# Finexer Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Finexer Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more.

Source: https://www.capterra.com/p/10025923/Finexer

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# 

 Finexer Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 17, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Finexer

## What is Finexer?

Finexer is a top Open Banking provider in the UK, offering a fully FCA-regulated API platform that enables businesses to access real-time financial data and process instant bank payments securely. Our enterprise-grade APIs help businesses simplify financial operations, reduce costs, and improve cash flow by directly connecting to all UK banks. With 3x faster deployment than competitors, Finexer delivers a frictionless Open Banking experience, making it ideal for accounting software, payroll platforms, financial services, and payment processors looking for a scalable and compliant solution. Finexer’s Payment Initiation Service (PIS) APIs help businesses collect payments seamlessly while reducing fraud risks. Turn raw bank data into actionable insights with Finexer’s Account Information Service (AIS) APIs. Gain access to real-time transaction data, balance insights, and account authentication to streamline financial operations.

## What is Finexer used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Banking Systems](https://www.capterra.com/banking-systems-software/)

Top alternative

Featured

Overall rating

Based on 5 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

£100

Usage Based, Per Month

Free trial  
not available

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Finexer

5.0 (5)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

£100

Usage Based, Per Month

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

5.0 (5)

Ease Of Use

4.5 (26,258)

Value For Money

5.0 (5)

Value For Money

4.4 (20,120)

Customer Service

4.8 (5)

Customer Service

4.2 (20,377)

## Finexer alternatives

[4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,280)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

[Learn More](https://www.capterra.com/p/207944/PayPal/)

Highest Rated

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

[4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/222572/Venmo-/)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[4.7 (2,670)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[View all alternatives](https://www.capterra.com/p/10025923/Finexer/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Online Payments

5.0 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Real-Time Data

5.0 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Receive data and information in real time

Transaction Monitoring

5.0 (4)

75.00% of 4 reviewers that rated this feature as important or highly important

Monitor or audit historical and current transactions to analyze customer account activities

Activity Dashboard

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

API

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Application programming interface that allows for integration with other systems/databases

Data Security

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Protect sensitive data for digital privacy

Finexer 25 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Application programming interface that allows for integration with other systems/databases

Verify the identity of users/devices to enable secure access

Track and report regulatory data to either internal management or external stakeholders

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Back-end system that processes daily banking transactions and posts updates to accounts and other financial records.

Record customer information, purchase history, and other notes

Protect sensitive data for digital privacy

Electronically collect payments for goods or services

Identify and prevent suspicious activity

Observe and track the demand, usage, progress or quality of a system, product, or user

Ability to manage transactions online with a mobile device or computer.

Accept and process online payment transactions

Analyze and gain insights into data in real-time

Receive data and information in real time

Active monitoring of systems, applications, or networks

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Set & manage permission levels based on user roles and restrict access to only authorized individuals

Set up connections to third-party platforms to improve business processes

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Extra layer of security that requires not only a password and username but also something specific to that user

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Create, design and manage workflows for repetitive tasks

Get Advice

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Features

5.0 (5)

5.0

Based on 5 reviews

## Pricing

Value for money

5.0 (5)

Free Version

Finexer Pricing

£100.00

Usage Based,Per Month

Value for money

5.0 (5)

5.0

Based on 5 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.8 (5)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.8 (5)

4.8

Based on 5 reviews

## User reviews

Overall rating

5.0

Based on 5 reviews

Filter by rating

5(5)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

RK

Rory K.

Payment ops

Computer Software

### "Solid for Matching and Data Consistency"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 19, 2026

It’s been a steady part of our day-to-day operations. Not completely frictionless, but predictable enough that we can rely on it without constant manual intervention.

Pros

The transaction data is generally well-structured, which makes it easier to feed into our reconciliation workflows without heavy transformation. APIs are consistent, and reference fields are usable enough to keep automated matching rates fairly high.

Cons

It’s UK-based and primarily supports EU currencies, which works for our current needs but could need consideration if expanding into other regions.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CW

Caleb W.

data integration lead

Computer Software

### "Good foundation for EU-focused financial data pipelines"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 17, 2026

Finexer is a practical choice for teams working mainly with EU banking data and looking to simplify ingestion and reconciliation. It doesn’t eliminate all edge cases, but it significantly reduces the effort needed to get usable transaction data into your system.

Pros

Transaction data is consistently structured, which makes reconciliation and downstream processing much easier to manage. The API is stable enough that once integrations are in place, they don’t require constant fixes. It also helps reduce the amount of manual cleanup typically needed with raw bank data.

Cons

Being UK-based and focused on EU currencies, it’s better suited for European use cases rather than platforms needing broad global currency coverage.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

VH

Victoria H.

Senior financial advisor

Financial Services

### "Makes Financial Reviews Much Easier"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 15, 2026

A useful tool for advisory teams needing accurate client banking information. It helps simplify data collection and supports smoother, more efficient financial review processes.

Pros

Finexer helps retrieve real-time client banking data quickly, which makes onboarding and periodic financial reviews far more efficient. It cuts down on manual document collection and keeps financial information up to date.

Cons

At the moment the platform is focused on the UK market, so international banking access isn’t available yet. However, the UK coverage is solid and works reliably with supported banks.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AS

Amy S.

Director

Accounting

### "Strong open-banking support for accurate affordability decisions"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

February 19, 2026

From my perspective at Polar Credit, Finexer has improved both speed and quality of affordability checks, making it a valuable part of our assessment process.

Pros

Finexer gives us fast, permissioned access to bank data, making income verification and spending pattern analysis much clearer. It cuts down manual reviews and helps us assess affordability with greater confidence.

Cons

Its focus on EU banks means it’s best suited to regional lending models rather than global ones. But they have the capability for expansion soon.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TK

Toye K.

Director

Computer Software

### "Powerful, Reliable, and Easy to Integrate"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

October 24, 2025

Pros

What I liked most about Finexer is its powerful yet easy-to-use API. The documentation is clear, integration is straightforward, and it gives developers full flexibility to manage payments, transfers, and banking data in real time. The platform itself is intuitive, with fast and reliable payment processing, smooth money transfers, and responsive customer support. Combined with fair pricing and ongoing product improvements, Finexer delivers excellent value for businesses that want both simplicity and strong developer capabilities.

Cons

It’s hard to find much to dislike about Finexer, but if anything, I’d say the main drawback is that their API documentation isn’t publicly available like some other providers. It’s not a major issue, once you gain access, the docs are clear and easy to work with, but having them public would make initial exploration and evaluation much smoother for developers.

Alternatives considered

[Plaid](https://www.capterra.com/p/174384/Plaid/)

Reasons for choosing Finexer

More startup friendly from a cost and setup perspective.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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