--- title: "Zil Money Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Zil Money the right Payment Processing solution for you? Explore 103 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/10014229/Zil-Money/reviews/" page_type: "reviews" language: "en" publication_date: "2026-09-28" --- Zil Money 4.7 (103) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated September 28th, 2026 # Reviews of Zil Money Ease of use 4.6 Customer Service 4.5 ## Pros and Cons in Reviews JL Justin L OwnerConstruction, Self-employedUsed the software for: I used a free trial. “Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process“ October 3, 2025 DW Davon W CEOMusic, 2 - 10 employeesUsed the software for: 1-2 years. “Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done“ October 2, 2025 AH Ahmad H EngineerGovernment Administration, 10,001+ employeesUsed the software for: Less than 6 months. “The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features available on desktop.“ June 17, 2025 DW Davon W CEOMusic, 2 - 10 employeesUsed the software for: 1-2 years. “Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me“ October 2, 2025 JP Jonica Ariel P CEOE-Learning, 2 - 10 employeesUsed the software for: More than 2 years. “The ease of creating your own secure way of making payments for small business owners who have to make every penny count.“ October 4, 2025 MO Michael O OwnerTranslation and Localization, 11 - 50 employeesUsed the software for: 1-2 years. “Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if payments get missed you know haven't answers you know you know for what happened you know and how to rectify that problem“ July 25, 2024 JL Justin L OwnerConstruction, Self-employedUsed the software for: I used a free trial. “It helped me keep my money secure and help me do quick money transfers when I needed it.“ October 3, 2025 AM Annie M Strategy and Operations ManagerConsumer Electronics, 51 - 200 employeesUsed the software for: 6-12 months. “The customer support can take a while to get help when something goes wrong.“ June 17, 2025 ## Showing most helpful reviews Showing 1-25 of 103 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use ZAHWAAN A. Manager Accounting Used the software for: Less than 6 months ### "Simplifies Payments" June 17, 2025 5.0 Overall, Zil Money has made my financial workflows much easier. It's relaible for daily use and I appreciate the range of payment options it offers Pros What I liked the most about Zil money is how easy it made sending and managing checks. The interface is clean and features like virtual bank accounts and payment scheduling really helped streamline my business payments Cons Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker. Review Source Response from Zil.US December 29, 2025 Thank you for taking the time to share your experience with us. We’re glad to hear that the platform has supported your payment workflows smoothly. Your feedback truly matters as it helps us work on our ongoing improvements. AH Anna H. Litigation consultant Insurance Used the software for: Less than 6 months ### "Woks well for now" October 4, 2025 5.0 It works well with my business model. It was more costly than expected. I’m looking for other options. Pros Access fee-free transactions for eligible transactions through your ZilMoney Wallet. I also like the Real-time payment tracking. Cons Customers are not directly insured by the FDIC. The claim “Up to 90% cost savings” is not accurate. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Zil Money It was a better option, but I’m currently not sure. Review Source Response from Zil.US October 7, 2025 Thank you for your feedback. We’re glad to hear that fee-free transactions and real-time payment tracking have been helpful for your business. We understand your concerns about cost and FDIC coverage, and we appreciate your honesty. Your input helps us improve and support small business owners. DW Davon W. CEO Music Used the software for: 1-2 years ### "Horrible if I must say so myself" October 2, 2025 1.0 Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me Pros Nothing was likeable I think it was a horrible experience because I've been a member with them for years and they treated me like nothing Cons Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done Review Source Response from Zil.US December 19, 2025 Thank you for sharing your feedback. We’re sorry to hear about your experience and take concerns like this seriously. Your comments help us identify areas for improvement, and we’ll continue working to enhance our service and support. AM Annie M. Strategy and Operations Manager Consumer Electronics Used the software for: 6-12 months ### "Great All-in-One Solution" June 17, 2025 5.0 I’ve been using Zil Money and OnlineCheckWriter for a few months now, and it’s been a game-changer for my business! Instead of juggling multiple platforms for payments, checks, and banking, everything is in one place. It’s super easy to send and receive payments, automate invoices, and even print checks right from the platform. Plus, the integrations with QuickBooks and other tools make managing finances a breeze. Highly recommend for anyone looking to simplify their business finances! Pros Almost everything I need in my business are included. It's very easy and really convenient to use. The price are also affordable. Cons Maybe provide more offers/discounts in the future. The customer support can take a while to get help when something goes wrong. Review Source Response from Zil.US January 29, 2026 Thank you for your review. It’s great to hear that our platform has helped centralize and simplify your business finance management. Your feedback on support and future enhancements is appreciated. JL Justin L. Owner Construction Used the software for: I used a free trial ### "You gotta cheque this out" October 3, 2025 5.0 Best value you can get for your money... It helped me keep my money secure and help me do quick money transfers when I needed it. Pros All-in-One Platform: The convenience of managing various payment methods (checks, ACH, payroll) and financial tools from a single dashboard. Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process Cons Some features were unavailable in the mobile version versus the desktop version. But still overall a very simple user interface Review Source Response from Zil.US October 10, 2025 Thank you so much for your thoughtful feedback! We’re delighted to hear that you’re enjoying the convenience of managing all your payments in one place and that our check printing and digital check features are adding value to your business. We appreciate your note about the mobile version — our team is continuously working to bring more desktop features to mobile for an even smoother experience. Thanks again for choosing us and sharing your experience! JAP Jonica Ariel P. CEO E-Learning Used the software for: 2+ years ### "So easy, a Caveman could do it. " October 4, 2025 5.0 I had a easy setup process and when it came time for me to issue out payments i had no problem executing e-checks to my team. It was a no hassle quick process that left me stress free! Pros The ease of creating your own secure way of making payments for small business owners who have to make every penny count. Cons Nothing that i did not like about this app. There's not much to it, I was actually wowed by this application. Review Source Response from Zil.US October 7, 2025 Thank you for sharing your experience! We’re thrilled to hear that the setup process was easy and that issuing eChecks to your team was stress-free. It’s great to know the app is helping you manage payments efficiently and securely while making every penny count. Your feedback truly motivates us to continue simplifying the payment process and keeping it hassle-free for business owners like you AS Ashley S. Owner Internet Used the software for: 6-12 months ### "Great Money Management" October 18, 2025 5.0 This company is a great opportunity to take Adamvantage of using. There trustworthy! I recommend trying them if you haven’t yet. Pros I really loved and enjoyed the readability, smooth operation and quick transfers and transactions I don’t have complaints Cons I didn’t like it took me a while to register and get the application downloaded and installed. After it was finished was no problem Review Source Response from Zil.US December 15, 2025 Thank you for your review. We’re glad to hear you enjoyed the smooth experience, quick transactions, and overall ease of use. We appreciate your feedback and will use it to improve the registration process. It’s great to know you see strong value in using our platform. sA shadma A. CEO Outsourcing/Offshoring Used the software for: 1-2 years ### "Reliable Platform with Excellent Customer Support" December 16, 2025 5.0 Overall, my experience with Zil Money has been very positive. The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls and complete transparency. Pros What I liked most about Zil Money is their excellent customer support. The support team is responsive, transparent, and you can easily connect with a live agent on calls whenever needed. Cons Currently, Zil Money does not offer a cloud banking option. At the moment, transactions are limited to wallet-based usage only. Review Source Response from Zil.US December 23, 2025 We appreciate you taking the time to share your experience. We’re pleased to hear that the platform has met your expectations, and we value your feedback as part of our ongoing efforts to improve. ZG Zargay G. Finance manager Accounting Used the software for: I used a free trial ### "Efficient Payment Tool with Room for Support Improvement" June 17, 2025 5.0 My overall experience with Zil Money has been positive. It streamlined my financial tasks and provided a reliable solution for managing payments. However, occasional delays in support were a minor drawback. With some enhancements, it could be even better. Pros I appreciated the ease of use and the quick setup process. The platform’s ability to handle multiple payment options efficiently saved me a lot of time. Cons The customer support response time could be improved, as it sometimes took longer than expected to get assistance. Review Source Response from Zil.US January 2, 2026 Thank you for taking the time to share your experience. We’re glad to hear that you found the platform easy to use and that the quick setup and multiple payment options helped you save time. We also appreciate your feedback regarding customer support, as it helps us identify areas where we can continue to improve. DS Dmitriy S. Add Marketing Events Services Used the software for: Less than 6 months ### "At First glance" December 24, 2025 4.0 At first I wasn’t sure but the app checks out and is legitimate, I make my side work transactions and all my online needs with this app, it’s perfect for that, give it a whirl, see for yourself. Pros Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any other platform. Cons The interface looks a little dull maybe give it a different design because first glance didnt real me in as much. Review Source Response