# Clay Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Clay Software - reviews, pricing plans, popular comparisons to other Financial Management products and more.

Source: https://www.capterra.com/p/10001919/CLay

---

# 

 Clay Software Review 2026: Features, Integrations, Pros & Cons

Last updated on February 26, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Clay

## What is Clay?

Clay is financial management solution that helps businesses automate and streamline accounting processes for businesses. The platform acts as a centralized hub, integrating with banks, billing systems, and payroll to provide a real-time view of financial health. Its AI-based engine, Cassius, enables teams to automate bank reconciliations to reduce manual work and errors. Clay offers cash flow forecasting tools for financial planning. The platform helps businesses streamline financial reporting with customizable dashboards and generation of balance sheets, income statements, and key reports. Clay serves as a bridge between business owners and accountants by providing a shared system for accurate, up-to-date financial management. The system enables businesses to manage multiple companies from a single panel, switching between accounts efficiently.

## What is Clay used for?

[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Financial Management](https://www.capterra.com/financial-management-software/)[Financial Close](https://www.capterra.com/financial-close-software/)

Top alternative

Featured

Overall rating

Based on 10 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$115

Other, Per Month

Free trial  
available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Clay?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://clay.cl&name=Clay)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Clay

4.7 (10)

VS.

[4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting Price

$115

Other, Per Month

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.5 (10)

Ease Of Use

4.0 (1,947)

Value For Money

4.3 (10)

Value For Money

3.8 (1,537)

Customer Service

4.9 (9)

Customer Service

3.8 (1,642)

## Clay alternatives

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

86%

of reviewers

rated it above 4 stars

[4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

Highest Rated

[AccountsIQ](https://www.capterra.com/p/126903/accountsIQ/)

[4.6 (44)](https://www.capterra.com/p/126903/accountsIQ/reviews/)

Starting price

$250.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

91%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/126903/accountsIQ/)

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)

[3.9 (147)](https://www.capterra.com/p/183867/MYOB-Business/reviews/)

Starting price

$30.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

70%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/183867/MYOB-Business/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Bank Reconciliation

4.9 (9)

11.11% of 9 reviewers that rated this feature as important or highly important

Compare and match accounting/financial records with corresponding bank statements

Financial Reporting

4.4 (7)

14.29% of 7 reviewers that rated this feature as important or highly important

Generate reports to assess the financial performance of an organization

Invoice Processing

5.0 (7)

0.00% of 7 reviewers that rated this feature as important or highly important

Creation, processing, verification, and execution of invoices till the payment is made

Billing & Invoicing

4.2 (5)

20.00% of 5 reviewers that rated this feature as important or highly important

Create, manage, and send invoices or bills to customers

Expense Tracking

4.8 (5)

0.00% of 5 reviewers that rated this feature as important or highly important

Monitor and record expenses such as purchases or charges incurred

General Ledger

4.8 (5)

20.00% of 5 reviewers that rated this feature as important or highly important

Centralized accounting record which tracks all financial transactions

Clay 94 features

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Track money owed to a company's creditors/suppliers

Track outstanding invoices and the money owed from clients

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Track and document all activities across devices, networks, and other systems

Categorizes outstanding invoices based on the amount of time they have remained unpaid

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws

A record of all activities within the system, including user access, changes made, etc.

Send automated reminders and notices to clients on overdue payments

Automatically create schedules based on business needs or employee availability and qualifications

Compare and match accounting/financial records with corresponding bank statements

Create, manage, and send invoices or bills to customers

Accounting functionality within the system, not requiring integration with third-party tools

Helps automate and manage information, tasks, and procedures by establishing routines and patterns associated with processes

Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period

Organize and group data or items based on various criteria

Manage contact details and communication with clients

Configure existing workflows to meet your organization's needs

Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting

Manage, organize, and store contact information

Collection of data related to the costs associated with various items, products, services, or activities

Accept and process credit card transactions

Report customer payment history and outstanding debts to credit bureaus

Initiate interactions with customers by proactively starting conversations or providing informational content

