# INCHARGE Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is INCHARGE the right Mobile Banking solution for you? Explore 25 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/10007198/INCHARGE/reviews --- INCHARGE 4.6 (25) [View alternatives](https://www.capterra.com/p/10007198/INCHARGE/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of INCHARGE Ease of use 4.6 Customer Service 4.8 ## Pros and Cons in Reviews JM Joakim M Head of Payment IntegrationsGambling & Casinos, 51 - 200 employeesUsed the software for: 6-12 months. “Worked out a lot of integration issues in the beginning that later hopefully helped them and other merchants to integrate and go live.“ June 13, 2023 AK Aliaksej K BAAccounting, 10,001+ employeesUsed the software for: 6-12 months. “Repeated authentication requests, not always works from the first attempt“ June 20, 2023 HD Harsh D ResearcherHigher Education, 1,001 - 5,000 employeesUsed the software for: Less than 6 months. “I like that I can add money quickly to the wallet“ June 13, 2023 ## Showing most helpful reviews Showing 1-25 of 25 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use VR Verified Reviewer Marketing Utilities Used the software for: I used a free trial ### "Incharge good choice" June 20, 2023 5.0 Its okey Pros Incharge good choice For payments I use always when I move Cons Pricing i think is ok but maybe some rates are expensive Review Source JM Joakim M. Head of Payment Integrations Gambling & Casinos Used the software for: 6-12 months ### "User and merchant " June 13, 2023 5.0 Worked out a lot of integration issues in the beginning that later hopefully helped them and other merchants to integrate and go live. Pros For me the ewallet with banking options and plenty of top up methods makes it great to hide a bit my shopping or other activity from my bank. Cons KYC to be able to use all features, however understand why it's there and good part about it it's early in the process Reason for choosing INCHARGE Best use for Norwegians, earlier partnership so well trusted. Review Source MM Marilsévène M. SSI Computer Hardware Used the software for: Less than 6 months ### "Good" June 20, 2023 3.0 Ras Pros Interface it’s nice i like the désign !!! Cons Time to send its little bit long to send Review Source AK Anastasiya K. Data anlyst Financial Services Used the software for: 6-12 months ### "Thank you for the service" June 6, 2023 4.0 I like the app and ability to pay via Apple Pay. Also I like virtual card. Pros Mobile app, Apple Pay, face biometry to login (love it). Cons Limitations to use app from non EU location! Limitations to use card everywhere. Now SWIFT payments. I would prefer a separate bank account for virtual card for security reason. Review Source JA Johan A. Designer Animation Used the software for: Less than 6 months ### "Great first version (but I'm biased :-) )" June 20, 2023 5.0 Sign up was surprisingly easy (given that it needs to onboard at Integiro as well).UI looks great and works well overall and only some minor inconsistencies in the design, typography and such. I wish it was more clear what conversion-, transfer-, and withdrawal rates I get as not knowing discourages from actually transferring money into Incharge. Pros Ease of use and functional and pleasing UI Cons Difficult to find, search for and understand exactly why it would benefit me and when. Review Source VV Viacheslav V. Head of Department Sporting Goods Used the software for: 1-2 years ### "Very good bank" June 14, 2023 5.0 This bank and all operations have not fee. This is good, that all can make without fee Pros This is cool bank, that can be daily used. Cons Only one card can be added for top up. I want save many cards for top up. Review Source ES Evgenii S. Localization Expert Computer Games Used the software for: 6-12 months ### "Good banking app" June 6, 2023 5.0 Pros Good and user friendly service, prompt support Cons Absence of Apple Pay in Portugal is the mail con Review Source VR Verified Reviewer Elektriker Construction Used the software for: 1-2 years ### "Title " June 13, 2023 5.0 Pros It is Easy to useIt is Cheap to useIt’s fast Cons It’s missing a lot of features that I hope will be introduced Review Source CTB Catalin Teodor B. \- Retail Used the software for: 6-12 months ### "Great and completely inexpensive " June 6, 2023 5.0 Pros Swedish IBAN. Free card with free delivery. Basically no fees and most importantly no FX fees. Cons Missing a “Spendings/economy” feature and lack of SEK account, in my opinion. Review Source VR Verified Reviewer Steward Airlines/Aviation Used the software for: Less than 6 months ### "I love to use Incharge" July 15, 2023 5.0 Pros Love the minimalism app, multiple cards to use, user friendly. All Perfect Cons Could be good to have Apple Pay in France, insurance with cards, and cashback. Review Source RS Rolando S. Designer Design Used the software for: Less than 6 months ### "Great service and functionality " June 13, 2023 5.0 Fast and reliable customer service, in both English and Spanish. Pros