--- title: "SoftCoPay Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about SoftCoPay Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/10005145/SoftCoPay/" page_type: "product" language: "en" --- # SoftCoPay Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 20, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) SoftCoPay ## What is SoftCoPay? SoftCoPay transforms payments from a cost center to a profit center by optimizing payments, earning rebates, reducing costs, and mitigating payment risks. SoftCoPay streamlines payments into a single, easy-to-use workflow, regardless of payment type (card, ACH, or check). SoftCoPay provides access to an existing network of over 3.8 million vendors across all industry verticals who are ready to accept payments from SoftCoPay. Earn monthly rebates for vendor payments made by virtual card. ## What is SoftCoPay used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $0.01 Per User, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### SoftCoPay 0.0 VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price $0.01 per user, per month Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.6 (26,641) Value For Money 0.0 (0) Value For Money 4.6 (20,480) Customer Service 0.0 (0) Customer Service 4.6 (20,738) ## SoftCoPay alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) ## FAQs about SoftCoPay Overview ### What company size and specific industries is SoftCoPay built for? SoftCoPay is designed for businesses of all sizes that need a payment solution that can grow with them. It serves customers across industries, including Food and Beverage, Manufacturing, Financial services, Retail, and Transport and Logistics, making it suitable for organizations in many sectors. Features and Usability ### What are the key features of SoftCoPay? SoftCoPay offers ACH payment processing, debit and credit card processing, mobile payments, and multiple payment options for electronic transactions. It also includes billing and invoicing, payment gateway integration, multi-currency support, transaction monitoring, payment fraud prevention, data security, alerts and notifications, API access, and reporting and analytics. Integrations ### Which third-party tools and platforms does SoftCoPay integrate with? SoftCoPay integrates with 8 third-party business platforms, including Dynamics 365, Dynamics 365 Business Central, Infor CloudSuite, JD Edwards EnterpriseOne, NetSuite, SAP Business One, Sage Intacct, and Clarity Wave. These integrations cover ERP and finance systems used for payment processing and accounting workflows. Getting Started and Support ### What training and onboarding options does SoftCoPay offer? SoftCoPay provides in person training, webinars, documentation, and videos. In person training supports guided instruction, webinars offer live online learning sessions, documentation gives written reference material, and videos provide visual guidance for reviewing features and steps at any time. Getting Started and Support ### What customer support options does SoftCoPay offer? SoftCoPay provides email/help desk, FAQ/forum, knowledge base, and phone support. Users rely on these channels for setup questions, troubleshooting, and account help. No reviewer feedback is available on response times or support quality, so the overall user experience with support cannot be assessed from the catalog data. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) SoftCoPay supports **Data Security**, which is a key requirement for protecting transaction details and reducing risk. However, it does not include **Online Payments** or **Mobile Access**. Instead, it offers other highly rated capabilities, including **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**). These features help businesses process card transactions securely, reduce fraudulent activity, and accept payments on the go, providing teams with practical tools to manage payment operations more efficiently. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Billing & Invoicing Create, manage, and send invoices or bills to customers Data Security Protect sensitive data for digital privacy Debit/Credit Card Processing Accept and process credit/debit card transactions SoftCoPay 14 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Mobile Payments: Clients can submit payments via mobile devices - Multi-Currency: Manage and handle various international currencies - Multiple Payment Options: Process payments via multiple modes directly through the application - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Real-Time Data: Receive data and information in real time - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. ## Pricing Basic $0.01 ## Integrations [ Dynamics 365](https://www.capterra.com/p/157279/Dynamics-365/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ Sage Intacct](https://www.capterra.com/p/76/Intacct/)[ SAP Business One](https://www.capterra.com/p/214667/SAP-Business-One/)[ Dynamics 365 Business Central](https://www.capterra.com/p/212111/Dynamics-365-Business-Central/)[ JD Edwards EnterpriseOne](https://www.capterra.com/p/212037/JD-Edwards-EnterpriseOne/)[ Clarity Wave](https://www.capterra.com/p/140551/Clarity-Wave/)[ Infor CloudSuite](https://www.capterra.com/p/235778/Infor-Cloud-ERP/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.