--- title: "PhonePe Payment Gateway Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about PhonePe Payment Gateway Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/10027485/PhonePe-Payment-Gateway/" page_type: "product" language: "en" --- # PhonePe Payment Gateway Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 24, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) PhonePe Payment Gateway ## What is PhonePe Payment Gateway? PhonePe Payment Gateway offers businesses a secure and high-performance payment solution to accept online payments. It supports UPI, credit/debit cards & net banking, ensuring a smooth and fast payment experience. Built on PhonePe’s robust technology, it offers industry-leading success rates, 99.9% uptime through dynamic routing, and seamless integration with your websites or apps. Businesses can get started effortlessly, with instant, paperless onboarding, and dedicated support. From the first click to the final transaction, PhonePe Payment Gateway streamlines your payment journey, so you can focus on scaling your business. ## What is PhonePe Payment Gateway used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 2 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PhonePe Payment Gateway?[Manage this product listing](https://www.g2.com/products/phonepe-payment-gateway/claim_requests/new?auto=true) ## PhonePe Payment Gateway Overview Updated September 2026 AI summary PhonePe Payment Gateway provides businesses of all sizes with tools to manage digital payments, offering support for online, in-person, and mobile transactions. It includes essential features such as ACH and card processing, fraud prevention, and recurring billing, while also enabling digital wallet payments, multi-currency support, and integration options. The solution is accessible via cloud, web, and desktop platforms. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PhonePe Payment Gateway 5.0 (2) VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price Contact vendor Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (2) Ease Of Use 4.6 (26,641) Value For Money 4.5 (2) Value For Money 4.6 (20,480) Customer Service 5.0 (2) Customer Service 4.6 (20,738) ## PhonePe Payment Gateway alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) ## FAQs about PhonePe Payment Gateway Overview ### What company size and specific industries is PhonePe Payment Gateway built for? PhonePe Payment Gateway is designed for businesses of all sizes, including small and medium-sized businesses as well as large enterprises. It is suitable for companies across different sectors that need a payment gateway for online transactions and collections. Features and Usability ### What are the key features of PhonePe Payment Gateway? PhonePe Payment Gateway offers debit and credit card processing, digital wallet payments, mobile payments, ACH payment processing, and recurring or subscription billing. It also includes payment links, eCommerce integration, API access, reporting and analytics, transaction monitoring, fraud prevention, PCI compliance, and multi-currency support. Integrations ### Which third-party tools and platforms does PhonePe Payment Gateway integrate with? PhonePe Payment Gateway integrates with Shopify and WooCommerce for ecommerce checkout and payment collection. These native platform connections cover the main storefront tools listed in the catalog, giving merchants two direct integration options for online selling. Getting Started and Support ### What customer support options does PhonePe Payment Gateway offer? PhonePe Payment Gateway provides FAQ/Forum, a Knowledge Base, 24/7 Live Rep, and Chat. With no reviewer feedback available on support, user experience cannot be assessed here. The listed channels suggest multiple ways to find help, but no reliable claims can be made about response times or helpfulness. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) PhonePe Payment Gateway supports **Data Security** and **Online Payments**, giving businesses a way to protect transaction data while accepting digital payments efficiently. However, it does not include **Mobile Access**. Instead, it offers other highly rated capabilities, including **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**), helping businesses reduce payment risk, accept common card transactions, and serve customers who prefer to pay on their phones. Mobile Payments 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Multiple Payment Options 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Process payments via multiple modes directly through the application Self Service Portal 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Online portal through which end users can access the system, manage tasks, or obtain information Real-Time Data 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Receive data and information in real time Status Tracking 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Track the status over time for a request, process, asset, or transaction ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) PhonePe Payment Gateway 22 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Customizable Branding: Add customized logos and colors to align with company branding - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards - eCommerce Integration: Integrates with eCommerce systems - Mobile Payments: Clients can submit payments via mobile devices - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Links: Send clickable links via text or email to collect payments from customers - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Real-Time Data: Receive data and information in real time - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 4.5 (2) 4.5 Based on 2 reviews ## Pricing Value for money 4.5 (2) Standard Plan 1.95% per transaction Enterprise Plan Custom Quote Available It includes: - Priority onboarding - Dedicated account manager Value for money 4.5 (2) 4.5 Based on 2 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (2) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (2) 5.0 Based on 2 reviews ## User reviews Overall rating 5.0 Based on 2 reviews Filter by rating 5(2) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent MA Mohammed A. Article assistant Management Consulting ### "Business companion for small and medium enterprises " 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 February 14, 2025 Overall I had great experience with phone payment gateway, tracking daily sales, cost effectiveness, business companion . Pros The thing which I liked most about Phonepe payment gateway was the user interface which makes it easy to understand and use for every age groups. Tracking the sales day-to-day helps for budget, decision making. Notification of payment through speakers helpful for us. Cons Speakers provided by company have lot of malfunction and not effective. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User Territory sales officer Dairy ### "Phonepay best " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 21, 2025 Easy to transfer money form one side to other side. Best to manage amount. Pros Easy to transfer money. Simple to handle. Cons Transaction option on last. Rewards are not useful. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.