# Zil Money Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Zil Money the right Payment Processing solution for you? Explore 103 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/10014229/Zil-Money/reviews --- Zil Money 4.7 (103) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated July 10th, 2026 # Reviews of Zil Money Ease of use 4.6 Customer Service 4.5 ## Pros and Cons in Reviews JL Justin L OwnerConstruction, Self-employedUsed the software for: I used a free trial. “Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process“ October 3, 2025 MO Michael O OwnerTranslation and Localization, 11 - 50 employeesUsed the software for: 1-2 years. “Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if payments get missed you know haven't answers you know you know for what happened you know and how to rectify that problem“ July 25, 2024 AH Ahmad H EngineerGovernment Administration, 10,001+ employeesUsed the software for: Less than 6 months. “The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features available on desktop.“ June 17, 2025 DW Davon W CEOMusic, 2 - 10 employeesUsed the software for: 1-2 years. “Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done“ October 2, 2025 JP Jonica Ariel P CEOE-Learning, 2 - 10 employeesUsed the software for: More than 2 years. “The ease of creating your own secure way of making payments for small business owners who have to make every penny count.“ October 4, 2025 DW Davon W CEOMusic, 2 - 10 employeesUsed the software for: 1-2 years. “Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me“ October 2, 2025 JL Justin L OwnerConstruction, Self-employedUsed the software for: I used a free trial. “It helped me keep my money secure and help me do quick money transfers when I needed it.“ October 3, 2025 CM Charles M OwnerMachinery, 2 - 10 employeesUsed the software for: 1-2 years. “The app is a bit hard to see all the buttons and I'm not about to access the features.“ July 7, 2024 ## Showing most helpful reviews Showing 1-25 of 103 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use ZAHWAAN A. Manager Accounting Used the software for: Less than 6 months ### "Simplifies Payments" June 17, 2025 5.0 Overall, has made my financial workflows much easier. It's relaible for daily use and I appreciate the range of payment options it offers Pros What I liked the most about is how easy it made sending and managing checks. The interface is clean and features like virtual bank accounts and payment scheduling really helped streamline my business payments Cons Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker. Review Source Response from Zil.US December 29, 2025 Thank you for taking the time to share your experience with us. We’re glad to hear that the platform has supported your payment workflows smoothly. Your feedback truly matters as it helps us work on our ongoing improvements. AH Anna H. Litigation consultant Insurance Used the software for: Less than 6 months ### "Woks well for now" October 4, 2025 5.0 It works well with my business model. It was more costly than expected. I’m looking for other options. Pros Access fee-free transactions for eligible transactions through your ZilMoney Wallet. I also like the Real-time payment tracking. Cons Customers are not directly insured by the FDIC. The claim “Up to 90% cost savings” is not accurate. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Zil Money It was a better option, but I’m currently not sure. Review Source Response from Zil.US October 7, 2025 Thank you for your feedback. We’re glad to hear that fee-free transactions and real-time payment tracking have been helpful for your business. We understand your concerns about cost and FDIC coverage, and we appreciate your honesty. Your input helps us improve and support small business owners. DW Davon W. CEO Music Used the software for: 1-2 years ### "Horrible if I must say so myself" October 2, 2025 1.0 Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me Pros Nothing was likeable I think it was a horrible experience because I've been a member with them for years and they treated me like nothing Cons Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done Review Source Response from Zil.US December 19, 2025 Thank you for sharing your feedback. We’re sorry to hear about your experience and take concerns like this seriously. Your comments help us identify areas for improvement, and we’ll continue working to enhance our service and support. JL Justin L. Owner Construction Used the software for: I used a free trial ### "You gotta cheque this out" October 3, 2025 5.0 Best value you can get for your money... It helped me keep my money secure and help me do quick money transfers when I needed it. Pros All-in-One Platform: The convenience of managing various payment methods (checks, ACH, payroll) and financial tools from a single dashboard. Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process Cons Some features were unavailable in the mobile version versus the desktop version. But still overall a very simple user interface Review Source Response from Zil.US October 10, 2025 Thank you so much for your thoughtful feedback! We’re delighted to hear that you’re enjoying the convenience of managing all your payments in one place and that our check printing and digital check features are adding value to your business. We appreciate your note about the mobile version — our team is continuously working to bring more desktop features to mobile for an even smoother experience. Thanks again for choosing us and sharing your experience! JAP Jonica Ariel P. CEO E-Learning Used the software for: 2+ years ### "So easy, a Caveman could do it. " October 4, 2025 5.0 I had a easy setup process and when it came time for me to issue out payments i had no problem executing e-checks to my team. It was a no hassle quick process that left me stress free! Pros The ease of creating your own secure way of making payments for small business owners who have to make every penny count. Cons Nothing that i did not like about this app. There's not much to it, I was actually wowed by this application. Review Source Response from Zil.US October 7, 2025 Thank you for sharing your experience! We’re thrilled to hear that the setup process was easy and that issuing eChecks to your team was stress-free. It’s great to know the app is helping you manage payments efficiently and securely while making every penny count. Your feedback truly motivates us to continue simplifying the payment process and keeping it hassle-free for business owners like you AS Ashley S. Owner Internet Used the software for: 6-12 months ### "Great Money Management" October 18, 2025 5.0 This company is a great opportunity to take Adamvantage of using. There trustworthy! I recommend trying them if you haven’t yet. Pros I really loved and enjoyed the readability, smooth operation and quick transfers and transactions I don’t have complaints Cons I didn’t like it took me a while to register and get the application downloaded and installed. After it was finished was no problem Review Source Response from Zil.US December 15, 2025 Thank you for your review. We’re glad to hear you enjoyed the smooth experience, quick transactions, and overall ease of use. We appreciate your feedback and will use it to improve the registration process. It’s great to know you see strong value in using our platform. sA shadma A. CEO Outsourcing/Offshoring Used the software for: 1-2 years ### "Reliable Platform with Excellent Customer Support" December 16, 2025 5.0 Overall, my experience with has been very positive. The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls and complete transparency. Pros What I liked most about is their excellent customer support. The support team is responsive, transparent, and you can easily connect with a live agent on calls whenever needed. Cons Currently, does not offer a cloud banking option. At the moment, transactions are limited to wallet-based usage only. Review Source Response from Zil.US December 23, 2025 We appreciate you taking the time to share your experience. We’re pleased to hear that the platform has met your expectations, and we value your feedback as part of our ongoing efforts to improve. DS Dmitriy S. Add Marketing Events Services Used the software for: Less than 6 months ### "At First glance" December 24, 2025 4.0 At first I wasn’t sure but the app checks out and is legitimate, I make my side work transactions and all my online needs with this app, it’s perfect for that, give it a whirl, see for yourself. Pros Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any other platform. Cons The interface looks a little dull maybe give it a different design because first glance didnt real me in as much. Review Source Response from Zil.US December 29, 2025 Thank you for taking the time to share your experience. We’re glad to hear that transactions have been fast and reliable for your online needs. We also appreciate your feedback on the interface, as it helps us continue improving the overall user experience. TG Tyler G. Assistant E-Learning Used the software for: I used a free trial ### "Join along sil money friends " October 2, 2025 5.0 I was really upset about the failed extended trial but this website or app is awesome so join along friends Pros It’s has ach and wires along with a wallet balance and credit /debit card support All in all I was impressed Cons The price sass is saaas software as a service is expensive though but this is a little high they gave me an option to extend my free trial and never followed through Review Source Response from Zil.US December 19, 2025 We appreciate you taking the time to share your experience. We’re pleased to hear you found value in the platform and appreciate your feedback as we continue to improve. WJ William J. Owner Marketing and Advertising Used the software for: 6-12 months ### "Why you should choose zilmoney" October 2, 2025 5.0 My experience has been great. They make things very easy to manage my business payments go over smoothly, and I just feel more confident about the security of the of it all. Pros The process to process Payments was so easy to follow and made it more manageable to deal with during payday Cons I can honestly say there wasn’t that much that I disliked about it.it just simplified everything for me. Review Source Response from Zil.US December 18, 2025 Thank you for sharing your experience with Zil Money. We’re happy to hear that our platform made payments easier, smoother, and more secure for your business. We appreciate you choosing Zil Money! KD Kaile D. Owner Retail Used the software for: Less than 6 months ### "Great platform." August 23, 2024 5.0 I have had nothing but positive experience with zil. Pros Zil is very helpful and easy to navigate for my business. Cons Theres not much that i dont like about zil. Review Source Response from Zil.US August 29, 2024 We're happy to hear that Zil has been helpful and easy to navigate for your business. It's great to know you've had a positive experience with us. CB Carolyn B. Ceo Computer Software Used the software for: I used a free trial ### "Plain and