# Zil Money Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Zil Money the right Payment Processing solution for you? Explore 103 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/10014229/Zil-Money/reviews --- Zil Money 4.7 (103) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of Zil Money Ease of use 4.6 Customer Service 4.5 ## Pros and Cons in Reviews JL Justin L OwnerConstruction, Self-employedUsed the software for: I used a free trial. “Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process“ October 3, 2025 MO Michael O OwnerTranslation and Localization, 11 - 50 employeesUsed the software for: 1-2 years. “Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if payments get missed you know haven't answers you know you know for what happened you know and how to rectify that problem“ July 25, 2024 AH Ahmad H EngineerGovernment Administration, 10,001+ employeesUsed the software for: Less than 6 months. “The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features available on desktop.“ June 17, 2025 DW Davon W CEOMusic, 2 - 10 employeesUsed the software for: 1-2 years. “Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done“ October 2, 2025 FF Fernando F CEO - IT ConsultantInformation Technology and Services, 2 - 10 employeesUsed the software for: Less than 6 months. “Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables without messing around with paper checks, printers or visits to the bank or post office.“ June 20, 2024 DW Davon W CEOMusic, 2 - 10 employeesUsed the software for: 1-2 years. “Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me“ October 2, 2025 DS Dmitriy S Add MarketingEvents Services, 2 - 10 employeesUsed the software for: Less than 6 months. “Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any other platform.“ December 24, 2025 AM Annie M Strategy and Operations ManagerConsumer Electronics, 51 - 200 employeesUsed the software for: 6-12 months. “The customer support can take a while to get help when something goes wrong.“ June 17, 2025 ## Showing most helpful reviews Showing 1-25 of 103 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use ZAHWAAN A. Manager Accounting Used the software for: Less than 6 months ### "Simplifies Payments" June 17, 2025 5.0 Overall, Zil Money has made my financial workflows much easier. It's relaible for daily use and I appreciate the range of payment options it offers Pros What I liked the most about Zil money is how easy it made sending and managing checks. The interface is clean and features like virtual bank accounts and payment scheduling really helped streamline my business payments Cons Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker. Review Source Response from Zil.US December 29, 2025 Thank you for taking the time to share your experience with us. We’re glad to hear that the platform has supported your payment workflows smoothly. Your feedback truly matters as it helps us work on our ongoing improvements. AH Anna H. Litigation consultant Insurance Used the software for: Less than 6 months ### "Woks well for now" October 4, 2025 5.0 It works well with my business model. It was more costly than expected. I’m looking for other options. Pros Access fee-free transactions for eligible transactions through your ZilMoney Wallet. I also like the Real-time payment tracking. Cons Customers are not directly insured by the FDIC. The claim “Up to 90% cost savings” is not accurate. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Zil Money It was a better option, but I’m currently not sure. Review Source Response from Zil.US October 7, 2025 Thank you for your feedback. We’re glad to hear that fee-free transactions and real-time payment tracking have been helpful for your business. We understand your concerns about cost and FDIC coverage, and we appreciate your honesty. Your input helps us improve and support small business owners. DW Davon W. CEO Music Used the software for: 1-2 years ### "Horrible if I must say so myself" October 2, 2025 1.0 Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me Pros Nothing was likeable I think it was a horrible experience because I've been a member with them for years and they treated me like nothing Cons Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done Review Source Response from Zil.US December 19, 2025 Thank you for sharing your feedback. We’re sorry to hear about your experience and take concerns like this seriously. Your comments help us identify areas for improvement, and we’ll continue working to enhance our service and support. FF Fernando F. CEO - IT Consultant Information Technology and Services Used the software for: Less than 6 months ### "Business Check and Billing Quick and Easy" June 20, 2024 4.0 So far we are happy with our experience with Zil Money's Online Check Writer and so are our vendors. Makes our business and lives easier. Pros Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables without messing around with paper checks, printers or visits to the bank or post office. Cons I did not like that some funding sources where not available