# INCHARGE Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about INCHARGE Software - reviews, pricing plans, popular comparisons to other Mobile Banking products and more.

Source: https://www.capterra.com/p/10007198/INCHARGE

---

# 

 INCHARGE Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

Independent research methodology

Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

INCHARGE

## What is INCHARGE?

INCHARGE: Instant, Simple & Free Money Management Tired of the hassle that comes with managing your everyday finances? INCHARGE is here to change the game. Designed with simplicity and reliability in mind, this innovative financial tool makes it easy to send and receive money instantly, make purchases, and split bills with friends. Say goodbye to complicated processes and hello to a new era of financial management.

## What is INCHARGE used for?

[Mobile Banking](https://www.capterra.com/mobile-banking-software/)

Top alternative

Featured

Overall rating

Based on 25 user reviews

Reviews sentiment

Positive

96%

Neutral

4%

Negative

0%

Starting price

€0.01

Per User, Per Month

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for INCHARGE?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.inchargecard.com&name=INCHARGE)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### INCHARGE

4.6 (25)

VS.

[4.9 (8)](https://www.capterra.com/p/193776/Centrex-CRM-Software/reviews/)

Starting Price

€0.01

per user, per month

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (25)

Ease Of Use

5.0 (916)

Value For Money

4.8 (19)

Value For Money

4.8 (656)

Customer Service

4.8 (16)

Customer Service

4.5 (649)

## INCHARGE alternatives

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

[4.6 (916)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

93%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/212826/Google-Pay/)

[Cash App](https://www.capterra.com/p/246167/Cash-App/)

[4.2 (689)](https://www.capterra.com/p/246167/Cash-App/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

82%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/246167/Cash-App/)

[Chime](https://www.capterra.com/p/228456/Chime/)

[4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

89%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/228456/Chime/)

[Qonto](https://www.capterra.com/p/173384/Qonto/)

[4.5 (250)](https://www.capterra.com/p/173384/Qonto/reviews/)

Starting price

$9.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

89%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/173384/Qonto/)

[View all alternatives](https://www.capterra.com/p/10007198/INCHARGE/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Biometrics

4.7 (20)

75.00% of 20 reviewers that rated this feature as important or highly important

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Mobile Access

4.8 (20)

95.00% of 20 reviewers that rated this feature as important or highly important

Access software remotely via mobile devices

Transaction History

4.7 (20)

75.00% of 20 reviewers that rated this feature as important or highly important

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Online Banking

4.6 (19)

89.47% of 19 reviewers that rated this feature as important or highly important

Ability to manage transactions online with a mobile device or computer.

Activity Dashboard

4.3 (17)

58.82% of 17 reviewers that rated this feature as important or highly important

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Digital Wallet

4.4 (16)

93.75% of 16 reviewers that rated this feature as important or highly important

Wallet that digitally stores credit/debit cards or other items like tickets, loyalty cards, and coupons

INCHARGE 13 features

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Complete outstanding payments

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Wallet that digitally stores credit/debit cards or other items like tickets, loyalty cards, and coupons

Plan, manage, and track the financial activities of an individual or organization

Ability to chat online in real time

Access software remotely via mobile devices

Notifications via mobile devices

Ability to manage transactions online with a mobile device or computer.

At least a username and password is required to access the system

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Features

4.3 (25)

4.3

Based on 25 reviews

## Pricing

Value for money

4.8 (19)

Free Version

Basic

€0.01

Value for money

4.8 (19)

4.8

Based on 19 reviews

## Support, customer service and training options

Customer Service

4.8 (16)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.8 (16)

4.8

Based on 16 reviews

## User reviews

Overall rating

4.6

Based on 25 reviews

Filter by rating

5(17)

4(7)

3(1)

2(0)

1(0)

Mentioned topic

Sorted by most recent

HA

Hammad A.

Lead Android Developer

Financial Services

### "Very impressive"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

8/10

July 26, 2023

Pros

Have followed incharge from the start. The initial versions were very basic with some problems but now it is getting very mature. Transfer pricess are low or free which is good as compare to some other services.

Cons

The over all design still looks a little bland. When you compare it with apps like revolute. Over all experience is not as smooth as some other wallet apps.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Steward

Airlines/Aviation

### "I love to use Incharge"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

July 15, 2023

Pros

Love the minimalism app, multiple cards to use, user friendly. All Perfect

Cons

Could be good to have Apple Pay in France, insurance with cards, and cashback.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AD

Alessio D.

Gardening

Farming

### "Incharge its a great banking app that’s help me a lot "

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

8/10

June 25, 2023

Pros

Its easy to use and very useful for keeping your financial balance in the great way

Cons

The time going fast when I top up of my other bank

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MM

Marilsevene M.

SSI

Computer Hardware

### "Good"

3.0

Overall Rating

3.0

3.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

5/10

June 20, 2023

Ras

Pros

Interface it’s nice i like the désign !!!

Cons

Time to send its little bit long to send

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

YT

Yevhen T.

individual

E-Learning

### "y personal experience"

5.0

Overall Rating

5.0

5.0

Ease of Use

3.0

3.0

Features

3.0

3.0

Customer Service

4.0

4.0

Likelihood to Recommend

5/10

June 20, 2023

Pros

Were among the first to come to the aid of Ukrainian refugees

Cons

loses slightly to Revolut in the simplicity of the mobile apps

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JA

Johan A.

Designer

Animation

### "Great first version (but I'm biased :-) )"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

9/10

June 20, 2023

Sign up was surprisingly easy (given that it needs to onboard at Integiro as well).UI looks great and works well overall and only some minor inconsistencies in the design, typography and such. I wish it was more clear what conversion-, transfer-, and withdrawal rates I get as not knowing discourages from actually transferring money into Incharge.

Pros

Ease of use and functional and pleasing UI

Cons

Difficult to find, search for and understand exactly why it would benefit me and when.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AK

Aliaksej K.

BA

Accounting

### "Pretty good for a new product"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

6/10

June 20, 2023

In general it's a pretty good app that does what it's made for really good

Pros

Ease of use, simple interface, attractive design

Cons

Repeated authentication requests, not always works from the first attempt

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Marketing

Utilities

### "Incharge good choice"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

7/10

June 20, 2023

Its okey

Pros

Incharge good choice For payments I use always when I move

Cons

Pricing i think is ok but maybe some rates are expensive

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

ET

Espen T.

Head of projects

Maritime

### "Flexible app"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

7/10

June 20, 2023

Very positive

Pros

I like The flexibility and the user friendly graphics

Cons

Sometimes take along time to load the app

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

VV

Viacheslav V.

Head of Department

Sporting Goods

### "Very good bank"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

9/10

June 14, 2023

This bank and all operations have not fee. This is good, that all can make without fee

Pros

This is cool bank, that can be daily used.

Cons

Only one card can be added for top up. I want save many cards for top up.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/10007198/INCHARGE/reviews/)

## Top-rated software of 2026

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

Popular comparisons

[Google Pay vs INCHARGE](https://www.capterra.com/compare/212826-10007198/Google-Pay-vs-INCHARGE)

[Cash App vs INCHARGE](https://www.capterra.com/compare/246167-10007198/Cash-App-vs-INCHARGE) 

Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)