# Xente Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Xente Software - reviews, pricing plans, popular comparisons to other Spend Management products and more.

Source: https://www.capterra.com/p/10007225/Xente

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# 

 Xente Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Xente

## What is Xente?

Xente is a business software platform that provides digital bank accounts, Visa debit cards, mobile money, spend management, and more to simplify payments and finance for SMEs and enterprises in Africa. The software offers multi-currency virtual accounts, digital payment options like physical and virtual Visa cards and mobile money, and tools to automate financial operations so businesses can grow.

## What is Xente used for?

[Financial Services](https://www.capterra.com/financial-services-software/)[Financial Management](https://www.capterra.com/financial-management-software/)[Spend Management](https://www.capterra.com/spend-management-software/)

Top alternative

Featured

Overall rating

Based on 42 user reviews

Reviews sentiment

Positive

100%

Neutral

0%

Negative

0%

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Xente?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.xente.co&name=Xente)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Xente

4.8 (42)

VS.

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (42)

Ease Of Use

4.2 (26,258)

Value For Money

4.5 (40)

Value For Money

4.0 (20,120)

Customer Service

4.6 (42)

Customer Service

4.0 (20,377)

## Xente alternatives

[4.4 (2,883)](https://www.capterra.com/p/76113/Wrike/reviews/)

Starting price

$10.00

Per User, Per Month

Highest Rated

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,280)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

[Learn More](https://www.capterra.com/p/207944/PayPal/)

[AppNomu SalesQ](https://www.capterra.com/p/268650/AppNomu/)

[4.6 (95)](https://www.capterra.com/p/268650/AppNomu/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/268650/AppNomu/)

[Agicap](https://www.capterra.com/p/196637/Agicap/)

[4.3 (161)](https://www.capterra.com/p/196637/Agicap/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/196637/Agicap/)

[View all alternatives](https://www.capterra.com/p/10007225/Xente/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Invoice Processing

4.8 (23)

91.30% of 23 reviewers that rated this feature as important or highly important

Creation, processing, verification, and execution of invoices till the payment is made

Real-Time Data

4.6 (22)

86.36% of 22 reviewers that rated this feature as important or highly important

Receive data and information in real time

Approval Process Control

4.5 (21)

95.24% of 21 reviewers that rated this feature as important or highly important

Manage the process of evaluating documents or requests submitted for approval

Purchasing & Receiving

4.7 (17)

88.24% of 17 reviewers that rated this feature as important or highly important

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Financial Management

4.5 (15)

100.00% of 15 reviewers that rated this feature as important or highly important

Plan, manage, and track the financial activities of an individual or organization

Accounting

4.7 (10)

80.00% of 10 reviewers that rated this feature as important or highly important

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Xente 20 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Track and document all activities across devices, networks, and other systems

Application programming interface that allows for integration with other systems/databases

Manage the process of evaluating documents or requests submitted for approval

Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws

Graphical representation of data

Monitor and record expenses such as purchases or charges incurred

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Plan, manage, and track the financial activities of an individual or organization

Generate reports to assess the financial performance of an organization

Creation, processing, verification, and execution of invoices till the payment is made

Manage and handle various international currencies

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Analyze and gain insights into data in real-time

Receive data and information in real time

Receive system updates as soon as any changes are made

Review and uncover trends in spending activity

Set allowances and ensure employees don't spend more than the allotted amounts

Log and record hours worked and costs spent to assist in billing and invoicing

Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc.

Get Advice

We can help you find the software with the features you need.

Features

4.6 (42)

4.6

Based on 42 reviews

## Pricing

Value for money

4.5 (40)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.5 (40)

4.5

Based on 40 reviews

## Integrations

[

AppNomu SalesQ](https://www.capterra.com/p/268650/AppNomu/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.6 (42)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.6 (42)

4.6

Based on 42 reviews

## User reviews

Overall rating

4.8

Based on 42 reviews

Filter by rating

5(32)

4(10)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

SO

Samuel O.

