# Cobalt Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Cobalt Software - reviews, pricing plans, popular comparisons to other Billing and Invoicing products and more. Source: https://www.capterra.com/p/10024738/Cobalt --- # Cobalt Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on June 3, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Cobalt ## What is Cobalt? Cobalt is an invoicing and accounting software for small businesses and freelancers in New Zealand. The software enables users to create and send customized invoices, accept online payments, track expenses, generate reports, and manage contacts. Key features include invoice templates, recurring invoices, reminders for overdue invoices, expense tracking with categorization, financial dashboard, and Stripe integration for online payments. Cobalt provides an easy-to-use solution to streamline financial operations for Kiwi businesses. ## What is Cobalt used for? [Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 1 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price NZ$10 Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Cobalt?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://cobaltapp.nz&name=Cobalt) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Cobalt 5.0 (1) VS. [4.6 (1,463)](https://www.capterra.com/p/127994/Jobber/reviews/) Starting Price NZ$10 Per Month Starting Price $39 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (1) Ease Of Use 4.6 (26,482) Value For Money 5.0 (1) Value For Money 4.4 (20,330) Customer Service 5.0 (1) Customer Service 4.6 (20,586) ## Cobalt alternatives [4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars Highest Rated [4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [4.2 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) ## FAQs about Cobalt Overview ### What company size and specific industries is Cobalt built for? Cobalt is designed for freelancers, contractors, sole traders, and small businesses. It is best suited to independent professionals and very small teams rather than mid-market or enterprise organizations, and the vendor description does not specify any particular industry or sector focus. Features and Usability ### What are the key features of Cobalt? Cobalt offers activity dashboards, client management, and a contact database for organizing customer information. It includes invoice creation, customizable invoices, online invoicing, invoice history, and recurring billing, plus payment processing, credit card processing, tax calculation, time and expense tracking, document management, real-time reporting, and workflow automation. Pricing ### How much does it cost and what fees or limitations are included? Cobalt starts at NZD 10 per month for the Basic plan, which includes all Free Plan features plus a higher invoice allowance and a discounted Stripe payment rate. The Professional plan costs NZD 20 per month and adds a higher invoice allowance again. A free version and free trial are available. Integrations ### Which third-party tools and platforms does Cobalt integrate with? Cobalt connects natively to Stripe for payment processing and billing workflows. Getting Started and Support ### What training and onboarding options does Cobalt offer? Cobalt provides live online training and documentation to help teams get started. Live online sessions support guided setup and instruction, while documentation gives written reference material for self-paced review and step-by-step support when learning features or checking procedures. Getting Started and Support ### What customer support options does Cobalt offer? Cobalt provides email/help desk support and FAQ/forum resources for users who need help. Users can submit questions through the help desk or look for answers in the FAQ and forum materials. No reviewer feedback is available here, so support experience details are not described. ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Invoice Creation 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create invoices from scratch or have recurring invoices Online Invoicing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create, send, and view electronic invoices Reminders 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Timed notification for any upcoming task, deadline, appointment, or activity Reporting & Statistics 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Tax Calculation 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Calculate tax and make deductions on gross income from sources like wages, investments or self-employment Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Cobalt 21 features Dashboard to view the status of ongoing processes, identify current incidents and track past activities Manage contact details and communication with clients Centralized database of stakeholders and their contact information such as names, address, phone number etc. Accept and process credit card transactions Add customized logos and colors to align with company branding Invoices that can be tailored according to company's branding, payment terms and personalized information Store, manage, and track all electronic documents in a centralized location Plan, manage, and track the financial activities of an individual or organization Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Creation, processing, verification, and execution of invoices till the payment is made Create, send, and view electronic invoices Accept, record, and reconcile financial transactions Receive data and information in real time Active reporting of data and metrics Automated process of charging customers at regular intervals for repeated access or use of a product or service Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Calculate tax and make deductions on gross income from sources like wages, investments or self-employment Log and record hours worked and costs spent to assist in billing and invoicing Streamlining repetitive tasks and activities through automated and predefined workflows Get Advice We can help you find the software with the features you need. Features 5.0 (1) 5.0 Based on 1 reviews ## Pricing Value for money 5.0 (1) Free Trial Free Version Free NZ$0.00 It includes: - Invoicing - Recurring invoices - Expense management - Stripe payments - Multi-company Basic NZ$10.00 Per Month It includes: - Invoicing - Recurring invoices - Expense management - Stripe payments - Multi-company Professional NZ$20.00 Per Month It includes: - Invoicing - Recurring invoices - Expense management - Stripe payments - Multi-company Value for money 5.0 (1) 5.0 Based on 1 reviews ## Integrations [ Stripe](https://www.capterra.com/p/123889/Stripe/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (1) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (1) 5.0 Based on 1 reviews ## User reviews Overall rating 5.0 Based on 1 reviews Filter by rating 5(1) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent Sarah T. Administrator Electrical/Electronic Manufacturing ### "Easy-to-use, intuitive app for business accounting!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 27, 2025 An awesome app. We will be recommending to anyone who needs an easy-to-use app for business accounting. Also it has been great to support a snall NZ business! Pros We have been using the Cobalt app for my small business accounting, and it has been fantastic! The app is easy to use, with an intuitive user interface. It is simple to add expenses and create invoices, and the app generates different reports, which makes tracking finances and submitting GST returns straightforward. The app comes packed with lots of useful features, and the owner is always happy to help if you have any questions. Highly recommend for any small business owner in New Zealand! Cons No issues so far! It would be helpful to have an option to calculate the GST from the GST-inclusive amount, but Cobalt has a GST calculator that makes this super simple anyway! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. 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