--- title: "8am CPACharge Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about 8am CPACharge Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/10021025/CPACharge/" page_type: "product" language: "en" publication_date: "2026-09-28" --- # 8am CPACharge Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 28, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) 8am CPACharge ## What is 8am CPACharge? 8am CPACharge is a cloud-based payment processing solution that allows users to accept & schedule payments, access reports, and more. With affordable rates, no contracts, and easy billing features, there's a reason over 23,000+ professionals use CPACharge's payment technology. ## What is 8am CPACharge used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounting Practice Management](https://www.capterra.com/accounting-practice-management-software/) Top alternative Featured Overall rating Based on 18 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $10 Per User, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for 8am CPACharge?[Manage this product listing](https://www.g2.com/products/8am-cpacharge/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### 8am CPACharge 4.7 (15) VS. [4.6 (3,392)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price $10 per user, per month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (15) Ease Of Use 4.5 (26,808) Value For Money 4.9 (15) Value For Money 4.3 (20,625) Customer Service 4.8 (15) Customer Service 4.2 (20,883) ## 8am CPACharge alternatives [4.2 (407)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [4.2 (2,086)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [PayPal Payments](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,830)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,309)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [View all alternatives](https://www.capterra.com/p/10021025/CPACharge/alternatives/) ## FAQs about 8am CPACharge Overview ### Which roles and teams benefit most from 8am CPACharge? 8am CPACharge is most used by accounting firm owners, presidents, and managing members who oversee client billing and payment collection. Office administrators and managers use it to process transactions and manage payment records, while tax preparers and tax professionals collect fees for tax services and reduce manual payment follow-up. Answer based on 15 reviews Overview ### What company size and specific industries is 8am CPACharge built for? 8am CPACharge is designed for small to mid-sized accounting practices and professional services firms, especially CPAs, bookkeepers, and enrolled agents. It suits finance and tax-related businesses that need payment tools built for accounting workflows and client billing. Features and Usability ### What are the key features of 8am CPACharge? 8am CPACharge offers payment processing for ACH, credit card, debit card, digital wallet, online, and in-person payments, plus payment links and partial payments. It also includes billing and invoicing, invoice management, reminders, reporting and analytics, third-party integrations, PCI compliance, secure data storage, and customizable branding. Integrations ### Which third-party tools and platforms does 8am CPACharge integrate with? 8am CPACharge integrates with 8 third-party tools, including BQE CORE Suite, Bill4Time, CCH iFirm, Fresh Proposals, IRS Solutions Software, QuickBooks Online, Rightworks Cloud Premier, and SafeSend. These catalog integrations cover billing, accounting, tax, proposal, and cloud workflow needs for CPA and accounting practices. Getting Started and Support ### What training and onboarding options does 8am CPACharge offer? 8am CPACharge provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided setup and instruction, while documentation and videos offer self-paced reference material for reviewing features and steps as needed. Getting Started and Support ### What customer support options does 8am CPACharge offer? 8am CPACharge provides email/help desk, FAQ/forum, knowledge base, phone support, and chat. User experience with support cannot be summarized from reviewer feedback here, so only the listed channels can be confirmed. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra reviewers highlight these as the features buyers care about most when choosing payment processing software: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) 8am CPACharge supports **Data Security** and **Online Payments**, covering two of the top priorities for payment processing buyers. However, it does not include **Mobile Access**. Instead, it offers other highly rated capabilities, including **Payment Fraud Prevention** (**56%**) and **Debit/Credit Card Processing** (**52%**), which can help businesses protect transactions and accept common payment methods efficiently, providing teams with secure payment handling and more flexibility in how they collect revenue. Data Security 4.9 (14) 100.00% of 14 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 5.0 (10) 100.00% of 10 reviewers that rated this feature as important or highly important Accept and process online payment transactions Payment Fraud Prevention 4.9 (7) 100.00% of 7 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Debit/Credit Card Processing 5.0 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Reporting/Analytics 4.6 (12) 91.67% of 12 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data ACH Payment Processing 4.5 (6) 83.33% of 6 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) 8am CPACharge 24 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Credit Card Processing: Accept and process credit card transactions - Customizable Branding: Add customized logos and colors to align with company branding - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Digital Wallet Integration: The ability to process payments from a digital wallet service or other digital payment method. - Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards - Electronic Payments: Electronically collect payments for goods or services - For Accountants: Software specialized for accountants and accounting firms - For CPA Firms: Software specialized for certified public accountants (financial advisors) who help outside entities reach financial goals - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Online Payments: Accept and process online payment transactions - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Links: Send clickable links via text or email to collect payments from customers - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Secure Data Storage: Securely stores data to prevent data loss or breaches - Third-Party Integrations: Set up connections to third-party platforms to improve business processes --- Get Advice We can help you find the software with the features you need. Features 4.7 (15) 4.7 Based on 15 reviews ## Pricing Value for money 4.9 (15) Standard $10.00 Value for money 4.9 (15) 4.9 Based on 15 reviews ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ BQE CORE Suite](https://www.capterra.com/p/141096/BQE-Software/)[ Bill4Time](https://www.capterra.com/p/212371/Bill4Time/)[ IRS Solutions Software](https://www.capterra.com/p/176134/IRS-Solutions-Software/)[ CCH iFirm](https://www.capterra.com/p/185242/CCH-iFirm/)[ Rightworks Cloud Premier](https://www.capterra.com/p/10018634/Rightworks-OneSpace-Firm/)[ SafeSend](https://www.capterra.com/p/233757/SafeSend/)[ Fresh Proposals](https://www.capterra.com/p/237561/Fresh-Proposals/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (15) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (15) 4.8 Based on 15 reviews ## User reviews Overall rating 4.7 Based on 18 reviews Filter by rating Counts reflect reviews available in this feed. 5(15) 4(2) 3(0) 2(1) 1(0) Mentioned topic Recent reviews first, then most helpful DS Debi S. Bookkeeper Used the software for: Less than 1 year ### "8am CPA Charge Makes Client Payments Fast and Easy" 5.0 November 12, 2026 CPA Charge makes it really convenient to get payments from clients and have the funds deposited into our account Pros 8am CPA Charge is a great and easy way to get payment from clients. It is really helpful that they can add in the service fee so we are no longer having to pay that out of our pocket for the client to use a credit card. Cons It can be time consuming getting the link to clients however once everything has been started it becomes quicker MK Miriam K. CPA Used the software for: 3-5 years ### "Easy to Use with Recurring Charges and Great Reporting" 5.0 November 5, 2026 It is saving me time by charging my clients on custom schedules that I have set up. Anything that works well while saving me time is a win! Pros I really like how easy it is to use, along with the recurring charge feature and the range of reports available. Cons I actually haven't discovered anything that I dislike about 8am CPACharge. PR President President Used the software for: 3-5 years ### "My Favorite Merchant Service Provider" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 9, 2026 I absolutely love CPA Charge. They are my favorite merchant service provider. When I call, I get a person, and my issue is always resolved. Their team is super friendly and they really want to take care of your issue. For example, today I called because the wording on the outgoing payment link didn't reflect what I wanted. They changed it right there on the phone, in 2 seconds, and before I hung up I could already see it on my screen. Easy peasy. That's the kind of people I want to work with. They go above and beyond every time. Pros The customer service is dynamite. You get a real person on the phone and not an AI bot. I've never had to contact them about an issue with a client's payment. Everything is straightforward and the dashboards are very intuitive. It's easy. They have wonderful features like recurring transactions, secure payment links, and next day deposits. Between that and the customer service, I'm getting quite a lot for the fees I pay, which are completely reasonable and competitive. Cons I've been using CPA Charge for nearly 5 years, originally as an integration with TaxDome. In that time I have not found anything I didn't like and, in fact, am going to continue to use them rather than transfer to TaxDome Payments. OA Owner and Operator Owner and Operator Used the software for: 1-3 years ### "Great Support and Easy-to-Use Platform" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 6, 2026 Overall, CPACharge has been a reliable, professional-grade solution that fits the way accounting firms actually operate. It's clear the product was built with practitioners in mind, not just adapted from a generic payment platform. The combination of fair pricing, ease of use, and strong customer support makes it a tool I'd recommend to any firm looking to streamline how they collect client payments. Pros CPACharge has been a fantastic fit for our accounting firm. The fee structure is transparent and competitive. There are no surprise charges and they batch out fees monthly, meaning there are no difficult reconciliations. The platform itself is incredibly intuitive; onboarding took minimal time, and our team was up and running almost immediately. But what really sets CPACharge apart is their customer service. Every time