Alter the layout and content of reports

Assembly of graphs and charts for visualizing and tracking statistics/metrics

Creation and customization of dashboards

Import and export data to and from software applications

Graphical representation of data

Store and organize documents in a centralized system

Ability to identify, sort on and alert participating parties about the approaching date by which action has to be taken

Manage, store and organize emails within the system or via third-party apps

Pre-made examples and templates for emails

Integrate with existing ERP systems

Attaching relevant receipts or supporting documents to submit expenses for reimbursement

Monitor and record expenses such as purchases or charges incurred

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Bring together financial information by collecting data from multiple ledgers and close financial processes

Plan, manage, and track the financial activities of an individual or organization

Generate reports to assess the financial performance of an organization

Software specialized for accountants and accounting firms

Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability)

Centralized accounting record which tracks all financial transactions

Information, data and reports that are being tracked over time

A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Creation, processing, verification, and execution of invoices till the payment is made

Initiate, document and approve journal entries throughout the accounting cycle

Communicate using messages within the system

Access software remotely via mobile devices

Observe and track the demand, usage, progress or quality of a system, product, or user

Manage the accounting and financial aspects of multiple locations or companies in a single location

Manage and handle various international currencies

Allow multiple users with individual logins and varying permissions to use the same account, software, portal, or service

Tracking, managing, and initiating the transfer of funds for overdue customer payments

Reconcile payments with corresponding invoices or orders for accounting purposes

Manage employee salary processes, data, taxes, and records administration efficiently

A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time

Estimate or forecast of a future scenario based on the study of present trends

Create, send, and track purchase orders and their statuses

Aligns purchase orders with incoming invoices and receiving reports

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Analyze and gain insights into data in real-time

Receive data and information in real time

Active monitoring of systems, applications, or networks

Active reporting of data and metrics

Receive system updates as soon as any changes are made

A list of customers and their payments due updated on a monthly basis

Timed notification for any upcoming task, deadline, appointment, or activity

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

An accounting principle that identifies the specific conditions in which revenue is recognized and determines how to account for it.

Set & manage permission levels based on user roles and restrict access to only authorized individuals

Search and filter data across systems to locate required information by entering keywords or certain criteria

Securely stores data to prevent data loss or breaches

Track the amount of money spent on a certain product or with a certain supplier

Track the status over time for a request, process, asset, or transaction

Manage all supplier data and operations

Create, manage and track all task activities and progression

Implementation of various strategies to manage tax obligations via planning and maintaining compliance

Addition of necessary external data, applications, tools, or features

Set up connections to third-party platforms to improve business processes

Log and record hours worked and costs spent to assist in billing and invoicing

Measure and track time including hours worked and paid time off (PTO)

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc.

Interact with data visualization elements, such as charts and graphs, to drill down into data

Create, design and manage workflows for repetitive tasks

Get Advice

We can help you find the software with the features you need.

Features

4.2 (10)

4.2

Based on 10 reviews

## Pricing

Value for money

4.3 (10)

Free Trial

[View pricing plan details](https://www.capterra.com/p/10001919/CLay/pricing/)

Basic

$115.00

Other,Per Month

Value for money

4.3 (10)

4.3

Based on 10 reviews

## Integrations

[

Slack](https://www.capterra.com/p/135003/Slack/)[

Chipax](https://www.capterra.com/p/205688/Chipax/)[

Talana](https://www.capterra.com/p/220139/Talana/)[

Duemint](https://www.capterra.com/p/10007036/Duemint/)[

Bsale](https://www.capterra.com/p/196368/Bsale/)[

Nubox CO](https://www.capterra.com/p/196370/Nubox-CO/)[

BUK](https://www.capterra.com/p/179105/BUK/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.9 (9)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.9 (9)

4.9

Based on 9 reviews

## User reviews

Overall rating

4.7

Based on 10 reviews

Filter by rating

5(7)

4(3)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

AC

Alberto C.

CFO

Renewables & Environment

### "Un software contable/financiero muy completo"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

January 19, 2023

La herramienta está facilitando nuestros procesos financieros y contables. Además, la atención en el día a día ha sido muy buena.

