# Xente Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Xente Software - reviews, pricing plans, popular comparisons to other Spend Management products and more. Source: https://www.capterra.com/p/10007225/Xente --- # Xente Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Xente ## What is Xente? Xente is a business software platform that provides digital bank accounts, Visa debit cards, mobile money, spend management, and more to simplify payments and finance for SMEs and enterprises in Africa. The software offers multi-currency virtual accounts, digital payment options like physical and virtual Visa cards and mobile money, and tools to automate financial operations so businesses can grow. ## What is Xente used for? [Financial Services](https://www.capterra.com/financial-services-software/)[Financial Management](https://www.capterra.com/financial-management-software/)[Spend Management](https://www.capterra.com/spend-management-software/) Recognitions Shortlist Top alternative Featured Overall rating Based on 42 user reviews Reviews sentiment Positive 100% Neutral 0% Negative 0% Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... - Spend Management / 2025 Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Xente?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.xente.co&name=Xente) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Xente 4.8 (42) VS. [4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (42) Ease Of Use 4.2 (610) Value For Money 4.5 (40) Value For Money 4.0 (517) Customer Service 4.6 (42) Customer Service 4.0 (549) ## Xente alternatives Highest Rated [4.9 (57)](https://www.capterra.com/p/10035709/Mercury/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [4.4 (2,988)](https://www.capterra.com/p/76113/Wrike/reviews/) Starting price $10.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) [AppNomu SalesQ](https://www.capterra.com/p/268650/AppNomu/) [4.6 (95)](https://www.capterra.com/p/268650/AppNomu/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/268650/AppNomu/) [View all alternatives](https://www.capterra.com/p/10007225/Xente/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Invoice Processing 4.8 (23) 91.30% of 23 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Real-Time Data 4.6 (22) 86.36% of 22 reviewers that rated this feature as important or highly important Receive data and information in real time Approval Process Control 4.5 (21) 95.24% of 21 reviewers that rated this feature as important or highly important Manage the process of evaluating documents or requests submitted for approval Purchasing & Receiving 4.7 (17) 88.24% of 17 reviewers that rated this feature as important or highly important Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Financial Management 4.5 (15) 100.00% of 15 reviewers that rated this feature as important or highly important Plan, manage, and track the financial activities of an individual or organization Accounting 4.7 (10) 80.00% of 10 reviewers that rated this feature as important or highly important Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Xente 20 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Track and document all activities across devices, networks, and other systems Application programming interface that allows for integration with other systems/databases Manage the process of evaluating documents or requests submitted for approval Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws Graphical representation of data Monitor and record expenses such as purchases or charges incurred Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Generate reports to assess the financial performance of an organization Creation, processing, verification, and execution of invoices till the payment is made Manage and handle various international currencies Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Analyze and gain insights into data in real-time Receive data and information in real time Receive system updates as soon as any changes are made Review and uncover trends in spending activity Set allowances and ensure employees don't spend more than the allotted amounts Log and record hours worked and costs spent to assist in billing and invoicing Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Get Advice We can help you find the software with the features you need. Features 4.6 (42) 4.6 Based on 42 reviews ## Pricing Value for money 4.5 (40) ### Starting price Contact vendor for pricing Free trial not available Value for money 4.5 (40) 4.5 Based on 40 reviews ## Integrations [ AppNomu SalesQ](https://www.capterra.com/p/268650/AppNomu/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (42) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (42) 4.6 Based on 42 reviews ## User reviews Overall rating 4.8 Based on 42 reviews Filter by rating 5(32) 4(10) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent SO Samuel O. Digital Marketing Marketing and Advertising ### "World transact" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 14, 2025 It aids on the worldwide translations of money promoting business growth. Pros It joins the business transactions in one ie bank account transactions, mobile money MTN, Airtel mobile and many more. Cons I haven't got any challenges with this software. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) It used to delay my transactions and payments. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KB ksenjia B. Team leader Non-Profit Organization Management ### "Team leader " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 19, 2024 Pros It is easy to use for financial management. And customer support team keeps reminding the user on new features and functionality. Cons Quick and reliable in software handling. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) PayPal holds funds forever and it use it for its own benefits. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SK Sai Kumar N. Scholar Education Management ### "Unifying Financial Tasks for Business Success" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 2, 2023 Xente distinguishes itself by seamless consolidating diverse financial functions within an intuitive dashboard. Pros Xente offers a comprehensive suite of financial tools, from meticulous expense tracking to efficient invoice management and payroll processing, it stands as a sophisticated solution for integrated financial management. Cons Xente have most advanced features , However it all comes under a price Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. k c. Application Developer Information Technology and Services ### ""Xente : Amazing platform for doing financial transactions easily"" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 November 16, 2023 Pros Xente is a very easy-to-use platform for making payments online. The best part is its multi-currency support so that I can send and receive payments across the world which helps me in expanding my business. Cons I have faced issues very rarely. Transactions failed with some bank accounts and took more time to revert back the deducted amount. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SD Sande D. Digital creator Apparel & Fashion ### "Xente is a financial management that is easily accessible " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 7, 2023 Pros Xente has a well organised financial management which is easy to access Cons Xente approval process control delays will under usage Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AT Arun T. Business Analyst Information Technology and Services ### "Complete Financial Platform-Xente" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 7, 2023 Pros It helps from paying the bill to manage the expense and analyzing it.Physical cards also available which is added advantage. Cons Sometimes Payment processing takes time . Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User Associate Consultant Information Technology and Services ### "All in one financial functions in single dashboard " 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 6, 2023 Xente is best at it's design where tracking your financial functions easily from a single dashboard and I completely loving it from past ten months and I will definitely recommend to each and every one. Pros The dashboard designed in xente offers you to set all your financial functions under one user friendly interface where it helps to track payroll processing and invoice management Cons At highest peak hours there might be a delay in getting customer support as due to heavy traffic Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User iOS Developer Information Technology and Services ### "First feeling is...why didn't I find this way earlier to manage my finance" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 September 25, 2023 It's really awesome the way it give me details and also financial reports which are very good to help us analyse our financial growth within charts and reports!! Pros I love the way it gives me accurate financial details...just wow Cons I personally find it takes lot of time while transactions :( Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Telaprolu n. Senior Software Engineer Information Technology and Services ### ""Xente : Solution for Effortless Banking and Easy Shopping"" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 September 25, 2023 Pros Xente is a financial management and e-commerce platform with a wide range of financial services and allows shopping online from mobile phones. It has been a great application for shopping online and sending gift cards to friends and family. Cons There are a few issues with making purchases with prepaid cards. Once the gift card is purchased it takes some time to reach the receiver's email address. Switched from [Venmo](https://www.capterra.com/p/222572/Venmo-/) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MVSV Santosh K. Program Analyst Information Technology and Services ### "Xente is truly outstanding providing precise financial information - I’m absolutely love it" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 21, 2023 Pros Exactly software is so user- friendly which makes it easy to control and also generates invoices automatically for each of the transactions, saving time and making transactions convenient and feasible Cons Software is the main drawback is that creating an account can be complex, requiring to get in contact with customer support Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/10007225/Xente/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [PayPal vs Xente](https://www.capterra.com/compare/207944-10007225/PayPal-vs-Xente)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)