# Optimo Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Optimo Software - reviews, pricing plans, popular comparisons to other Financial Risk Management products and more. Source: https://www.capterra.com/p/10018823/Optimo --- # Optimo Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Optimo ## What is Optimo? Optimo is a decision engine designed for mortgage lenders in the UK. The platform offers intelligent pricing capabilities to help lenders optimise and personalise pricing through advanced analytics and predictive modeling. Optimo also provides configurable credit scorecards and affordability assessment modules to automate lending decisions and align with regulatory requirements. The cloud-based software aims to help lenders enhance efficiency, reduce time to market for new products, and scale operations. ## What is Optimo used for? [Financial Risk Management](https://www.capterra.com/financial-risk-management-software/)[Pricing Optimization](https://www.capterra.com/pricing-optimization-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Optimo?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.finova.tech&name=Optimo) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Optimo 0.0 VS. [4.9 (14)](https://www.capterra.com/p/10021163/Flagright/#reviews) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.8 (14) Value For Money 0.0 (0) Value For Money 4.8 (14) Customer Service 0.0 (0) Customer Service 5.0 (14) ## Optimo alternatives [4.4 (79)](https://www.capterra.com/p/147599/Resolver/reviews/) Starting price $10000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars Highest Rated [4.9 (122)](https://www.capterra.com/p/245922/Eleven/reviews/) Starting price $35.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [D&B Finance Analytics](https://www.capterra.com/p/202723/D-B-Finance-Analytics/) [4.5 (137)](https://www.capterra.com/p/202723/D-B-Finance-Analytics/reviews/) Starting price $1200.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/202723/D-B-Finance-Analytics/) [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) ## FAQs about Optimo Overview ### What company size and specific industries is Optimo built for? Optimo is designed for financial services organizations, including banks, building societies, mortgage lenders, specialist lenders, independent financial advisors, financial advisors, insurance brokers, underwriters, and credit controllers. It is best suited to companies in lending, advisory, insurance, and credit management roles rather than general-purpose business teams. Features and Usability ### What are the key features of Optimo? Optimo includes loan management, loan processing, and automated decisioning/underwriting, plus credit risk management, risk scoring, and risk analysis. It also offers configurable workflow, approval process control, audit trail, electronic signature, electronic payments, reporting and analytics, and a client portal for document storage and communication management. Integrations ### Which third-party tools and platforms does Optimo integrate with? Optimo integrates with 10 third-party tools and platforms, including AccessPay Platform, Docusign, Equifax, Experian Address Verification, HomeTrak, Hunter, Landmark, Loqate, Stripe, TransUnion Collections Management, TruNarrative, and Worldpay for Enterprise. Its catalog spans payment, identity verification, address validation, document signing, and collections management. Getting Started and Support ### What training and onboarding options does Optimo offer? Optimo provides in-person training, documentation, and videos to help teams get started. In-person sessions support direct guidance, documentation offers written reference material for setup and use, and videos provide visual walkthroughs for reviewing features and procedures at a self-paced pace. Getting Started and Support ### What customer support options does Optimo offer? Optimo offers email/help desk, a knowledge base, phone support, and 24/7 live rep assistance. Support information is limited to these channels, so the user experience is described only by the listed options rather than by reviewer feedback or response-time details. ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities API Application programming interface that allows for integration with other systems/databases Audit Trail A record of all activities within the system, including user access, changes made, etc. Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Customizable Reports Alter the layout and content of reports Custom Pricing Rules Create custom predefined rules for prices for products and services Optimo 25 features Dashboard to view the status of ongoing processes, identify current incidents and track past activities Application programming interface that allows for integration with other systems/databases A record of all activities within the system, including user access, changes made, etc. Track and manage adherence to policies for any service, product, process, or supplier Create custom predefined rules for prices for products and services Alter the layout and content of reports Import and export data to and from software applications Ability to handle large datasets Graphical representation of data Manage budgeting and financial planning operations to control and eliminate debt Real-time price adjustment for a product or service to reflect changing market conditions, geolocation, customer behavior, etc. Qualitative or quantitative risk methodology to evaluate the risk for an individual account or portfolio, and identify problems Assess and control risks associated with the credit process of each loan portfolio/account Manage and handle various international currencies Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk Predict future data based on historical data sets Use simulation models and scenario planning to predict and compare strategy outcomes for prices and promotions Present a catalog of inventory that customers can view Receive data and information in real time Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data AI-driven algorithms that allow for automatic repricing in real-time Analyze potential risks across the organization Initiate collection and analysis of known risks Set up connections to third-party platforms to improve business processes Get Advice We can help you find the software with the features you need. ## Pricing ### Starting price Free trial not available ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ Stripe](https://www.capterra.com/p/123889/Stripe/)[ Hunter](https://www.capterra.com/p/161625/Hunter/)[ Worldpay for Enterprise](https://www.capterra.com/p/165694/Virtual-Terminal/)[ Equifax](https://www.capterra.com/p/176344/Compliance-Solutions/)[ AccessPay Platform](https://www.capterra.com/p/196055/Enterprise-to-Bank-Integration/)[ Loqate](https://www.capterra.com/p/235839/Loqate/)[ Experian Address Verification](https://www.capterra.com/p/267356/Experian-Address-Verification/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.