Pros

Combina de excelente manera las conciliaciones bancarias con los procesos contables en un solo lugar, lo cual facilita mucho el proceso de seguimiento de cuentas por cobrar y pagar y automatiza su contabilización. Además, se integra con otras herramientas tales como BUK para facilitar la contabilidad de RRHH. Es un software muy flexible.

Cons

Sería bueno tener un dashboard específico que muestre un flujo de obligaciones por pagar y que despliegue el listado de obligaciones por pagar del día. Asimismo sería bueno que ampliaran las cuentas corrientes en USD que se pueden conectar de manera automática (no está disponible para el banco BCI).

Switched from

[Nubox CO](https://www.capterra.com/p/196370/Nubox-CO/)

Nubox está muy enfocado a los contadores y no a los empresarios.

Alternatives considered

[Chipax](https://www.capterra.com/p/205688/Chipax/)

Reasons for choosing Clay

Porque combina la gestión financiera (conciliaciones bancarias) con la gestión contable en una sola herramienta.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Catalina M.

Directora fundadora

Graphic Design

### "Facilidad en el día a día"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 12, 2023

Clay ha solucionado la perdida de tiempo y el desorden que se genera al no tener conciliacion bancaria

Pros

Conocimos este software cuando estaba recién partiendo y a pesar de no tener todas las funcionalidades en ese entonces, llegó para simplificarnos el día a día. Somos una empresa que realiza entre 10 y 20 facturas mensuales con montos diferentes y a todo tipo de clientes. Utilizábamos un archivo excel en donde llevábamos el registro de las facturas, muchas veces el pago se realiza en 2 transferencias. El trabajo que le dedicábamos a este proceso de registro de facturas, cobro y registro de los pagos eran varias horas, por eso nos encantó Clay desde un principio, sumando por supuesto que son una excelente empresa de contabilidad y que cada vez que solicito alguna ayuda por el chat, la respuesta es acertada e inmediata.

Cons

Hasta el minuto hemos tenido buenas experiencias con todas las funcionalidades... siendo crítica, si he tenido problema un par de veces con la actualización de los datos del banco que a veces puede tardar un poco mas, pero basta con solicitar al chat que actualicen los datos y se soluciona.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MT

magadalena t.

subgerente

Management Consulting

### "tuad"

5.0

Overall Rating

5.0

5.0

Ease of Use

3.0

3.0

Features

3.0

3.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 12, 2023

el orden y control de gastos

Pros

es amigable con el cliente y el administrador

Cons

es muy lenta al cargar la información cuando uno busca

Reasons for choosing Clay

por que puede trabajarse directo con el contador

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

XE

Ximena E.

Socia

Management Consulting

### "Experiencia de consultora contable-financiera"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

7/10

January 12, 2023

En general bien pues nos ha ahorrado horas trabajo.

Pros

Lo dinámico, tener actualizada la información, en línea....al tener abierta la pantalla veo cómo van cayendo los depósitos de clientes y se hacen los cargos al igual cuando llegan las facturas de proveedores y boletas de honorarios.

Cons

Hemos tenido problemas con la sincronización en el SII, tenemos que estar escribiendo a soporte.

Reasons for choosing Clay

Por lo dinámico y ahorro de tiempo.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

DP

Diego P.

Jefe A&F

Marketing and Advertising

### "En general Bien"

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

January 10, 2023

En general bien, ha servido bastante para hacer seguimiento a nuestras cuentas, la idea es migrar a tener todo 100% en la plataforma

Pros

Que se pueden automatizar bastantes procesos, ojalá puedan avanzar en la linea de automatizar más funcionalidades.

Cons

Algunas cosas son complejas de entender o ejecutar, se hace aún más dificil explicar a alguien. Por ejemplo, match complejos que tienen prepago, factoring, etc.

Reasons for choosing Clay

Por opción de pago anual y recomendaciones externas

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

ML

Martin L.

