finding a particular function can be difficult and customer support is no help. But once you find it you just..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2679994)

JG

John G.

CFO

> "I like the wallet and how credit card expenses and receipts merge in the wallet."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4808414)

VM

Victor M.

Project Manager

> "Customer service has been slow to respond to our requests and we often end up solving the issues on our own."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2308179)

MT

Marek T.

CEO

> "The software provided a user-friendly and efficient way to manage and track expenses."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4816564)

VR

Verified Reviewer

HR Generalist

> "I wish all of the categories were not on the screen at that time, as it would speed things up."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2264308)

SV

Susan V.

Assistant Controller

> "I was part of the selection and implementation team at two companies and both times, the transition from paper to..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4526572)

MO

Melissa O.

Accounting Manager

> "There are still some reports that cannot be customized in the system."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2777513)

CK

Claudia K.

Office Manager

> "It also made it easy for other individuals to be able to charge to a different department than their default department."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4527115)

NM

Naufal M.

Business Development Executive

> "Splitting expenses against a single entry is not an intuitive experience"

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2349528)

JS

Jon S.

Corporate Controller

> "Integrates with our ERP and credit card provider to provide a pretty seemless experience"

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4567312)

DP

Deb P.

CFO

> "There was fraud on the associated credit card, so it declined."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2696508)

MK

Mona K.

Treasurer

> "Very professional, but we would like to see more enhancements to the program especially to the commute deductions from..."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4527108)

DP

Deb P.

CFO

> "I called them on this and was told there was nothing they could do unless I went on a contract (aka "locked in")."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2696508)

JR

James R.

Treasury Manager

> "They can be mostly flexible in integration design to fit the needs of your company."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___4540912)

JT

Jennifer T.

Administrative Assistant

> "A lot of back and forth that caused much inconvenience."

[See full review](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#Capterra___2400098)

[View Reviews](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/reviews/)

JR

Jennifer R.

Teacher

> "What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7150493)

CS

Carmel S.

Media

> "so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

LA

Luz A.

Controller

> "From an accounting perspective, it demonstrates strong performance in its ability to communicate and synchronize data with other systems."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7151073)

VR

Verified Reviewer

Manager, Accounts Payable

> "I also find it challenging at times to map and integrate custom fields or make changes to existing fields."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

LA

Luz A.

Controller

> "The platform is easy to implement and manage, and from a managerial perspective, it provides strong monitoring capabilities—making it an..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7151073)

VR

Verified Reviewer

accounting support

> "There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

President

> "Easy to use with strong reporting features, making expense tracking and financial management efficient."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7158404)

VR

Verified Reviewer

accounting support

> "Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

LT

Luka T.

Payroll manager

> "I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7019148)

BM

Bradyn M.

CEO

> "So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay a..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

VR

Verified Reviewer

Manager, Accounts Payable

> "Making this change has made reconciling, making adjustments all if it much easier."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

CS

Carmel S.

Media

> "Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to pay..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

VR

Verified Reviewer

accounting support

> "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

RG

Russell G.

CTO

> "We often hit hiccups with budgets not refilling, cards not working, frozen cards that cannot be unfrozen, and so on and so on."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

HN

Hallye N.

Operations Manager

> "Bill has been great for management in our company with budgeting and tracking."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

VR

Verified Reviewer

accounting support

> "This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

BM

Bradyn M.

CEO

> "It can allow you to have a "line of credit" for the month to ease cash management."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

HN

Hallye N.

Operations Manager

> "I do not like that we cannot sync photos from Bill to QBO."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

EG

Emma G.

Head of Implementation

> "It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

RG

Russell G.

CTO

> "The thief took them and spent $1000 on the employee’s personal credit card before it was frozen but spent $36,000 on the company card without..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

JJ

Jake J.

Pastor

> "My ability to get a high volume of rewards for spending on business expenses through our non-profit."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

BM

Bradyn M.

CEO

> "It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

KT

Krystal T.

Software Solutions Assoc

> "I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

AA

Ashlyn A.

Head Athletic Trainer

> "The app can sometimes have glitches, which delays the time of submittkng receipts and info."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

CC

Chris C.

Manager, Business Development

> "I love how quickly expenses populate in the app/online."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7027956)

VR

Verified Reviewer

Manager, Accounts Payable

> "On occasion I find a feature that I need is not available."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

AG

Annie G.

Sr. Accountant

> "It seamlessly integrates with ERPS like Netsuite."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103)

CS

Carmel S.

Media

> "They are charging me money for doing nothing other than holding my money hostage every month."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

AF

Adashia F.

Owner

> "USER ACCESS - user friendly, easy to get into"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502)

BM

Bradyn M.

CEO

> "So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AM

Angela M.

COO

> "well at first it was easy to use ."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7144660)

JJ

Jake J.

Pastor

> "Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

KI

Kenneth I.

Window cleaner

> "I am able to get through the month knowing what i've spent and not going over budget"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6569723)

JJ

Jake J.

Pastor

> "Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

ML

Madison L.

Business Development Manager

> "BILL has been so easy to use and makes keeping track of receipts and budget very easy"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6504584)

MR

Mark R.

Private Security

> "There was no notice, no option to schedule repayment, and no transparency."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

AH

Amy H.

