# Fincent Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Fincent Software - reviews, pricing plans, popular comparisons to other Financial Management products and more. Source: https://www.capterra.com/p/10005340/Fincent/pricing --- # Fincent Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Fincent ## What is Fincent? Fincent is an AI-powered bookkeeping and accounting software that provides bookkeeping, tax filing, invoicing & billing, AR/AP, and fractional CFO services, specially designed for small businesses in the US. Our financial services suite is powered by both AI and expert human bookkeepers to give businesses the advanced and reliable solution they need to manage their money better. With Fincent, you get real-time insights to always know your business' financial position and make smarter financial decisions. Tax, compliance, and investor ready monthly financial reports give you the peace of mind you need to focus on scaling faster. ## What is Fincent used for? [Bookkeeper](https://www.capterra.com/bookkeeper-software/)[Accounting](https://www.capterra.com/accounting-software/)[Financial Management](https://www.capterra.com/financial-management-software/) Top alternative Featured Overall rating Based on 14 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $189 Usage Based, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Fincent?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://fincent.com/&name=Fincent) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Fincent 4.4 (14) VS. [4.3 (659)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price $189 Usage Based, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (14) Ease Of Use 4.2 (585) Value For Money 4.4 (14) Value For Money 4.0 (493) Customer Service 4.5 (13) Customer Service 4.0 (525) ## Fincent alternatives [4.2 (2,013)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [3.9 (422)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 72% of reviewers rated it above 4 stars [4.3 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars Highest Rated [4.4 (3,285)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/10005340/Fincent/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Expense Tracking 4.5 (8) 62.50% of 8 reviewers that rated this feature as important or highly important Monitor and record expenses such as purchases or charges incurred Accounting 4.8 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accounts Payable 4.4 (5) 60.00% of 5 reviewers that rated this feature as important or highly important Track money owed to a company's creditors/suppliers Accounts Receivable 4.4 (5) 60.00% of 5 reviewers that rated this feature as important or highly important Track outstanding invoices and the money owed from clients Financial Reporting 5.0 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Generate reports to assess the financial performance of an organization General Ledger 5.0 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions Fincent 39 features Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Track money owed to a company's creditors/suppliers Track outstanding invoices and the money owed from clients Dashboard to view the status of ongoing processes, identify current incidents and track past activities Compare and match accounting/financial records with corresponding bank statements Create, manage, and send invoices or bills to customers Create budgets based on historical data and future projections Organize and group data or items based on various criteria A financial statement that lists a company's accounts and details the account type and balance Alter the layout and content of reports Import and export data to and from software applications Graphical representation of data Store and organize documents in a centralized system Electronically collect payments for goods or services Monitor and record expenses such as purchases or charges incurred Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Generate reports to assess the financial performance of an organization Centralized accounting record which tracks all financial transactions A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Access software remotely via mobile devices Reconcile payments with corresponding invoices or orders for accounting purposes A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time Measure time to completion or hours worked for projects Analyze and gain insights into data in real-time Receive data and information in real time Active monitoring of systems, applications, or networks Active reporting of data and metrics Timed notification for any upcoming task, deadline, appointment, or activity Implementation of various strategies to manage tax obligations via planning and maintaining compliance Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Interact with data visualization elements, such as charts and graphs, to drill down into data Get Advice We can help you find the software with the features you need. Features 4.5 (14) 4.5 Based on 14 reviews ## Pricing Value for money 4.4 (14) Small Business Bookkeeping $189.00 Usage Based,Per Month It includes: - Dedicated bookkeeping team - Monthly bookkeeping check-ins - Secure invoicing and payments - P&L Statement and Balance Sheet - Subscription management - Roles and Permissions Value for money 4.4 (14) 4.4 Based on 14 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ Stripe](https://www.capterra.com/p/123889/Stripe/)[ Plaid](https://www.capterra.com/p/174384/Plaid/)[ Gusto](https://www.capterra.com/p/194047/Gusto/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.5 (13) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.5 (13) 4.5 Based on 13 reviews ## User reviews Overall rating 4.4 Based on 14 reviews Filter by rating 5(10) 4(2) 3(1) 2(0) 1(1) Mentioned topic Sorted by most recent Vance W. Managing Partner Retail ### "Fincent provides our Boutiques with hassle free and accurate accounting." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 14, 2025 Our experience overall with Fincent is excellent. Detailed and accurate accounting in real time with as much or as little human interaction as you want or need. Streamlining and minimizing what we have to do to have up to the minute accounting. Pros Fincent's team of accountants and bookkeepers have handled our accounting needs promptly with wonderful personal attention to our needs and requirements. They are always available for any questions we have. Cons I have few if any negatives in our work with Fincent. Minor things like needing to reverify a bank account connection is about all that has taken extra effort. You can eliminate most problems or work flow issues with good communication and Fincent excels at that. Alternatives considered [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) [Bench](https://www.capterra.com/p/137795/Bench-Bookkeeping/) [QuickBooks Online Accountant](https://www.capterra.com/p/229996/QuickBooks-Online-Accountant/) Reasons for choosing Fincent Ultimately we felt Fincent offered us the best combination of 1. Providing proper accounting in a form that we required with the added safety of a quickbooks back up of all data 2. The ability to deal with real people, actual accountants and bookkeepers who respond to your emails, your calls and can meet at short notice on Zoom 3. A service oriented company who from our initial interviews and through onboarding and now ongoing interactions are always there for us and always working to make what we need happen. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DR Danielle R. Founder Apparel & Fashion ### "Poor Quality, Lack of Accuracy, and Unreliable Service" 1.0 Overall Rating 1.0 1.0 Ease of Use 3.0 3.0 Features 2.0 2.0 Customer Service 2.0 2.0 Likelihood to Recommend 0/10 April 28, 2025 As a small business owner with ADHD, I needed a bookkeeping service that would be clear, accurate, and supportive. I chose Fincent because they promised a better experience than Bench, but it ended up being a major disappointment. For the price, I expected a true partner; someone who would take care to get things right, not just rush to categorize transactions. Instead, Fincent’s careless approach put me at serious financial risk. Misclassifying transactions not only creates messy books, but also leads to major problems like inaccurate tax filings, increased audit risk, and the potential to damage funding opportunities for my business. Accuracy is not optional when it comes to bookkeeping, and no amount of technology makes up for people choosing speed over quality. What made it even worse was the complete lack of accountability. When I raised concerns, Fincent did not focus on fixing the inaccuracies. They focused on defending how much of the work had been “completed.” Instead of addressing the serious risks their mistakes created, they prioritized indicating substantial completion over delivering accurate, trustworthy financials, even with a co-founder CC’d on the email. If that does not tell you enough about their ethical practices, or the lack thereof, I am not sure what will. As a small business owner, I cannot afford to gamble on partners who do not treat accuracy and accountability as non-negotiable. Fincent was an expensive mistake and absolutely not worth the money or the stress. Pros The onboarding team was polite and responsive initially, and the portal to upload documents was easy to use. Cons Fincent prioritized completing transactions quickly over ensuring the accuracy of the books. They categorized the majority of my transactions, including loans, without requesting the necessary financial documentation, such as loan agreements and payment schedules, required to classify them properly. As a result, loans were incorrectly recorded as revenue. I received almost no communication from my assigned bookkeeper and no proactive outreach to confirm essential financial details before marking the books as “substantially complete.” This is a fundamental failure for any bookkeeping service. Switched from [Bench](https://www.capterra.com/p/137795/Bench-Bookkeeping/) Needed something more tech-advanced, and seemingly more robust. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MB Michael B. Founder and CEO Design ### "An excellent solution for startups and solopreneurs" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 22, 2024 Fincent has been a game changer for my business. The agents are responsive and knowledgeable, and the platform gives me clear insights on my cash flow, balance sheet and expenses that are easy to view at any time. Pros The personalized assistance. Also the tax filing prep was super helpful. Cons No complaints. My experience was great. Thanks! Alternatives considered [QuickBooks Online Accountant](https://www.capterra.com/p/229996/QuickBooks-Online-Accountant/) Reasons for choosing Fincent I like the software web app that fincent offers Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. EK Emily K. CEO Non-Profit Organization Management ### "Dedicated and Responsive Service!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 20, 2024 Pros I have a dedicated and responsive team to help manage all of my books and transacations. Their website is easy to navigate and very user friendly! Cons I don't dislike a thing! I am very happy with everything provided. Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) I wasn't happy with Quickbooks' customer service. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DR Dan R. President Consumer Services ### "Switched from Quickbooks and Didn't Look Back" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 30, 2024 I started with Fincent because I was looking for a bookkeeping solution that included a team of humans and a well-thought-out user interface. I'm about six months in now and am very happy with the services provided by the Fincent team. They are curious, respectful, and hold me accountable when things are needed—and I can log in at any time to see where my books are at without worrying about whether I've missed a reconciliation or miscategorized something. The support is so appreciated and valued. Also, the fact that they manage a backup Quickbooks account in case I ever decide to leave gives me even more security and more reason to stay with them. Pros Their team is smart. They've figured out how to categorize my transactions properly by asking questions about recurring payments and past vendors. I feel like they are an extension of my company. Cons The catch-up bookkeeping took awhile to process, but that was also because I asked to go back further after an initial, shorter, catchup process. The Fincent team was supportive and respectful the whole time. Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) I was looking for a managed solution with real people helping me manage the books Alternatives considered [Bench](https://www.capterra.com/p/137795/Bench-Bookkeeping/) Reasons for choosing Fincent When I was shopping around, there seemed to be more human involvement in the categorization of transactions with Fincent than there is with Bench Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DR David R. President Information Technology and Services ### "Exceptional Service and Unparalleled Support: Our Experience with Fincent" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 31, 2024 Pros In the realm of bookkeeping software, finding a solution that not only meets but exceeds expectations can be a formidable challenge. Yet, our experience with Fincent has been nothing short of extraordinary. From the outset, Fincent has demonstrated a commitment to excellence in both their software capabilities and customer service, setting a new benchmark for what we at Roku Management Consulting, LLC (RMC) consider exceptional in the industry. The brilliance of Fincent lies not just in its intuitive design and comprehensive features, but in the people behind the technology. \[sensitive content hidden\] and the entire Fincent team have been outstanding partners to RMC. Their dedication to providing top-notch service, personalized support, and genuine care for our business needs has been evident in every interaction. The team’s responsiveness, expertise, and willingness to go above and beyond have significantly contributed to streamlining our bookkeeping processes, enabling us to focus more on our core services and less on financial management intricacies. What sets Fincent apart is its ability to deliver a seamless and highly satisfying user experience, coupled with the team’s proactive approach to customer service. They have not only addressed our queries and concerns with speed and efficiency but have also anticipated our needs, offering solutions that enhance our operational efficiency. The personal touch and professional integrity displayed by \[sensitive content hidden\] and the team resonate deeply with our values at RMC, fostering a collaborative and trusting relationship. In conclusion, our journey with Fincent has been exemplary, marked by remarkable customer service and a product that truly stands out in the crowded space of bookkeeping software. We wholeheartedly recommend Fincent to any business seeking a reliable, user-friendly, and robust bookkeeping solution, backed by a team that truly cares about your success. Our heartfelt thanks to \[sensitive content hidden\] and the entire Fincent team for their exceptional support and for being such a pleasure to work with. Cons Fincent is unable to support foreign companies. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RS Raven S. Owner Consumer Services ### "Good experience so far" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 December 15, 2023 Pros Pricing was great and I liked the UI way better Cons I don't always feel like I'm listened to, have to repeat myself multiple times Switched from [Bench](https://www.capterra.com/p/137795/Bench-Bookkeeping/) Mostly pricing, but also I didn't love the UI on Bench. It was really hard to locate anything Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. BP Brittany P. CEO, Founder, Creative Director Design ### "Awesome Software & Team to Get Organized with your Bookkeeping!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 13, 2023 My overall experience with Fincent has been very streamlined, easy, and the team is always willing and ready to chat and help in any way that they can. They are super nice and want to see our business in a good place. Pros I love the ease of use of the platform, and the built in bookkeeping team that takes care of balancing your books. They make it easy to review transactions in question and have been able to make looking at our numbers easy and clear to understand where we stand as a company. Cons Right now, I don't really have anything that I don't like. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. GK Gregg K. President Marketing and Advertising ### "Small business website design company uses Fincent for bookkeeping." 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 December 12, 2023 Happy with the service - runs on autopilot. Pros I like the simple login to see the reports. Cons The Plaid interface does not allow real time access to our business checking account and at least one business credit card accounts. Switched from [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) They went out of business so I needed a reliable relationship and Fincent certainly provides. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TS Taha S. President Retail ### "Excellent Bookkeeping and Financial Management Service" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 November 6, 2023 I came across Fincent through a Google search when I was seeking a bookkeeping service to take over the accounting for two small businesses that I operate. The onboarding process was smooth and included video sessions with an Account Manager and the assigned bookkeeper to understand the current state of my business' books. The Fincent platform has a streamlined and functional user interface and integrates with most financial institutions through Plaid. The bookkeeping service is timely and they have my books ready for review within 3-5 days after the month ends. My accountant's job has been made much easier as he's able to review the completed books before he prepares my tax filings. I would recommend Fincent to anyone that is looking to get their bookkeeping under control with better reporting and analysis. Pros Streamlined and easy to use platform that has secure integration with financial institutions Cons Earlier the integration with American Express used to fail frequently to AmEx's 2-Factor Authentication security process. This has been fixed now and is much more stable. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/10005340/Fincent/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)