we've had a question or needed support, their team has been responsive, knowledgeable, and genuinely helpful. Cons If I had to point to one area for improvement, it would be integrations. CPACharge tends to be an "afterthought" with most accounting platforms - we originally switched because of TaxDome's integration that is now sunsetting (not to the fault of CPACharge though - all TaxDome's move). Besides IRS Solutions, I don't know of any other platforms that integrate directly with CPACharge. I'd love to see broader compatibility with more widely adopted platforms particularly something like Stripe-level integration flexibility. For firms that use a mix of tools, a more expansive integration library would make CPACharge an even easier choice. OA Office Admin Office Admin Used the software for: 1-3 years ### "Office Administrator " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 29, 2026 Overall our firm truly enjoys CPACharge and are very happy with the transition. We were a bit skeptical in the beginning to link Epay to our invoices. But it was honestly the best choice and it makes billing a lot simpler. Pros I love the simplicity of the program. Everything is quick to find and easy to use. Our clients also enjoy the quick and simple payment processing. Cons So far I have no complains about the program. Prior to using 8am CPACharge, we were processing payments on our own and also updating our books. With CPA charge a client can make a payment and it will automatically update in CCH Jennie M. Owner Used the software for: 1-3 years ### "CPA Charge keeps me paid." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 30, 2026 Worth it! I hope to be able to stay with them. Unfortunately my program is no longer partnering with them so I am unsure how this will look going foward. I hope they stay. Pros CPA Charge keeps me paid! They help keep things in order, take good care of us if we need to call in for support and they are super easy to use. Money is available very quickly and I don't have to think about it. Cons If a payment fails in my software it still shows paid, this isn't CPA Charge necessarily, but it doesn't connect back if there is a problem with the payment. OW Owner Owner Used the software for: 3-5 years ### "The Payment Processor Designed with CPA's in Mind" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 30, 2026 Overall, my experience with 8am CPACharge has been wonderful. The service has been thoughtfully designed with accountants in mind, which I really appreciate. Pros I really appreciate that 8am CPACharge does not net down deposits for fees. It makes it so much easier to reconcile deposits when they actually match the invoice amounts. Automatic deposit into my bank means I don't have to deal with requesting transfers. And I love the integration with TaxDome, although I hear that is going away later this year. If there is any way to get them to keep the integration, PLEASE do!! I DO NOT want to have to start reconciling my deposits with fees netted out, like I'll have to do with other payment processing services. Cons I do deal with some failed transactions, which can be a real headache in the middle of busy season when I don't have a lot of spare time to chase down clients AGAIN for payment. Fortunately it doesn't happen a lot, but it would be nice if it didn't happen at all. PR President President Used the software for: 1-3 years ### "Best Credit card/ACH merchant for tax professionals " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 20, 2025 Been with them for about 5 years and it has been great. This is a must have for tax professionals as it is simple, easy and reasonably priced Pros Ease of use, easy to send link to clients/prospects and easy processing. Would definitely recommend to other tax professionals Cons Dont get info on uses of software/platform as any automation. Would love faster processing of payments into my bank account Accountant, Billing Manager, Payroll Manager, and Office Manager Used the software for: 5+ years 4.5 November 9, 2026 AI summary based on a full review The software provides a user-friendly experience for sending invoices and receiving payments, making it a top choice for credit card processing. However, the lack of payment notifications requires the reviewer to manually check the website for updates. Log in to unlock the full review, detailed ratings, and pros & cons Owner Used the software for: 3-5 years 5.0 November 6, 2026 AI summary based on a full review This software delivers a seamless charging experience with its speed and ease of use, particularly benefiting those who utilize recurring billing. A minor limitation mentioned is the need for better integration with QuickBooks Online. Log in to unlock the full review, detailed ratings, and pros & cons Susan L. D. Proprietor Used the software for: Less than 1 year ### "CPACharge makes requesting payments and getting paid easy" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 8, 2025 So far I can enjoying using CPACharge to to make sure I get paid and having a way to send a link to my clients to pay me quickly using an encrypted portal. My clients also are enjoying this way to pay me rather than having to play telephone tag to pay me over the phone if they are not here in person. Pros I really like how easy it is to send a quick invoice and request payment with a link in an email to be paid on an encrypted portal either with an echeck or a credit card. I like how I can look up payment received by month or by client. Payments are deposited quickly with the fees charged separately so it is so easy to keep track of. When I had a credit card machine, clients had to call me to enter the payment on the machine and the payments were all mixed up with so many fees all being charged on various dates. I also like that a payment in person can be entered from the portal if they client is here. I can also order a credit card machine but I chose not to. Their reports were not by client but lumped together depending on the credit card they used. Cons I wish they would all a separate line item to add a credit card fee to the payment if a client chooses to pay with a credit card instead of an echeck. I finally had to let the client know to add an extra fee to the payment if they plan to pay with a credit card and I would pay the lesser fees if they paid with an echeck. Greg B. Shareholder Used the software for: 3-5 years ### "Acceptable" 2.0 Overall Rating 2.0 2.