# Flute Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Flute Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/10029699/ARISE/ --- # Flute Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on July 20, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Flute ## What is Flute? A payments and commerce platform built for growing businesses and the software companies that serve them. Card-present, card-not-present, ACH, tap to pay, and digital wallet payments run in one system, alongside branded invoicing, recurring billing, and a secure customer vault. Surcharging, dual pricing, and cash discounting help offset card fees. A redesigned dashboard provides near-real-time reporting, while next-day funding and instant payouts speed up cash flow. Working capital loans are available to support growing businesses. Software platforms can embed payments through a single API and a hosted checkout experience. PCI DSS Level 1 compliance, network tokenization, encryption, and fraud monitoring run in the background, backed by U.S.-based support for setup and beyond. ## What is Flute used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Flute?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://flute.com/&name=Flute) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Flute 0.0 VS. [4.6 (3,356)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.5 (26,506) Value For Money 0.0 (0) Value For Money 4.3 (20,354) Customer Service 0.0 (0) Customer Service 4.2 (20,610) ## Flute alternatives [4.2 (142)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [4.2 (404)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,528)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,299)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars ## FAQs about Flute Overview ### What company size and specific industries is Flute built for? Flute is designed for small to mid-sized businesses in retail, health and wellness, automotive, professional services, and SaaS that need a single platform for payments, invoicing, point of sale, recurring billing, merchant services, and reporting. Features and Usability ### What are the key features of Flute? Flute offers payment processing features including ACH payment processing, credit card processing, debit credit card processing, digital wallet payments, and online payments. It also includes billing and invoicing tools such as invoice creation, recurring billing, billing portal, and quotes or estimates, plus compliance management, fraud detection, reporting and analytics, and third-party integrations. Talk to an expert ### More questions? Ask our experts Integrations ### Which third-party tools and platforms does Flute integrate with? Flute connects natively to WooCommerce. Getting Started and Support ### What training and onboarding options does Flute offer? Flute offers webinars and documentation to help teams get started. Webinars provide live or scheduled instruction for guided setup and feature overview, while documentation gives written reference material for self-paced learning, step-by-step guidance, and later review of product details. Getting Started and Support ### What customer support options does Flute offer? Flute provides Email/Help Desk, Knowledge Base, and Phone Support. These channels give users direct contact options and self-service information for common questions, account issues, and setup needs. No reviewer feedback is available about response speed, helpfulness, or support experience. ## Features AI summary Based on 17,379 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Debit/Credit Card Processing** (**52%**) Flute supports all three of the features reviewers rate highest: **Data Security**, **Online Payments**, and **Debit/Credit Card Processing**. Together, these capabilities help businesses protect transaction data, accept payments through digital channels, and process card payments reliably, allowing teams to manage payments with greater confidence and provide customers with a smooth checkout experience. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Billing & Invoicing Create, manage, and send invoices or bills to customers Billing Portal Gateway through which end users can view past bills and pay current invoices Flute 39 features Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Create, manage, and send invoices or bills to customers Gateway through which end users can view past bills and pay current invoices Track and manage adherence to policies for any service, product, process, or supplier Accept and process credit card transactions Add customized logos and colors to align with company branding Invoices that can be tailored according to company's branding, payment terms and personalized information Protect sensitive data for digital privacy Accept and process credit/debit card transactions Allows customers to check out with wallet payment methods that digitally store credit and debit cards Integrates with eCommerce systems A chronological record of actions or occurrences within a network, software, or process Identify and prevent suspicious activity Transactions that typically involve face-to-face interactions between the payer and the payee Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Creation, processing, verification, and execution of invoices till the payment is made Clients can submit payments via mobile devices Process payments via multiple modes directly through the application Create, send, and view electronic invoices Accept and process online payment transactions Allow customers to make a partial payment on an invoice and track remaining debt Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Integration with payment gateways to facilitate online transactions Send clickable links via text or email to collect payments from customers Accept, record, and reconcile financial transactions Reconcile payments with corresponding invoices or orders for accounting purposes Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Integrates with point of sale (POS) systems Generate quotes or estimates for customers Active reporting of data and metrics Upload, track, and submit receipts in a central database Automated process of charging customers at regular intervals for repeated access or use of a product or service View and track pertinent metrics to find patterns and gain insights from data Set up connections to third-party platforms to improve business processes Monitor or audit historical and current transactions to analyze customer account activities Get Advice We can help you find the software with the features you need. ## Pricing Flute Standard 2.6%+10¢ / 3.3%+25¢ It includes: - Accept payments in person (tap, dip, or swipe) - Accept payments online - Next-day funding on most accounts - Virtual terminal - Online invoicing with payment links - Recurring billing - Card vault - Fraud protection and chargeback support Flute Custom Build your rate It includes: - Interchange-plus pricing with a transparent markup - Volume-based pricing - Dual pricing to pass card fees and keep 100% - Lower rates on qualifying business and government transactions (Level 2 and Level 3) - Includes everything in Flute Standard ## Integrations [ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.