I really value simplicity and easiness. Transactions, whether transfers or bill payments are processed quickly, providing a seamless experience Cons Would be great to have Apple Pay available in Spain. Review Source CE Churchill E. Self employed Farming Used the software for: Less than 6 months ### "My experience so far has been super amazing..top notch services " June 14, 2023 5.0 Flexibility of making payments and low cost charges Pros Fast and reliable transfer and customer services Cons Nothing I can think of. My experience there has been all good Review Source ET Espen T. Head of projects Maritime Used the software for: 1-2 years ### "Flexible app" June 20, 2023 5.0 Very positive Pros I like The flexibility and the user friendly graphics Cons Sometimes take along time to load the app Review Source SM Siarhei M. Analytics Engineer Information Services Used the software for: 6-12 months ### "Young eco product" June 13, 2023 5.0 Very nice. New design is very nice. Keep waiting their upcoming updates Pros I heard some of theirs eco intentions. These are good (students accounts + help for Ucrainians) Cons Lack of some features (direct debit/account statement) Review Source HD Harsh D. Researcher Higher Education Used the software for: Less than 6 months ### "Good features low limits" June 13, 2023 4.0 I would keep on using it for the near future Pros I like that I can add money quickly to the wallet Cons I did not like that it does not have Apple Pay support Review Source AK Aliaksej K. BA Accounting Used the software for: 6-12 months ### "Pretty good for a new product" June 20, 2023 4.0 In general it's a pretty good app that does what it's made for really good Pros Ease of use, simple interface, attractive design Cons Repeated authentication requests, not always works from the first attempt Review Source YT Yevhen T. individual E-Learning Used the software for: 6-12 months ### "y personal experience" June 20, 2023 5.0 Pros Were among the first to come to the aid of Ukrainian refugees Cons loses slightly to Revolut in the simplicity of the mobile apps Review Source JM Jaime M. Student Computer Software Used the software for: Less than 6 months ### "Aplicación muy útil " June 13, 2023 5.0 Muy bueno Pros Es exactamente lo que se anuncia, un banco con una app muy moderna e intuitiva perfecta para llevar los gastos Cons Si no tienen el reconocimiento facial puesto y cierras la app al volver a entrar la sesión expira y tienes que volver a iniciar sesión Review Source SL Stéphane L. Course designer Education Management Used the software for: I used a free trial ### "An app that is friendly and easy to use, when still safe and flexible" June 13, 2023 5.0 Pros Easily blocking the card within the app or changing the pin helps a lot in building a sense of flexibility and reliability, and therefore, trust in the product. Cons I have not yet integrated this product in my business process but I am considering it when my activity will develop abroad. Review Source MS Michal S. Underwriter Banking Used the software for: 1-2 years ### "Easy to use, simple layout, basic functionalities but delivers well." June 13, 2023 4.0 Pros Interface, speed of transfer to other incharge users Cons Additional top-up options would be beneficial. Review Source PG Paolo G. Study advisor E-Learning Used the software for: Less than 6 months ### "Easy to use" June 6, 2023 5.0 All was rpetty good. I like it. Pros It was easy to use. The onboarding support was very good. Cons Complicated to complete the iD information (passport screenshot) Review Source MW Muhammad W. Lead iOS developer Information Technology and Services Used the software for: Less than 6 months ### "Good app with smooth experience " June 13, 2023 4.0 Pros Its a simple and easy to use. I do not need to understand anything. Cons There should be more currencies like SEK NOK rtc Review Source HA Hammad A. Lead Android Developer Financial Services Used the software for: Less than 6 months ### "Very impressive" July 26, 2023 4.0 Pros Have followed incharge from the start. The initial versions were very basic with some problems but now it is getting very mature. Transfer pricess are low or free which is good as compare to some other services. Cons The over all design still looks a little bland. When you compare it with apps like revolute. Over all experience is not as smooth as some other wallet apps. Review Source MCD Mateus Calaa D. CEO Facilities Services Used the software for: Less than 6 months ### "Innovation and adaptation to the Fintech Market." June 13, 2023 5.0 Excellent. Pros Performance, effectiveness and efficiency. Cons APY on YIELD and CASHBACK, Multiples Currencies and Currency exchange. Review Source AD Alessio D. Gardening Farming Used the software for: Less than 6 months ### "Incharge its a great banking app that’s help me a lot " June 25, 2023 4.0 Pros Its easy to use and very useful for keeping your financial balance in the great way Cons The time going fast when I top up of my other bank Review Source Similar Products Featured