from Zil.US December 29, 2025 Thank you for taking the time to share your experience. We’re glad to hear that transactions have been fast and reliable for your online needs. We also appreciate your feedback on the interface, as it helps us continue improving the overall user experience. CC Courtney C. Supervisor Wholesale Used the software for: 1-2 years ### "It's a must in an buisness" June 15, 2024 5.0 Pros The options I have for my money intake i Cons The price was a little high but def worth it Review Source Response from Zil.US June 19, 2024 Hello Courtney, thank you for sharing your experience with us! It's great to hear that Zil Money is a must-have for your business, especially with its flexibility in managing your income. We understand your concern about pricing and are pleased to know you find the value worthwhile. Your feedback helps us continually improve our services. We appreciate your support of Zil Money! FS Fallon S. Independant Executive Assistant Executive Office Used the software for: Less than 6 months ### "Zil is user friendly!!" November 14, 2024 5.0 Very easy to figure out and use as a beginner! Noce formatting! Pros The easy design and user friendly design Cons Needs more options, hopefully in time! Thats the only thing i noticedcneeded some interfscung and help. Review Source Response from Zil.US November 19, 2024 Thanks for sharing your thoughts! It’s great to hear you found Zil US simple and beginner-friendly. We appreciate your suggestion for more options and will keep working to improve. AG Alia G. Owner Consumer Services Used the software for: I used a free trial ### "Try Zil money" June 8, 2024 5.0 Pros That it was simple and easy to use with many Integrated Systems Cons What I like the least about the money was the billing and invoicing I found another program to be easier Review Source Response from Zil.US June 15, 2024 Hi Alia, Thank you for trying out Zil Money and sharing your feedback with us. We're glad you found our platform simple and easy to use, especially with its integrated systems. We're sorry to hear that you had difficulties with billing and invoicing. Your feedback is valuable as we continuously strive to improve our services. If there's anything specific you'd like to share about the billing process or if you have any suggestions, please let us know. We're here to listen and assist. jB justin B. Owner Wholesale Used the software for: I used a free trial ### "Awesome company " September 18, 2024 5.0 Zil Money has been an absolute game-changer for my business! Pros Zil Money has been an absolute game-changer for my business! Their platform is incredibly user-friendly, making it easy to manage all my payments seamlessly. Whether I’m receiving payments from customers or paying vendors, everything is streamlined, saving me valuable time and effort. The support team is top-notch—responsive, knowledgeable, and always ready to assist with any questions. Cons I’m particularly impressed with how simple it was to link my bank account using just my routing and account numbers, allowing me to get started quickly. I highly recommend Zil Money to any business owner looking for a reliable and efficient financial solution! Review Source Response from Zil.US September 21, 2024 Glad to hear Zil Money has made a big impact on your business! We're here anytime if you need assistance! AD Alyssa D. Owner Construction Used the software for: 6-12 months ### "My New Platform" June 17, 2024 5.0 Pros The ease of its functions as well as the familiarity of the program. Cons I would have to say that there was very little that I didn’t like. Review Source Response from Zil.US June 19, 2024 Hi, Alyssa, we appreciate your feedback! It's wonderful that you find our platform both easy to use and familiar. We're glad to hear that your experience has been overwhelmingly positive. If there's anything specific you'd like to share or suggest, we're always here to listen. Thank you for choosing Zil Money! LT Latoya T. administrative consultant Information Technology and Services Used the software for: I used a free trial ### "ComeSeeT HomeCare Llc " June 8, 2024 2.0 I don't really remember to be honest it's been a long timrme Pros It's easy to use as far as I can remember Cons Logging on a nd security system is unbelievable Reason for choosing Zil Money I thought it was onlinecheckwriter didn't know they were different Review Source Response from Zil.US June 15, 2024 Hi Latoya, Thank you for your feedback on Zil Money. We appreciate your insights and understand your experience with logging on and security concerns. Since your time with us, we've significantly improved our security systems and user experience. Please contact us directly if you have any specific questions or would like further clarification. We're here to help and ensure a clearer understanding. AA Ashleigh A. Owner Retail Used the software for: Less than 6 months ### "Fast easy to use" June 13, 2024 5.0 Pros It’s easy to use and understand no complicated processes to deal eitg Cons Nothin really stands out to me that I don’t like Review Source Response from Zil.US June 15, 2024 Thank you for your feedback, Ashleigh! We're thrilled you find our service fast and easy to use without complicated processes. It's great to know that nothing stands out as a negative for you. Please don't hesitate to reach out if you have any suggestions or need assistance. Thank you for choosing our services! AC Alex C. Owner Hospital & Health Care Used the software for: 1-2 years ### "Great for Online Checks" June 7, 2024 5.0 Pros It’s ease