# 8am CPACharge Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about 8am CPACharge Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/10021025/CPACharge --- # 8am CPACharge Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on April 27, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) 8am CPACharge ## What is 8am CPACharge? 8am CPACharge is a cloud-based payment processing solution that allows users to accept & schedule payments, access reports, and more. With affordable rates, no contracts, and easy billing features, there's a reason over 23,000+ professionals use CPACharge's payment technology. ## What is 8am CPACharge used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounting Practice Management](https://www.capterra.com/accounting-practice-management-software/) Top alternative Featured Overall rating Based on 12 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $10 Per User, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for 8am CPACharge?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.affinipay.com/&name=8am CPACharge) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### 8am CPACharge 4.7 (12) VS. [4.6 (3,327)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price $10 per user, per month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (12) Ease Of Use 4.5 (26,327) Value For Money 4.9 (12) Value For Money 4.3 (20,187) Customer Service 4.8 (12) Customer Service 4.2 (20,440) ## 8am CPACharge alternatives [4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [4.2 (2,007)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,349)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,275)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [View all alternatives](https://www.capterra.com/p/10021025/CPACharge/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Data Security 4.9 (11) 100.00% of 11 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Reporting/Analytics 4.6 (9) 88.89% of 9 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data Online Payments 5.0 (7) 100.00% of 7 reviewers that rated this feature as important or highly important Accept and process online payment transactions Payment Fraud Prevention 4.8 (4) 100.00% of 4 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. ACH Payment Processing 4.0 (3) 100.00% of 3 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Debit/Credit Card Processing 5.0 (3) 100.00% of 3 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions 8am CPACharge 22 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Create, manage, and send invoices or bills to customers Accept and process credit card transactions Add customized logos and colors to align with company branding Protect sensitive data for digital privacy Accept and process credit/debit card transactions Electronically collect payments for goods or services Software specialized for accountants and accounting firms Software specialized for certified public accountants (financial advisors) who help outside entities reach financial goals Transactions that typically involve face-to-face interactions between the payer and the payee Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Accept and process online payment transactions Allow customers to make a partial payment on an invoice and track remaining debt Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Send clickable links via text or email to collect payments from customers Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Timed notification for any upcoming task, deadline, appointment, or activity View and track pertinent metrics to find patterns and gain insights from data Securely stores data to prevent data loss or breaches Set up connections to third-party platforms to improve business processes Get Advice We can help you find the software with the features you need. Features 4.7 (12) 4.7 Based on 12 reviews ## Pricing Value for money 4.9 (12) Standard $10.00 Value for money 4.9 (12) 4.9 Based on 12 reviews ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ BQE CORE Suite](https://www.capterra.com/p/141096/BQE-Software/)[ Bill4Time](https://www.capterra.com/p/212371/Bill4Time/)[ IRS Solutions Software](https://www.capterra.com/p/176134/IRS-Solutions-Software/)[ CCH iFirm](https://www.capterra.com/p/185242/CCH-iFirm/)[ Rightworks Cloud Premier](https://www.capterra.com/p/10018634/Rightworks-OneSpace-Firm/)[ SafeSend](https://www.capterra.com/p/233757/SafeSend/)[ Fresh Proposals](https://www.capterra.com/p/237561/Fresh-Proposals/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (12) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (12) 4.8 Based on 12 reviews ## User reviews Overall rating 4.7 Based on 12 reviews Filter by rating 5(10) 4(1) 3(0) 2(1) 1(0) Mentioned topic Sorted by most recent JM Julie M. Owner Accounting ### "The Payment Processor Designed with CPA's in Mind" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 27, 2026 Overall, my experience with 8am CPACharge has been wonderful. The service has been thoughtfully designed with accountants in mind, which I really appreciate. Pros I really appreciate that 8am CPACharge does not net down deposits for fees. It makes it so much easier to reconcile deposits when they actually match the invoice amounts. Automatic deposit into my bank means I don't have to deal with requesting transfers. And I love the integration with TaxDome, although I hear that is going away later this year. If there is any way to get them to keep the integration, PLEASE do!! I DO NOT want to have to start reconciling my deposits with fees netted out, like I'll have to do with other payment processing services. Cons I do deal with some failed transactions, which can be a real headache in the middle of busy season when I don't have a lot of spare time to chase down clients AGAIN for payment. Fortunately it doesn't happen a lot, but it would be nice if it didn't happen at all. Switched from [Cash App](https://www.capterra.com/p/246167/Cash-App/) [Venmo](https://www.capterra.com/p/222572/Venmo-/) Integration with TaxDome, more professional interface, ease of use and funds transfer Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JM Jennie M. Owner Accounting ### "CPA Charge keeps me paid." