# Xente Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Is Xente the right Spend Management solution for you? Explore 42 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/10007225/Xente/reviews

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Xente

4.8 (42)

[View alternatives](https://www.capterra.com/p/10007225/Xente/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Reviews of Xente

Ease of use

4.6

Customer Service

4.6

## Pros and Cons in Reviews

SN

Sai Kumar N

ScholarEducation Management, 10,001+ employeesUsed the software for: 6-12 months.

“Xente offers a comprehensive suite of financial tools, from meticulous expense tracking to efficient invoice management and payroll processing, it stands as a sophisticated solution for integrated financial management.“

December 2, 2023

Naincy S

Human Resource ExecutiveInformation Technology and Services, 201 - 500 employeesUsed the software for: More than 2 years.

“The software do not show the number of the person whenever we send the money , so sometimes it may confuse that we are sending a money to the right person or not.“

September 1, 2023

SO

Samuel O

Digital MarketingMarketing and Advertising, 11 - 50 employeesUsed the software for: 6-12 months.

“It aids on the worldwide translations of money promoting business growth.“

January 14, 2025

jaya m

Associate Consultant Information Technology and Services, 10,001+ employeesUsed the software for: 6-12 months.

“At highest peak hours there might be a delay in getting customer support as due to heavy traffic“

October 6, 2023

Ravuri K

Senior Software EngineerInformation Technology and Services, 1,001 - 5,000 employeesUsed the software for: Less than 6 months.

“Xente is a user-friendly application which allowed me to access my accounts and services from anywhere with an internet connection.“

September 14, 2023

RB

Rachel B

Human resources personal Human Resources, 11 - 50 employeesUsed the software for: Less than 6 months.

“The software has only one challenge that it is not easy to create an account unless you contact the customer care“

August 20, 2023

Swathi y

Associate software Engineer Information Technology and Services, 10,001+ employeesUsed the software for: 6-12 months.

“It allows for two-factor authentication, which helps to prevent frauds.“

August 26, 2023

RA

Rahul A

Business Development ManagerFinancial Services, 5,001 - 10,000 employeesUsed the software for: Less than 6 months.

“Customer support could have been improved as that is something where they are lagging at the moment.“

August 6, 2023

## Showing most helpful reviews

Showing 1-25 of 42 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Abdelati L.  
Treasury  
Accounting  
Used the software for: Less than 6 months

### "Really good product gives accurate financial details, it’s fantastic & i love it ..!"

August 25, 2023

5.0

My experience as a treasurer in the company makes it very easy for me to work in managing the financial accounts in the treasury, and it also gives good financial reports.

Pros

A program that can be used from your phone and gives all the fine details in managing your money and accounting. It is really easy to work with and accurate.

Cons

A beautiful program at work, and I really needed to work with it in my daily financial and mathematical work.

Review Source

kB

ksenjia B.  
Team leader  
Non-Profit Organization Management  
Used the software for: 6-12 months

### "Team leader "

November 19, 2024

5.0

Pros

It is easy to use for financial management. And customer support team keeps reminding the user on new features and functionality.

Cons

Quick and reliable in software handling.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

PayPal holds funds forever and it use it for its own benefits.

Review Source

AC

Aryak C.  
Alliance Manager  
Information Technology and Services  
Used the software for: Less than 6 months

### "Easing out the process of sending payments"

August 6, 2023

4.0

Pros

I liked the fact that it has made the process of generating online payments for customer transactions a lot more transparent and easier. It also allows bulk payments. Also, the prepaid cards offered by Xente provide good security features.

Cons

There is an issue with the acceptance of prepaid cards which needs an improvement in order to enhance the existing network of their services.

Review Source

SO

Samuel O.  
Digital Marketing  
Marketing and Advertising  
Used the software for: 6-12 months

### "World transact"

January 14, 2025

5.0

It aids on the worldwide translations of money promoting business growth.

Pros

It joins the business transactions in one ie bank account transactions, mobile money MTN, Airtel mobile and many more.

Cons

I haven't got any challenges with this software.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

It used to delay my transactions and payments.

Review Source

RB

Rachel B.  
Human resources personal  
Human Resources  
Used the software for: Less than 6 months

### "Fintech software "

August 20, 2023

5.0

I use the software to collect funds donations from clients and also for business purpose. The software can process virtual mastercards and the Visa for online bill paying and purchasing products.

Pros

The software is is it to use and use a friendly in the way that can easily be controlled and invoice is automatically generated per transaction therefore s save that is the time and is convenient for transactions

Cons

The software has only one challenge that it is not easy to create an account unless you contact the customer care

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Less verification documents I needed to have a business account

Review Source

NA

Ndabarinze A.  
Fashion designer  
Design  
Used the software for: I used a free trial

### "Transaction "

September 2, 2023

5.0

An addition it is a very hectic to open an account because whenever I try to open an account it says the page is not found but one success is good it operates normally.