for all methods of payments, particularly eChecks Alternatives considered [Melio](https://www.capterra.com/p/184673/Melio/) Reason for choosing Zil Money We tried Zil Money's Online Check Writer and so far it has worked well for our needs and we like it. Review Source Response from Zil.US June 24, 2024 Hi Fernando, Thank you for your detailed review! We're happy that Zil Money's Online Check Writer has streamlined your accounts payable process and made business operations easier for you and your vendors. We appreciate your feedback regarding the availability of funding sources for different payment methods. We're continuously working to expand our options and improve the overall experience. It's great to know that our fee/percentage-based format has added value to your business. Please feel free to reach out if you have any specific suggestions or need further assistance. We're here to ensure your continued satisfaction. Thank you for choosing Zil Money! AM Anthony M. Owner-Manager Hospitality Used the software for: 2+ years ### "Accountant and owner of vacation home rentals " June 11, 2024 5.0 5/5 stars for features and use! As an alternate to other programs, at such a great price, this solution is an excellent choice Pros Zil Money is an excellent solution for many reasons, one of which is easy access anywhere, which allows work, billing, checks etc to be done without sitting at ones desk on QuickBooks to get things done. Happy user and will continue to use and recommend to clients! Cons A little bit if a learning curve to get everything set up, but after that, it's quite slick and easy to use! Alternatives considered [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) Switched from [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) The choice to switch was easy, based on convenience and feature set, plus global access at any time Review Source Response from Zil.US June 15, 2024 Hi Anthony, Thank you for your insightful review! We're thrilled that Zil Money has been a great fit for your needs. We're glad you find our platform's flexibility and global accessibility beneficial for your work and billing processes. We value your feedback on the initial learning curve and the smooth usability afterward. We're committed to continuously improving our user experience. Feel free to reach out if you have more feedback or questions. We're here to ensure your experience remains top-notch! JP Jennifer P. CFO Transportation/Trucking/Railroad Used the software for: I used a free trial ### "Pleasant Surprise!" June 13, 2024 5.0 Zil Money was a pleasant surprise! Super easy to deploy and use. Huge imp\[rovement over intuit products. Pros Ease of deployment and use. Normally a switch like this is both time consuming and confusing but in this case it was super easy. Cons ACH use was slightly delayed but no too bad. Alternatives considered [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Reason for choosing Zil Money The alternative products are far more complicated to use and less reliable. Switched from [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Intuit can be super frustrating, especially for payment processing. Review Source Response from Zil.US June 19, 2024 Hi Jennifer, thank you for your fantastic review! We're happy to hear that you found Zil Money easy to deploy and use and that it has been a pleasant surprise for you. We appreciate your understanding regarding the slight delay with ACH use and are continuously working to improve this. It's great to know that Zil Money has greatly improved over your previous solutions. Thanks for choosing us and for your support! JL Justin L. Owner Construction Used the software for: I used a free trial ### "You gotta cheque this out" October 3, 2025 5.0 Best value you can get for your money... It helped me keep my money secure and help me do quick money transfers when I needed it. Pros All-in-One Platform: The convenience of managing various payment methods (checks, ACH, payroll) and financial tools from a single dashboard. Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process Cons Some features were unavailable in the mobile version versus the desktop version. But still overall a very simple user interface Review Source Response from Zil.US October 10, 2025 Thank you so much for your thoughtful feedback! We’re delighted to hear that you’re enjoying the convenience of managing all your payments in one place and that our check printing and digital check features are adding value to your business. We appreciate your note about the mobile version — our team is continuously working to bring more desktop features to mobile for an even smoother experience. Thanks again for choosing us and sharing your experience! JAP Jonica Ariel P. CEO E-Learning Used the software for: 2+ years ### "So easy, a Caveman could do it. " October 4, 2025 5.0 I had a easy setup process and when it came time for me to issue out payments i had no problem executing e-checks to my team. It was a no hassle quick process that left me stress free! Pros The ease of creating your own