Socio

Accounting

### "Gran herramienta para llevar contabilidad y control de la caja"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

December 30, 2022

Soy un gran fan!!

Pros

La conexión al banco y al SII, con lo que no es necesario digitar. Permite una gran interacción en la plataforma para aclarar dudas sobre los distintos movimientos. Ideal para trabajo asincrono.

Cons

No tengo contras, todo lo que requiero lo he podido hacer para llevar a cabo el control y la contabilidad en varias empresas

Reasons for choosing Clay

Por la simplicidad de manejar la conciliacion bancaria y llevar contabilidad a un precio razonable.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

LM

Leonardo M.

administración y RRHH

Financial Services

### "Muy ordenado y fácil de usar."

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 28, 2022

Si bien en un principio costó llevar la contabilidad tributaria/financiera al día, en la actualidad se hace más fácil cuando se conoce bien la plataforma y se trabaja de manera eficaz con el equipo contable que está detrás.

Pros

Lo que más me gusta es que además de contar con una plataforma, tenemos el servicio de contabilidad, el cual obviamente se alinea muy bien con la plataforma y con nuestro negocio, entregándonos información actualizada y ordenada.

Cons

Hay funciones como la cobranza que no utilizamos. El match de la tarjeta de crédito también es un poco engorroso.

Switched from

[Chipax](https://www.capterra.com/p/205688/Chipax/)

Porque no me servía el anterior. El look-and-feel era desordenado y poco amistoso.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

PR

Paula R.

Jefe Administracion y Finanzas

Arts and Crafts

### "Propuesta de cuentas de gastos de los proveedores habiltuales. "

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

8/10

December 27, 2022

En general mi experiencia ha sido buenisima. El software es bastante amigable y facil de aprender a quien nunca lo ha utilizado. El soporte es buenisimo. Siempre responden a tiempo y se preocupan de dar soluciones. Han implementado mejoras constantes y toman en cuenta las solicitudes de los clientes en cuanto a las funciones que se requieren.

Pros

Propuesta de cuentas de gastos de los proveedores habituales. Esto agiliza la contabilización ya que propone las cuentas de costo y gasto de los proveedores habituales. También es muy amigable al momento de generar reportes de proveedores por pagar y clientes por cobrar.

Cons

Las caídas constantes del sistema o de ciertas funciones como no poder contabilizar facturas o editar asientos contables en ciertos momentos. Y toma tiempo el reporte de este tipo de problemas y la solución por parte del software. Por lo general los problemas siempre son los mismos y nos cuesta un poco comprender porque este tipo de problemas son repetitivos y no se solucionan de raiz.

Alternatives considered

[Nubox CO](https://www.capterra.com/p/196370/Nubox-CO/)

Reasons for choosing Clay

Porque tuvimos buenas referencias y por precio calidad.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

CS

Camilo S.

Gerente de ventas

E-Learning

### "Orden financiero"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 13, 2022

La experiencia en general ha sido bien buena nos permite revisa, analizar y controlar nuestros costos por modelos de negocios como también nuestra caja. Actualmente tenemos todo un modelo de trabajo en función de Clay.

Pros

Me gusta Clay en general, creo que es una herramienta sumamente necesaria para que cualquier emprendedor tenga sus finanzas ordenadas.

Cons

Si bien es cierto que el software es increíble y tienen muchísimos beneficios, para una StartUp o emprendedores que están partiendo, el precio es alto. Me encantaría que tuvieran un plan free con lo básico para emprendedores que están partiendo. Como BUK, Hubspot, etc.

Alternatives considered

[Chipax](https://www.capterra.com/p/205688/Chipax/)

Reasons for choosing Clay

Porque era el más completo y fácil de usar

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JV

Juan V.

CMO

Arts and Crafts

### "Muy buen software, supera con creces lo que hay en el mercado"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 7, 2022

Pros

La facilidad para conciliar, la usabilidad que tiene, las automatizaciones y el servicio al cliente.

Cons

se podría hacer una separación por sub centro de costos, para poder tener mejor separada la información

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/10001919/CLay/reviews/)

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