Pros

I was inspired by xente to start paying bills online and also to start an online business as a merchant using it

Cons

Xente has poor customer supports as it takes a lot of time to get response

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)[Amazon Seller Tool](https://www.capterra.com/p/207954/Amazon-Seller-Tool/)

Xente is an African based Fintech service which is to work with

Review Source

k C.  
Application Developer  
Information Technology and Services  
Used the software for: Less than 6 months

### ""Xente : Amazing platform for doing financial transactions easily""

November 16, 2023

4.0

Pros

Xente is a very easy-to-use platform for making payments online. The best part is its multi-currency support so that I can send and receive payments across the world which helps me in expanding my business.

Cons

I have faced issues very rarely. Transactions failed with some bank accounts and took more time to revert back the deducted amount.

Review Source

Telaprolu N.  
Senior Software Engineer  
Information Technology and Services  
Used the software for: Less than 6 months

### ""Xente : Solution for Effortless Banking and Easy Shopping""

September 25, 2023

5.0

Pros

Xente is a financial management and e-commerce platform with a wide range of financial services and allows shopping online from mobile phones. It has been a great application for shopping online and sending gift cards to friends and family.

Cons

There are a few issues with making purchases with prepaid cards. Once the gift card is purchased it takes some time to reach the receiver's email address.

Review Source

Ravuri K.  
Senior Software Engineer  
Information Technology and Services  
Used the software for: Less than 6 months

### ""Empowering Your Financial Journey With Xente""

September 14, 2023

5.0

Pros

Xente is facilitating fast and efficient money transfers and payments, reducing the time and effort required for financial transactions. Xente is a user-friendly application which allowed me to access my accounts and services from anywhere with an internet connection.

Cons

Like many digital financial platforms, Xente Finance relies on internet connectivity. sometimes users might encounter difficulties with poor internet connection. As a user, I faced some challenges with the customer support during the issue resolutions.

Review Source

Lavanya D.  
Senior Software Engineer  
Information Technology and Services  
Used the software for: Less than 6 months

### "XENTE : A Secure Way of Handling Finances."

September 21, 2023

4.0

Pros

Xente is a software application that made online bill payments faster and more convenient with immediate invoice generation. It has great security and authentication methods protecting my financial information as merchant.

Cons

Occasionally, user may experience delays in transactions due to the high demand of the application. There are also minor issues while using prepaid cards in different stores, resulting in payment issues.

Review Source

OD

Otim D.  
Nurse  
Medical Practice  
Used the software for: Less than 6 months

### "Xente funds management "

August 20, 2023

4.0

I use it to send a gift cards to my family members and Friends and also setting reality program for offering gift cards to my employees.

Pros

This software enables me to share gift cards with my family members and also pay water bills.

Cons

The software needs many verifications to start using but otherwise after verifying it is unlimited

Review Source

DT

Debbie T.  
Active manager  
Business Supplies and Equipment  
Used the software for: 6-12 months

### "Online shopping payment "

September 5, 2023

5.0

Pros

Information about financial changes is sent to the user through newslettes and this helps the user to know the new promotions by the software and also has online bills and shopping.

Cons

This product also gives the discount and and coupons for online shopping

Review Source

jB

james B.  
executive director  
Civic & Social Organization  
Used the software for: Less than 6 months

### "monitoring employee data and airtime usage made easy "

August 6, 2023

5.0

using the application has reduced on individual sending of data and airtime since now its done once to all staff

Pros

i use the application to send airtime to every employee at the beginning of new month, i like the ability to check transaction history to confirm whoever received the data

Cons

the application limits numbers to send to airtime and data at once and sometimes its slow

Review Source

NJ

Ngucie J.  
film maker  
Broadcast Media  
Used the software for: Less than 6 months

### "software help me send money"

July 10, 2023

5.0

Pros

software help me send money to people home

Cons

software comes with charges high and support team respond to me no messages on time

Review Source

VR

Verified Reviewer  
Human Resource Executive  
Information Technology and Services  
Used the software for: 2+ years

### "Xente- Making online transaction easy"

September 1, 2023

5.0

Overall experience is good, because we can send money to lot of person in a one go from mobile.

Pros

It is very easy to transact a money via online, we can send the payments to no of users in a one go, it makes a very easy to transfer a money from one place to another from online.

Cons

The software do not show the number of the person whenever we send the money , so sometimes it may confuse that we are sending a money to the right person or not.

Review Source

SN

Shilpa N.  
Pricing Lead  
Information Technology and Services  
Used the software for: 1-2 years

### "Pay Quickly with Xente"

August 12, 2023

5.0

Pros

Fastest Transactions can be made here.Helps a lot for bulk payments without any delay.Account management is quite good.Invoices can be processed quickly.It is secure.

Cons

It is not linked with other payment Apps.

