# Capital on Tap Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Capital on Tap Software - reviews, pricing plans, popular comparisons to other Spend Management products and more. Source: https://www.capterra.com/p/10017228/Capital-on-Tap --- # Capital on Tap Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Capital on Tap ## What is Capital on Tap? Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to manage cards for their employees, access funding for their business, and earn cashback, travel, and gift card rewards on every pound their business spends. More than 200,000 small business customers have spent more than £10 billion on their Capital on Tap Business Credit Cards to date. Capital on Tap makes business funding and spending simple, saving business owners time and money. With a 2-minute application process, the majority of applicants receive instant credit decisions. Business owners enjoy access to cashback on all purchases, practical credit limits, and as many employee cards as they need for their business to run smoothly and efficiently - all for free. www.capitalontap.com ## What is Capital on Tap used for? [Spend Management](https://www.capterra.com/spend-management-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Capital on Tap?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.capitalontap.com&name=Capital on Tap) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Capital on Tap 0.0 VS. [4.3 (2,247)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting Price Contact vendor Starting Price $7 Usage Based, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.1 (234) Value For Money 0.0 (0) Value For Money 4.1 (176) Customer Service 0.0 (0) Customer Service 4.1 (191) ## Capital on Tap alternatives Highest Rated [Moss](https://www.capterra.com/p/211744/getmoss/) [4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/211744/getmoss/) [Budgetly](https://www.capterra.com/p/255448/Budgetly/) [4.9 (136)](https://www.capterra.com/p/255448/Budgetly/reviews/) Starting price $240.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/255448/Budgetly/) [Wallester](https://www.capterra.com/p/268164/Wallester/) [4.9 (129)](https://www.capterra.com/p/268164/Wallester/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/268164/Wallester/) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) [4.7 (436)](https://www.capterra.com/p/166905/Divvy/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/166905/Divvy/) [View all alternatives](https://www.capterra.com/p/10017228/Capital-on-Tap/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accounting Integration Integrate with a third-party accounting system Activity Tracking Track and document all activities across devices, networks, and other systems API Application programming interface that allows for integration with other systems/databases Budget Control Manage and monitor spending to align with the financial constraints or goals Categorization/Grouping Organize and group data or items based on various criteria Capital on Tap 18 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Integrate with a third-party accounting system Track and document all activities across devices, networks, and other systems Application programming interface that allows for integration with other systems/databases Manage and monitor spending to align with the financial constraints or goals Organize and group data or items based on various criteria Financial system that helps create and manage physical/digital credit cards and track transaction activities Import and export data to and from software applications Integrate with existing ERP systems Monitor and record expenses such as purchases or charges incurred Captures invoice data and maintains comprehensive records for auditing and reporting purposes Receive data and information in real time Notifications that are delivered to users as soon as an event occurs Active reporting of data and metrics Upload, track, and submit receipts in a central database Review and uncover trends in spending activity Set allowances and ensure employees don't spend more than the allotted amounts Log and record hours worked and costs spent to assist in billing and invoicing Get Advice We can help you find the software with the features you need. ## Pricing ### Starting price Contact vendor for pricing Free trial not available ## Integrations [ Xero](https://www.capterra.com/p/120109/Xero/)[ FreeAgent](https://www.capterra.com/p/122008/FreeAgent/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)