--- title: "Capital on Tap Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Capital on Tap Software - reviews, pricing plans, popular comparisons to other Expense Report products and more." source_url: "https://www.capterra.com/p/10017228/Capital-on-Tap/" page_type: "product" language: "en" --- # Capital on Tap Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 25, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Capital on Tap ## What is Capital on Tap? Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to manage cards for their employees, access funding for their business, and earn cashback, travel, and gift card rewards on every pound their business spends. More than 200,000 small business customers have spent more than £10 billion on their Capital on Tap Business Credit Cards to date. Capital on Tap makes business funding and spending simple, saving business owners time and money. With a 2-minute application process, the majority of applicants receive instant credit decisions. Business owners enjoy access to cashback on all purchases, practical credit limits, and as many employee cards as they need for their business to run smoothly and efficiently - all for free. www.capitalontap.com ## What is Capital on Tap used for? [Spend Management](https://www.capterra.com/spend-management-software/)[Expense Report](https://www.capterra.com/expense-report-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Capital on Tap?[Manage this product listing](https://www.g2.com/products/capital-on-tap/claim_requests/new?auto=true) ## Capital on Tap Overview Updated September 2026 AI summary Capital on Tap equips businesses of all sizes with spend management tools focused on expense tracking, receipt management, and spend analysis. With features for spend control, budget oversight, and integration with accounting platforms like Xero and FreeAgent, it helps companies monitor and manage corporate spending. The platform is accessible via cloud and mobile devices, supporting flexible deployment. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Capital on Tap 0.0 VS. [4.9 (4,881)](https://www.capterra.com/p/172127/Rippling/reviews/) Starting Price Contact vendor Starting Price $8 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.9 (4,880) Value For Money 0.0 (0) Value For Money 4.8 (3,726) Customer Service 0.0 (0) Customer Service 4.7 (4,013) ## Capital on Tap alternatives [4.3 (717)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.3 (245)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting price $32.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 87% of reviewers rated it above 4 stars [4.5 (109)](https://www.capterra.com/p/136077/Tradogram/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [4.7 (423)](https://www.capterra.com/p/136321/ProcurementExpress-com/reviews/) Starting price $415.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/10017228/Capital-on-Tap/alternatives/) ## FAQs about Capital on Tap Features and Usability ### What are the key features of Capital on Tap? Capital on Tap offers credit card management, expense tracking, invoice management, and receipt management for handling spending records. It also includes budget control, spend control, categorization/grouping, and spend analysis, plus accounting integration, ERP integration, API access, data import/export, real-time reporting, and real-time notifications. Integrations ### Which third-party tools and platforms does Capital on Tap integrate with? Capital on Tap integrates with 2 third-party accounting platforms: FreeAgent and Xero. These integrations connect card and expense activity with bookkeeping workflows, giving businesses a direct link to two widely used finance tools. Getting Started and Support ### What customer support options does Capital on Tap offer? Capital on Tap provides Email/Help Desk, FAQ/Forum, Phone Support, and Chat. Support details are limited in the catalog, and there is no reviewer feedback about response times, helpfulness, or common support issues to describe. ## Features AI summary Based on 1,885 Expense Report reviews Capterra data shows that buyers of spend management software rank the following features as their top priorities: - **Receipt Management** (**52%** of reviewers rated this feature as critical) - **Expense Tracking** (**52%**) - **Invoice Processing** (**56%**) Capital on Tap supports **Receipt Management** and **Expense Tracking**, giving finance teams a clearer way to capture purchase records and monitor company spending as it happens. However, it does not offer **Invoice Processing**. Instead, it provides other features that reviewers also rate highly, including **Spend Control** (**48%**) and **Accounting Integration** (**54%**), helping businesses manage spending limits and connect expense data with their financial systems, allowing teams to keep oversight of costs and maintain more accurate records. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accounting Integration Integrate with a third-party accounting system Activity Tracking Track and document all activities across devices, networks, and other systems API Application programming interface that allows for integration with other systems/databases Budget Control Manage and monitor spending to align with the financial constraints or goals Categorization/Grouping Organize and group data or items based on various criteria Capital on Tap 18 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounting Integration: Integrate with a third-party accounting system - Activity Tracking: Track and document all activities across devices, networks, and other systems - API: Application programming interface that allows for integration with other systems/databases - Budget Control: Manage and monitor spending to align with the financial constraints or goals - Categorization/Grouping: Organize and group data or items based on various criteria - Credit Card Management: Financial system that helps create and manage physical/digital credit cards and track transaction activities - Data Import/Export: Import and export data to and from software applications - ERP integration: Integrate with existing ERP systems - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Real-Time Data: Receive data and information in real time - Real-Time Notifications: Notifications that are delivered to users as soon as an event occurs - Real-Time Reporting: Active reporting of data and metrics - Receipt Management: Upload, track, and submit receipts in a central database - Spend Analysis: Review and uncover trends in spending activity - Spend Control: Set allowances and ensure employees don't spend more than the allotted amounts - Time & Expense Tracking: Log and record hours worked and costs spent to assist in billing and invoicing --- Get Advice We can help you find the software with the features you need. ## Pricing ### Starting price Free trial not available ## Integrations [ Xero](https://www.capterra.com/p/120109/Xero/)[ FreeAgent](https://www.capterra.com/p/122008/FreeAgent/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.