of use and niche offerings. We use it primarily for sending e-checks or for printing physical checks. Cons The interface is a little dated, but is easy enough to navigate. Review Source Response from Zil.US June 15, 2024 Hi Alex, Thank you for your review of Zil Money. We're thrilled you find our platform great for online checks and appreciate its ease of use and niche offerings. We understand your feedback about the interface and appreciate your understanding that it's easy to navigate despite its dated appearance. We're continuously working on improvements to enhance both functionality and design. Please feel free to reach out if you have any further feedback or suggestions on how we can better serve you. We're here to ensure your experience with Zil Money remains positive and efficient for your needs. BM Brandon M. Owner Transportation/Trucking/Railroad Used the software for: Less than 6 months ### "Definitely recommend!" June 23, 2024 5.0 Pros Easy to use and simple setup! Fast processing. Definitely recommend! Cons None right now. Love it! Thank you so much Review Source Response from Zil.US June 29, 2024 Thank you so much for your enthusiastic recommendation! We're thrilled you find ZilMoney.com easy to use with a simple setup and fast processing. Our priority is your satisfaction, and we're happy you love it! CW Craig W. Ceo Financial Services Used the software for: I used a free trial ### "Great for small business" June 13, 2024 5.0 Pros I like that i can use multiple payment methods and that my data is always secure. Cons It takes a little bit of getting used to, but once you figure it out the process is seamless. Review Source Response from Zil.US June 15, 2024 Thanks for your feedback, Craig W! We're glad you find the multiple payment methods and data security beneficial. We understand there's a learning curve, but we're happy to hear that the process becomes seamless once you get used to it. If you have any further suggestions, please feel free to reach out. Thank you for choosing our services! BK Bridgette K. Owner Retail Used the software for: 6-12 months ### "Zil is the real deal! " June 24, 2024 5.0 Pros Zil is a straight forward payment processing software. I like being able to offer my customers different payment options including ACH, debit, and credit card. Cons What is there not to like about Zil? The software has solved all of my processing woes. Review Source Response from Zil.US June 29, 2024 Thank you for your enthusiastic review! We're delighted that Zil Money has made payment processing straightforward for you and that you appreciate various payment options, including ACH, debit, and credit cards. Knowing that our software has addressed all your processing needs is wonderful. Your satisfaction is our priority, and we're here to support you as your business grows. AB Alvin B. Designer Design Used the software for: I used a free trial ### "Great customer " June 12, 2024 5.0 Pros How easy it was to do everything from setup to finish Cons The waittime and loading of everything on the app Review Source Response from Zil.US June 15, 2024 Hi Alvin, Thanks for your feedback! We're glad you found the setup easy and had a great overall experience. We apologize for the wait times and loading issues on our app. Your feedback is invaluable, and we're actively working on optimizing our app's performance to provide a faster and more seamless experience. If you need any help, feel free to contact our support team. Thank you for choosing Zilmoney.com! AV Anna V. Owner Retail Used the software for: I used a free trial ### "Amazing company " June 12, 2024 5.0 Pros How easy the process was, amazing people Cons I loved it all, amazing team and customer support Review Source Response from Zil.US June 15, 2024 Hi Anna, Thanks so much for your wonderful feedback! We're delighted you found Zilmoney.com easy to use and loved our amazing team and customer support. Your positive experience means a lot to us! BB Bell B. Owner Environmental Services Used the software for: 6-12 months ### "Good Company and product" June 12, 2024 5.0 Pros Easy to use, friendly customer support team. Cons A few bugs need to be worked out, some payments take a few to reflect. Review Source Response from Zil.US June 15, 2024 Hi Bell B, Thank you for your great review! We're glad you find ZilMoney easy to use and that our customer support team is friendly. We appreciate your feedback about the bugs and the delays in payment reflections. We're working hard to fix these issues and improve your experience. Your feedback helps us improve. If you have more feedback or need help, please let us know. We're here for you! AS Adam S. Directer Wholesale Used the software for: Less than 6 months ### "Crunch the options " June 19, 2024 4.0 Pros It's interesting to see what I could utilize. If I had customer. And the accounts emailed to me. I'd use zil money alot Cons I never got any free money and the signing of the check never happened Review Source Response from Zil.US June 29, 2024 Hi Adam, thank you for sharing your feedback. We're glad you find Zil Money's features fascinating for managing customer accounts and receiving emailed accounts. We apologize for any confusion regarding free money and the check signing process. Please contact our support team so we can assist you promptly with any issues you've encountered. Your satisfaction is important to us, and we're here to help ensure you get the most out of our platform. ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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