secure way of making payments for small business owners who have to make every penny count. Cons Nothing that i did not like about this app. There's not much to it, I was actually wowed by this application. Review Source Response from Zil.US October 7, 2025 Thank you for sharing your experience! We’re thrilled to hear that the setup process was easy and that issuing eChecks to your team was stress-free. It’s great to know the app is helping you manage payments efficiently and securely while making every penny count. Your feedback truly motivates us to continue simplifying the payment process and keeping it hassle-free for business owners like you AS Ashley S. Owner Internet Used the software for: 6-12 months ### "Great Money Management" October 18, 2025 5.0 This company is a great opportunity to take Adamvantage of using. There trustworthy! I recommend trying them if you haven’t yet. Pros I really loved and enjoyed the readability, smooth operation and quick transfers and transactions I don’t have complaints Cons I didn’t like it took me a while to register and get the application downloaded and installed. After it was finished was no problem Review Source Response from Zil.US December 15, 2025 Thank you for your review. We’re glad to hear you enjoyed the smooth experience, quick transactions, and overall ease of use. We appreciate your feedback and will use it to improve the registration process. It’s great to know you see strong value in using our platform. sA shadma A. CEO Outsourcing/Offshoring Used the software for: 1-2 years ### "Reliable Platform with Excellent Customer Support" December 16, 2025 5.0 Overall, my experience with Zil Money has been very positive. The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls and complete transparency. Pros What I liked most about Zil Money is their excellent customer support. The support team is responsive, transparent, and you can easily connect with a live agent on calls whenever needed. Cons Currently, Zil Money does not offer a cloud banking option. At the moment, transactions are limited to wallet-based usage only. Review Source Response from Zil.US December 23, 2025 We appreciate you taking the time to share your experience. We’re pleased to hear that the platform has met your expectations, and we value your feedback as part of our ongoing efforts to improve. AT Arnold T. Owner Alternative Medicine Used the software for: Less than 6 months ### "Highly recommended this for your company " June 18, 2024 5.0 Highly satisfying and its one of the bedt investments to help my company grow Pros Everythingnabout it so far cant complaints here Cons Customers service i mean its good but i think it could be better Switched from [QuickBooks Solopreneur](https://www.capterra.com/p/212141/QuickBooks-Self-Employed/) They cost to much poor customers and they font c as re about thier customers Review Source Response from Zil.US June 24, 2024 Hi Arnold, Thank you for your review and for highly recommending Zil Money! We appreciate your positive feedback on the platform and take note of your suggestion to improve our customer service. We're always striving to enhance our support to better serve you. We're glad Zil Money is a better fit. Your feedback helps us improve, so please feel free to share any specific suggestions. Thanks for choosing Zil Money! KD Kaile D. Owner Retail Used the software for: Less than 6 months ### "Great platform." August 23, 2024 5.0 I have had nothing but positive experience with zil. Pros Zil is very helpful and easy to navigate for my business. Cons Theres not much that i dont like about zil. Review Source Response from Zil.US August 29, 2024 We're happy to hear that Zil has been helpful and easy to navigate for your business. It's great to know you've had a positive experience with us. aS adam S. owner Online Media Used the software for: 1-2 years ### "incredibly fast" June 9, 2024 5.0 Pros Zil Money's payment processing system offers efficiency, security, and ease of use. It streamlines transactions, ensures timely payments, and provides robust encryption for data security. Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction. Cons I've noticed that the services have been pretty good, but I think it would be even better if they were more open to talking to us and working with us on ideas. If they asked us for our thoughts and stuff, they could come up with even cooler solutions and make things more tailored to what we want. It would also make us feel more like partners and less like just customers. I think it would be a win-win situation for everyone involved. Review Source Response from Zil.US June 19, 2024 Hi Adam, Thank you for your detailed feedback! We're thrilled you appreciate Zil Money's efficient, secure, and user-friendly payment processing system. Ensuring timely payments and robust data encryption are core to our commitment to businesses and clients. Your suggestion about fostering more collaboration and openness resonates with us. We value your input and believe working closely with our users can lead to even more