# Settle Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Settle Software - reviews, pricing plans, popular comparisons to other Accounts Payable products and more. Source: https://www.capterra.com/p/10009057/Settle --- # Settle Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Settle ## What is Settle? Settle is the #1 inventory management and bill pay solution built exclusively for CPG brands. The only back office platform that natively combines inventory management, bill pay, and embedded financing, Settle helps brands save 20+ hours a month and $200k+ a year. Automate daily tasks like calculating landed costs, tracking SKU-level profitability, and syncing real-time inventory across sales channels. With more than 60 integrations to Shopify, Walmart, Amazon, TikTok, ShipBob, Flexport, QuickBooks Online, NetSuite and more, Settle is where fast-growing brands streamline their operations. Plus, it’s the only solution offering a Free plan designed for startup CPG brands. ## What is Settle used for? [Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Inventory Management](https://www.capterra.com/inventory-management-software/)[Procurement](https://www.capterra.com/procurement-software/) Top alternative Featured Overall rating Based on 4 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $199 Flat Rate, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Settle?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.settle.com&name=Settle) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Settle 5.0 (4) VS. [4.2 (1,305)](https://www.capterra.com/p/135618/Odoo/reviews/) Starting Price $199 Flat Rate, Per Month Starting Price $31.1 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (4) Ease Of Use 4.0 (1,293) Value For Money 4.8 (4) Value For Money 4.1 (1,169) Customer Service 5.0 (4) Customer Service 3.9 (1,158) ## Settle alternatives [4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 87% of reviewers rated it above 4 stars [4.2 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars Highest Rated [4.3 (2,247)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting price $7.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Activity Dashboard 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Dashboard to view the status of ongoing processes, identify current incidents and track past activities Billing & Invoicing 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers Financial Management 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Plan, manage, and track the financial activities of an individual or organization Invoice Processing 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Workflow Management 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Create, design and manage workflows for repetitive tasks Catalog Management 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create and manage digital catalog of products/services with their details, specifications, and price Settle 66 features Generate, file and review 1099 tax forms for IRS (Internal Revenue Service) Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and document all activities across devices, networks, and other systems A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Manage the process of evaluating documents or requests submitted for approval A record of all activities within the system, including user access, changes made, etc. Scan barcodes to ensure accurate pricing and label tracking Create, manage, and send invoices or bills to customers Material list of manufacturing parts and associated costs Technological processes and strategies used for collecting, managing, and analyzing organizational data Create and manage digital catalog of products/services with their details, specifications, and price Provides a channel for team members to share media files, communicate, and work together Configure existing workflows to meet your organization's needs Process to track, record, and analyze expenses that occurred over the entire duration of a given project Alter the layout and content of reports Import and export data to and from software applications Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency Store and organize documents in a centralized system Receive an automatic notification when the exact same payment is about to be initiated for the second time Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products Transfer money electronically between two bank accounts Electronically collect payments for goods or services Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Form predictions based on past and present data/trends Identify and prevent suspicious activity Use AI to generate content in the form of text, images, videos, etc. Integrated suite of industry-specific operations management applications (Supply Chain, HR, Project Management, Manufacturing, etc.) Cross-checking financial records with physical inventory counts and records Monitor product stock levels Track and manage inventory levels to maintain proper supply Maintain and control the stock level of inventory Track and monitor inventory items, such as raw materials, unfinished goods, and ready-to-sell items Creation, processing, verification, and execution of invoices till the payment is made Group and package individual but related items as one package set Manage inventory, communication, marketing, orders & more across warehouses, stores and online channels Manage and handle various international currencies Manage and support multiple locations Manage and track customer orders for goods, investments, or any other purchases Track orders throughout the fulfillment process Streamlining repetitive tasks and activities through automated and predefined workflows Ability to link barcodes or serial numbers with specific items for identification Create, send, and track purchase orders and their statuses Receive data and information in real time Active reporting of data and metrics Manage all receiving processes within a warehouse Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Review, approve and cancel requests for goods/services to be purchased Managing activities & processes related to planning, coordination, implementation, control, and evaluation of sales performance. Reports specific to sales analysis for trends and strategies Search and filter data across systems to locate required information by entering keywords or certain criteria Online portal through which end users can access the system, manage tasks, or obtain information Track the status over time for a request, process, asset, or transaction Manage all supplier data and operations Set up connections to third-party platforms to improve business processes Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Manage and track operations and inventory within warehouses Create, design and manage workflows for repetitive tasks Get Advice We can help you find the software with the features you need. Features 4.3 (4) 4.3 Based on 4 reviews ## Pricing Value for money 4.8 (4) Free Version Launch $0.00 It includes: - Shopify catalog sync - Shopify orders sync - Shopify inventory sync - Shopify cost sync - Amazon orders sync - Amazon catalog sync - Create and manage purchase orders - Bill pay - Inventory management - Automated landed cost calculation - Automated SKU-level gross margin calculations - QuickBooks Online integration - Finaloop integration - NetSuite integration - Unlimited users - Unlimited transactions Accelerate $199.00 Flat Rate,Per Month It includes: - Automated monthly COGS and Inventory valuation - SKU-level demand forecasting - Automated identification of vendor discrepancies (three way match) - Multiple shipments on purchase orders and work orders - Real time integrations to over 60 warehouse management systems - Free white-glove onboarding and dedicated customer support representative - TikTok orders sync (Fulfilled by TikTok - FBT) - Walmart orders sync - Tally - AI assistant - Shopify catalog sync - Shopify orders sync - Shopify inventory sync - Shopify cost sync - Amazon orders sync - Amazon catalog sync - Create and manage purchase orders - Bill pay - Inventory management - Automated landed cost calculation - Automated SKU-level gross margin calculations - QuickBooks Online integration - Finaloop integration - NetSuite integration - Unlimited users - Unlimited transactions Elevate $499.00 Flat Rate,Per Month It includes: - Automated monthly COGS and Inventory valuation - Automated identification of vendor discrepancies (three way match) - Multiple shipments on purchase orders and work orders - Real time integrations to over 60 warehouse management systems - Free white-glove onboarding and dedicated customer support representative - TikTok orders sync (Fulfilled by TikTok - FBT) - Walmart orders sync - Tally - AI assistant - Shopify catalog sync - Shopify orders sync - Shopify inventory sync - Shopify cost sync - Amazon orders sync - Amazon catalog sync - Create and manage purchase orders - Bill pay - Inventory management - Automated landed cost calculation - Automated SKU-level gross margin calculations - QuickBooks Online integration - Finaloop integration - NetSuite integration - Unlimited users - Unlimited transactions - Unlimited demand forecasting - Unlimited sales channel integrations Value for money 4.8 (4) 4.8 Based on 4 reviews ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Shopify](https://www.capterra.com/p/83891/Shopify/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ Nimble](https://www.capterra.com/p/123032/Nimble/)[ ShipStation](https://www.capterra.com/p/155621/ShipStation/)[ TikTok](https://www.capterra.com/p/237591/TikTok/)[ Cin7 Omni](https://www.capterra.com/p/133133/Cin7/)[ Unleashed](https://www.capterra.com/p/126644/Unleashed/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (4) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (4) 5.0 Based on 4 reviews ## User reviews Overall rating 5.0 Based on 4 reviews Filter by rating 5(4) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent JB Jennifer B. President CEO Real Estate ### "Reliable and Time Saving Technology" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 13, 2025 Settle.com has helped streamline our Bills/Invoicing approval process saving us a great deal of time since our ‘approvers’ have their own log-in to review/approve. Settle syncing with QuickBooks is a great feature that it syncs back with Settle and updates when Bills are paid. The system is very user friendly, and I appreciate all the support Settle provides with any questions. We would definitely recommend. Pros As a CEO of multiple nonprofit entities and a operations manager that oversees it all, she is able to manage all of our billing through one interface. We can easily upload invoices, send them for virtual approval, and then pay them via Settle's ACH or other bill payment method. Settle has created efficiencies in our bill pay workflow, saving us from manual processing of bills, saving on printing costs and paperwork, and saving on time spent running around town to get approvals. It has been a game changer! The invoice management feature allows us to search invoices under an entity and find things quickly. It is easy to use and support is always available. We really like Settle’s sync with QuickBooks, and ACH feature. Cons We have one entity that is a Doing Business As as part of a division of our foundation and there are limitations in verifying our account. Alternatives considered [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Reasons for choosing Settle Settle was cheaper and more suitable for our situation. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ML Mark L. Fractional CFO Management Consulting ### "A top finance/ops platform for Consumer Brands" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 29, 2025 Very few platforms drive brand growth & scale with them. Settle is one. One of our shared clients has grown 15x. Settle empowered that growth and has been a key partner. Pros Consumer brand focus. They have integrated billing, capital and inventory management. Competitive APRs. Seamless UI. GREAT team! Cons I haven't dabbled in the inventory management features yet. Our clients have required more features than Settle had at the time we were choosing systems. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Stephen B. COO Accounting ### "Must Use App for Ecommerce Businesses" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 28, 2025 Easy to use product with great support. Integrations with other tools work well making it easy to include in the accounting flow. Pros Settle is building one of the most unique ecommerce apps that blends working capital, bill payments, and inventory management. It brings these three needs together in a seamless fashion. The depth of features is impressive. It's a must use app for ecommerce businesses. Cons Settle is still new compared to other apps in this area. There are some gaps in functionality, but they do close those gaps quickly when brought to their attention. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Settle is a more complete solution for ecommerce businesses Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SF Steven F. CEO Accounting ### "Great software and financing options" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 23, 2025 So far it's been a very good addition to the suite of tools for ecommerce founders. It is able to replace some manual and tedious processes and provides a lot of value for the cost. Pros Settle solves some really common ecommerce problems like bill pay and financing, inventory management, and landed unit cost tracking. It's been easy to use and the support has been very good. They provide larger financing amount that any other common option available to ecommerce brands. Cons We did notice a bug in how landed unit cost was calculated for one product, but it was quickly corrected by the support team. No other issues. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)