Owner

> "The app is easy to use and it automatically categorizes expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

RG

Russell G.

CTO

> "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential customer..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

LT

Lauren T.

Legal Affairs

> "As a user, the app features allowing for mobile upload or live photo capture allow the instant completion of the transaction, saving time by..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318424)

JJ

Jake J.

Pastor

> "Users can't access budgets they clearly have access to from an administrator."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

RP

Ronald P.

Owner

> "I like that it can let me track our team's expenses in real time and we can categorize them by type and customer to help with tracking budgets."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357674)

EG

Emma G.

Head of Implementation

> "The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

VR

Verified Reviewer

Executive Director

> "The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4133709)

BM

Bradyn M.

CEO

> "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

NB

Nathan B.

VP of Training and Ops Services

> "Using Divvy has allowed us to organize our brand's budgets in a way that will enable our team to have access to the money they need while at..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315172)

CS

Carmel S.

Media

> "I was essentially forced into purchasing this subscription or I would not be able to get paid."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

LH

Laura H.

Chief of Staff

> "One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with our..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314747)

JJ

Jake J.

Pastor

> "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

Juan B.

CEO

> "The combination of my credit card and the intuitive software has greatly simplified the entire process."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4903807)

BM

Bradyn M.

CEO

> "Then my payment “comes in” as a credit card that I didn’t select both times!"

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

HL

Heather L.

Bookkeeper

> "The fact that Divvy syncs overnight to my accounting system makes it so that our expenses can be tracked in "nearly" real time as opposed to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358564)

RG

Russell G.

CTO

> "Given that a typical company might have many cards in many places at once, this is particularly problematic."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

DM

Daniel M.

Director of Finance

> "Free software, plus cash back rewards, and users love the experience of no more expense reports and just instantly coding their transaction..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4319628)

BM

Bradyn M.

CEO

> "Meanwhile my bank account is out the money, and I personally am out $20,000."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

KT

Krystal T.

Software Solutions Assoc

> "Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

EG

Emma G.

Head of Implementation

> "I don't completely understand the use of the virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

AA

Ashlyn A.

Head Athletic Trainer

> "As someone who uses a Divvy card frequently it is very user friendly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

MR

Mark R.

Private Security

> "I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

VR

Verified Reviewer

Controller

> "The flexible budgeting controls allows us to issue cards to more staff and process more invoices via credit card. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

VR

Verified Reviewer

accounting support

> "I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

AL

Antonella L.

Accountant

> "I like that it makes accounting easy and offers best features for expense management and reporting"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6208595)

ES

Erin S.

Accountant

> "So fare it has been so bad, that we are considering going back to paper reimbursement forms and paying our employees on the payables side."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

ES

Erin S.

Accountant

> "I liked the idea of using the app and making expense re-imbursements easier for the employees."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

KT

Krystal T.

Software Solutions Assoc

> "The least robust features are reimbursements and account mappings."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

RH

Rebecca H.

Accounting Support Coordinator/Notary Public

> "Staff being able to code and add receipts is a big thing I like about this software; splitting between classes and expense codes by percent is..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357296)

Ravi B.

CEO

> "its not a credit card and the billing practices prior to bill.com taking over were questionable at best."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020507)

NS

Neal S.

CFO

> "Great free resource that provides spend tracking, budget management, and accounting software integration."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315126)

KH

Kolin H.

Owner

> "I didn't know that your points that you earn are lost at a point in time if you don't use your card as often."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4877399)

EB

Erin B.

Purchasing Coordinator

> "I like that it integrates with our accounting program and users are able to upload receipts and code their own transactions."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357022)

KD

Kristine D.

Controller

> "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

CN

Cameron N.

Founder/CEO

> "Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make better..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356980)

BM

Bradyn M.

CEO

> "Spend and Expense is an absolute nightmare."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AC

Arie C.

Analyst

> "Easy and free expense management platform for tracking expenses, keeping records, and submitting reimbursement requests."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3822960)

MR

Mark R.

Private Security

> "It felt predatory and completely negligent."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

WF

Wendy F.

CEO

> "Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318498)

HF

Harrison F.

Controller

> "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061)

KD

Kristine D.

Controller

> "It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

IA

Isaiah A.

IT Solutions Specialist

> "Some physical cards were not delivered properly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020113)

PE

Preston E.

CFO

> "You have tons of capabilities as an administrator to put controls in place and to monitor all of your company's spending habits at a glance."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315023)

AH

Amy H.

Owner

> "Customer service is not the greatest."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

[View Reviews](https://www.capterra.com/p/166905/Divvy/reviews/)

## User interface

[Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/)

4.68 (1,284)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)

4.67 (438)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Emburse Expense Professional

Top features

36/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/#features)

BILL Spend & Expense

35/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/166905/Divvy/#features)

### Recognition

No recognitions have been awarded to Emburse Expense Professional

BILL Spend & Expense is recognized as a top-rated tool in 3 Capterra Shortlist reports

Best Value Spend ManagementSoftware (2022) 

### Deployment & support

Emburse Expense Professional

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

BILL Spend & Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Emburse Expense Professional

-   By Emburse
-   Located in United States
-   Founded in 2007

BILL Spend & Expense

-   By BILL
-   Located in United States
-   Founded in 2006

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