--- title: "Best Loan Origination Software for Small Businesses 2026 | Capterra" description: "Find and compare the 2026 best Loan Origination software for small businesses, using our interactive tool to quickly narrow your choices based on businesses like yours." source_url: "https://www.capterra.com/loan-origination-software/s/small-businesses/" page_type: "subcategory" language: "en" --- # Best Loan Origination Software for small business ## Top 9 ranked by small-business reviewer ratings ### Ranked small business Loan Origination products | Rank | Product | Overall rating | Category rating | Key attribute | Starting price | Key features | | --- | --- | --- | --- | --- | --- | --- | | 1 | [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/) | 4.9 out of 5 (116 reviews) | 4.9 out of 5 (56 category reviews) | Highly rated for Quality of Support | Contact vendor | Included: Automated Decisioning/Underwriting, Compliance Management, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Payment Collection; Not included: Workflow Management | | 2 | [MBS Highway](https://www.capterra.com/p/234762/MBS-Highway/) | 5.0 out of 5 (21 reviews) | 5.0 out of 5 (21 category reviews) | Highly rated for Quality of Support | $199.95 Flat Rate, Per Month | Included: Compliance Management; Not included: Automated Decisioning/Underwriting, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Payment Collection, Workflow Management | | 3 | [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/) | 4.8 out of 5 (126 reviews) | 4.9 out of 5 (64 category reviews) | Highly rated for Ease of Setup | Contact vendor | Included: Compliance Management, Electronic Signature, Online Applications; Not included: Automated Decisioning/Underwriting, Customer Management, Loan Management, Loan Portfolio Management, Payment Collection, Workflow Management | | 4 | [Turnkey Lender](https://www.capterra.com/p/135052/Turnkey-Lender/) | 4.6 out of 5 (36 reviews) | 4.9 out of 5 (14 category reviews) | Highly rated for Quality of Support | Contact vendor | Included: Automated Decisioning/Underwriting, Compliance Management, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Payment Collection; Not included: Workflow Management | | 5 | [LendingWise](https://www.capterra.com/p/166706/LendingWise/) | 4.6 out of 5 (73 reviews) | 4.7 out of 5 (47 category reviews) | Highly rated for Quality of Support | $149.00 Per User, Per Month | Included: Automated Decisioning/Underwriting, Compliance Management, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Payment Collection; Not included: Workflow Management | | 6 | [BNTouch Mortgage CRM](https://www.capterra.com/p/37032/BNTouch/) | 4.5 out of 5 (98 reviews) | 4.6 out of 5 (29 category reviews) | Highly rated for Quality of Support | $165.00 Per User, Per Month | Included: Compliance Management; Not included: Automated Decisioning/Underwriting, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Payment Collection, Workflow Management | | 7 | [The Mortgage Office Loan Servicing](https://www.capterra.com/p/9277/The-Mortgage-Office/) | 4.8 out of 5 (289 reviews) | 4.5 out of 5 (15 category reviews) | Highly rated for Quality of Support | Contact vendor | Included: Automated Decisioning/Underwriting, Compliance Management, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Payment Collection; Not included: Workflow Management | | 8 | [Oradian](https://www.capterra.com/p/266569/Oradian/) | 4.1 out of 5 (21 reviews) | 4.2 out of 5 (15 category reviews) | Highly rated for Quality of Support | Contact vendor | Included: Loan Management, Workflow Management; Not included: Automated Decisioning/Underwriting, Compliance Management, Customer Management, Electronic Signature, Loan Portfolio Management, Online Applications, Payment Collection | | 9 | [LendingPad](https://www.capterra.com/p/171891/LendingPad/) | 4.4 out of 5 (134 reviews) | 4.4 out of 5 (88 category reviews) | Highly rated for Quality of Support | $50.00 Per Feature, Per Month | Included: Automated Decisioning/Underwriting, Compliance Management, Customer Management, Electronic Signature, Loan Management, Loan Portfolio Management, Online Applications, Workflow Management; Not included: Payment Collection | Category rating: Rating from reviewers who used each product as Loan Origination software, with the number of those reviews. Products are ranked by this rating, adjusted for how many reviews support it. For the complete directory, see [the full product list](#full-product-list). --- ## See top 9 product details ### 1. [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/) Overall rating: 4.9 out of 5 (116 reviews) Category rating: 4.9 out of 5 (56 category reviews) Key attribute: Highly rated for Quality of Support Starting price: Contact vendor Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Included - Compliance Management: Included - Customer Management: Included - Electronic Signature: Included - Loan Management: Included - Loan Portfolio Management: Included - Online Applications: Included - Payment Collection: Included - Workflow Management: Not included --- ### 2. [MBS Highway](https://www.capterra.com/p/234762/MBS-Highway/) Overall rating: 5.0 out of 5 (21 reviews) Category rating: 5.0 out of 5 (21 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $199.95 Flat Rate, Per Month Free trial: Available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Not included - Compliance Management: Included - Customer Management: Not included - Electronic Signature: Not included - Loan Management: Not included - Loan Portfolio Management: Not included - Online Applications: Not included - Payment Collection: Not included - Workflow Management: Not included --- ### 3. [nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/) Overall rating: 4.8 out of 5 (126 reviews) Category rating: 4.9 out of 5 (64 category reviews) Key attribute: Highly rated for Ease of Setup Starting price: Contact vendor Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Not included - Compliance Management: Included - Customer Management: Not included - Electronic Signature: Included - Loan Management: Not included - Loan Portfolio Management: Not included - Online Applications: Included - Payment Collection: Not included - Workflow Management: Not included --- ### 4. [Turnkey Lender](https://www.capterra.com/p/135052/Turnkey-Lender/) Overall rating: 4.6 out of 5 (36 reviews) Category rating: 4.9 out of 5 (14 category reviews) Key attribute: Highly rated for Quality of Support Starting price: Contact vendor Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Included - Compliance Management: Included - Customer Management: Included - Electronic Signature: Included - Loan Management: Included - Loan Portfolio Management: Included - Online Applications: Included - Payment Collection: Included - Workflow Management: Not included --- ### 5. [LendingWise](https://www.capterra.com/p/166706/LendingWise/) Overall rating: 4.6 out of 5 (73 reviews) Category rating: 4.7 out of 5 (47 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $149.00 Per User, Per Month Free trial: Available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Included - Compliance Management: Included - Customer Management: Included - Electronic Signature: Included - Loan Management: Included - Loan Portfolio Management: Included - Online Applications: Included - Payment Collection: Included - Workflow Management: Not included --- ### 6. [BNTouch Mortgage CRM](https://www.capterra.com/p/37032/BNTouch/) Overall rating: 4.5 out of 5 (98 reviews) Category rating: 4.6 out of 5 (29 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $165.00 Per User, Per Month Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Not included - Compliance Management: Included - Customer Management: Not included - Electronic Signature: Not included - Loan Management: Not included - Loan Portfolio Management: Not included - Online Applications: Not included - Payment Collection: Not included - Workflow Management: Not included --- ### 7. [The Mortgage Office Loan Servicing](https://www.capterra.com/p/9277/The-Mortgage-Office/) Overall rating: 4.8 out of 5 (289 reviews) Category rating: 4.5 out of 5 (15 category reviews) Key attribute: Highly rated for Quality of Support Starting price: Contact vendor Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Included - Compliance Management: Included - Customer Management: Included - Electronic Signature: Included - Loan Management: Included - Loan Portfolio Management: Included - Online Applications: Included - Payment Collection: Included - Workflow Management: Not included --- ### 8. [Oradian](https://www.capterra.com/p/266569/Oradian/) Overall rating: 4.1 out of 5 (21 reviews) Category rating: 4.2 out of 5 (15 category reviews) Key attribute: Highly rated for Quality of Support Starting price: Contact vendor Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Not included - Compliance Management: Not included - Customer Management: Not included - Electronic Signature: Not included - Loan Management: Included - Loan Portfolio Management: Not included - Online Applications: Not included - Payment Collection: Not included - Workflow Management: Included --- ### 9. [LendingPad](https://www.capterra.com/p/171891/LendingPad/) Overall rating: 4.4 out of 5 (134 reviews) Category rating: 4.4 out of 5 (88 category reviews) Key attribute: Highly rated for Quality of Support Starting price: $50.00 Per Feature, Per Month Free trial: Not available Free version: Not available #### Features reviewers most value - Automated Decisioning/Underwriting: Included - Compliance Management: Included - Customer Management: Included - Electronic Signature: Included - Loan Management: Included - Loan Portfolio Management: Included - Online Applications: Included - Payment Collection: Not included - Workflow Management: Included --- ## All loan origination software for small businesses [4.4 (69)](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) Loan origination software helping lenders automate decisions, accelerate approvals, and improve borrower experiences. [Learn more about Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [4.9 (9)](https://www.capterra.com/p/184799/DigiFi/#reviews) DigiFi’s all-in-one digital origination platform streamlines the lending and account opening journey from start to finish. [Learn more about DigiFi](https://www.capterra.com/p/184799/DigiFi/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [4.9 (40)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/) AI/ML-powered end-to-end lending solution with advanced loan origination, scoring, risk analysis, and full compliance [Learn more about HES LoanBox](https://www.capterra.com/p/254642/HES-LoanBox/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [4.7 (27)](https://www.capterra.com/p/144428/defi-SOLUTIONS/reviews/) End-to-end lending solutions & business process outsourcing for banks, credit unions, & captive & independent fincos of all types. [Learn more about defi SOLUTIONS](https://www.capterra.com/p/144428/defi-SOLUTIONS/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [4.8 (33)](https://www.capterra.com/p/147212/Construction-Loan-Manager/reviews/) Land Gorilla has changed the way construction loans are managed by making the construction lending process fast, safe and efficient. [Learn more about Land Gorilla](https://www.capterra.com/p/147212/Construction-Loan-Manager/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [4.6 (73)](https://www.capterra.com/p/166706/LendingWise/reviews/) Finally, a robust CRM & LOS system designed for private & hard money lenders. [Learn more about LendingWise](https://www.capterra.com/p/166706/LendingWise/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [## The Mortgage Office Loan Servicing](https://www.capterra.com/p/9277/The-Mortgage-Office/) [4.8 (289)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) The most popular, highest quality, most respected software used by the most reputable, experienced private lenders in the world. [Learn more about The Mortgage Office Loan Servicing](https://www.capterra.com/p/9277/The-Mortgage-Office/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management 94% recommend this product [## Creatio AI CRM](https://www.capterra.com/p/130149/creatio-ai-crm/) [4.7 (151)](https://www.capterra.com/p/130149/creatio-ai-crm/reviews/) Best-in-class financial services CRM and workflow platform with no-code and AI at its core.  [Learn more about Creatio AI CRM](https://www.capterra.com/p/130149/creatio-ai-crm/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management 85% recommend this product [## LendingPad](https://www.capterra.com/p/171891/LendingPad/) [4.4 (134)](https://www.capterra.com/p/171891/LendingPad/reviews/) LendingPad is a leading web-based mortgage loan origination system (LOS). Secure, compliant, efficient & well-priced. Be URLA Ready! [Learn more about LendingPad](https://www.capterra.com/p/171891/LendingPad/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management [## nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/) [4.8 (126)](https://www.capterra.com/p/169464/The-Nexus/reviews/) Unites the people, systems, and stages of the mortgage process - all so lenders can increase mortgage profitability. [Learn more about nCino’s Mortgage Suite](https://www.capterra.com/p/169464/The-Nexus/) Loan Origination features reviewers most value Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management 91% recommend this product ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (226) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews Activity Dashboard AI Copilot Audit Trail Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Financial Analysis Generative AI Loan Management Loan Portfolio Management Online Applications Payment Collection Reporting & Statistics Workflow Management Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Mortgage Software](https://www.capterra.com/mortgage-and-loans-software/)[Commercial Loan Software](https://www.capterra.com/commercial-loan-software/)[Banking Systems Software](https://www.capterra.com/banking-systems-software/)[Cryptocurrency Exchange Software](https://www.capterra.com/cryptocurrency-exchange-software/)[Mobile Banking Software](https://www.capterra.com/mobile-banking-software/)[Currency Exchange Software](https://www.capterra.com/currency-exchange-software/)[Financial Services Software](https://www.capterra.com/financial-services-software/)[Online Banking Software](https://www.capterra.com/online-banking-software/)[Treasury Software](https://www.capterra.com/treasury-software/) I'm looking for Loan Origination Software that is: [Free](https://www.capterra.com/loan-origination-software/s/free/)