simple " September 12, 2024 5.0 It's was alright... Not too excited and also not disappointed Pros Transferring funds and send money to family and friends Cons Nothing no reason to have a problem ...just making it by Review Source Response from Zil.US September 14, 2024 We're glad transferring funds went smoothly for you. If you have any suggestions or questions, we're here to help! BS Bridillia S. Admin Accounting Used the software for: I used a free trial ### "Casper review " July 31, 2024 5.0 Pros I love the platform a lot and will refer Cons The setup is confusing and hard to deal with Review Source Response from Zil.US August 10, 2024 Thanks for sharing your thoughts. We're glad you love the platform and appreciate your willingness to refer it. I'm sorry you weren't satisfied with customer support and value for money. Our customer support team is typically very responsive, so I'm surprised to hear about your experience. Regarding pricing, we strive to offer affordable options compared to other platforms. We'd love to understand more about what happened so we can help resolve any issues. Please feel free to reach out—we're here to assist! AR Ardinay R. Owner Retail Used the software for: I used a free trial ### "Zil Money review." June 18, 2024 5.0 Pros I love that I am able to process payments and do ach transfers very easily. Cons There isn't anything that really bother me about the app, maybe add on some features? Maybe have a online group that will make it better to communicate. Review Source Response from Zil.US June 22, 2024 Thank you for your feedback, Ardinay! We're thrilled you find processing payments and ACH transfers easy with Zil Money. We're happy to let you know we have an online group for better communication on our Facebook page (https://www.facebook.com/groups/onlinecheckwriter.zil.official/). Your suggestions about adding more features are noted and appreciated. If you have any more ideas or feedback, please don't hesitate to let us know! VC Vanashia C. Rn Health, Wellness and Fitness Used the software for: Less than 6 months ### "Well-EARNED⭐️⭐️⭐️⭐️⭐️ product" June 8, 2024 5.0 Equally beneficial as it should be in all customer demand and supplier provides environments Pros This product is really as good as the reviews!!!! Cost-effective easy to use an implement friendly for all computer literacy, age levels and competent at doing exactly what it states it would do Cons I wish I would’ve found it sooner so my Suggestion is only to spend money on more marketing Review Source Response from Zil.US June 15, 2024 Hi Vanashia, Thank you so much for your fantastic review! We're thrilled that you find Zil Money to be a well-earned product. It's wonderful to hear that you find it cost-effective, easy to use, and suitable for all levels of computer literacy. Your feedback about wishing you had found us sooner and suggesting more marketing is noted. We're committed to enhancing our reach and ensuring more users benefit from our platform. If you have any more feedback or suggestions, please feel free to share. We're here to support you! CG Charles G. CEO Construction Used the software for: 6-12 months ### "CEO Construction" June 17, 2024 5.0 Pros Ease of use and the ability to change things if needed. Cons Cost is on the higher side but you get what you pay for. Alternatives considered [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Review Source Response from Zil.US June 19, 2024 Hi Charles, thank you for your feedback! We're glad you find Zil Money easy to use and appreciate its flexibility for making necessary changes. We understand your concern about cost and strive to provide value that aligns with our pricing. Your insights are valuable to us as we continue to enhance our services. Thank you for choosing Zil Money! CD Chong D. Development Sr Financial Services Used the software for: I used a free trial ### "using Zil Money for managing financial transactions" June 13, 2024 5.0 Overall, can be a powerful tool for managing payments and financial transactions, particularly for businesses looking for a comprehensive and cost-effective solution. Pros user-friendly, making it easy to navigate and manage financial transactions without extensive training. Cons may experience a learning curve when first using the platform, especially if they are not familiar with digital payment systems. Review Source Response from Zil.US June 19, 2024 Hi Chong, Thank you for your feedback on Zil Money! We're glad you find our platform user-friendly for managing financial transactions. Your insights on the learning curve are valuable as we strive to improve. It's great to hear Zil Money has been effective for businesses seeking a comprehensive solution. If you have more feedback, feel free to share! AD Arielle D. Owner Consumer Goods Used the software for: I used a free trial ### "Decent payment system " June 25, 2024 4.0 My overall experience was positive. If I was going to continue my business into the future I would’ve kept using zilmoney. Pros Lil money was easy to use and easily intercepted into many platforms. Simple design which helps with was of use an and response. Cons Customer service is not easy to get to and although pricing can vary it can get a little costly. Review Source Response from Zil.US July 4, 2024 Hi Arielle, Thank you for the review! We're happy you found Zil Money easy to use and liked our simple design and platform integrations. I'm sorry to hear that you had trouble with our customer service. Our support team is typically easy to reach, and we're here to help with