Digital Marketing

Marketing and Advertising

### "World transact"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 14, 2025

It aids on the worldwide translations of money promoting business growth.

Pros

It joins the business transactions in one ie bank account transactions, mobile money MTN, Airtel mobile and many more.

Cons

I haven't got any challenges with this software.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

It used to delay my transactions and payments.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

KB

ksenjia B.

Team leader

Non-Profit Organization Management

### "Team leader "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 19, 2024

Pros

It is easy to use for financial management. And customer support team keeps reminding the user on new features and functionality.

Cons

Quick and reliable in software handling.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

PayPal holds funds forever and it use it for its own benefits.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SK

Sai Kumar N.

Scholar

Education Management

### "Unifying Financial Tasks for Business Success"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 2, 2023

Xente distinguishes itself by seamless consolidating diverse financial functions within an intuitive dashboard.

Pros

Xente offers a comprehensive suite of financial tools, from meticulous expense tracking to efficient invoice management and payroll processing, it stands as a sophisticated solution for integrated financial management.

Cons

Xente have most advanced features , However it all comes under a price

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

k c.

Application Developer

Information Technology and Services

### ""Xente : Amazing platform for doing financial transactions easily""

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

November 16, 2023

Pros

Xente is a very easy-to-use platform for making payments online. The best part is its multi-currency support so that I can send and receive payments across the world which helps me in expanding my business.

Cons

I have faced issues very rarely. Transactions failed with some bank accounts and took more time to revert back the deducted amount.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SD

Sande D.

Digital creator

Apparel & Fashion

### "Xente is a financial management that is easily accessible "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 7, 2023

Pros

Xente has a well organised financial management which is easy to access

Cons

Xente approval process control delays will under usage

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AT

Arun T.

Business Analyst

Information Technology and Services

### "Complete Financial Platform-Xente"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 7, 2023

Pros

It helps from paying the bill to manage the expense and analyzing it.Physical cards also available which is added advantage.

Cons

Sometimes Payment processing takes time .

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Associate Consultant

Information Technology and Services

### "All in one financial functions in single dashboard "

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 6, 2023

Xente is best at it's design where tracking your financial functions easily from a single dashboard and I completely loving it from past ten months and I will definitely recommend to each and every one.

Pros

The dashboard designed in xente offers you to set all your financial functions under one user friendly interface where it helps to track payroll processing and invoice management

Cons

At highest peak hours there might be a delay in getting customer support as due to heavy traffic

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

iOS Developer

Information Technology and Services

### "First feeling is...why didn't I find this way earlier to manage my finance"

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

3.0

3.0

Customer Service

4.0

4.0

Likelihood to Recommend

7/10

September 25, 2023

It's really awesome the way it give me details and also financial reports which are very good to help us analyse our financial growth within charts and reports!!

Pros

I love the way it gives me accurate financial details...just wow

Cons

I personally find it takes lot of time while transactions :(

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Telaprolu n.

Senior Software Engineer

Information Technology and Services

### ""Xente : Solution for Effortless Banking and Easy Shopping""

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

September 25, 2023

Pros

Xente is a financial management and e-commerce platform with a wide range of financial services and allows shopping online from mobile phones. It has been a great application for shopping online and sending gift cards to friends and family.

Cons

There are a few issues with making purchases with prepaid cards. Once the gift card is purchased it takes some time to reach the receiver's email address.

Switched from

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MVSV Santosh K.

Program Analyst

Information Technology and Services

### "Xente is truly outstanding providing precise financial information - I’m absolutely love it"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 21, 2023

Pros

Exactly software is so user- friendly which makes it easy to control and also generates invoices automatically for each of the transactions, saving time and making transactions convenient and feasible

Cons

Software is the main drawback is that creating an account can be complex, requiring to get in contact with customer support

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/10007225/Xente/reviews/)

Popular comparisons

[PayPal vs Xente](https://www.capterra.com/compare/207944-10007225/PayPal-vs-Xente) 

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