--- title: "Best Free Insurance Software Solutions 2026 | Capterra" description: "Find and compare the 2026 best free Insurance software solutions, using our interactive tool to quickly narrow your choices based on businesses like yours." source_url: "https://www.capterra.com/insurance-agency-software/s/free/" page_type: "subcategory" language: "en" --- # Best Insurance Software for free ## ePayPolicy Rating: 4.9 out of 5 (258 reviews) Profile: [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Faster, Easier, Integrated Insurance Payment Services #### Rating breakdown - Ease of Use: 4.9 out of 5 - Customer Service: 4.8 out of 5 - Features: 4.8 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Pros: - Intuitive and efficient platform - Responsive and helpful support team Cons: - High transaction and service fees #### Starting price Starting price: $25.00 Pricing details: Per Feature, Per Month Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - Activity Tracking: 4.7 rating - Self Service Portal: 4.8 rating - Insurance Policy Management: 4.7 rating - Contact Management: 4.5 rating #### Lowest rated features - Reminders: 4.0 rating - Commission Management: 4.5 rating - Access Controls/Permissions: 4.0 rating - Customizable Fields: 4.0 rating #### Feature-related review snippet Reviewer: Tara E. Reviewer details: Insurance, 11-50 employees Published: June 1, 2026 > "The simplicity of sending clients a link for payment has been great. " ### Gallery tab Ease of use: 4.9 out of 5 (258 reviews) #### Related review snippet Reviewer: Paul E G. Reviewer details: Insurance, Self-employed Published: September 11, 2025 > "What I like most is I can invoice the customer and give them an option to pay EFT or credit card with a 3.5 fee. Or EFT with a $5.00 charge. If the customer doesn't replay I have the capacity to send them another invoice." ### Integrations tab ePayPolicy connects with 8+ software tools. [See all integrations](https://www.capterra.com/p/198072/ePayPolicy/#integrations) #### Most popular integrations - NowCerts: 5.0 rating - HawkSoft CMS: 4.8 rating - Vertafore AMS360: 4.9 rating - QQCatalyst: 4.0 rating - Applied CSR24: 4.6 rating - BindHQ: 4.3 rating #### Integrations-related review snippet Reviewer: Clay D. Reviewer details: Insurance, 1-10 employees Published: September 11, 2025 > "Site integrations are very robust and we're able to plug in other tools like premium finance and back end processing." --- ## Bitrix24 Rating: 4.2 out of 5 (999 reviews) Profile: [Bitrix24](https://www.capterra.com/p/113540/Bitrix24/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Bitrix24 is #1 free insurance agency management platform used by 15 million teams. Cloud, mobile, and open source. #### Rating breakdown - Ease of Use: 4.0 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Pros: - Integrated team communication tools - Comprehensive team collaboration platform Cons: - Delayed and limited customer support - Frequent bugs and technical issues #### Starting price Starting price: $69.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Most popular features - Insurance Policy Management: Not available - Document Management: Available - Activity Tracking: Available - Commission Management: Available - Contact Management: Available - Policy Management: Available - Self Service Portal: Available - Quotes/Estimates: Available - Workflow Management: Available - Claims Management: Not available - Audit Trail: Available - Insurance Rating: Not available #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Non-Profit Organization Management, 11-50 employees Published: December 4, 2025 > "The user interace was mostly intuitive and easy to use." ### Gallery tab Ease of use: 4.0 out of 5 (999 reviews) #### Related review snippet Reviewer: Ramadhan A. Reviewer details: Education Management, 11-50 employees Published: June 25, 2026 > "Bitrix24 provides a comprehensive set of tools for collaboration, task management, communication, and workflow coordination in a single platform." ### Integrations tab Bitrix24 connects with 83+ software tools. [See all integrations](https://www.capterra.com/p/113540/Bitrix24/#integrations) #### Most popular integrations - Dropbox: 4.5 rating - Gmail: 4.7 rating - Docusign: 5.0 rating - Box: 4.4 rating - Google Calendar: 4.8 rating - Microsoft Outlook: 4.5 rating #### Integrations-related review snippet Reviewer: Verified Reviewer Reviewer details: Building Materials, 10,001+ employees Published: April 13, 2026 > "We can recommend viasocket as a convenient and flexible no/low-code solution for configuring integrations between business applications." --- ## EngageBay CRM Rating: 4.7 out of 5 (908 reviews) Profile: [EngageBay CRM](https://www.capterra.com/p/178819/EngageBay-Marketing/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? AI-powered all-in-one CRM for marketing, sales, and support — built to help small businesses grow faster. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.8 out of 5 - Features: 4.6 out of 5 - Value for Money: 4.7 out of 5 #### Pros and cons based on reviews Pros: - Affordable all-in-one platform - Time-saving automation features Cons: - Occasional bugs and workflow disruptions - Email delivery and quota restrictions #### Starting price Starting price: $14.99 Pricing details: Per User, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Contact Management: 4.0 rating - Lead Management: 4.0 rating #### Feature-related review snippet Reviewer: matt A. Reviewer details: Financial Services, 1-10 employees Published: February 17, 2025 > "Affordable, all-in-one CRM with great automation, intuitive interface, and responsive support." ### Gallery tab Ease of use: 4.5 out of 5 (908 reviews) #### Related review snippet Reviewer: Jason W. Reviewer details: Marketing and Advertising, 11-50 employees Published: September 24, 2025 > "The CRM pipeline management is straightforward and easy for the team to adopt, email segmentation and automation have improved our campaigns results noticeably, constant update the platform keeps improving without extra charge." ### Integrations tab EngageBay CRM connects with 32+ software tools. [See all integrations](https://www.capterra.com/p/178819/EngageBay-Marketing/#integrations) #### Most popular integrations - Google Drive: 4.9 rating - Mailchimp: 4.5 rating - Shopify: 4.5 rating - HubSpot CRM: 4.5 rating - Zendesk Suite: 4.4 rating - Zapier: 4.7 rating #### Integrations-related review snippet Reviewer: Nishant M. Reviewer details: Marketing and Advertising, 501-1,000 employees Published: August 9, 2024 > "Overall, EngageBay has significantly enhanced my productivity and efficiency with its excellent user interface and robust external integration options." --- Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. ## AgentExpress Rating: 4.6 out of 5 (56 reviews) Profile: [AgentExpress](https://www.capterra.com/p/144807/ACAExpress/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? Cloud based program that provides insurance agents a streamlined enrollment platform to enroll clients in ACA plans in under 5 minutes. #### Rating breakdown - Ease of Use: 4.7 out of 5 - Customer Service: 4.8 out of 5 - Features: 3.9 out of 5 - Value for Money: 4.1 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $5.00 Pricing details: Flat Rate, One Time Free trial: No Free demo: No ### Features tab #### Most popular features - Insurance Policy Management: Not available - Document Management: Not available - Activity Tracking: Not available - Commission Management: Not available - Contact Management: Available - Policy Management: Available - Self Service Portal: Available - Quotes/Estimates: Available - Workflow Management: Not available - Claims Management: Not available - Audit Trail: Not available - Insurance Rating: Not available ### Gallery tab Ease of use: 4.7 out of 5 (56 reviews) #### Related review snippet Reviewer: Sheron S. Reviewer details: Insurance, Self-employed Published: November 25, 2020 > "They are in my top 3 list. If they were still in existence I would recommend them as a web broker" --- ## Shape Rating: 4.6 out of 5 (45 reviews) Profile: [Shape](https://www.capterra.com/p/173673/SetShape/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? The most flexible CRM ever created! #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.6 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $119.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Most popular features - Insurance Policy Management: Not available - Document Management: Available - Activity Tracking: Available - Commission Management: Available - Contact Management: Available - Policy Management: Not available - Self Service Portal: Available - Quotes/Estimates: Available - Workflow Management: Available - Claims Management: Not available - Audit Trail: Available - Insurance Rating: Not available ### Gallery tab Ease of use: 4.6 out of 5 (45 reviews) #### Related review snippet Reviewer: William R. Reviewer details: Financial Services, 11-50 employees Published: May 19, 2022 > "I was impressed with how easy it is o maintain your pipeline with all of the integrations and automations." ### Integrations tab Shape connects with 9+ software tools. [See all integrations](https://www.capterra.com/p/173673/SetShape/#integrations) #### Most popular integrations - Mailchimp: 4.5 rating - Google Workspace: 3.0 rating - Microsoft 365: 4.6 rating - Stripe: 4.6 rating - Zapier: 4.7 rating - Microsoft Outlook: 4.5 rating #### Integrations-related review snippet Reviewer: William R. Reviewer details: Financial Services, 11-50 employees Published: May 19, 2022 > "I was impressed with how easy it is o maintain your pipeline with all of the integrations and automations." --- ## Wellnex Rating: 4.3 out of 5 (33 reviews) Profile: [Wellnex](https://www.capterra.com/p/177772/my-insurer/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? CRM/CSM coupled with a Concierge-tech that offers free exclusive benefits & rates on Healthcare & Lifestyle services to its members. #### Rating breakdown - Ease of Use: 4.2 out of 5 - Customer Service: 4.6 out of 5 - Features: 4.1 out of 5 - Value for Money: 4.4 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: SGD100.00 Pricing details: Flat Rate, Per