innovative solutions tailored to your needs. Your perspective is crucial in shaping our future developments. Please feel free to reach out anytime with more ideas or suggestions. We're committed to continuously improving our services and fostering a collaborative relationship with you. CC Courtney C. Supervisor Wholesale Used the software for: 1-2 years ### "It's a must in an buisness" June 15, 2024 5.0 Pros The options I have for my money intake i Cons The price was a little high but def worth it Review Source Response from Zil.US June 19, 2024 Hello Courtney, thank you for sharing your experience with us! It's great to hear that Zil Money is a must-have for your business, especially with its flexibility in managing your income. We understand your concern about pricing and are pleased to know you find the value worthwhile. Your feedback helps us continually improve our services. We appreciate your support of Zil Money! bW brittani W. Owner Civic & Social Organization Used the software for: Less than 6 months ### "10 out of 10 would recommend " June 24, 2024 5.0 Pros The userface withnthe system is easy to use and makes a easy process for even the persons who arent technically inclined. Cons There wasnt any issue that I myself or my team did not like. Review Source Response from Zil.US July 4, 2024 Hello Brittani, Thank you so much for the amazing 5-star review and the glowing recommendation! We're thrilled to hear that you and your team find our user interface easy to use, even for those who need to be more technically inclined. It's fantastic to know that you haven't encountered any issues. If you ever need any assistance or have feedback, we're here to help. Thanks again for being a part of the Zil Money family! Best, The Zil Money Team AR Ardinay R. Owner Retail Used the software for: I used a free trial ### "Zil Money review." June 18, 2024 5.0 Pros I love that I am able to process payments and do ach transfers very easily. Cons There isn't anything that really bother me about the app, maybe add on some features? Maybe have a online group that will make it better to communicate. Review Source Response from Zil.US June 22, 2024 Thank you for your feedback, Ardinay! We're thrilled you find processing payments and ACH transfers easy with Zil Money. We're happy to let you know we have an online group for better communication on our Facebook page (https://www.facebook.com/groups/onlinecheckwriter.zil.official/). Your suggestions about adding more features are noted and appreciated. If you have any more ideas or feedback, please don't hesitate to let us know! CM Charles M. Owner Machinery Used the software for: 1-2 years ### "Cheap and easy to use" July 7, 2024 5.0 Pros The ease of access and the multiple features that go well with small business. Cons The app is a bit hard to see all the buttons and I'm not about to access the features. Review Source Response from Zil.US July 15, 2024 Hi Charles, Thanks for sharing your experience! We're glad you find our platform easy to use for small businesses. Sorry to hear about the app's visibility issues and your concerns with customer support and value for money. Your feedback is important, and we'll work on improving it. Please reach out to support@zilmoney.com or call (408) 775-7720 so we can help resolve any issues. Thanks for being a part of the Zil Money community! Best, The Zil Money Team AD Alyssa D. Owner Construction Used the software for: 6-12 months ### "My New Platform" June 17, 2024 5.0 Pros The ease of its functions as well as the familiarity of the program. Cons I would have to say that there was very little that I didn’t like. Review Source Response from Zil.US June 19, 2024 Hi, Alyssa, we appreciate your feedback! It's wonderful that you find our platform both easy to use and familiar. We're glad to hear that your experience has been overwhelmingly positive. If there's anything specific you'd like to share or suggest, we're always here to listen. Thank you for choosing Zil Money! JS Jordan S. CEO Translation and Localization Used the software for: Less than 6 months ### "3 of 5 Stars " June 30, 2024 3.0 Was OK. I probably wouldn't use it in the future. Pros It's convenient but not integrated fully in the operator site Cons The processing times and ID verification Review Source Response from Zil.US July 4, 2024 Hi Jordan, Thank you for taking the time to share your feedback. We're glad to hear you found our platform convenient. However, we're sorry that the processing times and ID verification didn't meet your expectations and that the integration with the operator site wasn't as seamless as you hoped. Your insights are invaluable to us. They help us improve our services and better understand your needs. We're continually working to enhance our platform and address these concerns. If you have any specific suggestions or need assistance, please get in touch with us at support@zilmoney.com or call (408) 775-7720. We're here to help and make your experience better. Thank you for trying Zil Money. We hope you'll consider using our services again. Best