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 6/10 January 9, 2025 For the most part positive except for voids and refunds Pros Ease of use & setup, website integration, fees Cons Refund procedures are deceptive; If you are on east coast and client on west coast pays but you want to refund payment, you will be charged processing fees AA Accountant Assistant Accountant Assistant Used the software for: 1-3 years ### "CPACharge Simplifies Our Monthly Client Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 23, 2025 Our overall experience with CPACharge has been excellent. The platform is user-friendly, secure, and reliable, making payment collection simple and efficient for our accounting clients each month. Pros CPACharge is very easy to use and makes client payment processing seamless. We mainly use it for Visa card transactions and ACH process automation for our recurring monthly accounting clients, and it’s been a reliable and efficient solution. Cons It doesn't accept ATM debit cards. Some seniors don't have VISA-enabled cards or credit cards in general. They only have a debit card on which they receive their Social Security deposits, and it's the only one they use to pay. OM Office Manager Office Manager Used the software for: 3-5 years ### "Great overall product" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 24, 2025 I love the simplicity of the program but some tweaking and education on certain items would be good. Pros I love how easy it is to include a payment link for my out-of-town clients. The reports are easy to prepare and navigate. The site is very user-friendly. I also like that I can use the phone app when delivering to our home-bound clients. Cons It would be nice if we could tweak our payment fields terminology to make it clearer for our self-service clients. Also, some explanation of the choices in scheduling and card vault to make better choices during setup would be helpful. During busy times it would be nice to have a card swipe option. OM Office Manager Firm Administrator Office Manager Firm Administrator Used the software for: 3-5 years ### "CPACharge Cheerleader" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 24, 2025 My experience has been positive and CPACharge makes it easy for our Firm and our clients to pay invoices. I find that when clients complain about the surcharge for credit cards that it was them not reading properly because CPACharge makes it known in several places that there is a charge for using credit cards. BUT it is also easy to reverse charges when clients realize and it allows the transaction to be voided and a new one be processed. Pros Great customer support and it is easy for our clients to use. It makes processing our monthly automatic payments seamless and helps lessen the administrative workload on our side. Cons My experience has been that if there is anything that I need help with or don't understand, the customer support is easily available. I have only encountered one time where I wasn't able to reach a customer service agent and I know that it was a one time situation. EH Evert H. Office Administrator Used the software for: Less than 1 year ### "Glad we switched!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 4, 2025 Our change over has been smooth, and ease of use and training has been nominal even with our less tech savvy agents. Pros Ease of Use and everything is intuitive as well as auto linked to TPS with ease of payment options for our clients. The desktop has info right where you want it. Cons Swipe terminal connection isn't automatic... have to pull up in system and tell it what to expect 1st. TP Tax Professional Tax Professional Used the software for: 1-3 years ### "Great Payment System" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 23, 2025 Spectacular & feels it's the best payment processing system I've used that offers FREE CPE Credits using their Platform. Pros The ability to make payment arrangements with your clients and resend a invoice to rebill customer without setting the invoice back up. Cons The obstacles experienced updating a new bank account to connect to 8am CPA Charge, though I understand the principle behind it:) MM Managing Member Managing Member Used the software for: Less than 1 year ### "Excellent Processing Services" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 24, 2025 Excellent customer service, support, and payment processing to speed up collections. Easy to use online application. Pros Easy to use from a provider and user standpoint and a good value for the cost of collecting the funds more timely. Customer support is always willing and able to assist quickly. Cons None. I have zero cons with the service only the rules about surcharging debit cards, but that is beyond the providers control. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.