Year Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Insurance Policy Management: 3.9 rating - Activity Tracking: 4.0 rating - Policy Management: 4.3 rating - Contact Management: 4.0 rating #### Lowest rated features - Commission Management: 2.0 rating - Claims Management: 2.5 rating - Alerts/Notifications: 3.5 rating - Document Management: 4.0 rating ### Gallery tab Ease of use: 4.2 out of 5 (33 reviews) #### Related review snippet Reviewer: Yili H. Reviewer details: Insurance, 11-50 employees Published: July 18, 2023 > "In addition, the promotional prices for vendors on the app is a nice feature." --- ## Ozone Insuria Rating: 4.4 out of 5 (14 reviews) Profile: [Ozone Insuria](https://www.capterra.com/p/161491/Ozone-Insuria/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? Web based Insurance Broker(s) and insurance agent(s) Business management/ERP solution at a single server license Concept. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 5.0 out of 5 - Features: 4.4 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Other, One Time Free trial: No Free demo: No ### Features tab #### Highest rated features - Claims Management: 3.0 rating - Commission Management: 3.0 rating - Insurance Policy Management: 3.0 rating ### Gallery tab Ease of use: 4.5 out of 5 (14 reviews) --- ## Finaeo Rating: 4.7 out of 5 (13 reviews) Profile: [Finaeo](https://www.capterra.com/p/155561/Finaeo/) Visible tabs: Overview, Features ### Overview tab #### What is this product about? Finaeo is a digital marketplace that connects insurance carriers, advisors and their clients to streamline policy fulfillment. #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 5.0 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Per User, One Time Free trial: Yes Free demo: No ### Features tab #### Most popular features - Insurance Policy Management: Available - Document Management: Available - Activity Tracking: Not available - Commission Management: Not available - Contact Management: Available - Policy Management: Not available - Self Service Portal: Not available - Quotes/Estimates: Available - Workflow Management: Not available - Claims Management: Not available - Audit Trail: Not available - Insurance Rating: Not available --- ## tigerlab Rating: 4.9 out of 5 (10 reviews) Profile: [tigerlab](https://www.capterra.com/p/151822/tigerlab-i2go/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? AI-powered insurance core platform for insurers, MGAs, and brokers to launch products and automate the full P&C lifecycle. #### Rating breakdown - Ease of Use: 5.0 out of 5 - Customer Service: 5.0 out of 5 - Features: 4.9 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Activity Tracking: 5.0 rating - Document Management: 5.0 rating - Policy Management: 5.0 rating - Quotes/Estimates: 5.0 rating #### Lowest rated features - Self Service Portal: 4.0 rating - Workflow Management: 4.0 rating ### Gallery tab Ease of use: 5.0 out of 5 (10 reviews) --- ## Agency Engine Rating: 4.9 out of 5 (7 reviews) Profile: [Agency Engine](https://www.capterra.com/p/202706/Agency-Engine/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? Agency Engine is insurance agency management software that streamlines workflows by centralizing data. #### Rating breakdown - Ease of Use: 5.0 out of 5 - Customer Service: 5.0 out of 5 - Features: 5.0 out of 5 - Value for Money: 5.0 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $21.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Most popular features - Insurance Policy Management: Available - Document Management: Available - Activity Tracking: Not available - Commission Management: Available - Contact Management: Available - Policy Management: Available - Self Service Portal: Not available - Quotes/Estimates: Not available - Workflow Management: Not available - Claims Management: Not available - Audit Trail: Not available - Insurance Rating: Not available ### Gallery tab Ease of use: 5.0 out of 5 (7 reviews) --- ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (20) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews Activity Tracking AI Copilot Audit Trail Claims Management Commission Management Contact Management Document Management Generative AI Insurance Policy Management Insurance Rating Life & Health Policy Management Property & Casualty Quotes/Estimates Self Service Portal Workflow Management Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Medical Billing Software](https://www.capterra.com/medical-billing-software/)[Claims Processing Software](https://www.capterra.com/claims-processing-software/)[P&C Insurance Software](https://www.capterra.com/p-c-insurance-software/)[Dental Charting Software](https://www.capterra.com/dental-charting-software/)[Electronic Medical Records Software](https://www.capterra.com/electronic-medical-records-software/)[Dental Software](https://www.capterra.com/dental-software/)[Insurance Policy Software](https://www.capterra.com/insurance-policy-software/)[Insurance Rating Software](https://www.capterra.com/insurance-rating-software/)[Commercial Insurance Software](https://www.capterra.com/commercial-insurance-software/)