regards, The Zil Money Team VW Veronica W. Owner Retail Used the software for: Less than 6 months ### "Zil Money is the best!" June 20, 2024 5.0 Pros Zil Money is a cutting-edge payment processor that offers a wide range of features and benefits to streamline and simplify the payment process for businesses of all sizes. Whether you are a small business owner looking to accept payments online or a large corporation in need of a scalable payment solution, Zil Money has you covered. Cons I loved everything about Zil Money,there is nothing I don't like about it. Review Source Response from Zil.US June 29, 2024 We're happy that you're enjoying your experience with Zil Money! It's wonderful to know that our wide array of features has contributed to streamlining your payment operations. At Zil Money, we're dedicated to continual improvement and ensuring that our platform meets the demands of businesses like yours. Thank you for choosing us as your payment processor! AG Alan G. Ceo Alternative Dispute Resolution Used the software for: I used a free trial ### "Zil money " June 12, 2024 5.0 Amazing and easy and not time consuming experience 10/10 Pros The benefits are amazing and I highly recommend Cons Nothing to not love about this brand overl amazing Review Source Response from Zil.US June 15, 2024 Hi Alan, Thank you for your fantastic review of Zilmoney.com! We're thrilled to hear that you're enjoying the amazing benefits and would highly recommend our services. Your satisfaction is our top priority! We're glad to hear that you find our platform easy to use and that it provides a time-saving experience. Your feedback helps us continue to improve and deliver a 10/10 experience. If you ever have more feedback or questions, feel free to reach out. We're here to help! BK Bridgette K. Owner Retail Used the software for: 6-12 months ### "Zil is the real deal! " June 24, 2024 5.0 Pros Zil is a straight forward payment processing software. I like being able to offer my customers different payment options including ACH, debit, and credit card. Cons What is there not to like about Zil? The software has solved all of my processing woes. Review Source Response from Zil.US June 29, 2024 Thank you for your enthusiastic review! We're delighted that Zil Money has made payment processing straightforward for you and that you appreciate various payment options, including ACH, debit, and credit cards. Knowing that our software has addressed all your processing needs is wonderful. Your satisfaction is our priority, and we're here to support you as your business grows. AA Ashleigh A. Owner Retail Used the software for: Less than 6 months ### "Fast easy to use" June 13, 2024 5.0 Pros It’s easy to use and understand no complicated processes to deal eitg Cons Nothin really stands out to me that I don’t like Review Source Response from Zil.US June 15, 2024 Thank you for your feedback, Ashleigh! We're thrilled you find our service fast and easy to use without complicated processes. It's great to know that nothing stands out as a negative for you. Please don't hesitate to reach out if you have any suggestions or need assistance. Thank you for choosing our services! BL Bonita L. Work from home mom Internet Used the software for: Less than 6 months ### "Zil Money Review: Streamlining Financial Management for Businesses" June 22, 2024 5.0 I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of financial management. Here are some common points highlighted in user feedback. Pros Zil Money provides a wide range of financial services, including online banking, check printing, ACH and wire transfers, invoicing, and expense management, all in one platform. Cons Some users might find the array of features overwhelming initially, requiring time to fully understand and utilize the platform effectively. Review Source Response from Zil.US June 29, 2024 Hi Bonita, Thank you for your feedback! We're glad you appreciate Zil Money's wide range of financial services. We understand the initial learning curve and are here to assist you in fully utilizing our platform. Your feedback helps us improve our services continuously. Please feel free to reach out if you have any questions or suggestions. CD Cherry D. CEO Non-Profit Organization Management Used the software for: 1-2 years ### "Affordable and quick " June 13, 2024 5.0 Not bad considering you can do everything from home Pros Convenience to print from home. Fast to use Cons It is a little pricey considering you pay per check Review Source Response from Zil.US June 15, 2024 Hi Cherry, Thank you for sharing your experience with Zilmoney! We're thrilled to hear you find our service affordable and convenient for printing checks from home, with quick processing times. We understand your concern about pricing and appreciate your feedback. We strive to provide value and convenience for all our users. If you have any more feedback or questions, please let us know. We're here to help! ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Talk to a Capterra advisor for free and get results within 15 minutes.