Review Source

aK

annet K.  
market development manager  
Insurance  
Used the software for: 1-2 years

### "best financial software for management of payments"

August 20, 2023

5.0

it has helped manage our finances in one place which reduces on the workload and also save time hence improving efficiency,

Pros

simplification of our company spend, helped us get rid of tedious paperwork, receipt huntinh and amanual expense management through automation of company payments, finance and reporting. we can get control and visibility over every payment in our department anywhere, everywhere and helps save time and money

Cons

this software does not show the names of the reciever when sending money to mobile money which increases chances of sending money to the wrong person, and they do not give refunds incase of a mistake

Review Source

AKD

Ashok Kumar D.  
Functional Analyst  
Information Technology and Services  
Used the software for: 6-12 months

### "Pay with Xente"

September 14, 2023

5.0

Pros

It helps lot to initiate the payment links.Invoice is generated immediately after payment done.It is safe to use.Helps lot for managing the expense.

Cons

Difficult to use all cards.Account creation should be made simple

Review Source

KI

Kalume I.  
Senior IT technician  
Computer & Network Security  
Used the software for: Less than 6 months

### "Speed payment method "

August 24, 2023

5.0

At first the service was complicated in terms in terms of registration but when I connected the service center for this particular product registration was quickly done and therefore access my account which has supported me in all transactions are like to make and is a super electronical payment method.

Pros

In all virtual cards, xente payment cards a well-designed and reloadable meaning they can be used for the long period of time really purchasing online and paying bills. The transaction offered by this product is faster and worthless in the period of 5 minutes the accounts are already credited. I like it because it is stress free and lovely.

Cons

Xente does not reject transactions from all region around the world and it has lifted Africa to the outside world

Review Source

VR

Verified Reviewer  
Associate Consultant  
Information Technology and Services  
Used the software for: 6-12 months

### "All in one financial functions in single dashboard "

October 6, 2023

5.0

Xente is best at it's design where tracking your financial functions easily from a single dashboard and I completely loving it from past ten months and I will definitely recommend to each and every one.

Pros

The dashboard designed in xente offers you to set all your financial functions under one user friendly interface where it helps to track payroll processing and invoice management

Cons

At highest peak hours there might be a delay in getting customer support as due to heavy traffic

Review Source

SK

Sylvia K.  
Administrator  
Human Resources  
Used the software for: Less than 6 months

### "Banking software "

August 24, 2023

4.0

Xente provides clear and good information on businesses in the form of newsletters this also improves the users understanding on businesses. As a user I said it operating with this product at a very low cost when I started processing virtual gift cards then as time has gone the level of my business has increased.

Pros

Xente is one of the best online virtual banking site where money can be collected and kept for both small and big businesses. As I extremely use it for paying bills and utilities.

Cons

This is software does not offer loans and probably I'd request the operators to start offering loans this will help us to increase on our businesses and upgrade a capital

Review Source

MVSV Santosh K.  
Program Analyst  
Information Technology and Services  
Used the software for: 1-2 years

### "Xente is truly outstanding providing precise financial information - I’m absolutely love it"

September 21, 2023

5.0

Pros

Exactly software is so user- friendly which makes it easy to control and also generates invoices automatically for each of the transactions, saving time and making transactions convenient and feasible

Cons

Software is the main drawback is that creating an account can be complex, requiring to get in contact with customer support

Review Source

CM

Cyrus M.  
CEO  
Non-Profit Organization Management  
Used the software for: Less than 6 months

### "Collecting funds "

September 6, 2023

5.0

I have not used it for last 6 months but it has been operating simultaneously therefore also recommend it

Pros

I use it to collect his funds for the foundation for the donation to support my Foundation and also it is easy to use for payments like bills and utilities.

Cons

A financial service given by this this service is of low charges but transaction and this gives a chance to the user to spend less during transactions.

Switched from

[AppNomu SalesQ](https://www.capterra.com/p/268650/AppNomu/)

Appnomu is known in giving business loans

Review Source

AT

Arun T.  
Business Analyst  
Information Technology and Services  
Used the software for: 6-12 months

### "Complete Financial Platform-Xente"

October 7, 2023

5.0

Pros

It helps from paying the bill to manage the expense and analyzing it.Physical cards also available which is added advantage.

Cons

Sometimes Payment processing takes time .

Review Source

SKN

Sai Kumar N.  
Scholar  
Education Management  
Used the software for: 6-12 months

### "Unifying Financial Tasks for Business Success"

December 2, 2023

5.0

Xente distinguishes itself by seamless consolidating diverse financial functions within an intuitive dashboard.

Pros

Xente offers a comprehensive suite of financial tools, from meticulous expense tracking to efficient invoice management and payroll processing, it stands as a sophisticated solution for integrated financial management.

Cons

Xente have most advanced features , However it all comes under a price

Review Source

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