---
title: "NMI Payment Gateway Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about NMI Payment Gateway Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more."
source_url: "https://www.capterra.com/p/10022250/Payment-Gateway/"
page_type: "product"
language: "en"
---

# 

 NMI Payment Gateway Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on September 14, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)

NMI Payment Gateway

## What is NMI Payment Gateway?

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Unlike proprietary gateways tied to single processors, NMI gives control over branding, pricing and merchant relationships. With 150+ processor connections, 125+ shopping cart integrations, and support for 235K+ payment devices, it provides unmatched flexibility across retail, mobile, online, and unattended channels. Partners can build custom routing strategies and scale without vendor lock-in. Value-added tools like Shopify integration for embedded commerce and Bill Connect for syncing with QuickBooks and Xero extend functionality. Additional modules such as network tokenization, recurring billing, and fraud prevention enable tailored solutions. NMI Gateway transforms payments from a backend service into a customizable, revenue-generating platform that powers long-term merchant relationships.

## What is NMI Payment Gateway used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Top alternative

Featured

Overall rating

Based on 0 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$100

Per Feature, Per Month

Free trial  
not available

Free version not included

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for NMI Payment Gateway?[Manage this product listing](https://www.g2.com/products/nmi-payment-gateway/claim_requests/new?auto=true)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### NMI Payment Gateway

0.0

VS.

[4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/)

Starting Price

$100

Per Feature, Per Month

Starting Price

$23.99

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

0.0 (0)

Ease Of Use

4.6 (26,637)

Value For Money

0.0 (0)

Value For Money

4.6 (20,476)

Customer Service

0.0 (0)

Customer Service

4.6 (20,734)

## NMI Payment Gateway alternatives

[4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,659)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/207944/PayPal/)

Highest Rated

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

[4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

95%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/222572/Venmo-/)

[Stripe](https://www.capterra.com/p/123889/Stripe/)

[4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

93%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/123889/Stripe/)

## FAQs about NMI Payment Gateway

Overview

### What company size and specific industries is NMI Payment Gateway built for?

NMI Payment Gateway is designed for ISOs, software companies, SaaS platforms, banks, and payment facilitators (PayFacs) that need payment processing capabilities. It is best suited to organizations in the financial services, software, and payments sectors rather than a single company size, since the target audience is defined by business type.

Features and Usability

### What are the key features of NMI Payment Gateway?

NMI Payment Gateway offers ACH payment processing, debit and credit card processing, digital wallet payments, and online, mobile, and in-person payments. It also includes recurring and subscription billing, billing and invoicing, payment links, multi-currency support, fraud prevention, PCI compliance, reporting and analytics, and payment gateway integration.

Pricing

### How much does it cost and what fees or limitations are included?

NMI Payment Gateway starts at $100 per month per feature under its Standard pricing plan. Pricing is customized, with individual quotes based on required features and usage. Included capabilities can cover automatic card updater, cash processing, electronic invoicing, fraud protection, Level III, Payer Authentication 2.0, Shopify integration, Tap to Pay, and Text to Pay.

Integrations

### Which third-party tools and platforms does NMI Payment Gateway integrate with?

NMI Payment Gateway integrates with 4 third-party tools, including AUTHVIA, Biller Genie, Kount, and Shopify. These integrations cover payment security, billing automation, fraud prevention, and e-commerce checkout connections.

Getting Started and Support

### What training and onboarding options does NMI Payment Gateway offer?

NMI Payment Gateway provides live online training, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided instruction, while documentation and videos offer reference material and step-by-step learning for setup and ongoing use.

Getting Started and Support

### What customer support options does NMI Payment Gateway offer?

NMI Payment Gateway provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, 24/7 Live Rep, and Chat. No reviewer feedback about support is available in the catalog data, so user experience details such as response speed, helpfulness, or common frustrations cannot be confirmed.

## Features

AI summary

Based on 17,640 Payment Processing reviews

Capterra data shows that buyers of payment processing software rank the following features as their top priorities:

-   **Data Security** (**58%** of reviewers rated this feature as critical)
-   **Online Payments** (**55%**)
-   **Mobile Access** (**53%**)

NMI Payment Gateway supports **Data Security** and **Online Payments**, giving businesses a way to protect transaction data and accept payments through digital channels. However, it does not include **Mobile Access**. Instead, it offers other important capabilities that reviewers also value, including **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**). These features help businesses reduce payment risk, process card transactions efficiently, and accept payments on the go, allowing teams to manage transactions with more confidence and flexibility.

ACH Payment Processing

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Activity Dashboard

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts/Notifications

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

API

Application programming interface that allows for integration with other systems/databases

Billing & Invoicing

Create, manage, and send invoices or bills to customers

Customizable Branding

Add customized logos and colors to align with company branding

NMI Payment Gateway 25 features

### All Features
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges
- API: Application programming interface that allows for integration with other systems/databases
- Billing & Invoicing: Create, manage, and send invoices or bills to customers
- Customizable Branding: Add customized logos and colors to align with company branding
- Data Security: Protect sensitive data for digital privacy
- Debit/Credit Card Processing: Accept and process credit/debit card transactions
- Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards
- eCommerce Integration: Integrates with eCommerce systems
- In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee
- Mobile Payments: Clients can submit payments via mobile devices
- Multi-Currency: Manage and handle various international currencies
- Multiple Payment Options: Process payments via multiple modes directly through the application
- Online Payments: Accept and process online payment transactions
- Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.
- Payment Gateway Integration: Integration with payment gateways to facilitate online transactions
- Payment Links: Send clickable links via text or email to collect payments from customers
- PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)
- Point of Sale (POS) Integration: Integrates with point of sale (POS) systems
- Real-Time Data: Receive data and information in real time
- Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service
- Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data
- Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information
- Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities

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## Pricing

[View pricing plan details](https://www.capterra.com/p/10022250/Payment-Gateway/pricing/)

Standard pricing

$100.00

Per Feature,Per Month

It includes:

-   Fraud protection
-   Electronic invoicing
-   Level III
-   Cash processing
-   Text to Pay
-   Tap to Pay
-   Shopify integration
-   Automatic card updater
-   Payer authentication 2.0

## Integrations

[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

Kount](https://www.capterra.com/p/226974/Kount/)[

Biller Genie](https://www.capterra.com/p/176347/Biller-Genie/)[

AUTHVIA](https://www.capterra.com/p/10013767/AUTHVIA/)

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## Support, customer service and training options

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

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