--- title: "Cobalt Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Cobalt Software - reviews, pricing plans, popular comparisons to other Billing and Invoicing products and more." source_url: "https://www.capterra.com/p/10024738/Cobalt/" page_type: "product" language: "en" --- # Cobalt Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Cobalt ## What is Cobalt? Cobalt is an invoicing and accounting software for small businesses and freelancers in New Zealand. The software enables users to create and send customized invoices, accept online payments, track expenses, generate reports, and manage contacts. Key features include invoice templates, recurring invoices, reminders for overdue invoices, expense tracking with categorization, financial dashboard, and Stripe integration for online payments. Cobalt provides an easy-to-use solution to streamline financial operations for Kiwi businesses. ## What is Cobalt used for? [Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 1 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price NZ$10 Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Cobalt?[Manage this product listing](https://www.g2.com/products/cobalt-2025-08-05/claim_requests/new?auto=true) ## Cobalt Overview Updated September 2026 AI summary Cobalt is a cloud-based billing and invoicing solution designed for freelancers, contractors, and small businesses. It enables users to create and process invoices, manage clients, track time and expenses, and handle recurring billing with online payment and credit card processing via Stripe. Features like real-time reporting, workflow automation, and customizable branding support efficient financial operations. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Cobalt 5.0 (1) VS. [4.6 (1,486)](https://www.capterra.com/p/127994/Jobber/reviews/) Starting Price NZ$10 Per Month Starting Price $39 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (1) Ease Of Use 4.6 (26,641) Value For Money 5.0 (1) Value For Money 4.4 (20,480) Customer Service 5.0 (1) Customer Service 4.6 (20,738) ## Cobalt alternatives [4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [4.2 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars Highest Rated [4.7 (1,747)](https://www.capterra.com/p/105428/Clio/reviews/) Starting price $49.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) ## FAQs about Cobalt Overview ### What company size and specific industries is Cobalt built for? Cobalt is designed for freelancers, contractors, sole traders, and small businesses. It targets independent professionals and smaller organizations rather than mid-market or enterprise teams, making it a fit for solo operators and small company environments across a range of service-based work. Features and Usability ### What are the key features of Cobalt? Cobalt offers invoicing and billing features such as invoice creation, online invoicing, invoice history, recurring/subscription billing, payment processing, and credit card processing. It also includes time and expense tracking, client management, document management, real-time reporting, workflow automation, customizable invoices, and tax calculation for financial operations. Pricing ### How much does it cost and what fees or limitations are included? Cobalt starts at NZD 10.0 per month for the Basic plan, which adds a higher invoice allowance and discounted Stripe payments. The Professional plan costs NZD 20.0 per month and includes the same discounts with a higher invoice allowance. A free version and free trial are available. Integrations ### Which third-party tools and platforms does Cobalt integrate with? Cobalt connects natively to Stripe for payment processing and billing workflows. Getting Started and Support ### What training and onboarding options does Cobalt offer? Cobalt provides live online training and documentation to help teams get started. Live online sessions support guided setup and direct instruction, while documentation gives written reference material for self-paced review of features, steps, and product details. Getting Started and Support ### What customer support options does Cobalt offer? Cobalt offers email/help desk support and FAQ/forum resources for users needing help. Support is presented through written channels only, so assistance is centered on tickets and self-service guidance. No reviewer feedback is available here to describe response times, helpfulness, or common support frustrations. ## Features AI summary Based on 16,388 Billing and Invoicing reviews Capterra reviewers highlight these as the features buyers value most when choosing billing and invoicing software: - **Invoice Processing** (**53%** of reviewers rated this feature as critical) - **Invoice Creation** (**55%**) - **Quotes/Estimates** (**55%**) Cobalt supports **Invoice Processing** and **Invoice Creation**, giving businesses the tools to handle billing workflows and generate invoices efficiently. However, it does not include **Quotes/Estimates**. Instead, it offers other important billing and invoicing features, including **Online Invoicing** (**51%**), **Invoice History** (**44%**), and **Payment Processing** (**52%**). These capabilities help businesses manage digital billing, keep track of past transactions, and collect payments more efficiently, allowing teams to maintain accurate records and improve cash flow. Invoice Creation 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create invoices from scratch or have recurring invoices Online Invoicing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create, send, and view electronic invoices Reminders 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Timed notification for any upcoming task, deadline, appointment, or activity Reporting & Statistics 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Tax Calculation 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Calculate tax and make deductions on gross income from sources like wages, investments or self-employment Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Cobalt 21 features ### All Features - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Client Management: Manage contact details and communication with clients - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Credit Card Processing: Accept and process credit card transactions - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Invoices: Invoices that can be tailored according to company's branding, payment terms and personalized information - Document Management: Store, manage, and track all electronic documents in a centralized location - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Invoice Creation: Create invoices from scratch or have recurring invoices - Invoice History: Store and view prior invoices for each account/client - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Online Invoicing: Create, send, and view electronic invoices - Payment Processing: Accept, record, and reconcile financial transactions - Real-Time Data: Receive data and information in real time - Real-Time Reporting: Active reporting of data and metrics - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Tax Calculation: Calculate tax and make deductions on gross income from sources like wages, investments or self-employment - Time & Expense Tracking: Log and record hours worked and costs spent to assist in billing and invoicing - Workflow Automation: Streamlining repetitive tasks and activities through automated and predefined workflows --- Get Advice We can help you find the software with the features you need. Features 5.0 (1) 5.0 Based on 1 reviews ## Pricing Value for money 5.0 (1) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/10024738/Cobalt/pricing/) Free NZ$0.00 It includes: - Invoicing - Recurring invoices - Expense management - Stripe payments - Multi-company Basic NZ$10.00 Per Month It includes: - Invoicing - Recurring invoices - Expense management - Stripe payments - Multi-company Professional NZ$20.00 Per Month It includes: - Invoicing - Recurring invoices - Expense management - Stripe payments - Multi-company Value for money 5.0 (1) 5.0 Based on 1 reviews ## Integrations [ Stripe](https://www.capterra.com/p/123889/Stripe/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (1) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (1) 5.0 Based on 1 reviews ## User reviews Overall rating 5.0 Based on 1 reviews Filter by rating 5(1) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent Sarah T. Administrator Electrical/Electronic Manufacturing ### "Easy-to-use, intuitive app for business accounting!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 27, 2025 An awesome app. We will be recommending to anyone who needs an easy-to-use app for business accounting. Also it has been great to support a snall NZ business! Pros We have been using the Cobalt app for my small business accounting, and it has been fantastic! The app is easy to use, with an intuitive user interface. It is simple to add expenses and create invoices, and the app generates different reports, which makes tracking finances and submitting GST returns straightforward. The app comes packed with lots of useful features, and the owner is always happy to help if you have any questions. Highly recommend for any small business owner in New Zealand! Cons No issues so far! It would be helpful to have an option to calculate the GST from the GST-inclusive amount, but Cobalt has a GST calculator that makes this super simple anyway! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.