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 26, 2026 Worth it! I hope to be able to stay with them. Unfortunately my program is no longer partnering with them so I am unsure how this will look going foward. I hope they stay. Pros CPA Charge keeps me paid! They help keep things in order, take good care of us if we need to call in for support and they are super easy to use. Money is available very quickly and I don't have to think about it. Cons If a payment fails in my software it still shows paid, this isn't CPA Charge necessarily, but it doesn't connect back if there is a problem with the payment. Switched from [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) taxdome offered it with the service i purchased Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DH Dan Henn, CPA, CTRTM I. President Accounting ### "Best Credit card/ACH merchant for tax professionals " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 18, 2025 Been with them for about 5 years and it has been great. This is a must have for tax professionals as it is simple, easy and reasonably priced Pros Ease of use, easy to send link to clients/prospects and easy processing. Would definitely recommend to other tax professionals Cons Dont get info on uses of software/platform as any automation. Would love faster processing of payments into my bank account Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DL Dustin L. Managing Member Accounting ### "Excellent Processing Services" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 22, 2025 Excellent customer service, support, and payment processing to speed up collections. Easy to use online application. Pros Easy to use from a provider and user standpoint and a good value for the cost of collecting the funds more timely. Customer support is always willing and able to assist quickly. Cons None. I have zero cons with the service only the rules about surcharging debit cards, but that is beyond the providers control. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SR Stefanie R. Office Manager Firm Administrator Accounting ### "CPACharge Cheerleader" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 21, 2025 My experience has been positive and CPACharge makes it easy for our Firm and our clients to pay invoices. I find that when clients complain about the surcharge for credit cards that it was them not reading properly because CPACharge makes it known in several places that there is a charge for using credit cards. BUT it is also easy to reverse charges when clients realize and it allows the transaction to be voided and a new one be processed. Pros Great customer support and it is easy for our clients to use. It makes processing our monthly automatic payments seamless and helps lessen the administrative workload on our side. Cons My experience has been that if there is anything that I need help with or don't understand, the customer support is easily available. I have only encountered one time where I wasn't able to reach a customer service agent and I know that it was a one time situation. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JS Judith S. Office Manager Accounting ### "Great overall product" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 20, 2025 I love the simplicity of the program but some tweaking and education on certain items would be good. Pros I love how easy it is to include a payment link for my out-of-town clients. The reports are easy to prepare and navigate. The site is very user-friendly. I also like that I can use the phone app when delivering to our home-bound clients. Cons It would be nice if we could tweak our payment fields terminology to make it clearer for our self-service clients. Also, some explanation of the choices in scheduling and card vault to make better choices during setup would be helpful. During busy times it would be nice to have a card swipe option. Alternatives considered [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) Reasons for choosing 8am CPACharge cost and ability to have online payment portal for clients Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DL DEYANEYRA L. Accountant Assistant Accounting ### "CPACharge Simplifies Our Monthly Client Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 17, 2025 Our overall experience with CPACharge has been excellent. The platform is user-friendly, secure, and reliable, making payment collection simple and efficient for our accounting clients each month. Pros CPACharge is very easy to use and makes client payment processing seamless. We mainly use it for Visa card transactions and ACH process automation for our recurring monthly accounting clients, and it’s been a reliable and efficient solution. Cons It doesn't accept ATM debit cards. Some seniors don't have VISA-enabled cards or credit cards in general. They only have a debit card on which they receive their Social Security deposits, and it's the only one they use to pay. Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) CPACharge is a more secure and accounting-based platform that we can use with clients, and not have a transactional fee deducted from each transaction. Is better for us when you charge monthly basis for volume and not for transactions. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SJ Sara J. Tax Professional Financial Services ### "Great Payment System" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 17, 2025 Spectacular & feels it's the best payment processing system I've used that offers FREE CPE Credits using their Platform. Pros The ability to make payment arrangements with your clients and resend a invoice to rebill customer without setting the invoice back up. Cons The obstacles experienced updating a new bank account to connect to 8am CPA Charge, though I understand the principle behind it:) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JD Joy D. Tax Preparer Accounting ### "This one is a keeper!!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 3/10 September 15, 2025 I’ve used other payment processors in the past. Each one would have something that I liked. This payment processor checks all of the boxes! Economical, ease of use, invoice function, fast deposits! Pros 8AM Cpa charge has been the easiest payment processor! It is easy to accept payments. The invoice feature is easy to use. The support is top notch! Cons I really don’t have a con or anything I do not like about CPA Charge. If I have had a problem customer support helped me quickly! Switched from [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) Integration with other programs makes it easier to manage Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reasons for choosing 8am CPACharge Support and sales teams were so helpful during onboarding Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Susan D. Proprietor Accounting ### "CPACharge makes requesting payments and getting paid easy" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 7, 2025 So far I can enjoying using CPACharge to to make sure I get paid and having a way to send a link to my clients to pay me quickly using an encrypted portal. My clients also are enjoying this way to pay me rather than having to play telephone tag to pay me over the phone if they are not here in person. Pros I really like how easy it is to send a quick invoice and request payment with a link in an email to be paid on an encrypted portal either with an echeck or a credit card. I like how I can look up payment received by month or by client. Payments are deposited quickly with the fees charged separately so it is so easy to keep track of. When I had a credit card machine, clients had to call me to enter the payment on the machine and the payments were all mixed up with so many fees all being charged on various dates. I also like that a payment in person can be entered from the portal if they client is here. I can also order a credit card machine but I chose not to. Their reports were not by client but lumped together depending on the credit card they used. Cons I wish they would all a separate line item to add a credit card fee to the payment if a client chooses to pay with a credit card instead of an echeck. I finally had to let the client know to add an extra fee to the payment if they plan to pay with a credit card and I would pay the lesser fees if they paid with an echeck. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. EH Evert H. Office Administrator Accounting ### "Glad we switched!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 1, 2025 Our change over has been smooth, and ease of use and training has been nominal even with our less tech savvy agents. Pros Ease of Use and everything is intuitive as well as auto linked to TPS with ease of payment options for our clients. The desktop has info right where you want it. Cons Swipe terminal connection isn't automatic... have to pull up in system and tell it what to expect 1st. Switched from [Merchant Services](https://www.capterra.com/p/110828/PayConex/) Price, lackluster customer service, no client access features, TONS of "fishing" charges hitting account on a daily basis... lack of security. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. GB Gregory B. Shareholder Accounting ### "Acceptable" 2.0 Overall Rating 2.0 2.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 6/10 January 7, 2025 For the most part positive except for voids and refunds Pros Ease of use & setup, website integration, fees Cons Refund procedures are deceptive; If you are on east coast and client on west coast pays but you want to refund payment, you will be charged processing fees Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor July 23, 2025 Hi Gregory, thank you for sharing your feedback on CPACharge. We’re sorry to hear that your experience didn’t meet your expectations. If you haven't already, please reach out to our support team at support@CPACharge.com so we can further look into this for you. We appreciate you being a CPACharge customer! Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)