--- title: "Cleo Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Cleo Software - reviews, pricing plans, popular comparisons to other Accounts Payable products and more." source_url: "https://www.capterra.com/p/10030507/Cleo/" page_type: "product" language: "en" --- # Cleo Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 24, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Cleo ## What is Cleo? Cleo is a vendor payment automation solution that helps businesses streamline accounts payable processes for the hospitality industry. The system automates ACH transfers, collects and verifies W9 forms, and manages 1099 compliance requirements without manual intervention. Cleo includes vendor onboarding capabilities, scheduled payment functionality, customizable team permissions with approval workflows, comprehensive payment tracking, and QuickBooks integration for bookkeeping. The platform maintains payment oversight while reducing administrative tasks through its centralized payment management approach. Businesses can monitor all transactions through detailed reporting and project tracking features built into the system. ## What is Cleo used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Payable](https://www.capterra.com/accounts-payable-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $99 Flat Rate, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Cleo?[Manage this product listing](https://www.g2.com/products/cleo-pay-accounts-payable-automation/claim_requests/new?auto=true) ## Cleo Overview Updated September 2026 AI summary Cleo supports small and midsize businesses with accounts payable and payment processing needs by combining accounting, general ledger, and invoice management features. It offers tools for ACH and electronic payments, expense tracking, vendor management, and workflow automation, along with options like 1099 preparation and analytics. Cleo is delivered as a cloud-based solution and integrates with QuickBooks Online. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Cleo 0.0 VS. [4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $99 Flat Rate, Per Month Starting Price $25 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.4 (7,763) Value For Money 0.0 (0) Value For Money 4.2 (6,671) Customer Service 0.0 (0) Customer Service 4.0 (6,376) ## Cleo alternatives [4.2 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.2 (405)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [4.4 (222)](https://www.capterra.com/p/188698/Yooz/reviews/) Starting price $199.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.3 (717)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars ## FAQs about Cleo Features and Usability ### What are the key features of Cleo? Cleo offers accounting and financial management features such as general ledger, expense tracking, financial analysis, and reporting. It also includes billing and invoicing, invoice processing, vendor management, workflow automation, and status tracking, plus payment tools like ACH payment processing, electronic funds transfer, online payments, and debit/credit card processing. Pricing ### How much does it cost and what fees or limitations are included? Cleo starts at $99 per month for the Starter plan, designed for small hospitality venues and independent restaurants. The $299 per month Professional plan adds 1099 E-filing, chat support, a custom analytics dashboard, and multi-location access. Starter includes 1-20 vendors, basic reporting, free ACH payments, and W9 collection. Integrations ### Which third-party tools and platforms does Cleo integrate with? Cleo connects natively to QuickBooks Online. Getting Started and Support ### What customer support options does Cleo offer? Cleo provides email/help desk support for customer questions and issues. Support is handled through that channel only in the catalog data. No reviewer feedback is available here to describe response times, helpfulness, or common frustrations with the support experience. ## Features AI summary Based on 4,930 Accounts Payable reviews Capterra data shows that buyers of accounts payable software rank the following features as their top priorities: - **Accounting** (**62%** of reviewers rated this feature as critical) - **Invoice Processing** (**55%**) - **General Ledger** (**55%**) Cleo supports all three features that reviewers rate most highly: **Accounting**, **Invoice Processing**, and **General Ledger**. Together, these capabilities help businesses manage financial records accurately, process invoices more efficiently, and maintain clear visibility into core ledger activity, allowing teams to keep accounts payable work organized and support more reliable financial operations. 1099 Preparation Generate, file and review 1099 tax forms for IRS (Internal Revenue Service) Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Billing & Invoicing Create, manage, and send invoices or bills to customers Cleo 35 features ### All Features - 1099 Preparation: Generate, file and review 1099 tax forms for IRS (Internal Revenue Service) - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Check Writing: Issue payments to third parties via checks - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Customizable Branding: Add customized logos and colors to align with company branding - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Document Management: Store, manage, and track all electronic documents in a centralized location - Electronic Funds Transfer: Transfer money electronically between two bank accounts - Electronic Payments: Electronically collect payments for goods or services - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - General Ledger: Centralized accounting record which tracks all financial transactions - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Mobile Access: Access software remotely via mobile devices - Mobile Payments: Clients can submit payments via mobile devices - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Receipt Management: Upload, track, and submit receipts in a central database - Reporting: Empower brands with an intelligent reporting tool and dashborads to provide visibility into number of viewers, likes, number of asked questions, and chat entries, total number of clicks, CTR, and entire stream health - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Vendor Management: Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. - Workflow Automation: Streamlining repetitive tasks and activities through automated and predefined workflows - Workflows: Facilitate access from initial access ticket submission through supporting chain of custody throughout the workflow for OT environments. --- Get Advice We can help you find the software with the features you need. ## Pricing [View pricing plan details](https://www.capterra.com/p/10030507/Cleo/pricing/) Starter $99.00 Flat Rate,Per Month It includes: - 1-20 vendors - Basic Role-based Permissions - Free ACH Payments - Basic Vendor Onboarding - W9 Collection - Basic 1099 Compliance - Basic Reporting - Cash Flow Forecasting - Standard Approval Workflows Professional $299.00 Flat Rate,Per Month It includes: - 20-100 vendors - Advanced Role-based Permissions - Multi-location Access - 1099 E-filing - Chat Support - Dedicated Account Manager - Custom Analytics Dashboard Enterprise Custom Quote Available It includes: - 100+ vendors - Enterprise-grade Role-based Permissions - Unlimited locations - Unlimited ACH Payments - Cash Flow Forecasting - Advanced Compliance Automation - Custom Approval Rules - API Access - Custom Integrations - White-label Capabilities ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.