--- title: "Varo Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Varo Software - reviews, pricing plans, popular comparisons to other Online Banking products and more." source_url: "https://www.capterra.com/p/10019001/Varo/" page_type: "product" language: "en" publication_date: "2026-10-19" --- # Varo Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on October 19, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Varo ## What is Varo? Varo is a mobile banking app that offers checking and savings accounts with no monthly fees or minimum balance requirements. Varo provides early direct deposit, fee-free ATM access, money transfers, and cashback rewards. The app also displays credit scores and offers a credit building secured credit card. ## What is Varo used for? [Mobile Banking](https://www.capterra.com/mobile-banking-software/)[Online Banking](https://www.capterra.com/online-banking-software/) Overall rating Based on 10 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Varo?[Manage this product listing](https://www.g2.com/products/varo/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Varo 4.3 (10) VS. [### Google Pay](https://www.capterra.com/p/212826/Google-Pay/) [4.6 (927)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.8 (10) Ease Of Use 4.6 (927) Value For Money 3.9 (10) Value For Money 4.6 (667) Customer Service 3.8 (10) Customer Service 4.2 (660) ## Varo alternatives [Cash App](https://www.capterra.com/p/246167/Cash-App/) [4.2 (713)](https://www.capterra.com/p/246167/Cash-App/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 82% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/246167/Cash-App/) [Chime](https://www.capterra.com/p/228456/Chime/) [4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/228456/Chime/) [Qonto](https://www.capterra.com/p/173384/Qonto/) [4.5 (275)](https://www.capterra.com/p/173384/Qonto/reviews/) Starting price $9.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/173384/Qonto/) [Crowded](https://www.capterra.com/p/255296/Crowdedme/) [4.2 (34)](https://www.capterra.com/p/255296/Crowdedme/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/255296/Crowdedme/) [View all alternatives](https://www.capterra.com/p/10019001/Varo/alternatives/) ## Features AI summary Based on 936 Online Banking reviews Capterra data shows that buyers of mobile banking solutions rank the following features as their top priorities: - **Electronic Payments** (**57%** of reviewers rated this feature as critical) - **Mobile Access** (**57%**) - **Transaction Monitoring** (**51%**) Varo includes **Mobile Access** and **Transaction Monitoring**, giving users a convenient way to manage accounts on the go and keep track of account activity in real time. However, it does not offer **Electronic Payments**. Instead, it provides **Online Banking** (**58%**), which still supports everyday account management through digital channels. These features help businesses and account holders stay informed, monitor transactions more closely, and handle banking tasks with greater convenience. Features 4.0 (10) 4.0 Based on 10 reviews ## Pricing Value for money 3.9 (10) Value for money 3.9 (10) 3.9 Based on 10 reviews ## Support, customer service and training options Customer Service 3.8 (10) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.8 (10) 3.8 Based on 10 reviews ## User reviews Overall rating 4.3 Based on 10 reviews Filter by rating Counts reflect reviews available in this feed. 5(7) 4(1) 3(1) 2(0) 1(1) Mentioned topic Recent reviews first, then most helpful RE Reviewer Home health aid Used the software for: 1-3 years ### "Money life" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 1, 2026 Pros I love that I can receive my funds instantly whenever they are released to my bank without a long wait time 2days tops. Cons I least like that sometimes if you have an iPhone and you log on through passkey that it may log you out without your knowledge Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Stocker Used the software for: Less than 1 year ### "Good for certain reasons " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 February 24, 2026 Personal I like Varo because I keep money in almost every single account I have but I don’t like the atm fees stuff Pros I’ve been having Varo for 6 months and I can say that this is the best bank mobile app that I’ve ever had Cons The only this that I don’t like is when you use a atm the cost 99 cent for example it’s charged another fee of 4.99 Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Owner Used the software for: 1-3 years ### "Very good all around bank!" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 28, 2025 Pros Varo is a very secure and easy to use bank app. I use it daily for everything from cashing checks to paying bills online Cons I havent seen a downside to using varo. It allows me to do everything i need to do while keeping my money and information safe. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Freelance Photographer Used the software for: 1-3 years ### "Easy mobile banking " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 September 25, 2024 Overall I had an extremely pleasant experience using varo. Pros What I like about varo is that it is a really good mobile banking app that has no fees and you get a checking and savings and a debit card. Cons What I liked least about varo is that no matter what ATM you use to withdraw money, you will be charged a few. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Assistant Used the software for: 1-3 years ### "Earn Money with Me!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 10/10 April 24, 2024 My overall experience with suing Varo is the best i love it and wouldnt change it for nothing else. I like thati have made some money from just using my referral code. I have referred family members and friends 10/10 Pros I like that you can make money using the card. Getting people to join and they use your referral code you get $25 for signing up and making purchases how cool is that Cons I like to talk to someone in case i want to dispute or just simply rather let them deal with it, and it hard sometimes to get in contact with them but when they dispute something as in a trasnaction they relly get into it. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Barista Used the software for: 1-3 years ### "Good at first" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 3/10 November 12, 2024 It was good at first then that went out when I always had trouble getting help to myproblem Pros You can send and receive money quickly to your friends and family Cons Customer service always left me aggravated or dissatisfied always felt as if they never helped me Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Artist Used the software for: 1-3 years ### "Needs work could be great app" 1.0 Overall Rating 1.0 1.0 Ease of Use 5.0 5.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 1/10 April 2, 2024 Wasn't the Greatest but if changes where maid would be a awesome banking app Pros If your a introvert no people to deal with I guess Cons It's a work in progress could be a great app but has a lot of glitches that can cost people a lot of money Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Megan M. Owner Used the software for: 3-5 years ### "Varo review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 3, 2025 Pros What i like the most about varo is its easy to use and good customer service when i have a issue and have any questions Cons I love varo and there is not one thing i didn't like about varo ive used it for almost 6 years now and i love it Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Head Used the software for: 3-5 years ### "Where my money at..." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 10/10 September 24, 2024 Overall. A great app that is easy to use, user friendly, interface clean and secure. Pros I've actually use this regularly and its up there with the top banking app ive tried. Easy to use and link banks to but also has a awesome refer promo where both parties get rewarded! Cons As with all these apps i feel there should be if not a free transfer policy or atleast a certain amnt of em a month. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JP Jessica P. Administrative Assistant Used the software for: Less than 1 year ### "Varo is the ONLY Card needed!!!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 4, 2024 My overall experience has been amazing I don’t even remember my life before my Varo card. It lets me pay whereever, get paid whenever, and I can borrow money if I get in a pinch if you haven’t gotten it yet what are you waiting for? Go sign up today! Pros I love how Varo is a prepaid card but also an actual bank card. It makes my life so much easier. I also love However you get a couple direct deposits from work you’re able to borrow money from your Varo card. Cons There is nothing that I do not like about the Varo card and there is no reason for you not to sign up for one today. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.