--- title: "Decide Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Decide Software - reviews, pricing plans, popular comparisons to other Loan Origination products and more." source_url: "https://www.capterra.com/p/10020353/Decide/" page_type: "product" language: "en" --- # Decide Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 8, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support) Decide ## What is Decide? Xapii Decide automates your lending affordability and serviceability assessment. Our easy-to-integrate, flexible solution allows you to convert admin-heavy workflows into simple, efficient processes that scale. Automate lending decisioning to simplify assessments, improve unit economics, and lower fulfilment costs. Xapii Decide cohesively evaluates applications according to product, customer, and credit policy rules - all entirely configurable for your business. ## What is Decide used for? [Financial Services](https://www.capterra.com/financial-services-software/)[Data Collection](https://www.capterra.com/data-collection-software/)[Customer Data Platform](https://www.capterra.com/customer-data-platform-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Decide?[Manage this product listing](https://www.g2.com/products/tiimely-decide/claim_requests/new?auto=true) ## Decide Overview Updated September 2026 AI summary Decide is a cloud-based loan origination platform designed for small businesses seeking to automate and manage the lending process. Supporting document management and loan processing, it integrates capabilities from artificial intelligence, customer data management, and decision support tools. Businesses can use Decide to centralize application data and facilitate more informed, efficient lending decisions through its web-based interface. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Decide 0.0 VS. [4.9 (39)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/) Starting Price Contact vendor Starting Price $75000 Other, Per Year Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.9 (39) Value For Money 0.0 (0) Value For Money 4.9 (37) Customer Service 0.0 (0) Customer Service 4.9 (39) ## Decide alternatives [4.8 (288)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.8 (76)](https://www.capterra.com/p/158549/LoanPro-Software/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.8 (6)](https://www.capterra.com/p/10018704/TaskSuite/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [4.3 (80)](https://www.capterra.com/p/44128/The-Nortridge-Loan-System/reviews/) Starting price $1200.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars ## Features AI summary Based on 460 Loan Origination reviews Capterra data shows that buyers of Loan Origination software rank the following features as their top priorities: - **Borrower Management** (**68%** of reviewers rated this feature as critical) - **Workflow Management** (**55%**) - **Loan Processing** (**61%**) Decide includes **Loan Processing**, which is a core capability for managing application steps, moving loans through review, and keeping origination activities on track. However, it does not include **Borrower Management** or **Workflow Management**. Its support for **Loan Processing** helps businesses handle lending tasks more efficiently, maintain progress across the origination cycle, and give teams a clearer path from application to decision. API Application programming interface that allows for integration with other systems/databases Data Transformation Translate EDI formats into data suitable for use with company applications. Decision Making Makes informed choices based on available data and objectives Document Management Store, manage, and track all electronic documents in a centralized location Loan Processing Collect, organize, and prepare loan information to send to the lender for approval Decide 5 features ### All Features - API: Application programming interface that allows for integration with other systems/databases - Data Transformation: Translate EDI formats into data suitable for use with company applications. - Decision Making: Makes informed choices based on available data and objectives - Document Management: Store, manage, and track all electronic documents in a centralized location - Loan Processing: Collect, organize, and prepare loan information to send to the lender for approval --- Get Advice We can help you find the software with the features you need. ## Pricing ### Starting price Free trial not available Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.