any issues you might have. Regarding pricing, we strive to offer great value and are continuously working to make it even more affordable. Pricing can be high across the industry, and we aim to stay competitive. If you need more feedback, please get in touch with support@zilmoney.com or (408) 775-7720. We'd love to help. Thanks again for your feedback, and we hope to serve you again in the future! Best, The Zil Money Team AF Ana F. Program Assistant Health, Wellness and Fitness Used the software for: I used a free trial ### "Zil Money review" June 14, 2024 5.0 Pros User-Friendly Interface: 's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency. Cons Learning Curve: Despite its user-friendly interface, some users may initially find it challenging to navigate all the features and functionalities, especially if they are not tech-savvy. Limited Mobile App Functionality: The mobile app version of may not be as robust as the desktop version, potentially limiting its usability for users who rely heavily on mobile devices. Review Source Response from Zil.US June 19, 2024 Hello Ana, Thank you for your detailed feedback! We're glad you find Zil Money's interface intuitive and user-friendly. Your insights on the learning curve are valuable, and we're continuously working to improve accessibility for all users. Regarding the mobile app, we appreciate your feedback and are committed to enhancing its functionality to meet your needs better. Please feel free to reach out if you have any further suggestions or questions. Thank you for being a valued user of Zil Money! BN Barry N. President Food & Beverages Used the software for: I used a free trial ### "Zil Money Review" June 19, 2024 5.0 Pros Free funds and credit cards limit and advertising for the meeting Cons The fees and charges for the meeting is at home zal sale makes it a good time Review Source Response from Zil.US June 29, 2024 Thank you for your review! We're thrilled you find the free funds, credit card limits, and advertising features beneficial. We understand that fees can be a concern, and we're continuously working to ensure our services remain valuable and cost-effective. AC Ashley C. Owner Retail Used the software for: Less than 6 months ### "Rating Zil money " July 13, 2024 3.0 Great lil money is the best choice for me Pros I like the fact that it’s self-explanatory not hard to use Cons Nothing really it’s good ! It’s very easy to use Review Source Response from Zil.US July 20, 2024 Hi Ashley, We’re glad you find Zil Money easy to use and self-explanatory! We noticed your customer support rating was low. Our customer support team is dedicated and always ready to assist our users. Many of our customers have praised our support for being responsive and helpful. If you encounter a specific issue, please let us know so we can address it and improve your experience. Thanks for sharing your feedback! Best, The Zil Money Team BH Bryson H. CEO Airlines/Aviation Used the software for: I used a free trial ### "The best website " June 24, 2024 5.0 Pros Payment processing is amazing all I have to do is one click Cons Nothing I love it’s the best . Review Source Response from Zil.US June 29, 2024 Hi Bryson, Thank you for your awesome feedback! We're glad you're enjoying our seamless payment processing. If you have any suggestions or questions, feel free to reach out! SE Shelby E. Owner Arts and Crafts Used the software for: I used a free trial ### "Zil money! You won't regret it!" June 21, 2024 5.0 Pros Easy to use. Fast software, organized layout. Cons Loved all of it. There really isn't any issues with it as far as I can tell. Review Source Response from Zil.US July 8, 2024 Hi Shelby, We're so happy to hear that you love Zil Money! It's great that you find our software easy to use, fast, and well-organized. It's awesome that you haven't run into any issues. Your positive feedback means a lot to us! Thanks for sharing your experience and being part of the Zil Money family! Best, The Zil Money Team BL Boston L. CEO Gambling & Casinos Used the software for: I used a free trial ### "Fantastic!" June 22, 2024 5.0 I've been able to process payments easily. I've had zero issues with service so far. Pros The fact that it's simple, clean, and quick! Cons Nothing really. I was pretty content with how much I've been able to do with this service. Review Source Response from Zil.US June 29, 2024 Thank you for your fantastic review! We're thrilled you find ZilMoney simple, clean, and quick to use. It's great to hear that processing payments have been easy for you without any issues. Your satisfaction is our priority, and we're here to support you every step of the way. PD Presley D. Owner Real Estate Used the software for: I used a free trial ### "Started with free trial - " June 27, 2024 5.0 Pros Easy to learn and navigate User friendly Cons I can’t think of much that I don’t like about only could be faster processing. Review Source Response from Zil.US July 4, 2024 Hi Presley, Thank you for the awesome review! We're thrilled you found Zil Money easy to learn and navigate. We focus on user-friendliness, so it's great to know you appreciate it. We understand that fast processing is crucial, and we're proud that our service is faster than others. We're continuously working to make it even quicker to ensure you have the best experience possible. Thanks for sharing your experience and joining the Zil Money family! Best, The Zil Money Team ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Talk to a Capterra advisor for free and get results within 15 minutes.